This financial guide helps teenagers understand what money is, how money works, and how to make it work for them.

From the review in Diver Magazine, September 2012 edition, reviewed by Diver editor Steve Weinman: The Underwater Photographer's Guide by Richard Carey Appeared in DIVER September 2012 The bare necessities SUBTITLED Practical Tips On How To Shoot Like The Pros, this book/ebook by Red Sea diving instructor Richard Carey is a new primer for underwater photographers. There is no shortage of such texts, but this one stands out as being very clearly and simply written, avoiding unnecessary jargon and concentrating on the essentials everyone needs to understand when venturing beyond automatic settings. The images used as examples are good-quality, too, which, isn't always the case with such guides. The captions make it clear that Richard uses only Canon Eos SLR cameras with either 60mm or 100m macro, Tokina 12-24mm zoom or Tokina 10-17mm fisheye lens. However, this doesn't seem to make the guide any less useful for non-Canon owners or users of compact cameras, because his approach is all about stripping the task down to universal principles and covering the bases. For beginners the lack of flab will be a bonus. Load up the ebook version as a handy reference for your next trip. Steve Weinman

Everyone likes money. Most of the adult decisions and options in life center on money. In these uncertain economic times, it's more important than ever for teenagers to get a head start and gain an early understanding of what money is and how it works. In Money Matters: It's Either Working for You or Someone Else, authors John Keuffer, Richard Carey, and Kathy Garrison offer a new way of looking at money, and they show how it can work for you.
Often, young people believe the only way to become financially free is to win the lottery or become a professional athlete, or rock star. But Money Matters addresses the reality. It describes what money is, how money is earned, and provides easy-to-understand tips and strategies for saving wisely and spending frugally.
Filled with numerous examples, exercises, and real-life stories, Money Matters demonstrates how you can become financially free by making small sacrifices now to enjoy the benefits later.