|
Showing 1 - 6 of
6 matches in All Departments
The international debt problem has already generated a huge number
of publications. Why then another publication? Many publications
address macroeconomic implications of the debt problem, others
investigate special new financing instruments such as debt equity
swaps, others discuss the economic or legal aspects of debt
reschedulings. This work of Walter Berger concentrates on the
evolution of the financial side of the debt problem. This evolution
is fascinating since it reveals a continuous expansion of the
financial instruments being used and a surprising change in
intercreditor relationships. While in the seventies equal treatment
of creditors was not of much concern, this changed dramatically in
the eighties. But lately equal treatment turned out to be a strong
impediment to the creditors' management of loan portfolios. Hence,
inequality of treatment is growing again. This development
represents a challenge to everyone who tries to explain legal
changes by using economic theory. Another characteristic of Walter
Berger's work is that he starts from a broad institutional
perspective. Most economists analyze the debt problem by assuming a
world where everybody follows the same principles of rationality
and optimization. Walter Berger questions this approach by arguing
that cultural discrepancies among creditor countries and indebted
countries make it difficult to define efficiency by "Western"
standards only. Moreover, different cultures create what Berger
calls "institutional obfuscation," that is, creditors have
substantial difficulties to predict the behavior of differently
minded debtors, and vice versa. This lack of information creates a
transaction risk for each contracting party.
This "work eBook" is a straightforward guide to help you to record
your current financial situation in a structured way. You will be
able to see the income you can reckon with more clearly, what you
spend money on, which debts you have, what reserves are available
to you, how you feel about the subject of money and finances or
where you have or could have a problem. You learn simple ways of
reducing debts and creating reserves. You draw up a detailed income
and expenditure budget and a current financial status. At the end
of every section you can write down important goals and milestones
and decide what you want to achieve and how you should act now.
This orientation will have a motivating effect on your everyday
life and encourage you act consistently. Practical examples and
easy-to-understand copy templates facilitate implementation in your
day-to-day life.
Mit diesem Arbeitsbuch erhalten Sie einen nachvollziehbaren
Leitfaden, um strukturiert die aktuelle (private) wirtschaftliche
Situation zu erfassen. Sie werden deutlicher erkennen, mit welchen
Einnahmen Sie planen konnen, wofur Geld ausgeben wurde, welche
Schulden Sie haben, wie viel Rucklagen verfugbar sind, wie Sie sich
beim Thema Geld und Finanzen fuhlen und halten fest wo der Schuh
druckt. Sie lernen nachvollziehbare Moglichkeiten kennen, um
Schulden abzubauen und Reserven zu bilden. Sie erstellen ein
detailliertes Einnahmen- und Ausgaben-Budget und einen aktuellen
Finanzstatus. Am Ende eines jeden Kapitels konnen Sie wichtige
Meilensteine aufschreiben und festlegen, was Sie erreichen wollen
und wie Sie jetzt handeln sollten. Diese Orientierung wird sich
motivierend im Alltag auswirken und zu konsequentem Handeln
anregen. Praxisorientierte Beispiele und verstandliche
Kopiervorlagen erleichtern eine schnelle Umsetzung im Alltag.
Este "libro de ejercicios " es una guia sencilla para ayudarle a
grabar su situacion financiera actual de una manera estructurada.
Sera capaz de ver los ingresos que puede tener en cuenta con mas
claridad, en lo que gasta el dinero, las deudas que tiene, las
reservas que estan a su disposicion, como se siente sobre el tema
del dinero y las finanzas, o cuando tiene o podria tener un
problema. Aprende maneras sencillas de reducir las deudas y de
crear reservas. Dibuja detalladamente los ingresos y el presupuesto
de gastos y un estado financiero actual. Al final de cada seccion
podra anotar las metas y logros importantes y decidir lo que quiere
lograr y como debe actuar ahora. Esta orientacion tendra un efecto
motivador en su vida cotidiana y le animara a actuar de forma
coherente. Ejemplos practicos y plantillas de copia faciles de
entender facilitan la aplicacion en su vida dia a dia.
|
You may like...
Loot
Nadine Gordimer
Paperback
(2)
R383
R318
Discovery Miles 3 180
Personal Shopper
Kristen Stewart, Nora von Waldstätten, …
DVD
R83
Discovery Miles 830
|