When a homeowner can no longer make payments on the house, the lender or bank will attempt to seize the property. This process, known as foreclosure, is becoming more and more common, even for those with good credit. Find out how you can prevent foreclosure by reading this book and discovering the legal ways to protect your home. The Complete Guide to Preventing Foreclosure on Your Home will provide you with strategies for getting legal advice, keeping current on your mortgage payments, negotiating temporary delays in payments, restructuring loans, refinancing, filing for bankruptcy, and creating and sticking to a budget.
You will learn about debt counseling and income maintenance, tax abatement, and public assistance programs. This book also provides details on the recent modifications to the Home Affordable Modification Program (HAMP) and to the Federal Housing Administration (FHA) programs offered by the federal government to assist homeowners who have been affected by the economic crisis through no fault of their own.
In addition, this book will show you how to decide if your property is worth saving, how to figure out how much time you have to act, how to use the courts to stop foreclosure, how to decide whether bankruptcy is your best option, and how to use your military status to prevent foreclosure. You will also learn about foreclosure rescue scams, nonjudicial foreclosure, judicial foreclosure, and notice of default. Also included is an explanation of the alternatives to foreclosure, such as special forbearance, mortgage modification, partial claim, pre-foreclosure, and deed-in-lieu of foreclosure.
With foreclosures on the rise, it makes sense to know how to protect your home. The Complete Guide to Preventing Foreclosure on Your Home will provide you with tips, tricks, strategies, and secrets to prevent your home s foreclosure now before it is too late.
Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company president's garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice. Every book has resources, contact information, and web sites of the products or companies discussed.
"This Atlantic Publishing eBook was professionally written, edited, fact checked, proofed and designed. The print version of this book is 288 pages and you receive exactly the same content. Over the years our books have won dozens of book awards for content, cover design and interior design including the prestigious Benjamin Franklin award for excellence in publishing. We are proud of the high quality of our books and hope you will enjoy this eBook version. "

According to a recent study by the National Center for Education Statistics, an estimated 65 percent of recent college graduates are burdened by student loans. Although the average debt is $19,000, loans can exceed $50,000 and may be much higher for those who attend graduate school, law school, or medical school. Many students, faced with the task of repaying such a large amount of money, become overwhelmed merely thinking about it. But, using this new book, you can learn how to eliminate your student loans and be debt free. In this exhaustively researched book, you will learn everything you need to know about student loans, including grace periods, deferment, forbearance, interest rates, co-signors, exit counseling, prepayment, discharges, cancellation, default, and much more. You will create a repayment schedule; understand the various repayment options, such as graduated repayment, level repayment, income-sensitive repayment, extended repayment, serialization, and income-contingent repayment; and be able to choose the appropriate plan for your unique situation.Additionally, you will learn how to save money through consolidation, how to secure the best interest rate, how consolidating can improve your credit score, how to use lender incentive programs to save money, and how to lower interest rates. Whether you are a current student looking to get a jumpstart on repayment or you are a recent graduate trying to wade through the letters you are receiving from your lenders and consolidation companies, How to Wipe Out Your Student Loans and Be Debt Free will be an indispensable companion.

How can you connect the children in your class to a source of spiritual strength that will support them through difficult situations, family problems, peer pressure, and the extreme competitiveness they will encounter in the academic, social and business worlds? How can you as a Christian adult share with your students the experiences, the fulfillment and the blessings that have come to you through your life of faith? This book will help you plan and implement a complete and rewarding Sunday school experience for children of any age. Whether you are a seasoned teacher or an inexperienced beginner, you will find valuable suggestions for: * organizing your time * customizing and teaching a Christian curriculum * managing your class * creating bonds of friendship * fostering spiritual and personal growth * delighting and entertaining your students so that they will want to keep coming back. You will find more than 100 age-appropriate projects and activities that can be carried out with a minimum of preparation time and expense. Learn about the many resources available to you at little or no cost. Detailed instructions explain how to use your computer and the Internet to create lessons and games that will capture your students' interest. Links to all the websites referenced in this book, printable downloads of worksheets and patterns, and even more ideas area are available on a companion blog, Sunday School Activities (http: //maedam.wordpress.com). As a Sunday school teacher you are providing a valuable service to your students and to their families. You may be the single greatest influence outside the family, shepherding a child into maturity and personal fulfillment. The person who benefits the most will probably be yourself; the more you invest in your class, the more spiritual nourishment you will discover for yourself, and the closer you will come to God in your daily life.

Starting and running your own small business can prove a daunting task. Dozens of details must be tended to, and you are required to complete a book's worth of forms and agreements from a slew of various agencies and organizations. Considering the Small Business Association's estimate that more than half of small businesses fail within their first year, you'll need all the help you can get. Put yourself on the winning side of the statistics with The Encyclopedia of Small Business Forms and Agreements. This convenient book provides small business owners with ready-to-use checklists, worksheets, forms, contracts, and human resource documents all in one small place. Inside these pages, you will find more than 250 essential documents for all your hiring, firing, intellectual property, Internet, technology, legal, merger, acquisition, money, fundraising, sales, marketing, and starting-a-business needs. With its professionally organized, easy-to-read format, this book takes you step-by-step through the valuable forms, which may be easily printed out and customized thanks to the convenient companion CD-ROM. Hundreds of easy-to-implement tools, contracts, forms, and checklists, such as letters of intent, rental agreements, operating expense worksheets, potential location checklists, and sample job descriptions will help you organize your business and make it easier to manage while increasing your bottom line. The companion CD-ROM is included with the print version of this book; however is not available for download with the electronic version. It may be obtained separately by contacting Atlantic Publishing Group at [email protected] Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company president's garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice. Every book has resources, contact information, and web sites of the products or companies discussed.

The advent of Amazon's Kindle in 2007 allowed millions of writers to make the leap from paper to the electronic screen. Several eReader competitors recently joined the ring, introducing products such as the Apple iPad, Barnes & Noble Nook, the updated Sony Reader, and Samsung Papyrus. The publishing world is experiencing a revolution with these electronic readers and you can catch up to speed by learning the ins and outs of publishing with this low-cost, high-profit publisher. This is a guide for anyone who has dreamt about becoming a published author and is intrigued by the profitable new prospect of ePublishing but did not know where to start. eBook sales hovered around $500 million at the end of 2009, and are steadily climbing. If you re passionate about writing and using new technology to market yourself and your work, this book will explain how you can do what you love and increase your earning potential. Start off with understanding what an eBook is and the differences between traditional and digital publishing, and the benefits involved. You will identify and learn the details of over 15 eReaders, including the three top-selling: Kindle, Nook, and Sony Reader. You will employ the basics of analysing your audience, brainstorming, writing, editing, and marketing according to the type of eReader. You will learn the process of getting your book published, how to change or alter the format or style of your book to match the necessities of the eReader, and how to optimise the format of any text for e-reading. We spent dozens of hours interviewing writers who are experts in the art of digital publishing to provide a complete overview of everything you need to know about publishing your eBook. Not only will you learn how to upload your work through an eReader, you will also hone your writing skills with tips, writing exercises, and writing resources. You will learn how to target your book to the right demographic and what you can do to promote your book in online inventories. You will learn the basics of viral marketing promotion, SEO, and building a business with digital publications. You will learn how to work with your eReader to produce innovative content, and you will learn how to monitor for updates to the electronic publishing industry. No matter what your goals are, you can start publishing from your home with eReader technology and this book.

In recent years, many smart investors have abandoned the stock market and other investment areas because they have essentially lost control of their investments. They relied on the advice and skill of their brokers, bankers, and financial advisors, but many investment and retirement accounts have still dwindled because of the unpredictable volatility of the stock market. Fortunately, there is a wonderful -- but little-understood -- alternative: currency trading and investing.
With the advancement of the Internet and modern technology, this golden opportunity is accessible to a new breed of individual investors and speculators working part-time. Now, you stand on an even playing field with the largest banks and trading institutions in the world and can invest from the comfort of your own home.
Currency trading is the practice of exchanging one country's currency for another's. The foreign exchange (Currency, Forex, or FX) market is the largest trading market in the world -- exceeding $3.2 trillion every single day Essentially, there are four variables involved: currencies, exchange rate, time, and interest rate. The relationships of these variables create opportunities for small investors to obtain investment returns that are unheard of in the traditional investment world. You owe it to yourself and your family to begin learning about currency trading.
You can get started with just $100, and the investment can easily be managed in a part-time capacity, usually requiring a few hours on the Internet a week from your home or your office. Currency investments can provide you with a very high and secure rate of return, in some cases as high as 12 percent, 18 percent, 24 percent, or even 1,000 percent every year.
This all sounds great, but what is the catch? There really is none. You just have to know what you are doing This groundbreaking and exhaustively researched new book will teach you everything you need to know to get you started. In no time, you will be generating high-investment returns with low risk from start to finish.
You will discover what currency trading is; how to invest in foreign currency; trading strategies and tactics; technological considerations; how to set up your account online; how to purchase currency online; day-trader insights; current trends; Pivot Programs; price projectors; futures predicting; trading software; and insider secrets to help you double or even triple your investment -- all while avoiding the traps and pitfalls that come with many other kinds of investments.
We spent countless hours researching, interviewing, e-mailing, and communicating with today's most successful currency traders who have learned to conquer this new frontier. Not only will you learn the basics of currency trading, you will also be privy to secrets and proven successful ideas from traders who are earning millions in the currency market.
If you are tired of watching your stock investments crumble or have been itching to have your money start working for you but just haven't found a market stable enough to protect your investments, then pick up this book and jump into the world of currency trading -- and watch your investments grow to heights you never imagined.
Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company president's garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice. Every book has resources, contact information, and web sites of the products or companies discussed.
"This Atlantic Publishing eBook was professionally written, edited, fact checked, proofed and designed. The print version of this book is 288 pages and you receive exactly the same content. Over the years our books have won dozens of book awards for content, cover design and interior design including the prestigious Benjamin Franklin award for excellence in publishing. We are proud of the high quality of our books and hope you will enjoy this eBook version. "

Goats have been used for their dairy products for hundreds of years, providing a wide array of milk, butter, yogurt, and cheeses that provide the unique flavors that make Mediterranean cuisine so special. For those who are interested in raising their own dairy goats so they can take advantage of the milk products provided, it is important to first of all learn everything possible about dairy goats, from what they eat to how they breed and how to cultivate and harvest the milk when the time comes.

This book provides every detail you could possible need to become a dedicated or hobbyist dairy goat breeder and farmer. You will learn how goats are raised for different purposes, including as dairy goats, fiber goats, and as a means to maintain property. You will learn how to select the right breed of goat and how to know what to look for in a specific goat. You will also learn about how to start the process of breeding goats, including the care for the mother, separation of the father, and the necessary care for the kid once it is born. You will learn how to properly house goats and what they require from you to remain healthy and happy, both in their feed and their space.

Expert goat farmers have been interviewed and have provided their insight and expertise on the topic, building a collection of insights of tips and tricks about raising dairy goats. You will learn how to care for your dairy goats and what special treatment or care they require from you. You will also learn what you need to provide for the dairy goats to produce as much milk as possible. Finally, you will learn how to gather the milk from the dairy goats and how to both process and sell it to maintain your business. For anyone who has ever been interested in raising goats for dairy production, this guide will offer you everything you need.