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This second edition of Mis-Selling Financial Services is a
practical guide to litigating claims arising from the mis-sale of
financial products and services. It covers the history of
'mis-selling' litigation and provides an updated overview of the
regulatory landscape and how such claims are formulated, as well as
a thorough review of the key issues. The revised chapters give an
in-depth analysis of the financial products which most commonly
form the subject of such claims, from credit to collective
investment schemes. Key Features: Updated with new chapters on
Financial Ombudsman Service (FOS) and unfair terms Explanation of
the key issues and considerations concerning mis-selling litigation
Clear and concise analysis on the law relating to the mis-selling
of regulated financial services products Overview of the UK and
European regulatory framework governing the sale of financial
products, with particular focus on five key product types: credit,
mortgages, investments, insurance and collective investment schemes
With consideration of key legal and practical concepts and issues,
this book is an essential read for practitioners and in-house
counsel working in the financial services industry. Academics who
are researching within the fields of financial services law or
consumer protection will also find this to be an informative text.
Transform your love-making into erotic ecstasy with this fully
illustrated book that unlocks the secrets of the Kama Sutra - the
most ancient, renowned and explicit guide to sexual pleasure.
`Pleasures are as necessary for the well-being of the body as
food.' Kama Sutra `The Modern Kama Sutra' opens up a new and exotic
world of sexual pleasure that will change your sex life for ever.
Inspired by the ancient text of the Kama Sutra, this fully
illustrated book offers over 40 easy-to-follow explicit positions
(try positions such as 'Splitting the Bamboo', ' The Congress of
the Cow', 'Yab Yum' and the 'Canopy of Stars'), step-by step
instructions and practical tips and 200 stunning colour photographs
that guarantee to enhance your erotic pleasure and improve your
sexual technique. `The Modern Kama Sutra' is for the modern couple,
catering for both experienced lovers and for those wanting to
experiment. You will learn how to heighten your awareness of your
own and your partner's bodies, and achieve an emotional intimacy
and sexual intensity never before experienced. * Why not try fast
sex sequences for instant pleasure - use all kinds of locations,
from the kitchen table and bathroom shower to the living room sofa
and even the office floor! * Learn how massage and intimate
touching can enhance your sexual desire. Discover how to indulge
the body and the senses with separate chapters on seduction,
foreplay and oral sex.
The products that are most often the subject of mis-selling claims
are usually both complex and esoteric in nature. This complexity is
reflected in the law, regulation and case law that applies to these
products. Nowhere is this more true than in the heavily regulated
financial services sector. This accessible book is designed to
provide a clear and practical guide to claims involving the
mis-selling of financial products. Key features include: Clear and
concise analysis on the law relating to the mis-selling of
regulated financial services products Overview of the UK and
European regulatory framework governing the sale of financial
products and with particular focus on five key product types:
credit, mortgages, interest rate hedging products, insurance, and
collective investment schemes Practical information on pleading,
and defending claims of mis-selling including the various causes of
action and limitation periods Summary of case law which has emerged
from sector specific issues and mis-selling 'scandals'. Providing a
practical grounding to the topics at hand, this book will be of use
to practising lawyers and in-house counsel working within the
financial services industry. Academics who are researching within
the fields of financial services law or consumer protection will
also find this to be an informative text.
The 2,000-year-old Kama Sutra is widely regarded as the most famous
work on erotic pleasure ever created. This original new
interpretation of the Hindu sex classic features 40 easy-to-follow
explicit positions, each beautifully illustrated by stunning color
photographs, step-by-step instructions, difficulty ratings, and
relevant quotes from the original text. From slow and gentle to
fast and intense, the positions fulfill every mood and sexual need,
and are designed to heighten pleasure from both a man's and woman's
perspective. Separate chapters explore the body, senses, mood,
foreplay, and oral sex, offering creative ways to bring new levels
of eroticism into lovemaking. A book that couples will want to keep
by their bedside tables and refer to again and again, The Modern
Kama Sutra is the ultimate book for modern lovers.
From 1837 to 1861, Thoreau kept a Journal that began as a
conventional record of ideas, grew into a writer's notebook, and
eventually became the principal imaginative work of his career. The
source of much of his published writing, the Journal is also a
record of both his interior life and his monumental studies of the
natural history of his native Concord, Massachusetts. In contrast
to earlier editions, the Princeton Edition reproduces the Journal
in its original and complete form, in a reading text that is free
of editorial interpolations but keyed to a comprehensive scholarly
apparatus.
"Journal 6" comprises a single manuscript notebook of nearly
five hundred pages that Thoreau filled between March 9 and August
18, 1853. During this period, Thoreau divided his energies among
his increasingly professional studies as a naturalist in Concord,
the revision of his "Walden" manuscript, and surveying, which
provided him a living and established him more securely as a
contributing member of the Concord community. Thoreau's writing and
his understanding of natural history were enriched by surveying,
which gave him the opportunity to regularly observe seasonal
occurrences and other natural events in and around Concord. Thoreau
recorded these observations in his Journal, making both literary
and scientific use of them. Substantial passages from "Journal 6"
were incorporated into the sixth draft of "Walden, " and its
observations formed the basis for later compilations of field
ecology. They are made available here, along with Journal entries,
completely unrevised. This volume will delight all custodians of
literary and natural history and be an essential addition to the
libraries of all Thoreau devotees.
This scarce antiquarian book is a selection from Kessinger
Publishing's Legacy Reprint Series. Due to its age, it may contain
imperfections such as marks, notations, marginalia and flawed
pages. Because we believe this work is culturally important, we
have made it available as part of our commitment to protecting,
preserving, and promoting the world's literature. Kessinger
Publishing is the place to find hundreds of thousands of rare and
hard-to-find books with something of interest for everyone
This is an EXACT reproduction of a book published before 1923. This
IS NOT an OCR'd book with strange characters, introduced
typographical errors, and jumbled words. This book may have
occasional imperfections such as missing or blurred pages, poor
pictures, errant marks, etc. that were either part of the original
artifact, or were introduced by the scanning process. We believe
this work is culturally important, and despite the imperfections,
have elected to bring it back into print as part of our continuing
commitment to the preservation of printed works worldwide. We
appreciate your understanding of the imperfections in the
preservation process, and hope you enjoy this valuable book.
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