General Principles of Commercial Law is a concise compendium written specifically for non-law students. Written by experienced commercial law lecturers in the Department of Mercantile Law at the University of South Africa as well as the University of Johannesburg, it has been a prescribed text for undergraduate non-law students at various South African tertiary institutions for the past 32 years.

General Principles of Commercial Law provides students with a succinct exposition of the general principles of commercial law. It covers a wide range of topics influenced by the registration requirements of the Independent Regulatory Board for Auditors.

The tenth edition has been updated to reflect recent statutory and other developments in commercial law and includes:

• A revised chapter 16 on credit agreements to reflect recent amendments to the National Credit Act 34 of 2005, as well as a newly added introduction to the broad framework and aims of the Protection of Personal Information Act 4 of 2013.
• A revised and updated chapter 24 that deals with various aspects and recent developments in banking law, including a discussion of selected aspects of the South African Post Bank Limited Amendment Act 10 of 2023; and the Conduct of Financial Bill, which represents the next phase in the Twin Peaks legislative reform process for market conduct. Chapter 24 now also includes a discussion of the Corporation for Deposit
• Insurance that was launched in 2024, as well as an update of recent developments in the field of stokvels.
• An expanded and updated chapter 25 on methods of payment, which includes a discussion of selected modern types of digital payment and other developments in the sphere of payments, including forex apps; contactless payment or tapping; and cost-effective payment options to local consumers.
• A new chapter 26 on financial technology, that includes a discussion of digital and virtual currencies; cryptocurrencies; blockchain; smart contracts; and fintech and digital and currency regulation in South Africa.
• A new chapter 27 on the important aspect of financial inclusion, including the elements of financial inclusion measures; types of financial exclusion; and legislative and other measures to improve financial inclusion.

Macroeconomics is concerned with the economy as a whole. In macroeconomics, we develop an overall view of the economic system and we study total (or aggregate) economic behaviour. The emphasis is on topics such as total production, income and expenditure, economic growth, aggregate unemployment, the general price level, inflation and the balance of payments. Macroeconomics is therefore the world of totals.

This second edition of Understanding macroeconomics is a comprehensive revision and restructuring of the first edition, but still against a contemporary South African background. The major changes include the following: the chapter on money has been expanded and moved forward, and the material on the Keynesian model has been consolidated in two separate chapters, instead of being spread over different chapters . There is also a greater emphasis on the role of monetary and fiscal policy. New topics include the role of the ratings agencies and the notion of "radical economic transformation".

As in the first edition, the easy style and practical examples make the content extremely accessible. A wealth of relevant information about the South African economy is also provided. A companion to this book, Understanding microeconomics, is also available.

A pocket-sized safari guide featuring the birds of the Kruger.

Birding is becoming more popular than ever and this book will make it easier for readers to become familiar with the birds that are most often seen on game drives in the Greater Kruger area.

Kruger Birds is a comprehensive guidebook that covers 447 Greater Kruger species.

Provides a comparative study of the complex governance challenges confronting city-regions in each of the BRICS countries. It traces how governance approaches emerge from the disparate intentions, actions and practices of multiple collaborating and competing actors, working in diverse contexts of political settlement and culture.

The scale and pace of urban change in the recent past has been disorienting. As individual cities evolve into complex urban agglomerations, scholars battle to find adequate vocabularies for contemporary urban processes while practitioners search for meaningful governance responses. Governing Complex City-Regions in the Twenty-first Century explores the ongoing evolution of metropolitan governance as diverse urban agents grapple with the dilemmas of collective action across multi-layered and fragmented institutions, in contexts where there are also manifold centres of influence and decision-making.

Whereas much of the existing literature is founded on the settled urban contexts of Western Europe and North America this book draws on the experiences of the BRICS countries (Brazil, Russia, India, China and South Africa). The author shows that governance approaches are rarely designed but emerge, rather, from the disparate intentions, actions and practices of multiple collaborating and competing actors working within diverse contexts of political settlement and political culture. Intended for students, academics and professionals, the book does not offer packaged solutions or easy answers to the challenges of urban governance, but it does show the value of comparative study in inspiring new thought and perspectives, which could lead to improved governance practice within South African contexts.

Like its predecessors, the sixth edition of Economics for South African students is a comprehensive introduction to economics in general, set against a contemporary South African background. The easy style and many practical examples make this publication extremely accessible.

The book covers all the material usually prescribed for introductory courses, and it lays a solid foundation for intermediate and advanced studies in economics. The sixth edition is a unique textbook. A number of experts have contributed short pieces under the collective title In the real world. We trust that these examples and case studies will be put to good use by lecturers (eg in discussion classes) while also providing students with more practical material to enhance their coursework.

Some of the topics covered by the In the real world pieces include:

• #Fees must fall ... to zero?Does free higher education exist?
• Land reform
• Nationalisation of the SARB
• What should the SARB target?
• Are tax incentives a good idea?

Ontdek die betowerende wêreld van limericke saam met Philip de Vos en Piet Grobler in hierdie splinternuwe bundel! Laat jou verbeelding bokspring terwyl jy deur die kleurryke bladsye blaai wat vol grappige, soms tong-in-die-kies avonture en vrolike verse is.

Philip de Vos leer in die voorwoord vir lesers wat presies ’n limerick is, hoe dit rym, en die spesifieke ritme wat elke limerick so uniek maak. Met eiesoortige, kleurryke illustrasies deur Piet Grobler is daar iets vir elke leser om te geniet.

Die tantes van Atlantis is ’n boek wat oud en jonk nie net sal laat glimlag nie, maar ook laat besef hoe vermaaklik limericke kan wees. Hierdie boek is ’n fees vir almal wat hou van lag en lees!

Economic indicators covers all the recent revisions of the GDP, the CPI, the PPI, the various labour market surveys, the balance of payments and other economic indicators. All the data that are used to illustrate and explain the various indicators have been updated and, as always, a wealth of data on the South African economy is provided.

"Words have power. Yet that power must be rooted in truth and justice. Words must never stand apart from those principles."

Readers who have long wondered where the mysterious novelist gets his ideas and what inspires his beautifully surreal worlds will be fascinated by this highly personal look at the craft of writing.

In this engaging book, the internationally best-selling author shares with readers what he thinks about being a novelist; his own origins as a writer; and his musings on the sparks of creativity that inspire other writers, artists, and musicians.

Research Methodology: Business and Management Contexts 2e provides students with a clear conceptual framework for conducting research in a step-by-step manner. While the textbook is pragmatic in its approach, it equips students to use different research traditions and methods.

The textbook follows a problem-solving approach which is suitable to the current business environment. South African examples provide students with practical examples of what they are likely to encounter when doing research and writing assignments.

The title provides a practical guide to research with examples that are relevant to South Africa and includes steps on how to write up research reports and make recommendations.

Set in quintessential 1950s England, The Darling Buds Of May is rural idyllic bliss in its full glory as we follow the exploits of the Larkin family.

Led by the loveable Pop Larkin (Sir David Jason) and Ma Larkin (Pam Ferris) family life is never short of surprises, not least when their eldest daughter Mariette (Catherine Zeta-Jones) falls for the rather haphazard tax inspector Charlie.

Life never looked anything short of perfick on Home Farm.

Contains all 11 episodes from seasons 1, 2 and 3.

Megan Fox tackles a thrilling new role as a battle-hardened mercenary in this explosive action saga.

As team leader O'Hara, she leads a lively squad of soldiers on a daring mission: rescue hostages from their captor in remote Africa. But as the mission goes awry and the team is stranded, O'Hara's squad must face a bloody, brutal encounter with a gang of rebels - and a ravenous, enraged lioness.

Explore the fascinating world of birds in the Kgalagadi Transfron- tier Park with “Kgalagadi Self-Drive Birds.” This book is a com- prehensive guide dedicated to the remarkable adaptation of bird species in one of the most extreme environments on Earth.

The Kgalagadi Transfrontier Park, with its expansive blue skies, red dunes, and sparse vegetation, provides a unique back- drop for birdwatching. This guide is meticulously crafted to offer bird enthusiasts and casual observers alike a deeper understand- ing of the diverse avian life that calls this arid savanna home. Inside, you’ll find detailed cutout images of each bird species, making identification easy and engaging. Alongside these imag- es, the book provides in-depth information on the unique adapta- tions that enable these birds to thrive in the harsh conditions of the Kgalagadi. From temperature fluctuations that can swing from -10°C at night to 45°C during the day, to the scarcity of water and the fierce dust storms, the resilience of these birds is truly awe-inspiring.

Each section of the book focuses on different bird species, highlighting their behaviors, habitats, and survival strategies. Learn how raptors soar majestically over the dunes, how songbirds find sustenance in the sparse vegetation, and how each species has evolved to make the most of the challenging environment. “Kgalagadi Self-Drive Birds” is an invaluable resource for anyone interested in understanding the intricate balance of life in the Kgalagadi. Whether you’re planning a self-drive safari or simply intrigued by bird adapta- tion, this book offers a wealth of knowledge and visual delight.

Embark on a journey through the Kgalagadi and discover the incredible stories of its avian inhabitants.

The long-awaited and highly anticipated conclusion to Philip Pullman’s bestselling The Book of Dust sequence . . .

‘Lyra: what will you do when you find this place in the desert, the opening to the world of the roses?’

‘Defend it,’ Lyra said. ‘Die defending it.’

When readers left Lyra in The Secret Commonwealth she was alone, in the ruins of a deserted city. Pantalaimon had run from her – part of himself – in search of her imagination, which he believed she had lost. Lyra travelled across the world from her Oxford home in search of her dæmon. And Malcolm, loyal Malcolm, too journeyed far from home, towards the Silk Roads in search of Lyra . . .

In The Rose Field, their quests converge in the most dangerous, breathtaking and world-changing ways. They must take help from spies and thieves, gryphons and witches, old friends and new, learning all the while the depth and surprising truths of the alethiometer. All around them, the world is aflame – made terrifying by fear, power and greed.

As they move East, towards the red building that will reunite them and give them answers – on Dust, on the special roses, on imagination – so too does the Magisterium, at war against all that Lyra holds dear.

Marking thirty years since the world was first introduced to Pullman’s remarkable heroine Lyra Belacqua in Northern Lights, The Rose Field is the culmination of the cultural phenomenon of The Book of Dust and His Dark Materials.

From Paul Thomas Anderson comes the outrageous epic that throws the covers back on California's adult entertainment industry in the swinging seventies.

It's a touching and often humorous portrait of a most unusual family of filmakers, and the film was nominated for 3 Oscars, including Best Supporting actor for Burt Reynolds and Best Supporting Actress for Julianne Moore.

Includes loads of special features.

Now a major critically acclaimed BBC series This special collection features all three titles in the award-winning trilogy: Northern Lights, The Subtle Knife and The Amber Spyglass. Northern Lights Lyra Belacqua lives half-wild and carefree among the scholars of Jordan College, with her daemon familiar always by her side. But the arrival of her fearsome uncle, Lord Asriel, draws her to the heart of a terrible struggle - a struggle born of Gobblers and stolen children, witch clans and armoured bears. The Subtle Knife Lyra finds herself in a shimmering, haunted otherworld - Cittagazze, where soul-eating Spectres stalk the streets and wingbeats of distant angels sound against the sky. But she is not without allies: twelve-year-old Will Parry, fleeing for his life after taking another's, has also stumbled into this strange new realm. On a perilous journey from world to world, Lyra and Will uncover a deadly secret: an object of extraordinary and devastating power. And with every step, they move closer to an even greater threat - and the shattering truth of their own destiny. The Amber Spyglass Will and Lyra, whose fates are bound together by powers beyond their own worlds, have been violently separated. But they must find each other, for ahead of them lies the greatest war that has ever been - and a journey to a dark place from which no one has ever returned . . .

Taking its title from a chilling warning made by the United Nations that the world's soils could be lost within a lifetime, Sixty Harvests Left uncovers how the food industry is threatening the planet. Put simply, without soils there will be no food: game over. And time is running out.

From the United Kingdom to Italy, from Brazil to the Gambia to the USA, Philip Lymbery, the internationally acclaimed author of Farmageddon, goes behind the scenes of industrial farming and confronts 'Big Agriculture', where mega-farms, chemicals and animal cages are sweeping the countryside and jeopardising the air we breathe, the water we drink, the food we eat and the nature that we treasure.

In his investigations, however, he also finds hope in the pioneers who are battling to bring landscapes back to life, who are rethinking farming methods, rediscovering traditional techniques and developing technologies to feed an ever-expanding global population.

Impassioned, balanced and persuasive, Sixty Harvests Left not only demonstrates why future harvests matter more than ever, but reveals how we can restore our planet for a nature-friendly future.

Encyclopedia of Toxicology, Fourth Edition is currently the most extensive overview of the multiple areas of toxicology, including the chemical, biological and physical (e.g., radiation) perspectives. Spanning across six volumes, this new edition comprises of over 1100 thoroughly revised chapters, and over 80 brand new entries from leading experts which have all been carefully selected and edited by a world-class editorial board. New areas covered in this release include the bourgeoning field of computational toxicology, the many research applications of alternatives to animal testing, the rise in development and use of consumer products and their effects on populations, the increasing introduction and use of pharmaceutical ingredients and their combinations. Other chapters cover artificial intelligence models of toxicological exposure and effects, extractables and leachables testing, cliimate change and its relation to global warming, flood, drought, etc. and the effects on humans, animal and the environment, screening tools such as sequence alignment to predict across species susceptibility, and much more.

Encyclopedia of Cell Biology, Second Edition, a Six Volume Set, has established itself as a fundamental reference work, providing broad coverage of the field in four main sections (Molecular, Organizational, Functional, Translational and Pathological Aspects of Cell Biology). This second edition revisits and expands each section, with entries on topics not covered in the first edition, including Crispr. The whole work is updated, providing greater coverage of specialized cell function and translational applications, and putting greater emphasis on these topics in graduate/medical teaching. New overview chapters and subsections provide a simplified cell biology text that can be used by instructors. The new version includes a standard template for each chapter, making the content easier to navigate, as well as inserts and graphics which provide summaries of key points in each chapter.

We live in a rapidly changing world. With Own It!, teens develop the confidence and competencies they need to forge their own path in this ever-evolving global landscape. From developing critical and creative thinking skills and social/emotional aptitudes to working effectively in a group, Own it! helps create confident, future-ready learners who are able to meet the challenges ahead. The Student's Book includes full access to all digital tools for students, including mobile-friendly Practice Extra and the digital collaboration space.

Targeting Chronic Inflammatory Lung Diseases Using Advanced Drug Delivery Systems explores the development of novel therapeutics and diagnostics to improve pulmonary disease management, looking down to the nanoscale level for an efficient system of targeting and managing respiratory disease. The book examines numerous nanoparticle-based drug systems such as nanocrystals, dendrimers, polymeric micelles, protein-based, carbon nanotube, and liposomes that can offer advantages over traditional drug delivery systems. Starting with a brief introduction on different types of nanoparticles in respiratory disease conditions, the book then focuses on current trends in disease pathology that use different in vitro and in vivo models. The comprehensive resource is designed for those new to the field and to specialized scientists and researchers involved in pulmonary research and drug development.

Novel Electronic Structure Theory: General Innovations and Strongly Correlated Systems, Volume 76, the latest release in the Advances in Quantum Chemistry series presents work and reviews of current work in quantum chemistry (molecules), but also includes scattering from atoms and solid state work of interest in physics. Topics covered in this release include the Present Status of Selected Configuration Interaction with Truncation Energy Error, Recent Developments in Asymptotic Expansions from Numerical Analysis and Approximation Theory, The kinetic energy Pauli enhancement factor and its role in determining the shell structure of atoms and molecules, Numerical Hartree-Fock and Many-Body Calculations for Diatomic Molecules, and more.

A newly updated edition of this single-sided folded sheet map of the Isle of Wight, giving everything you need for a holiday or day trip.

Whether you want to enjoy the extraordinary coastal walks or be regal at Osbourne House, the map features all the key camping and caravan sites, castles, craft centres, historic houses, marinas and slipways, museums, gardens, sports venues, theme parks, walking and cycling routes, and wildlife parks.

With wineries and ancient churches, amazing sailing and exceptional landscapes, the Isle of Wight has much to offer. Charles I was imprisoned on the island during the Civil War at Carisbrooke Castle and there are botanical gardens to wander at your leisure. The famous Needles are must-visit and welcoming seaside towns are clearly marked for easy navigation.

There are six clear town centre street maps: Cowes, Newport, Ryde, Sandown, Shanklin and Ventnor to ensure you never get lost.

With a clear, user-friendly mapping style, this map provides all the information that visitors and locals need to find their way around the island.

There is a paradox in American Christianity. According to Gallup, nearly eight in ten Americans regard the Bible as either the literal word of God or the inspired by God. At the same time, surveys have revealed gaps in these same Americans' biblical literacy. These discrepancies reveal the complex relationship between American Christians and Holy Writ, a subject that is widely acknowledged but rarely investigated. The Bible in American Life is a sustained, collaborative reflection on the ways Americans use the Bible in their personal lives. It also considers how other influences, including religious communities and the internet, shape individuals' comprehension of scripture. Employing both quantitative methods (the General Social Survey and the National Congregations Study) and qualitative research (historical studies for context), The Bible in American Life provides an unprecedented perspective on the Bible's role outside of worship, in the lived religion of a broad cross-section of Americans both now and in the past. The Bible has been central to Christian practice, and has functioned as a cultural touchstone, throughout American history, but too little is known about how people engage it every day. How do people read the Bible for themselves outside of worship? How have denominational and parachurch publications influenced the interpretation and application of scripture? How have clergy and congregations influenced individual understandings of scripture? These questions are especially pressing in a time when denominations are losing much of their traditional cultural authority, technology is changing reading and cognitive habits, and subjective experience is continuing to eclipse textual authority as the mark of true religion. From the broadest scale imaginable, national survey data about all Americans, down to the smallest details, such as the portrayal of Noah and his ark in children's Bibles, this book offers insight and illumination from scholars across the intellectual spectrum. It will be useful and informative for scholars seeking to understand changes in American Christianity as well as clergy seeking more effective ways to preach and teach about scripture in a changing environment.