|
Showing 1 - 2 of
2 matches in All Departments
This book addresses the gaps in the present institutional structure
of inclusive finance framework in India. It provides a
comprehensive review of the role of banks in financial inclusion
policy and micro-finance landscape in India at present. It
identifies the key issues within the banking system which prove to
be obstacles in the way of achieving financial inclusion and
sustainable growth. The book conceptualizes inclusive banking,
delves into the theoretical foundations thereof and suggests an
institutional framework to avoid overlapping of their functions in
order to ensure profitability. It reviews the existing market
structure and competition in the inclusive finance arena while
considering the role of banks, micro-finance institutions and SHGs
in financing the poor. The book proposes a distinct change to the
existing business model, examines the bank business model for
inclusion and how the banks can and should treat the micro lending
clientele as their core client base to counter the issues of
profitability and competition in today's banking sector. It also
discusses some of the latest initiatives in inclusive finance and
the importance of entrepreneurship development experiments in India
and their efficacy in comparison with the micro-lending model.
The book looks at the issues Indian banks are facing, pre- and
post-pandemic. Technology, big data, and use of artificial
intelligence are slowly influencing not merely management practices
but are also changing customer demands and methods of operation.
Obviously newer risks problems like cybercrimes, remote working,
disruptions in operations are aggravating the situation. Authors in
the book recommend a hard relook at the bank business model.
|
|
Email address subscribed successfully.
A activation email has been sent to you.
Please click the link in that email to activate your subscription.