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In a market-oriented economy, the terms of contract are frequently
weighted in favour of persons of large means. Those who have the
command of scarce resources are left free to drive a bargain with
those who need such resources but are ill-equipped to compete for
their possession. Co-operatives are institutional agencies for
achieving social cohesion. In a country whose economic structure
has its roots in the villages, co-operation is something more than
a series of activities organised on co-operative lines. Basically,
its purpose is to evolve a system of co-operative community
organisation which touches upon all aspects of life. Co-operatives
in India started as a means of ensuring, for the poorly equipped
citizens, advantages which better placed persons were able to
command by their own individual resources. The principle of mutual
aid, which is the basis of co-operative organisation, and the
practice of thrift and self-help which sustains it, generate a
sturdy feeling of self-reliance which is of basic importance in a
democratic way of life. By pooling their experience and knowledge
and by helping one another, members of co-operative societies
cannot only find the solutions of individual problems but also
become better citizens. The present work explains and examines the
functioning of co-operative banks in India and select other
countries -- including Grameen Bank of Bangladesh -- to understand
their role in the globalised world.
This report will be useful to all coffee growing nations of Asia,
Africa and America. This report analyzes the problems and prospects
of exporting coffee, especially by the cooperatives. Coffee
producers have to go for continuous quality. Organic coffee is
welcomed by all importing nations. Fair trade label, which is a
quality mark for coffee helps the coffee producers to fetch a fair
price. In many coffee growing countries, several cooperatives
follow fair trade practices. this report will be useful to
researchers, academicians, coffee growers, dealers of coffee and
coffee exporters.
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