|
Showing 1 - 23 of
23 matches in All Departments
Vom Unmoglichen und Moglichen bis zum Blick in die Zukunft
Grammatik ist nicht jedermanns Sache und die Konjugation der
franzosischen Verben macht es einem auch nicht immer leicht.
Norbert Berger kennt die Note der Lernenden und die Tucken der
franzosischen Verben bestens. Leicht verstandlich, mit einer Prise
Humor und anhand vieler Beispiele erklart er alles uber die
verschiedenen Zeiten, das Konditional, den Subjonctif, den
Imperativ, Fragestellung und Verneinung. Am Ende eines jeden
Kapitels gibt es Ubungen, die das Gelernte noch einmal wiederholen.
Konjugationstabellen der wichtigsten franzosischen regelmassigen
und unregelmassigen Verben bieten Ihnen einen guten Uberblick. So
sind Sie fur den nachsten Test bestens gerustet.
This book provides medical students and physicians with a
practical, step-by-step guide on how to write and publish a medical
case report. The case report is the traditional way for physicians
to describe their unique or unusual cases to a broad audience and
it plays an important role in the discovery of new diseases or
syndromes, unusual manifestations of disease, important adverse
drug reactions, and the generation of hypotheses for further study.
This book guides readers through the process from choosing a case
to report on to finding a publisher and then comment on future
directions and potential new uses of case reports, including
expanded computer case databases to optimize care for individual
patients and new applications in medical education. Interspersed
throughout the text are example case reports, many written by the
authors, with commentary on their experiences working with those
reports to provide context and aid readers in creating clear,
concise, and useful case reports.
The Economic and Financial Impacts of the COVID-19 Crisis Around
the World: Expect the Unexpected provides an informed,
research-based in-depth understanding of the COVID-19 crisis, its
impacts on households, nonfinancial firms, banks, and financial
market participants, and the effectiveness of the reactions of
governments and policymakers in the United States and around the
world. It provides reflections and perspectives on the social costs
and benefits of various policies undertaken and a toolkit of
preventive measures to deal with crises beyond the COVID-19 crisis.
Authors Allen N. Berger, Mustafa U. Karakaplan, and Raluca A. Roman
apply their expertise to the research and data on the COVID-19
economic crisis as well as draw on their own rich research
experience. They take a holistic approach that compares and
contrasts this crisis with other economic and financial crises and
assesses economic and financial behavior and government policies in
the booms before crises and the aftermaths following them, as well
as the crises themselves. They do all this with a keen eye on
“Expecting the Unexpected” future crises, and policies that might
anticipate them and provide better outcomes for society.
Bank Liquidity Creation and Financial Crises delivers a consistent,
logical presentation of bank liquidity creation and addresses
questions of research and policy interest that can be easily
understood by readers with no advanced or specialized industry
knowledge. Authors Allen Berger and Christa Bouwman examine ways to
measure bank liquidity creation, how much liquidity banks create in
different countries, the effects of monetary policy (including
interest rate policy, lender of last resort, and quantitative
easing), the effects of capital, the effects of regulatory
interventions, the effects of bailouts, and much more. They also
analyze bank liquidity creation in the US over the past three
decades during both normal times and financial crises. Narrowing
the gap between the "academic world" (focused on theories) and the
"practitioner world" (dedicated to solving real-world problems),
this book is a helpful new tool for evaluating a bank's performance
over time and comparing it to its peer group.
Franzoesische Grammatik Mit UEbungsaufgaben samt Loesungen und
Konjugations- tabellen der wichtigsten Verben Steht der nachste
Test an oder wollen Sie einfach Ihre Franzoesischkenntnisse
verbessern? Grammatik ist nicht jedermanns Sache und die
franzoesische Grammatik macht es Ihnen nicht immer leicht. Norbert
Berger erklart Ihnen leicht verstandlich, mit einer Prise Humor
anhand vieler Beispiele und Informationen zu Land und Leuten alles
uber Artikel und Pronomen, Adjektive und Adverbien, Fragestellung
und Verneinung, die Zeiten und die Satz- stellung. Am Ende eines
jeden Kapitels gibt es UEbungen, die das Gelernte noch einmal
wiederholen. Tabellen der wichtigsten franzoesischen Verben bieten
ganz Eiligen alle Konjugationen auf einen Blick. So sind Sie fur
den nachsten Test gerustet oder koennen mit Ihren franzoesischen
Kollegen uber zukunftige Projekte sprechen. Mach dich schlau:
www.fuer-dummies.de
We address the causes, consequences, and implications of the
cross-border consolidation of financial institutions by reviewing
several hundred studies, providing comparative international data,
and estimating cross-border banking efficiency in France, Germany,
Spain, the U.K., and the U.S. during the 1990s. We find that, on
average, domestic banks have higher profit efficiency than foreign
banks. However, banks from at least one country (the U.S.) appear
to operate with relatively high efficiency both at home and abroad.
If these results continue to hold, they do not preclude successful
international expansion by some financial firms, but they do
suggest limits to global consolidation.
We examine the likely competitive effects of the proposed
implementation of the Basel II capital requirements on banks in the
market for credit to SMEs in the U.S. Specifically, we address
whether reduced risk weights for SME credits extended by large
banking organizations that adopt the Advanced Internal
Ratings-Based (A-IRB) approach of Basel II might significantly
adversely affect the competitive positions of organizations that do
not adopt A-IRB. The analyses suggest only a relatively minor
competitive effect on the majority of community banks primarily
because the organizations that are likely to adopt A-IRB tend to
make very different types of SME loans to different types of
borrowers than community banks. However, the analyses suggest the
possibility of significant adverse effects on the competitive
positions of large banking organizations that do not adopt A-IRB
because the data do not suggest any strong segmentation in SME
credit markets among large organizations.
This paper surveys 130 studies that apply frontier efficiency
analysis to financial institutions in 21 countries. The primary
goals are to summarize and critically review empirical estimates of
financial institution efficiency and to attempt to arrive at a
consensus view. We find that the various efficiency methods do not
necessarily yield consistent results, and we suggest some ways that
these methods might be improved to bring about findings that are
more consistent, accurate, and useful. Secondary goals are to
address the implications of efficiency results for financial
institutions in the areas of government policy, research, and
managerial performance. Areas needing additional research are also
outlined.
Over the past several years, substantial research effort has gone
into measuring the efficiency of financial institutions. Many
studies have found that inefficiencies are quite large, on the
order of 20 percent or more of total banking industry costs and
about half of the industry's potential profits. There is no
consensus on the sources of the differences in measured efficiency.
This paper examines several possible sources, including differences
in efficiency concept, measurement method, and a number of bank,
market, and regulatory characteristics. We review the extant
literature and provide new evidence using data on U.S. banks over
the period 1990-95.
We offer and test two competing hypotheses for the consolidation
trend in banking using U.S. banking industry data over the period
1982-2000. Under the efficiency hypothesis, technological progress
improved the performance of large, multimarket firms relative to
small, single-market firms, whereas under the hubris hypothesis,
consolidation was largely driven by corporate hubris. Our results
are consistent with an empirical dominance of the efficiency
hypothesis over the hubris hypothesis-on net, technological
progress allowed large, multimarket banks to compete more
effectively against small, single-market banks in the 1990s than in
the 1980s. We also isolate the extent to which technological
progress occurred through scale versus geographic effects and how
they affected the performance of small, single-market banks through
revenues versus costs. The results may shed light as well on some
of the research and policy issues related to community banking, and
on the question of how community banks should be defined.
This paper examines technological progress and its effects in the
banking industry. Banks are intensive users of both IT and
financial technologies, and have a wealth of data available that
may be helpful for the general understanding of the effects of
technological change. The research suggests improvements in costs
and lending capacity due to improvements in "back-office"
technologies, as well as consumer benefits from improved
"front-office" technologies. The research also suggests significant
overall productivity increases in terms of improved quality and
variety of banking services. In addition, the research indicates
that technological progress likely helped facilitate consolidation
of the industry.
We examine the efficiency effects of the integration of the
financial services industry and suggest directions for future
research. We also propose a relatively broad working definition of
integration and employ U.S. and European data on financial service
industry M&As to illustrate several types of integration. The
analysis suggests that there is a large potential for efficiency
gains from integration, but only a relatively small part of this
potential may be realized. Integration appears to bring about
larger revenue efficiency gains than cost efficiency gains, and
most of the gains appear to be linked to benefits from risk
diversification.
The author writes: ALTHOUGH twenty-two years have elapsed. since
the death of Bishop John N. Neumann, he still lives in the hearts
of all that knew him; and many have expressed the wish that his
memory should be preserved, his biography written for the
edification of posterity. For this reason, Superiors several years
ago entrusted to me the task of compiling his Life-a task whose
accomplishment was by no means easy. For although the servant of
God performed many great deeds, his extraordinary humility enabled
him to conceal them, in a measure, from the eyes of all save God
alone. The diocesan archives of his time record nothing calculated
to throw light upon the subject; and the missionaries who labored
with him, comparatively few in number, were too much occupied with
the care of souls to record a history of their trials and labors.
Sufficient material was, however, soon collected from which the
Life of the holy Bishop could, to some considerable extent, be
faithfully portrayed. From the members of his immediate family, his
brother and sisters, many interesting and reliable communications
were received; but his own letters and, above all, his own journal
have proved valuable sources of information. They afford a
consoling glimpse into his noble heart and elevated soul. Thanks
are due to all that have aided me in the fulfilling of my task. Any
additional communications will be gratefully received and used in a
subsequent edition.
We examine the economics of financing small business in private
equity and debt markets. Firms are viewed through a financial
growth cycle paradigm in which different capital structures are
optimal at different points in the cycle. We show the sources of
small business finance, and how capital structure varies with firm
size and age. The interconnectedness of small firm finance is
discussed along with the impact of the macroeconomic environment.
We also analyze a number of research and policy issues, review the
literature, and suggest topics for future research
We investigate the sources of recent changes in the performance of
U.S. banks using concepts and techniques borrowed from the
cross-section efficiency literature. Our most striking result is
that during 1991-1997, cost productivity worsened while profit
productivity improved substantially, particularly for banks
engaging in mergers. The data are consistent with the hypothesis
that banks tried to maximize profits by raising revenues as well as
reducing costs, and that banks provided additional services or
higher service quality that raised costs but also raised revenues
by more than the cost increases. The results suggest that methods
that exclude revenues may be misleading.
Financial crises are recurring phenomena that result in the
financial distress of systemically important banks, making it
imperative to understand how to best respond to such crises and
their consequences. Two policy responses became prominent for
dealing with these distressed institutions since the last Global
Financial Crisis: bailouts and bail-ins. The main questions
surrounding these responses touch everyone: Are bailouts or
bail-ins good for the financial system and the real economy? Is it
essential to save distressed financial institutions by putting
taxpayer money at risk in bailouts, or is it better to use private
money in bail-ins instead? Are there better options, such as first
lines of defense that help prevent such distress in the first
place? Can countercyclical prudential and monetary policies lessen
the likelihood and severity of the financial crises that often
bring about this distress? Through careful analysis, authors Berger
and Roman review and critically assess the extant theoretical and
empirical research on many resolution approaches and tools. Placing
special emphasis on lessons learned from one of the biggest
bailouts of all time, the Troubled Asset Relief Program (TARP),
while also reviewing other programs and tools, TARP and Other Bank
Bailouts and Bail-Ins around the World sheds light on how best to
protect the financial system on Wall Street and the real economy on
Main Street.
|
You may like...
Barbie
Margot Robbie, Ryan Gosling
Blu-ray disc
R266
Discovery Miles 2 660
Loot
Nadine Gordimer
Paperback
(2)
R398
R330
Discovery Miles 3 300
|