The Smart-Kids Picture Dictionary has more than 500 words aimed at growing a child's vocabulary from Grade R to Grade 2. Fun, full-colour illustrations feature the lovable Smart-Kids characters in 14 themed contexts. This dictionary may be used with other Smart-Kids products or as a separate resource.

Especially written for learners by experienced South African teachers who know exactly what children love to read nd write about, and where they need extra language practice.

Kinders geniet dit om saam met Slimkoppe te leer. Kleurvolle illustrasies, plakkers, kreatiewe aktiwiteite en vrolike karakters wat lief is vir pret, gee lewe aan die Suid-Afrikaanse kurrikulum vir Wiskunde Graad 1. Slimkoppe is deur ervare Suid-Afrikaanse onderwysers geskryf en bevat waardevolle notas, wenke en antwoorde vir ouers.

Die Slimkoppe-werkboeke vir graad 4 tot 6 dek die hele kurrikulum vir Afrikaans, Engels en Wiskunde. Elke boek is propvol kleurryke aktiwiteite wat kinders speel-speel hul taal-en wiskundevaardighede help oefen. Beskikbaar in Afrikaans en Engels

This Smart-Kids Achieve workbook is a colourful activity book designed to develop English skills in a fun and interactive way. It is specially written for Grade 7 learners by experienced South African teachers and contains valuable notes, tips and answers for parents.

Hierdie Slimkoppe Presteer-werkboek vir graad 7 dek die Suid-Afrikaanse kurrikulum vir Afrikaans. Elke boek is propvol kleurryke aktiwiteite wat kinders speel-speel hul taalvaardighede help oefen. Bevat waardevolle notas, wenke en antwoorde vir ouers.

Kinders geniet dit om saam met Slimkoppe te leer. Kleurvolle illustrasies, plakkers, kreatiewe aktiwiteite en vrolike karakters wat lief is vir pret, gee lewe aan die Suid-Afrikaanse kurrikulum vir Afrikaans Graad 1. Slimkoppe is deur ervare Suid-Afrikaanse onderwysers geskryf en bevat waardevolle notas, wenke en antwoorde vir ouers.

This handbook addresses an important omission in the current financial environment: the lack of a broader, strategic understanding of the possible roles of Employee Stock Ownership Plans, or ESOPs, as a tool for managing a variety of issues facing banks. Banks proportionately make more use of ESOPs than any other industrial classification in the U.S., often without understanding the extent of their potential applications. While an ESOP is not suitable in all circumstances, an ESOP may provide assistance in resolving the following issues, either by itself or in conjunction with other elements of a well-rounded strategic plan: - Augmenting capital, particularly for profitable institutions facing limited access to external capital. - Facilitating stock purchases by creating an "internal" stock market. - Providing employee benefits to reward employees that add to the institution's long-term value. This handbook describes the function of ESOPs in the real world of banks and bank holding companies. Bank directors and managers can use the information in this handbook to make solid, initial decisions regarding the potential merits of an ESOP. Before embarking on a particular strategy to deal with the manifold challenges facing small- to mid-size banks, the decision makers in profitable institutions may wish to consider how an ESOP can assist in addressing issues such as shareholder liquidity, employee ownership and compensation, and capital management.

This is an EXACT reproduction of a book published before 1923. This IS NOT an OCR'd book with strange characters, introduced typographical errors, and jumbled words. This book may have occasional imperfections such as missing or blurred pages, poor pictures, errant marks, etc. that were either part of the original artifact, or were introduced by the scanning process. We believe this work is culturally important, and despite the imperfections, have elected to bring it back into print as part of our continuing commitment to the preservation of printed works worldwide. We appreciate your understanding of the imperfections in the preservation process, and hope you enjoy this valuable book.

This scarce antiquarian book is a selection from Kessinger Publishing's Legacy Reprint Series. Due to its age, it may contain imperfections such as marks, notations, marginalia and flawed pages. Because we believe this work is culturally important, we have made it available as part of our commitment to protecting, preserving, and promoting the world's literature. Kessinger Publishing is the place to find hundreds of thousands of rare and hard-to-find books with something of interest for everyone!