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The Islamic financial industry is expanding rapidly into non-Muslim
countries including Western Europe. The author analyses what the
prospects of success for an Islamic mode of banking and finance in
Germany are at the retail level. The quantitative study revealed
that two-thirds of respondents were willing to switch to Islamic
banking, and that Giro and savings bank accounts and mortgage
financing products and services were most desired by the
respondents. The qualitative study showed that the success of
Islamic Banking and Finance in the United Kingdom is mainly due to
the proactive role taken by regulators and London's role as an
international financial center. Germany's regulatory model is
different than that of the United Kingdom in that there are no
market entry barriers, and the success of Islamic banking in
Germany will largely depend on the operating model of Islamic
financial institutions.
Central Bank Digital Currencies and Global Financial System: Theory
and Practice is the perfect book for anyone interested in the
impact of digital currencies on the global financial system,
providing valuable insights and analysis on the topic. The topic of
central bank digital currencies (CBDCs) is particularly relevant in
2023 because the use of digital currencies is rapidly growing
around the world, and many central banks are exploring the idea of
developing their own CBDCs. This book offers readers an opportunity
to gain a better understanding of CBDCs, including their history,
differences with cryptocurrencies, and the potential impact of
CBDCs on the future of the financial system. The book’s didactic
approach breaks down complex topics into easily digestible
chapters, allowing readers to easily understand and follow the
progression of digital currencies. For those interested in the
future of digital currencies, the book offers a chapter on future
research directions and concluding remarks. Central Bank Digital
Currencies and Global Financial System: Theory and Practice is a
must-read for anyone interested in the intersection of finance and
technology. By exploring the evolution of digital currencies and
their impact on the global financial system, this book provides
valuable insights for policymakers, financial professionals, and
anyone looking to understand the future of money.
The purpose of the present study is to investigate the behavioral
problems in the disabled students, thus explaining the poor social
and behavioral functioning associated with learning disabilities
and emotional disturbances. Students with physical disabilities
were used as sample for the purpose of study. A checklist of liking
and disliking, perceptions of self-worth and social acceptance, and
teacher ratings of conduct problems, anxiety-withdrawal, and
attention problems was considered to obtain data. Students with
disabilities were less accepted and liked and also perceived their
self-worth and social acceptance to be lower than normal students.
Group interactions were apparent for several of the peer rating and
behavioral variables, indicating that different patterns of social
and behavioral functioning distinguished them from the normal
students. The findings highlight that majority of the disabled
students have bitter behavioral expressions, and low achievement.
The study supports the notion that there may be a common cognitive
cause for both disability and behavior problems. The study is
equally beneficial for trainers, researchers and special education
trainee teachers.
The book explains the profound types of learners in an environment
and the impacts created by individual differences on learning. Myer
Briggs Type Indicator and an index of learning styles is used to
check the differences in learning on the basis of individual
differences. The impacts of individual differences on cognitive
learning are identified by using a self developed questionnaire.
Students with individual differences had profound impacts on
learning. Group interactions are apparent for several of the peer
rating and variables, indicating that different patterns of social
and behavioral functioning distinguished them from the ordinary
learners. Moreover learning is always directly affected; the
impacts are both positive and negative. This book is beneficial for
educationists, trainers, teachers and trainee teachers with new
concepts of focusing individual differences in learning.
Maize is an important cereal crop world wide, not only as a staple
food in various parts of the world, but also as a major component
of feeds for the animals. Adapted to a wide range of climates, the
crop is mostly grown between latitudes 30 and 55, principally in
latitudes below 47 . It is a warm weather crop, doing best when
temperatures in the warm months range from 21 to 27 C. The
judicious use of organic and mineral fertilizers may increase
micronutrient density in grain destined for human consumption and
play a promising rule in reducing human's micronutrient deficiency.
The integrated nutrient management for crop improvement has been
paid little attention in agriculture areas of developing world.
Therefore, the present study was executed to evaluate the
integrated nutrients use affect on growth, yield and quality of
maize.
In this book different techniques were used for the production of
amylases from Aspergillus niger It is highly desirable to increase
the production and thermal stability of alpha amylases so that the
process can be made more economical. Enzyme Engineering Group at
Industrial Biotechnology Division, NIBGE, Faisalabad is actively
involved in microbial strain development through random mutagenesis
and genetic engineering. A deoxy -D-glucose resistant (DG) mutant
of Aspergillus niger was developed through gamma rays treatment.
The present study was focussed on the optimization of growth
conditions for maximum production of -amylases by parent and
DG-resistant mutant derivative of Aspergillus niger. Moreover,
kinetic and thermodynamic properties of -amylase from hyper
producer mutant were also determined. This book is equally
beneficial for the researcher, students, faculty members and the
scientists with new knowledge of the production of enzyme."
These studies presence of sufficient exploitable genetic
variability for various yield related traits among the rice
genotypes. A good number of rice genotypes were screened and
identified on the basis of various morphological, physiological and
molecular studies, that would be used in the development of F1
hybrid seed. The genotypes CB-17, CB-32 and Basmati-198 were good
general combiners for productive tillers per plant, primary
branches per panicle and yield per plant, especially under water
stress condition and also gave specific cross combinations for good
yield and yield related traits. The crosses productive tillers per
plant (Basmati-198 x CB-17), seeds per panicle (Basmati-2000 x
CB-42, Basmati-198 x CB-14), 1000 seed weight (Basmati-2000 x
CB-32, CB-42 x CB-32) and yield per plant (CB-32 x CB-14) sowed
promising results for yield and yield related traits. Thus these
hybrids could be used as such or further selection could made to
develop high yielding rice genotypes suitable for cultivation under
water stress condition. Over all this book will provide the
information the breeders, geneticist, researchers and students
related to genetic study of the rice crop.
Chrysoperla carnea, known as the common green lacewing, is an
insect in the Chrysopidae family. It is found in many parts of
North America, Europe and Asia. The adults feed on nectar, pollen
and aphid honeydew but the larvae are active predators and feed on
aphids and other small insects. It has been used in the biological
control of insectpests on crops. Chrysoperla carnea was originally
considered to be a single species with a holarctic distribution but
it has now been shown to be a complex of many cryptic, sibling
species. These are indistinguishable from each other
morphologicallybut can be recognised by variations in the
vibrational songs the insects use to communicate with each other,
which they especially do during courtship. The green lacewing eggs
are oval and secured to the plant by long slender stalks. They are
pale green when first laid but become gray later. The larvae are
about one millimetre long when they first hatch. They are brown and
resemble small alligators, crawling actively around in search of
prey. They have a pair of pincer-like mandibles on their head with
which they grasp their prey, sometimes lifting the victim off the
leaf surface to prevent its escape.
Cotton has been placed amongst one of the most important cash
crops, in Pakistan. Armyworm, Spodoptera litura, is one of the most
notorious chewing pests, attacking this crop and hence depriving
the farmers from getting good yields. The project under study, was,
therefore, planned to develop some control strategies which are not
only effective in their implementation, but also safer to the
non-target organisms. A bio-control agent, Bracon hebetor (Say.)
was used to control the pest, along with integration of some new
chemistry insecticides and pheromones throughout cotton growing
season. The experiments were carried out under the laboratory
conditions in the Dept. of Agri. Entomology, Univ. of Agriculture,
Faisalabad, for the improvement of mass rearing of the parasitoid,
its potential at various temperatures and searching ability. The
experiments for the screening of insecticides for their selection
in Pest Management program of were performed in the laboratory as
well as semi-field and field conditions. Resultantly, the study
recommends that bio-control agents should be integrated with other
tactics in order to avoid the chemical load in the environment.
The undertaken project consists of the field and lab experiments
which were carried out to investigate the biophysical and
biochemical basis of resistance in the fruits of bitter-gourd
plant. The field experiments included screening of 13 genotypes of
bitter-gourd and tolerance studies. The laboratory experiments
included the determination of biophysical and biochemical fruit
traits which induce antixenosis and antibiosis in bitter-gourd
against melon fruit fly. The fruit-length, fruit diameter, number
of ridges/cm2, depth of ribs, pericarp thickness and fruit
toughness were found to be most important biophysical fruit traits,
which contributed antixenosis in bitter-gourd against melon
fruit-fly. Similarly, quantity of ascorbic-acid, chlorophyll
(chlorophyll 'a', 'b' and total chlorophyll), reducing sugars,
total sugars, non-reducing sugars, nitrogen, protein, phosphorus,
potassium, tannin, flavonol, phenols, ash and silica played
paramount role in inducing biochemical based antixenosis and
antibiosis. The findings of endeavour persuade for the utilization
of identified sources of resistance in crop breeding program of
bitter-gourd against melon fruit fly.
This book describes the entrance of Cr (III) into the food chain of
silkworm from mulberry plants irrigated using Cr (III) containing
synthetic effluents during the year 2010 at Sericulture Laboratory
in Agricultural Entomology Department. The objective of the study
was to evaluate the accumulation of Cr (III) in soil, mulberry
leaves, silkworm larvae, silk glands and feaces and to observe the
effects of this accumulation on the growth of silkworm larvae and
silk yield. The soil, plant, silk glands silkworm and their excreta
were sampled to determine Cr. (III) amount using Atomic Absorption
Spectrometry (AAS).The conclusions were withdrawn from the obtained
results were(1)Bio- accumulation Cr (III) in soil, mulberry leaves,
silk glands, silkworm larvae and faeces was high at the higher
concentration of Cr (III) effluent(2)Although Bombyx mori excreted
large quantity of Cr(III) but still most of Cr (III) reside inside
its body.(3) Food consumption, Coefficient of food utilization and
silk yield also affected by the effluent.
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Nadine Gordimer
Paperback
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R398
R330
Discovery Miles 3 300
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