"You Don't Have to be Poor" is a book that will address one of if not the most important components of life for the individual and by extension, the family. In addition, the same principles guiding an individual or family will also benefit the leaders of our country and other countries of the world. Everyone at one time or another is faced with a decision to make that will influence either adversely or positively his or her financial standing. Biblical scriptures address the problems we encounter today related to finances, and even address issues related to a country, which is admonished not to borrow from another.