The true story of how a middle-class Black girl from Minneapolis became one of the single biggest threats to the United States banking system.

Tanya Smith fancied herself a folk hero, a kind of Robin Hood, using her powers of persuasion to buck the system and help the poor and needy.

It started innocently enough, with calls to celebrities' houses with her teenage twin sister. Soon, Tanya realised she could convince utility companies to amend the balances of her friends and neighbours, clearing their overdue electricity bills with a single phone call. Eventually, as she tested the limits and realized she could get past any gatekeeper, she began to understand the power of money and what it could do.

Over the years, Tanya 'confiscated' some $40 million in cash and commodities from US banks, using hacked wire transfers. It didn't take long before the FBI was on her tail. But when interviewing her, they made clear that they were using her to get to the person actually running things - clearly, she wasn't smart enough to do this on her own (Black people she was told, rob people, they don't hack computers).

Thus began a cat and mouse game with the authorities that would drive her to unthinkable limits, breaking the hearts of her parents and putting Tanya's life in jeopardy before finally sending her to Federal prison (where she escaped twice) with the longest sentence ever given for a white-collar crime.

Tanya Smith fancied herself a folk hero, a kind of Robin Hood, using her powers of persuasion to buck the system and help the poor and needy. It started innocently enough, with calls to celebrities' houses alongside her teenage twin sister. Soon, Tanya Smith realised she could convince utility companies to amend the balances of her friends and neighbours, clearing elderly relatives' overdue electricity bills with a single phone call. Eventually, as she tested the limits and realized she could get past any gatekeeper, this superpower, as she came to think of it, morphed into something else: she wanted access to the actual money herself. By the time she was 18, Tanya had 'confiscated' some $40 million in cash and commodities from US banks, using hacked wire transfers. It didn't take long before the FBI was on her tail. But when interviewing her, they made clear that they were using her to get to the person actually running things - clearly, she wasn't smart enough to do this on her own (Blacks, she was told, rob people, they don't hack computers). Thus began a cat and mouse game with the authorities that would drive her to unthinkable limits, breaking the hearts of her parents, putting Tanya's life in jeopardy, and costing her custody of two children before finally sending her to Federal prison (where she escaped twice) with the longest sentence ever given for a white-collar crime. In the spirit of true crime narratives like Catch Me If You Can, Molly's Game, and Ben Mezrich's Bringing Down the House, SHEER CRAZY NERVE is a gripping caper, but it's also the deeply personal journey of a young Black woman finding her way in a world that underestimated her brilliance. For fans of movies like Hustlers and The Bling Ring, SHEER CRAZY NERVE is a high-stakes, gritty tale of wild financial misdeeds.

Vietnam is at a crossroads. It can grow as an export platform for GVCs, specialising in low value-added assembly functions with industrialisation occurring in enclaves with little connection to the broader economy or society; or it can leverage the current wave of growth, enabled and accelerated by its successful participation in GVCs, to diversify and move up the chain into higher value-added functions. Success will require Vietnam's policymakers to view the processes of development differently, and to take new realities of the global economy more fully into account. The purpose of this volume is to support Vietnam's path to economic prosperity by identifying policies and targeted interventions that will drive development through leveraging GVC participation that take major shifts in trade policy and rapid technological advances in ICT into account. The volume is based on a compilation of studies completed by World Bank staff and external consultants in 2015 supporting the "Enabling Economic Modernization and Private Sector Development" chapter of the Vietnam 2035 report. The objective of these studies was to diagnose Vietnam's current participation in GVCs, visualise where Vietnam could be by 2035 in the context of a changing global environment, and identify the policy actions needed to get there. The studies also supported topics related more broadly to export competitiveness, including firm-level productivity, services, and connectivity. It then identifies targeted strategies and policy interventions that will help overcome challenges, minimize risks, and maximize opportunities. Readers will gain a strong understanding of Vietnam's current and potential engagement with GVCs - and will learn about strategic GVC policy tools that can help developing countries achieve economic prosperity in the context of compressed development