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The Cooperative movement in India has its own status, role and
impact in the socio-economic development of the country, specially
for providing organizational and financial support to give impetus
to income generating activities for weaker sections, like small
farmers, artisans, weavers, landless labours, fisherman and urban
poor etc. through half million cooperatives and 250 million
members. The cooperatives in United States have corporate character
and have lesser government control. The members of US cooperatives
are 100 million & comparatively educated and active. Here they
take synergic benefit of cooperation. The activities are manifold
and some time in newer field, a typical characteristic of
approximate 50,000 cooperatives. Author has compared historical
background & need of emergence of cooperatives in light of
social, political & economic perspectives. By appraising
financial performance of few key sector cooperatives &
highlighting through prominent cooperative case study from both
country, author has critically suggested what can be done in
current globalization era by government & cooperatives of both
country.
Governance is system and process of organised entities, whether
private or public, whether for profit or not. Governance relates
with defining objectives, powers, duties, obligations &
disabilities of various stakeholders. Corporates are for profit and
they get fund from shareholders. Governments are generally for
Sovereign functions and citizen elects the leaders. Therefore their
governance differs substantially. This book is compilation of
articles, case studies & research papers written on various
governance issues. Based on experience and analyzing critically the
available evidences, book is useful for the government executives,
corporate executives, board members, researchers, professors,
students and consultants.
The book is compilation of articles and research papers on social
economy, cooperatives and micro finance experiences issues and
opportunities in India. Most of the papers are presented at
international conference and receipent of international
fellowships. India is affluent of cooperatives of several kinds,
size and type on one hand; on other hand several micro financing
mechanism like Self Help Group is pioneered and successful. Book
contains successful and failed cases of governance from different
cooperatives to take lesson there from. Data rich cases are
analyzed critically. The book may be useful to government
executives,legislators, judges, business executives, professors,
students, researchers and consultants working in social economy,
cooperatives and micro finance. AMUL, NDDB, NABARD, Warananagar are
bright stars in pre and post liberalized era, hence there is great
potential to learn from their experience.
As per World Bank estimate, 7000 Micro-Finance Institutes serving
16 million poor people with approximate total turnover for MFI's
estimated $2.5- $7 billion (2007). Repayment rates of micro finance
are almost 97%, substantially higher than the normal commercial
finance. US$ 21.6 Billion still needed to provide microfinance to
100 million of the world's poorest families. Micro Finance is about
financing services to the poor & micro entrepreneurs. There are
several definitions of micro finance and plenty of models world
wide through which micro financing industry works. Depending upon
socio-economic conditions, political and cultural environment,
technical advancement of the country and institutionalizations,
numerous methods and mechanisms have been developed across the
globe. The book describes various Micro Finance models and
institutes working in global MF Industry.
Cyber Technology offers ample opportunities to seek, analyze and
use information as never before. It is useful to government for
better governance, to entrepreneurs and corporate world for wealth
maximization, learning tools to educators and students, provides
entertainment, medical solutions, and new horizons to scientific
research ranging from dissecting a microbe to visualizing the
universe. Cyber technology has increased efficiency, ease and
effectiveness by providing better solutions. But it has also opened
up new vulnerabilities and poised threat to security of life and
property. Cyber crime is rising. Governments and cyber
professionals are finding solutions to combat cyber crimes. The
book provides insights in exploiting benefits and opportunities of
cyber technology and provides alert against the risk. The book may
be useful to the students, teachers, managers, businessman,
government officials, researchers and home makers whether they are
using computer and internet or not. The book provide insight how
technology can be used for betterment.
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