In a world of ageing populations, and in the midst of a global shift from defined benefit (DB) to defined contribution (DC) pensions, the onus is increasingly on individuals rather than employers to bear the risks of retirement provision. This book weighs the experiences of eight nations across the Americas, Asia and Europe, who have in common early adoption of DC pensions, but very different experiences of mitigation of that risk by the state, either directly through the degree of generosity of the state pension or indirectly through regulation of private pension provision. As the UK (and the world) gears up for the age of DC pensions, different approaches to pension scheme design are examined. Best practice is always worth learning from and each chapter is written by an expert on their chosen pension system. This 3rd volume provides updates to the development of the pensions process in these regions.

Tim Gosling is a British interior designer with an international reputation for designing exquisite interiors and beautifully crafted furniture for a range of public and private clients. Classic Contemporary showcases Gosling's recent work and gives the historical context for his designs, with archive drawings and photographs of the work of architects and designers whose work he admires. The book is structured by period, beginning with the eighteenth century and finishing in the twenty-first. Each chapter begins with one page that lists the Design Rules, the Materials and the Leading Figures associated with the era and style. The text of the chapter discusses key architects and designers, particularly those who have influenced Tim or whom he admires, and the style that emerged in that period, illustrated with historical images. The rest of the chapter consists of an extended plate section showing Gosling's interiors and furniture with extended captions in which he comments on the elements of the period's style incorporated into his work. The final chapter has a discussion and photographs of the craftsmanship that goes into the production of the furniture Tim designs. Through these pages, Regency, Victorian, Art Deco or Modernism can be viewed in a new light, resulting in a book that provides a unique insight into the work of one of today's most popular and respected designers.