This textbook utilizes the ideas and concepts that made the international edition a valued companion to economics students and lecturers the world over, but tailors its language and illustrations to better suit its Arab readers. Regional case studies, photographs and examples bring the principles and concepts of economics to life for Arab learners, who are encouraged to apply the information and data contained in Economics to their own environment and experiences.

The first half of the book features Viktor Gorgachuk. Born in the USSR, his Orthodox parents keep his birth a secret by bribing the midwife. When Viktor is four, he is left at a remote monastery for eight years. Here he is educated and then released to his parents at twelve years of age. About this time, the midwife reveals the secret birth to the KGB, who begin a search for Viktor. The parents secretly leave Viktor with a family of Pentecostals and flee to Vladivostok where they are discovered by the KGB. Refusing to divulge Viktor's location, they are killed. Five years later, Viktor flees the USSR and immigrates to the United States. Viktor's escape from the KGB after the murder of his parents, and his adventures leading up to his immigration to America, is a riveting story. The second half follows Viktor in America. Here he becomes a leading pastor within Evangelicalism, which is seriously divided theologically. At one end of the divide are Pentecostals who believe supernatural spiritual gifts are active today and speaking in tongues is required evidence of Spirit baptism. At the other end are Cessationists who believe supernatural gifts of the Spirit ceased after the New Testament was completed. Pentecostal Pastor Viktor Gorgachuk becomes close friends with Cessationist Pastor Bill Ballard. They deplore the division within Evangelicalism. Both are committed to scripture as the ultimate authority for faith and practice. They agree to study each other's doctrine to determine what scripture says. Each agrees to follow scripture if the result of his search demands it. The interaction between two sincere preachers searching for truth is compelling. It's a story that thousands of evangelicals and others searching for spiritual reality can relate to. Join the Truth Seekers if you dare.

This textbook utilizes the ideas and concepts that made the international edition a valued companion to economics students and lecturers the world over, but tailors its language and illustrations to better suit its Arab readers. Regional case studies, photographs and examples bring the principles and concepts of economics to life for Arab learners, who are encouraged to apply the information and data contained in Economics to their own environment and experiences.

Unmanned ships and autonomous ships are quickly becoming a reality, making shipping safer and more efficient. However, traditional tasks and functions are becoming blurred as new technology changes how the unique needs of different sectors are met. In addition to large vessels dedicated to the transport of goods and cargos across the oceans, major efforts are underway towards the automation of small coastal shipping that includes ferries, tugboats, supply and service vessels, and barges. Automated vehicles are also replacing conventional ships for inspecting and servicing pipelines, drilling platforms, wind farms and other offshore installations. Automated shipping is explored in terms of economics, technology, safety and the environment under the broad themes of ship design and engineering, command and control, navigation, communications, security, regulatory issues, and training. This includes initiatives for autonomous shipping as well as civilian implications of military ship automation programs. This book is primarily for maritime professionals, regulatory authorities, insurers, and environmental groups. It also suits undergraduate students involved in deck officer training, and graduate students and academics involved in research in ship design, operations and management.

Unmanned ships and autonomous ships are quickly becoming a reality, making shipping safer and more efficient. However, traditional tasks and functions are becoming blurred as new technology changes how the unique needs of different sectors are met. In addition to large vessels dedicated to the transport of goods and cargos across the oceans, major efforts are underway towards the automation of small coastal shipping that includes ferries, tugboats, supply and service vessels, and barges. Automated vehicles are also replacing conventional ships for inspecting and servicing pipelines, drilling platforms, wind farms and other offshore installations. Automated shipping is explored in terms of economics, technology, safety and the environment under the broad themes of ship design and engineering, command and control, navigation, communications, security, regulatory issues, and training. This includes initiatives for autonomous shipping as well as civilian implications of military ship automation programs. This book is primarily for maritime professionals, regulatory authorities, insurers, and environmental groups. It also suits undergraduate students involved in deck officer training, and graduate students and academics involved in research in ship design, operations and management.

Over the past twenty years more citizens in China and India have raised themselves out of poverty than anywhere else at any time in history. They accomplished this through the local business sector--the leading source of prosperity for all rich countries. In most of Africa and other poor regions the business sector is weak, but foreign aid continues to fund government and NGOs. Switching aid to the local business sector in order to cultivate a middle class is the oldest, surest, and only way to eliminate poverty in poor countries.

A bold fusion of ethics and smart business, "The Aid Trap" shows how the same energy, goodwill, and money that we devote to charity can help local business thrive. R. Glenn Hubbard and William Duggan, two leading scholars in business and finance, demonstrate that by diverting a major share of charitable aid into the local business sector of poor countries, citizens can take the lead in the growth of their own economies. Although the aid system supports noble goals, a local well-digging company cannot compete with a foreign charity that digs wells for free. By investing in that local company a sustainable system of development can take root.

Mutual funds form the bedrock of retirement savings in the United States, and, considering their rapid growth, are sure to be more critical in the future. Because the size of fees paid by investors to mutual fund advisers can strongly affect the return on investment, these fees have become a contentious issue in Congress and the courts, with many arguing that investment advisers grow rich at the expense of investors.

This ground-breaking book not only conceptualizes a new economic model of the mutual fund industry, but also uses this model to test for price competition between investment advisers, evaluating the assertion that market forces fail to protect investors' returns from excessive fees. Highly experienced authors track the growth of the industry over the past twenty-five years and present arguments and evidence both for and against theories of adviser malfeasance. The authors review the regulatory history of mutual fund fees and summarize leading case decisions addressing excessive fees.

Revealing the extent to which the governance structure of mutual funds truly impacts fund performance, this book provides the best understanding of today's mutual fund industry and is a vital tool for investors, money managers, fund directors, securities lawyers, economists, and anyone concerned with the regulation of mutual funds.

The first half of the book features Viktor Gorgachuk. Born in the USSR, his Orthodox parents keep his birth a secret by bribing the midwife. When Viktor is four, he is left at a remote monastery for eight years. Here he is educated and then released to his parents at twelve years of age. About this time, the midwife reveals the secret birth to the KGB, who begin a search for Viktor. The parents secretly leave Viktor with a family of Pentecostals and flee to Vladivostok where they are discovered by the KGB. Refusing to divulge Viktor's location, they are killed. Five years later, Viktor flees the USSR and immigrates to the United States. Viktor's escape from the KGB after the murder of his parents, and his adventures leading up to his immigration to America, is a riveting story. The second half follows Viktor in America. Here he becomes a leading pastor within Evangelicalism, which is seriously divided theologically. At one end of the divide are Pentecostals who believe supernatural spiritual gifts are active today and speaking in tongues is required evidence of Spirit baptism. At the other end are Cessationists who believe supernatural gifts of the Spirit ceased after the New Testament was completed. Pentecostal Pastor Viktor Gorgachuk becomes close friends with Cessationist Pastor Bill Ballard. They deplore the division within Evangelicalism. Both are committed to scripture as the ultimate authority for faith and practice. They agree to study each other's doctrine to determine what scripture says. Each agrees to follow scripture if the result of his search demands it. The interaction between two sincere preachers searching for truth is compelling. It's a story that thousands of evangelicals and others searching for spiritual reality can relate to. Join the Truth Seekers if you dare.

Brown, a retired U.S. Navy chaplain, pastor, author and missionary, presents sixteen essays. He writers from the perspective of over half a century of ordained ministry with the Assemblies of God. He decries the misrepresentation of the purpose of supernaturally inspired languages that accompanied the outpouring of the Holy Spirit at feast of Pentecost (Acts 2). He shows More than that, he presents a purpose for tongues that is solidly based upon Scripture which helps unite the church and heals the divide between Pentecostals and other Christians.

When did the first vertebrates emerge, and how did they differ from their invertebrate ancestors? When did vertebrates evolve jaws, paired fins, pattern vision, or a neocortex? How have evolutionary innovations such as these impacted vertebrate behavior and success? Georg Striedter and Glenn Northcutt answer these fundamental questions about all major vertebrate lineages. Highlighting the key innovations of each major taxonomic group, they review how evolutionary changes in vertebrate genetics, anatomy, and physiology are reflected in the nervous system. This highly accessible book allows readers to explore a vast expanse of scientific knowledge, ranging from paleoecology to comparative molecular biology, sensory biology to neural circuit evolution, and fossil anatomy to animal behavior. Brains Through Time examines how vertebrate nervous systems evolved in conjunction with other organ systems and the planet's ecology. Surveying an enormous range of information on genes and proteins, sensory and motor systems, central neural circuits, physiology, and animal behavior, the authors reconstruct the major changes that occurred as vertebrates emerged and then diversified. In the process, readers are transported back in time to key stages of vertebrate evolution, notably the origin of vertebrates, the evolution of paired fins and jaws, the transition to life on land, and the origins of warm-blooded mammals and birds.

This is a reproduction of a book published before 1923. This book may have occasional imperfections such as missing or blurred pages, poor pictures, errant marks, etc. that were either part of the original artifact, or were introduced by the scanning process. We believe this work is culturally important, and despite the imperfections, have elected to bring it back into print as part of our continuing commitment to the preservation of printed works worldwide. We appreciate your understanding of the imperfections in the preservation process, and hope you enjoy this valuable book.

Trace the history of Illinois and its legal system-specifically the Fifth Judicial Circuit-with this historical account written by one of the circuit's judges. The circuit was created in 1897 and consists of Clark, Coles, Cumberland, Edgar, and Vermilion Counties. Its judges have sorted through complicated legal questions, and they've also done quite a bit of maneuvering in seeking office. In this scholarly account, you'll discover details of the Fifth Judicial Circuit of Illinois since statehood, a list of the judges and state's attorneys who have worked in the court, and highlights from various elections that brought notable judges to office. You'll also learn about the achievements of various judges who went on to serve in the United States Senate, House of Representatives, Supreme Court, Court of Appeals, and District Court. Others proved their mettle in the Illinois Supreme and Appellate Court and as Governor of the State of Illinois. A few were notorious for their misdeeds, including the former state's attorney who shot and killed his successor. Whether you are a lawyer, judge, student, or history buff, you'll be fascinated by the stories, facts, and insights in The Fifth Judicial Circuit of Illinois.

The authors of this volume challenge the common perception that the removal of old distortions from the tax system would seriously hurt segments of the economy.