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Exploring the relationship between cultural heritage and local
economic development, this book introduces the original idea that
one possible mediator between the two can be identified as
creativity. Using a strong theoretical and empirical framework,
Silvia Cerisola explores how cultural heritage, creativity and
economic development are inextricably linked. This book is a clear
econometric demonstration of how cultural heritage, through its
inspirational role on different creative talents, generates an
indirect positive effect on local economic development. These
positive results justify important new policy recommendations in
the field of cultural heritage. Interpreting both creativity and
cultural heritage in a novel way, the author offers a new reading
of the long lasting debate on the topic, examining different roles
and impacts on the welfare of the local community. Regional science
scholars will greatly appreciate the original conceptual framework
and the empirical foundations of the book, as well as the thorough
explanation of different approaches to the measurement of
creativity. Policy makers and stakeholders will also benefit from
the case studies highlighting the importance of cultural heritage.
A major obstacle to growth in poor countries is known to be the
lack of access to bank credit, especially in rural areas, where a
large majority of individuals do not have adequate collateral to
secure a loan. Starting with the Grameen Bank in Bangladesh and
FINCA village banking in Latin America, development policy makers
have embraced group lending as a possible alternative for lenders
to provide credit to the poor. Group lending typically links the
fate of borrowers by stipulating that if one borrower within a
group fails to repay her / his loan, the others in the group must
repay it for her / him. However, what factors affect group
performance and, in particular, how do distance, "social capital"
and heterogeneity affect performance, promptitude in paying and
saving capability? This empirical analysis attempts to address the
above question by employing an original dataset, collected by the
author during the months of April-June 2006 among the clients of
FINCA Uganda. This work should be especially useful to researchers,
policy makers, and all those who are interested in development in
general, and in microcredit in particular.
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