A supplementary text for a variety of Business courses, including Financial Statement Analysis, Investments, Personal Finance, and Financial Planning and Analysis. An Analytical Approach to Understanding and Interpreting Business Financial Statements Understanding Financial Statements improves the student's ability to translate a financial statement into a meaningful map for business decisions. The material covered in each chapter helps students approach financial statements with enhanced confidence and understanding of a firm's historical, current, and prospective financial condition and performance. The 11th Edition includes new case studies based on existing companies and enhanced learning tools to help students quickly grasp and apply the materials. Fraser and Ormiston presents material in an engaging fashion that helps readers make sense of complex financial information, leading to intelligent (and profitable!) decision-making.

Understanding Financial Statements provides you with the conceptual background and analytical tools to understand and interpret business financial statements. The text helps boost your confidence in analyzing these documents as well as understanding a firm’s historical, current, and prospective financial condition and performance. The 12th Edition continues its superior readability, concise coverage, and accessibility. It features new cases and enhanced learning tools to help you make sense of complex financial information, so that you can make sound, profitable business decisions.

The "difficult psalms" which amount to more than a third of the Psalter, shock us with their cries of pain, anger, and alienation. They call on God for revenge on their enemies and mercy for themselves. Lyn Fraser, following the lead of Old Testament theologian Walter Brueggemann, shows how to integrate these "psalms of disorientation" in Sunday morning worship, pastoral care, and any situation of extreme need.