The Cooperative movement in India has its own status, role and impact in the socio-economic development of the country, specially for providing organizational and financial support to give impetus to income generating activities for weaker sections, like small farmers, artisans, weavers, landless labours, fisherman and urban poor etc. through half million cooperatives and 250 million members. The cooperatives in United States have corporate character and have lesser government control. The members of US cooperatives are 100 million & comparatively educated and active. Here they take synergic benefit of cooperation. The activities are manifold and some time in newer field, a typical characteristic of approximate 50,000 cooperatives. Author has compared historical background & need of emergence of cooperatives in light of social, political & economic perspectives. By appraising financial performance of few key sector cooperatives & highlighting through prominent cooperative case study from both country, author has critically suggested what can be done in current globalization era by government & cooperatives of both country.

Governance is system and process of organised entities, whether private or public, whether for profit or not. Governance relates with defining objectives, powers, duties, obligations & disabilities of various stakeholders. Corporates are for profit and they get fund from shareholders. Governments are generally for Sovereign functions and citizen elects the leaders. Therefore their governance differs substantially. This book is compilation of articles, case studies & research papers written on various governance issues. Based on experience and analyzing critically the available evidences, book is useful for the government executives, corporate executives, board members, researchers, professors, students and consultants.

The book is compilation of articles and research papers on social economy, cooperatives and micro finance experiences issues and opportunities in India. Most of the papers are presented at international conference and receipent of international fellowships. India is affluent of cooperatives of several kinds, size and type on one hand; on other hand several micro financing mechanism like Self Help Group is pioneered and successful. Book contains successful and failed cases of governance from different cooperatives to take lesson there from. Data rich cases are analyzed critically. The book may be useful to government executives,legislators, judges, business executives, professors, students, researchers and consultants working in social economy, cooperatives and micro finance. AMUL, NDDB, NABARD, Warananagar are bright stars in pre and post liberalized era, hence there is great potential to learn from their experience.

Cyber Technology offers ample opportunities to seek, analyze and use information as never before. It is useful to government for better governance, to entrepreneurs and corporate world for wealth maximization, learning tools to educators and students, provides entertainment, medical solutions, and new horizons to scientific research ranging from dissecting a microbe to visualizing the universe. Cyber technology has increased efficiency, ease and effectiveness by providing better solutions. But it has also opened up new vulnerabilities and poised threat to security of life and property. Cyber crime is rising. Governments and cyber professionals are finding solutions to combat cyber crimes. The book provides insights in exploiting benefits and opportunities of cyber technology and provides alert against the risk. The book may be useful to the students, teachers, managers, businessman, government officials, researchers and home makers whether they are using computer and internet or not. The book provide insight how technology can be used for betterment.

As per World Bank estimate, 7000 Micro-Finance Institutes serving 16 million poor people with approximate total turnover for MFI's estimated $2.5- $7 billion (2007). Repayment rates of micro finance are almost 97%, substantially higher than the normal commercial finance. US$ 21.6 Billion still needed to provide microfinance to 100 million of the world's poorest families. Micro Finance is about financing services to the poor & micro entrepreneurs. There are several definitions of micro finance and plenty of models world wide through which micro financing industry works. Depending upon socio-economic conditions, political and cultural environment, technical advancement of the country and institutionalizations, numerous methods and mechanisms have been developed across the globe. The book describes various Micro Finance models and institutes working in global MF Industry.