Meltdown reveals how the Consumer Financial Protection Bureau was able to curb important unsafe and unfair practices that led to the recent financial crisis. In interviews with key government, industry, and advocacy groups along with deep archival research, Kirsch and Squires show where the CFPB was able to overcome many abusive practices, where it was less able to do so, and why. Open for business in 2011, the CFPB was Congress's response to the financial catastrophe that shattered millions of middle-class and lower-income households and threatened the stability of the global economy. But only a few years later, with U.S. economic conditions on a path to recovery, there are already disturbing signs of the (re)emergence of the high-risk, high-reward credit practices that the CFPB was designed to curb. This book profiles how the Bureau has attempted to stop abusive and discriminatory lending practices in the mortgage and automobile lending sectors and documents the multilayered challenges faced by an untested new regulatory agency in its efforts to transform the broken—but lucrative—business practices of the financial services industry. Authors Kirsch and Squires raise the question of whether the consumer protection approach to financial services reform will succeed over the long term in light of political and business efforts to scuttle it. Case studies of mortgage and automobile lending reforms highlight the key contextual and structural conditions that explain the CFPB's ability to transform financial service industry business models and practices. Meltdown: The Financial Crisis, Consumer Protection, and the Road Forward is essential reading for a wide audience, including anyone involved in the provision of financial services, staff of financial services and consumer protection regulatory agencies, and fair lending and consumer protection advocates. Its accessible presentation of financial information will also serve students and general readers.

Rural communities, often the first indicators of economic downturns, play an important role in planning for development and sustainability. Increasingly, these communities are compelled to reimagine the paths that lead not only to economic success, but also to the cultural, social, environmental, and institutional pillars of sustainability. As the contributors to this volume demonstrate, there are many examples of such innovation and creativity, and many communities that seek out new ways to build the collaboration, capacity, and autonomy necessary to survive and flourish. Contributors: Don Alexander, Kirstine Baccar, Michael Barr, Mary A. Beckie, Moira J. Calder, Meredith Carter, Yolande E. Chan, Sean Connelly, Jon Corbett, Anthony Davis, Jeff A. Dixon, David J.A. Douglas, Roger Epp, Kelly Green, Lars K. Hallstrom, Greg Halseth, Casey Hamilton, Karen Houle, Glen T. Hvenegaard, Melanie Irvine, Bernie Jones, Robert Keenan, Rhonda Koster, Ryan Lane, Sean Markey, Shelly McMann, L. Jane McMillan, Morgan E. Moffitt, Karen Morrison, Karsten Mundel, Craig Pollett, Kerry Prosper, Mark Roseland, Laura Ryser, Claire Sanders, Jennifer Sumner, Kelly Vodden, Marc von der Gonna, Shayne Wright.

Based on interviews with members of grassroots organisations, media and government institutions, Green Politics in China provides an in-depth and engaging account of the novel ways in which Chinese society is responding to its environmental crisis, using examples rarely captured in Western media or academia. Joy Y. Zhang and Michael Barr explain how environmental problems are transforming Chinese society through new developments such as the struggle for clean air, low-carbon conspiracy theories, new forms of public fund raising and the international tactics of grassroots NGOs. In doing so, they challenge static understandings of state-society relations in China. Green Politics in China is an illuminating and detailed investigation which provides crucial insights into how China is both changing internally and emerging as a powerful player in global environmental politics.

If China suddenly democratised, would it cease being labelled as a threat? This provocative book argues that fears of China often say as much about those who hold them as they do about the rising power itself. It focuses not on the usual trope of economic and military might, but on China's growing cultural influence and the connections between China's domestic politics and its attempts to brand itself internationally. Using examples from film, education, media, politics, and art, Who's Afraid of China? is both an introduction to Chinese soft power and a critical analysis of international reaction to it. It examines how the West's own past, hopes, and fears shape the way it thinks about and engages with China and argues that the rising power touches a nerve in the Western psyche, presenting a fundamental challenge to ideas about modernity, history, and international relations.

If China suddenly democratised, would it cease being labelled as a threat? This provocative book argues that fears of China often say as much about those who hold them as they do about the rising power itself. It focuses not on the usual trope of economic and military might, but on China's growing cultural influence and the connections between China's domestic politics and its attempts to brand itself internationally. Using examples from film, education, media, politics, and art, Who's Afraid of China? is both an introduction to Chinese soft power and a critical analysis of international reaction to it. It examines how the West's own past, hopes, and fears shape the way it thinks about and engages with China and argues that the rising power touches a nerve in the Western psyche, presenting a fundamental challenge to ideas about modernity, history, and international relations.