EU Banking and Financial Regulation presents a comprehensive and systematic overview of the major directives and regulations which currently govern the EU’s banking and finance industries. Offering detailed legal analysis, this timely book not only addresses the various banking and financial legislations in their entirety, but also considers more peripheral issues such as insurance, crypto-assets and anti-money laundering, whilst referring to important case law. Consisting of 16 thematic parts, the book explores the current legal framework applicable to the banking and finance industry and expertly examines the structure and organisation of the various EU legislations. Navigating key topics such as EU supervisors, financial markets, compliance, consumer credit protection, and digital finance, the book offers a wealth of conceptual analysis. Focus is also given to the evolution of banking and financial regulations which allows for comparative links to be drawn between the diverse legislation. This accessible book will be a fundamental resource for practitioners and public servants in the legal and financial sectors. Undergraduate and postgraduate students alongside academics interested in European finance and banking law will also find this book to be an invaluable read.

There's a silent epidemic in western civilization, and it is right under our noses. Our jaws are getting smaller and our teeth crooked and crowded, creating not only aesthetic challenges but also difficulties with breathing. Modern orthodontics has persuaded us that braces and oral devices can correct these problems. While teeth can certainly be straightened, what about the underlying causes of this rapid shift in oral evolution and the health risks posed by obstructed airways? Sandra Kahn and Paul R. Ehrlich, a pioneering orthodontist and a world-renowned evolutionist, respectively, present the biological, dietary, and cultural changes that have driven us toward this major health challenge. They propose simple adjustments that can alleviate this developing crisis, as well as a major alternative to orthodontics that promises more significant long-term relief. Jaws will change your life. Every parent should read this book.

There's a silent epidemic in western civilization, and it is right under our noses. Our jaws are getting smaller and our teeth crooked and crowded, creating not only aesthetic challenges but also difficulties with breathing. Modern orthodontics has persuaded us that braces and oral devices can correct these problems. While teeth can certainly be straightened, what about the underlying causes of this rapid shift in oral evolution and the health risks posed by obstructed airways? Sandra Kahn and Paul R. Ehrlich, a pioneering orthodontist and a world-renowned evolutionist, respectively, present the biological, dietary, and cultural changes that have driven us toward this major health challenge. They propose simple adjustments that can alleviate this developing crisis, as well as a major alternative to orthodontics that promises more significant long-term relief. Jaws will change your life. Every parent should read this book.

Peacemaking is the activity which transforms the energy of conflict into the energy of cooperative achievement. A peacemaker is a third party consultant who helps people in conflict discover shared solutions where all sides feel like a winner. Peacemaking presents technologies, psychology, theories and application of conflict management activities. The key elements are: face-to-face dialogue, the analysis of conflict and shared solutions, the use of third party facilitators, feedback about group dynamics, clear conference design and systems thinking.