Straight Talk About Estate Planning provides a no-nonsense look at the importance of estate planning and how to create an estate plan that works In their straight forward, easy to read style, Peggy Hoyt and Debbie Roser lead you on a journey through the maze of legal potholes that include staying out of the guardianship courts, avoiding probate, reducing gift and estate taxes and making more than sure your plan accomplishes your personal and family goals. Meet Mary, mother of three who visits attorney Harry Hurry and ends up with an estate plan that is a complete waste of money and doesn't come close to accomplishing her simple goal of providing for her children. Discover the importance of how assets are titled, how beneficiaries are designated and how to avoid the bad things that happen to good people. Get acquainted with Annabelle, a beloved dog whose owner leaves for an ordinary day and never returns. Discover how to protect the people and pets you love through special planning considerations that include special needs trusts, trusts for unmarried partners, lifetime protective trusts and pet trusts. Straight Talk About Estate Planning will entertain you while imparting crucial information you need for every aspect of your life - now while you are alive and well, in the event of your mental disability and at the time of your death. It's a must read for everyone

Losing a loved one is heart wrenching. All opportunities to express love or resolve differences are now lost. If you have ever wished for "one more conversation" with a loved one who has passed, this book will provide you with the tools and the guidance to create a forever conversation . . . a conversation your loved ones can have with you over and over again. Whether you want to say, "I love you" or "I'm sorry," tell a story or give some sage advice, One More Conversation shows you how your words can have a lasting impact and become a cherished family legacy.

Do you know what to do when someone dies? Losing a loved one is one of life's most difficult experiences. There are so many conflicting emotions and yet, if you have the responsibility as a successor trustee or personal representative there's so much to do. Where do you begin? Who can you trust? Where do you turn to get your questions answered? Straight Talk What To Do When Someone Dies provides you with insight about the things you should be doing, how to speak the language, who to trust and ultimately how to get the results you (and your loved one) intend. In their straight forward, easy to read style, Peggy Hoyt and Debbie Roser will answer your questions and help you navigate your fiduciary responsibilities, including what you should and shouldn't be doing during the administration process. They will help you understand probate, trust administration and the important differences between Wills and Trusts. You'll learn how to prepare your own estate plan for your loved ones to prevent unexpected results, including the costs of estate planning (or not planning), and why how you own your property is so important. Straight Talk What To Do When Someone Dies is a must read for everyone who has ever lost a loved one or might lose a loved one someday

"Gratitude Expressions" is a five-year gratitude journal designed as a companion to "Thank Everybody for Everything Grow Your Life and Business with Gratitude." The authors have created this unique journal for recording, tracking and re-visiting your daily gratitude expressions over a five-year period. Each page of the journal is dedicated to one day and contains room for five entries-one for each of the five years represented by the journal. Every day when you write your gratitude expressions, you can look back and relive the blessings you experienced on the same day in the years prior. Each page also contains an inspirational quote as a gentle reminder of the value of gratitude and appreciation. Once your written expressions become a habit, Gratitude Expressions will serve as a constant inspiration and provide you with a lifetime of treasured memories.

How to leave a legacy for your pet. Animal companions... your pets... "your children." Whatever you call them, they are dearly loved family members. Our pets come to us from rescue shelters, from pet stores, from breeders, and from friends and family. Our pets come in all shapes and sizes - from horses to hamsters, from ferrets to felines - they inhabit our hearts with their own unique personalities. They share day-to-day struggles, adventures, special moments and play times with us. We share our homes, our beds and our hearts with our pets. We worry about our pets, too, just like our children, when they are not with us. They leave us with a legacy of happy memories after they're gone. Our pets love us unconditionally, help reduce stress and even enhance longevity. For all these reasons and so many more, you should explore all the alternatives for planning for your pet's future without you and for your future without your pet. This book is for anyone who has ever loved a pet and wondered what he or she would do if their pet were no longer with them or what their pet would do if they were no longer there.

This book is intended to give women a roadmap to legal and financial protections, security, and opportunities they can create for themselves as they transition from one life phase to another-whether the transition is by choice or fate. It establishes a "how to" process so that a woman can protect herself. Further, it explores the legal, financial and estate planning ramifications women face as they transition through each life phase - leaving home the first time, choosing to marry (or not), building a career, having children or living without children, divorcing, facing a life crisis and, ultimately, being alone again after the death of a spouse or partner. Failure to do so can make or break their future security.

A Matter of Trust is a book for everyone - everyone, that is, who cares about what happens to them in the event of disability and to their legacy at the time of their death. Maggie Kinnick was a widow of comfortable means who created a revocable living trust on the advice of her trusted advisors after the death of her only child, Pat. Her trust was created to provide Maggie with financial caretakers and oversight in the event she could no longer handle her own affairs due to mental incompetence and to distribute her legacy at her death. Her trust met the letter of the law and had typical "lawyer language" giving broad discretion to the trustees to expend funds on her behalf. No one anticipated that "discretion" cuts both ways and the trustee would exercise discretion not to expend funds for Maggie - primarily out of an abundance of caution to preserve her assets. Instead of protecting Maggie, the trust and its interpretation by the trustees created a living nightmare for her -- one that continued even after her death. A Matter of Trust is the definitive guide to create legal directives so that Maggie's nightmare can be avoided and to provide guidance on the creation of personalized instructions to properly guide caretakers about when and how discretion should be exercised. Estate planning attorneys and authors, Peggy R. Hoyt and Candace M. Pollock, present the real truth about trusts, trustees, and about the need for proper estate planning. Join them on Maggie's journey through a living trust abyss. Create a different result for yourself!

Hoyt pens a guide to planning for a pet's future if something happens to the owner. She demonstrates eight ways to create a legacy for a pet's memory and how to write a plan for the pet's care. (Animals/Pets)