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The family has survived hundreds of years but has not remained
untouched by social change. There has been gradual transformation
in the forms of the family, even in India. From the joint family
system it has become nuclear family and now there are single-
parent family, commuting family, extended family, female-headed
family- each having its own merits, demerits & unique problems.
The homemakers face several kinds of problems in each type of
family. Excessive problems cause stress on the home maker, which in
turn, lead to their poor health, which aggravate the problems. The
book presents multidimensional research analysis of various forms
of family focusing on the attitude the homemakers have towards the
family to which they belong, the problems they face and the coping
strategies adopted by them .The coping strategies suggested in the
study can be adopted by others. The book will be a rich resource
material for not only the academicians but also for all those who
are concerned with the welfare of the family, as, the healthy
family-not only in physical terms but also in social and
psychological context- leads to healthy community and to a healthy
nation.
The book is compilation of articles and research papers on social
economy, cooperatives and micro finance experiences issues and
opportunities in India. Most of the papers are presented at
international conference and receipent of international
fellowships. India is affluent of cooperatives of several kinds,
size and type on one hand; on other hand several micro financing
mechanism like Self Help Group is pioneered and successful. Book
contains successful and failed cases of governance from different
cooperatives to take lesson there from. Data rich cases are
analyzed critically. The book may be useful to government
executives,legislators, judges, business executives, professors,
students, researchers and consultants working in social economy,
cooperatives and micro finance. AMUL, NDDB, NABARD, Warananagar are
bright stars in pre and post liberalized era, hence there is great
potential to learn from their experience.
As per World Bank estimate, 7000 Micro-Finance Institutes serving
16 million poor people with approximate total turnover for MFI's
estimated $2.5- $7 billion (2007). Repayment rates of micro finance
are almost 97%, substantially higher than the normal commercial
finance. US$ 21.6 Billion still needed to provide microfinance to
100 million of the world's poorest families. Micro Finance is about
financing services to the poor & micro entrepreneurs. There are
several definitions of micro finance and plenty of models world
wide through which micro financing industry works. Depending upon
socio-economic conditions, political and cultural environment,
technical advancement of the country and institutionalizations,
numerous methods and mechanisms have been developed across the
globe. The book describes various Micro Finance models and
institutes working in global MF Industry.
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