Sara Collingwood is the 24-year-old daughter of a wealthy couple in New York City. Her privileged bubble bursts when her parents are tragically killed in a plane crash. Money mismanagement at her father's firm forces her to leave her penthouse apartment and anything of value is sold to satisfy bad debts. She moves upstate to Syracuse, NY and discovers a loving home life with her aunt and uncle. In the midst of her new-found happiness, she gives her heart to the one man she was never supposed to know about; much less meet and fall in love.