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Over the last decade pension reform in the West has focused upon
the need for more private provision in order to combat the effects
of societal ageing. The consequences of these reforms for citizens'
incomes during retirement are currently under-explored - including
questions such as how protective public-private pension systems
are, particularly for citizens without lifelong, full-time
employment biographies. This rigorous study sheds light on these
issues. It assesses the extent to which six European multi-pillar
pension regimes are socially inclusive, by micro-simulating
retirement income for hypothetical citizens facing typical
post-industrial risks. This timely book suggests that non-state
provision has significant limitations, yet also identifies the
political and institutional conditions under which private pensions
are indeed reconcilable with social inclusion. Private Pensions
versus Social Inclusion? will appeal to policymakers, scholars and
experts from NGOs and other statistical organisations involved in
comparative social policy and pension analysis. Post-graduate
students of comparative social policy, gerontology, public
economics and economic sociology will also find much to engage them
within the book.
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