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This second edition of Mis-Selling Financial Services is a
practical guide to litigating claims arising from the mis-sale of
financial products and services. It covers the history of
'mis-selling' litigation and provides an updated overview of the
regulatory landscape and how such claims are formulated, as well as
a thorough review of the key issues. The revised chapters give an
in-depth analysis of the financial products which most commonly
form the subject of such claims, from credit to collective
investment schemes. Key Features: Updated with new chapters on
Financial Ombudsman Service (FOS) and unfair terms Explanation of
the key issues and considerations concerning mis-selling litigation
Clear and concise analysis on the law relating to the mis-selling
of regulated financial services products Overview of the UK and
European regulatory framework governing the sale of financial
products, with particular focus on five key product types: credit,
mortgages, investments, insurance and collective investment schemes
With consideration of key legal and practical concepts and issues,
this book is an essential read for practitioners and in-house
counsel working in the financial services industry. Academics who
are researching within the fields of financial services law or
consumer protection will also find this to be an informative text.
The products that are most often the subject of mis-selling claims
are usually both complex and esoteric in nature. This complexity is
reflected in the law, regulation and case law that applies to these
products. Nowhere is this more true than in the heavily regulated
financial services sector. This accessible book is designed to
provide a clear and practical guide to claims involving the
mis-selling of financial products. Key features include: Clear and
concise analysis on the law relating to the mis-selling of
regulated financial services products Overview of the UK and
European regulatory framework governing the sale of financial
products and with particular focus on five key product types:
credit, mortgages, interest rate hedging products, insurance, and
collective investment schemes Practical information on pleading,
and defending claims of mis-selling including the various causes of
action and limitation periods Summary of case law which has emerged
from sector specific issues and mis-selling 'scandals'. Providing a
practical grounding to the topics at hand, this book will be of use
to practising lawyers and in-house counsel working within the
financial services industry. Academics who are researching within
the fields of financial services law or consumer protection will
also find this to be an informative text.
The nine chapters in this book, along with a critical introduction,
address complex theological issues relating to structural
inequalities of our society, exacerbated by the experience of the
COVID-19 pandemic. Pastoral theology as an academic discipline is
not a value-free enterprise. This book strives to speak against all
forms of injustice and to advocate for those who suffer under
existing structural inequalities because such a liberative and
social transformative task constitutes the fundamental work of
pastoral theology. Each chapter in this book analyses how private
problems of individuals are occurring within the immediate world of
experience with public issues historically, socially, and
politically. As a whole, this book addresses racial injustice,
ableism, foster family care, and issues faced by Christian churches
during the COVID-19 pandemic. The chapters in this book were
originally published as a special issue of the Journal of Pastoral
Theology.
Cardio-Hepatology: Connections Between Hepatic and Cardiovascular
Disease provides a direct relationship between the cardiac and
hepatic pathologies providing the link between the heart and liver
and showing how liver diseases predispose to impairment in heart
functioning and vice versa. Considering the growing number of
patients living (and living longer) with heart failure and/or
congenital heart disease, it is important to know when and how to
test for liver disease in this population, how to interpret
abnormal test results, and what management is appropriate. Coverage
includes what should be done for patients to limit, avoid, or
postpone the impairment in the liver functioning induced by heart
diseases and the impairment in the heart functioning induced by
liver diseases, on the basis of scientific-exposed evidence and
pathophysiology knowledge. This comprehensive, extended review of
the medical literature is perfect for researchers interested in the
connection between cardiology and hepatology as well as clinicians
making therapeutic decisions for patients suffering from heart or
liver chronic diseases.
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