This financial guide helps teenagers understand what money is, how money works, and how to make it work for them.

Everyone likes money. Most of the adult decisions and options in life center on money. In these uncertain economic times, it's more important than ever for teenagers to get a head start and gain an early understanding of what money is and how it works. In Money Matters: It's Either Working for You or Someone Else, authors John Keuffer, Richard Carey, and Kathy Garrison offer a new way of looking at money, and they show how it can work for you.
Often, young people believe the only way to become financially free is to win the lottery or become a professional athlete, or rock star. But Money Matters addresses the reality. It describes what money is, how money is earned, and provides easy-to-understand tips and strategies for saving wisely and spending frugally.
Filled with numerous examples, exercises, and real-life stories, Money Matters demonstrates how you can become financially free by making small sacrifices now to enjoy the benefits later.