The savings and loan crisis and the banking troubles of the 1980s and early 1990s were not primarily due to fraud, deregulation, inadequate supervision, overly exuberant lending, abrupt changes in tax policies or a host of other short-term causes. All of these factors certainly exacerbated and, in some cases triggered, the problems of depository institutions. But the underlying fundamental reason for the thrift crisis and banking troubles, argues banking and financial analyst David S. Holland, was a form of excess capacity that resulted from many decades of protection from the rigors of competition and the marketplace. Dr. Holland shows that the protection was due to geographical and product limitations and a deposit insurance system that became focused on the prevention of failures of individual institutions. By 1980, the depository institutions industry was ripe for a severe culling--a culling that legislators and regulators probably could have done little to avoid, although they might have channeled and controlled it better. How the government, the industry, and the public reacted to the culling is an instructive and fascinating study in human nature for all those concerned with banking policy and regulation.

This volume attempts to throw fresh light on two areas of Benjamin Franklin s intellectual world, namely: his self-fashioning and his political thought. It is an odd thing that for all of Franklin s voluminous writings a fantastically well-documented correspondence over many years, scientific treatises that made his name amongst the brightest minds of Europe, newspaper articles, satires, and of course his signature on the Declaration of Independence and the U.S. Constitution and yet scholars debate how to get at his political thought, indeed, if he had any political philosophy at all. It could be argued, that he is perhaps the American Founder most closely associated with the Enlightenment. Similarly, for a man who left so much evidence about his life as a printer, bookseller, postmaster, inventor, diplomat, politician, scientist, among other professions, one who wrote an autobiography that has become a piece of American national literature and, indeed, a contribution to world culture, the question of who Ben Franklin continues to engage scholars and those who read about his life. His identity seems so stable that we associate it with certain virtues that apply to the way we live our lives, time management, for example. The image of the stable figure of Franklin is applied to create a sense of trust in everything from financial institutions to plumbers. His constant drive to improve and fashion himself reveal, however, a man whose identity was not static and fixed, but was focused on growth, on bettering his understanding of himself and the world he lived in and attempted to influence and improve."

This book provides an international, multi-disciplinary empirical account of pole classes and how they fit into wider discourses about bodies and gender, and age and fitness. In particular, the book explores how women initiate agency and espouse liberation and empowerment through something as seemingly problematic as pole classes.

The study of public health aims to protect and promote the wellbeing of the public as well as reduce health inequalities. Public health ethics asks how far we should go to achieve these goals, balancing the rights and needs of individuals against those of the community. But what are these and how much weight should be given to each of them? In the third edition of his well-loved textbook, Stephen Holland shows how philosophy is key to evaluating the suitability of public health interventions. Holland explores the key goals of public health ethics in relation to both moral and political philosophy, reflecting on our everyday intuitions about which public health policies are justified. In light of recent developments, he includes new content exploring equity and health inequalities, and on how public health information is gathered and used. The book is updated throughout with material on contemporary cases, such as the COVID-19 pandemic. Public Health Ethics continues to provide a lively, accessible and philosophically informed introduction. As well as being an ideal student text, Holland's systematic discussion will engage the more advanced reader and inform scholarship in the field.

The contextual approach and form criticism are two well-established methodologies in Biblical Studies, but the natural affinities between the two have historically gone under-appreciated. Yet the substantial reconsideration of classic tenets of form-criticism that has transpired in recent memory has further separated these two like-minded methods. Through a series of case studies that carefully consider certain Old Testament texts contextually, Silhouettes of Scripture: Considering the Contextual Approach with Form-criticism considers important methodological critiques and fuse elements of both methods in order to not only re-focus natural affinities but also more precisely define how contextual studies could proceed. Initiated by a literary trigger, Schreiner and Holland’s method navigates between what has been called "parallel-o-mania" and "parallel-anonia" to consider a range of similarities and differences in terms of broad and narrow convergences. The result is a work that not only looks upon well-known parallels with fresh eyes but also seeks to establish new trajectories.

Each year, thirteen million anglers enjoy the sport of saltwater angling in the United States, generating an estimated $30 billion in sales and supporting nearly 350,000 jobs. Recreational saltwater fishing, however, can significantly impact species of concern-species overfished or experiencing overfishing. Traditional angling controls bag and size limits and restricted seasons have fallen short in controlling fishing impacts and reducing conflicts among fishing and non-fishing interests. Evolving Approaches to Managing Marine Recreational Fisheries offers ways of overcoming such problems while providing anglers and the recreational service industry greater regulatory flexibility to enjoy the fruits of sportfishing. It features fourteen internationally recognized fishery experts presenting the pros and cons of using individual fishing quotas (IFQs), game tags, and angler management organizations (AMOs) in managing marine recreational fisheries, presenting both theoretical and practical solutions to help move recreational fisheries management to a new and improved level."

For more than twenty years, Dr. Holland has pioneered the study of psychological problems of cancer patients and their families -- whom she calls "the real experts." In The Human Side of Cancer, she shares what she has learned from all of them about facing this life-threatening illness and what truly helps along the cancer journey. This book is the next best thing to sitting in Dr. Holland's office and talking with her about the uncertainty and anxiety elicited by this disease. And it is a book that inspires hope -- through stories of the simple courage of ordinary people confronting cancer.

"Herding Dogs: Progressive Training" is the only book of its kind to guide the owner toward training the complete herding dog. Whether you are involved in farming or ranching, or simply want to explore your herding dog's heritage, you will find a wealth of information here. For those with competitive goals, Herding Dogs will enhance your knowledge with a philosophy that has the dog's individual breed and personality as the central focus.

Vergil S. Holland teaches the handler to understand the dog's reactions before beginning this progressive training. Whether it is your dog's first exposure to stock or your older dog with a new problem, you, as a handler, will find solutions to each problem and sound advice on each phase of training.

Special chapters on different personalities of the various herding breeds, with training modifications tailored to these differences, make it possible for you and your dog as a team to reach your maximum potential.

Herding commands and terms are thoroughly covered, as are those of basic Obedience for the stock dog. Working various kinds of stock-sheep, cattle and ducks-is covered to meet the needs of every stock dog owner. Detailed diagrams and concept maps throughout the book highlight the individualized training methods for each type of dog and stock.
A Howell Dog Book of Distinction

Herding Dogs: Progressive Training is the only book of its kind to guide the owner toward training the complete herding dog. Whether you are involved in farming or ranching, or simply want to explore your herding dog's heritage, you will find a wealth of information here. For those with competitive goals, Herding Dogs will enhance your knowledge with a philosophy that has the dog's individual breed and personality as the central focus. Vergil S. Holland teaches the handler to understand the dog's reactions before beginning this progressive training. Whether it is your dog's first exposure to stock or your older dog with a new problem, you, as a handler, will find solutions to each problem and sound advice on each phase of training. Special chapters on different personalities of the various herding breeds, with training modifications tailored to these differences, make it possible for you and your dog as a team to reach your maximum potential. Herding commands and terms are thoroughly covered, as are those of basic Obedience for the stock dog. Working various kinds of stock-sheep, cattle and ducks-is covered to meet the needs of every stock dog owner. Detailed diagrams and concept maps throughout the book highlight the individualized training methods for each type of dog and stock. A Howell Dog Book of Distinction

It is exactly like "Isaiah" 11:6: "The wolf also shall dwell with the lamb, and the leopard shall lie down with the kid..." Written by "National Geographic" magazine writer Jennifer Holland, "Unlikely Friendships" documents one heart warming tale after another of animals who, with nothing else in common, bond in the most unexpected ways. A cat and a bird. A mare and a fawn. An elephant and a sheep. A snake and a hamster. It includes the well-documented stories of Koko the gorilla and All Ball the kitten; and the hippo Owen and the tortoise Mzee. And almost inexplicable stories of predators befriending prey - an Indian leopard slips into a village every night to sleep with a calf. A lionness mothers a baby oryx. Ms. Holland narrates the details and arc of each story, and also offers insights into why - how the young leopard, probably motherless, sought maternal comfort with the calf, and how a baby oryx inspired the same mothering instinct in the lionness. Or, in the story of Kizzy, a nervous retired Greyhound, and Murphy, a red tabby, how cats and dogs actually understand each other's body language. With Murphy's friendship and support, Kizzy recovered from life as a racing dog and became a confident, loyal family pet. These are the most amazing friendships between species, collected from around the world and documented in a selection of full-colour candid photographs.

Calling all love birds - or cats, kangaroos, and boa constrictors! From the bestselling author of Unlikely Friendships, Unlikely Loves is an exploration of animal attachments that, in human terms, can only be called love. Take, for instance, the dog living in a wildlife sanctuary who treats an orphaned leopard cub as his little beloved sister. Or the dalmation who mothers an abandoned newborn lamb - a lamb who just happened to be covered in spots like her adopted mama. Or the story of the fox and the hound, who are as affectionate as brothers. Or even the black swan who becomes inseparable with a swan boat! Behind each of these unusual pairings is a beautiful love story. Interviewing scientists and zoologists around the world, Holland has tracked down firsthand sources and interviewed eyewitnesses to verify each of the stories, which are accompanied by beautiful - and sometimes truly unbelievable - photographs.

In her heartwarming New York Times bestsellers Unlikely Friendships and last year s Unlikely Loves, Jennifer Holland revealed the surprising emotional bonds that exist between animals of different species. Her books spent dozens of weeks on bestseller lists and caught the attention of major media from CBS This Morning to USA Today. Why? Because she opened our eyes to the rich inner lives of animals, showing us that the power of love and friendship is not for humans only. In Unlikely Heroes, Ms. Holland uncovers and celebrates yet another side of animals that we often think belongs primarily to people heroism, that indefinable quality of going above and beyond, often for altruistic reasons, often at great personal risk. These 37 inspiring true tales show animals whose quick acts have saved lives, like the pod of dolphins who protected swimmers in New Zealand from a great white shark by forming a screen around them. There are stories of animals who simply and unselfishly give, like Rojo the llama, who shines his very special light of lovingkindness on the elderly patients in an Oregon rehab center. And there are compelling stories of heroic resilience: like Naki o, the abandoned puppy who lost all four paws to frostbite but found the grit not only to overcome that terrible hardship but to reclaim the joy of life that s him, smiling on the cover of the book."

Author Richard Hollander was devastated when his parents were killed in an automobile accident in 1986. While rummaging through their attic, he discovered letters from a family he never knew -- his father s mother, three sisters, and their husbands and children. The letters, neatly stacked in a briefcase, were written from Krakow, Poland, between 1939 and 1942. They depict day-to-day life under the most extraordinary pain and stress. At the same time, Richard s father, Joseph Hollander, was fighting the United States government to avoid deportation and death. Richard was astounded to learn that his father saved the lives of many Polish Jews, but -- despite heroic efforts -- could not save his family."

The study of public health aims to protect and promote the wellbeing of the public as well as reduce health inequalities. Public health ethics asks how far we should go to achieve these goals, balancing the rights and needs of individuals against those of the community. But what are these and how much weight should be given to each of them? In the third edition of his well-loved textbook, Stephen Holland shows how philosophy is key to evaluating the suitability of public health interventions. Holland explores the key goals of public health ethics in relation to both moral and political philosophy, reflecting on our everyday intuitions about which public health policies are justified. In light of recent developments, he includes new content exploring equity and health inequalities, and on how public health information is gathered and used. The book is updated throughout with material on contemporary cases, such as the COVID-19 pandemic. Public Health Ethics continues to provide a lively, accessible and philosophically informed introduction. As well as being an ideal student text, Holland's systematic discussion will engage the more advanced reader and inform scholarship in the field.

Enhanced with beautiful full-colour photographs, these true stories of camaraderie, affection, and remarkable bravery are from the author of the New York Times bestsellers Unlikely Friendships, Unlikely Loves, and Unlikely Heroes, as well as other books and calendars, with nearly two-million copies in print. Meet Rex, a Belgian Malinois who learned to love and trust again through the improbable friendship of a goose. The pit bull named Dolly, whose antics with her best friend, Sheldon the tortoise, include games of tag. For the millions of dog lovers, this heart-warming and inspirational book celebrates 39 stories of unusual canine companionship.

This book provides a clear and comprehensive introduction to contemporary bioethics. It also presents provocative, philosophically informed arguments on current bioethical issues. Holland engages with debates ranging from the more familiar such as euthanasia, advance decisions to refuse treatment, and new reproductive technologies to the philosophical implications of recent developments in genetics, including prenatal genetic therapy, genetic enhancement and human cloning. The book is built around four crucial themes. The first is moral status: what are the implications of the moral status of human embryos or animals for our biomedical practices? The second theme life, death and killing looks at the ethics of ending, or failing to lengthen, human life. Holland then explores various questions of personal identity raised in contemporary bioethical debates. Finally, he presents and develops a version of the argument from nature which continues to be influential in bioethics in order to make sense of the objection that some biomedical innovations are 'unnatural'. Structuring the discussions in this way creates an engaging introduction to bioethics that is an ideal textbook for students, whilst offering much to stimulate colleagues in the field. This second edition has been thoroughly and comprehensively updated to reflect the most recent advances in bioethics, and includes an entirely new chapter on the ethical treatment of patients in the minimally conscious state.

Author Richard Hollander was devastated when his parents were killed in an automobile accident in 1986. While rummaging through their attic, he discovered letters from a family he never knew -- his father s mother, three sisters, and their husbands and children. The letters, neatly stacked in a briefcase, were written from Krakow, Poland, between 1939 and 1942. They depict day-to-day life under the most extraordinary pain and stress. At the same time, Richard s father, Joseph Hollander, was fighting the United States government to avoid deportation and death. Richard was astounded to learn that his father saved the lives of many Polish Jews, but -- despite heroic efforts -- could not save his family."