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Books > Business & Economics > Economics > Economic systems > General

Asylum, Work, and Precarity - Bordering the Asia-Pacific (Hardcover, 1st ed. 2018): Nicholas Henry Asylum, Work, and Precarity - Bordering the Asia-Pacific (Hardcover, 1st ed. 2018)
Nicholas Henry
R3,005 R1,834 Discovery Miles 18 340 Save R1,171 (39%) Ships in 10 - 15 working days

This book explores the regional coordination and impact of state responses to irregular migration in Southeast Asia and the Pacific. The main argument is that regional and international trends of securitisation and criminalisation of irregular migration, often associated with framing the issue in terms of migrant smuggling and human trafficking, have intensified carceral border regimes and produced greater precarity for migrants. Bilateral and multilateral processes of regional coordination at multiple levels of government are analysed with a focus on the impact on asylum seekers and migrant workers in major destination and transit countries including Malaysia, Thailand, Singapore, Indonesia, and Australia. The book will be of interest to a wide academic audience interested in the interdisciplinary field of Border Studies, as well as general readers concerned with the treatment of refugees and migrant workers who cross borders in search of safety, security, and a better life.

The Routledge Companion to Alternative Organization (Hardcover): Martin Parker, George Cheney, Valerie Fournier, Chris Land The Routledge Companion to Alternative Organization (Hardcover)
Martin Parker, George Cheney, Valerie Fournier, Chris Land
R7,061 Discovery Miles 70 610 Ships in 10 - 15 working days

Despite the Great Recession, slightly different forms of global capitalism are still portrayed as the only game in town by the vast majority of people in power in the world today. Unbridled growth, trade liberalisation, and competition are advocated as the only or best ways of organizing the contemporary world. Unemployment, yawning gaps between rich and poor, political disengagement, and environmental devastation are too often seen as acceptable side effects of the dominance of neo-liberalism.

But the reality is that capitalism has always been contested and that people have created many other ways of providing for themselves. This book explores economic and organizational possibilities which extend far beyond the narrow imagination of economists and management theorists. Chapters on co-operatives, community currencies, the transition movement, scrounging, co-housing and much more paints a rich picture of the ways in which another word is not only possible, but already taking shape. The aim of this companion is to move beyond complaining about the present and into exploring this diversity of organisational possibilities. Our starting point is a critical analysis of contemporary global capitalism is merely the opening for thinking about organizing as a form of politics by other means, and one that can be driven by the values of solidarity, freedom and responsibility.

This comprehensive companion with an international cast of contributors gives voice to forms of organizing which remain unrepresented or marginalised in organizational studies and conventional politics, yet which offer more promising grounds for social and environmental justice. It is a valuable resource for students, activists and researchers interested in alternative approaches to economy and society in a variety of disciplinary and interdisciplinary fields.

Globalisation and Advertising in Emerging Economies - Brazil, Russia, India and China (Paperback): Lynne Ciochetto Globalisation and Advertising in Emerging Economies - Brazil, Russia, India and China (Paperback)
Lynne Ciochetto
R1,236 Discovery Miles 12 360 Ships in 10 - 15 working days

Brazil, Russia, India and China are four of the largest and most dynamic contemporary emerging economies in the world. Strong economic growth in each of these economies has been accompanied by the expansion of the advertising and consumer goods sectors. Using a series of country studies, this book explores the dynamics of global capitalism from the perspective of global advertising. The book highlights the on-going expansion of advertising and consumerism against the wider socio-economic, political and cultural contexts. It provides fresh insights about contemporary global priorities, and argues that advertising plays a key role linking culture and the economy. By presenting individual case studies of advertising campaigns, it offers examples of the globalisation of specific brands. Environmental implications of the expansion of advertising and its role in stimulating consumerism are explored in the context of the four emerging economies. The book compares and contrasts the individual country profiles, and makes an assessment of the validity of the argument regarding their projected importance and the likelihood of their future dominance of the global economy.

The Non-profit Enterprise in Market Economics (Paperback): E James, S. Rose-Ackerman The Non-profit Enterprise in Market Economics (Paperback)
E James, S. Rose-Ackerman
R1,017 Discovery Miles 10 170 Ships in 10 - 15 working days

Analyses the behaviour of not-for-profit organizations under a variety of conditions and contrasts them with profit maximizing firms, other types of profit-constrained firms and with public bureaucracies.

Central Planning (Paperback): P. Hare Central Planning (Paperback)
P. Hare
R1,486 Discovery Miles 14 860 Ships in 10 - 15 working days

Examines the nature and the mode of operation of the centrally planned economy, assessing its strengths and the weaknesses that eventually led to its demise.

Comparative Economics (Paperback): A. Ben-Ner, J. Montias, E. Neuberger Comparative Economics (Paperback)
A. Ben-Ner, J. Montias, E. Neuberger
R1,495 Discovery Miles 14 950 Ships in 10 - 15 working days

The reasons, methods, and outcomes of system change in general, and in Russia and Eastern Europe in particular are analyzed, using the analytical apparatus developed in the monograph.

State Intervention in Great Britain - Study of Economic Control and Social Response, 1914-1919 (Hardcover, New Issue Of 1949... State Intervention in Great Britain - Study of Economic Control and Social Response, 1914-1919 (Hardcover, New Issue Of 1949 Ed)
Samuel J. Hurwitz
R4,495 Discovery Miles 44 950 Ships in 10 - 15 working days

First Published in 1968. This is a study of the impact of the First WorId War on the role of government in the economy of a country which was the prototype of modern industrial society and focuses on the economic control and social response during 1914 to 1919.

Restructuring, Stabilizing and Modernizing the New Russia - Economic and Institutional Issues (Hardcover, illustrated edition):... Restructuring, Stabilizing and Modernizing the New Russia - Economic and Institutional Issues (Hardcover, illustrated edition)
Paul J.J. Welfens, E. Gavrilenkov
R2,964 Discovery Miles 29 640 Ships in 18 - 22 working days

The Russian transformation crisis is analyzed and put into the context of national policy failures and international shocks. The study also has a focus on structural change and foreign direct investment - including an econometric perspective. Basic problems of economic opening-up, macroeconomic policy and aspects of political economy are also discussed. The role of institutional reforms, membership in international organizations and supply-side policies are emphasized.

Architecture and Capitalism - 1845 to the Present (Paperback): Peggy Deamer Architecture and Capitalism - 1845 to the Present (Paperback)
Peggy Deamer
R1,785 Discovery Miles 17 850 Ships in 10 - 15 working days

Architecture and Capitalism tells a story of the relationship between the economy and architectural design. Eleven historians each discuss in brand new essays the time period they know best, looking at cultural and economic issues, which in light of current economic crises you will find have dealt with diverse but surprisingly familiar economic issues. Told through case studies, the narrative begins in the mid-nineteenth century and ends with 2011, with introductions by Editor Peggy Deamer to pull the main themes together so that you can see how other architects in different times and in different countries have dealt with similar economic conditions. By focussing on what previous architects experienced, you have the opportunity to avoid repeating the past. With new essays by Pier Vittorio Aureli, Ellen Dunham-Jones, Keller Easterling, Lauren Kogod, Robert Hewison, Joanna Merwood-Salisbury, Robin Schuldenfrei, Deborah Gans, Simon Sadler, Nathan Rich, and Micahel Sorkin.

Capitalism and Its Legitimacy in Times of Crisis (Hardcover, 1st ed. 2017): Steffen Schneider, Henning Schmidtke, Sebastian... Capitalism and Its Legitimacy in Times of Crisis (Hardcover, 1st ed. 2017)
Steffen Schneider, Henning Schmidtke, Sebastian Haunss, Jennifer Gronau
R3,631 Discovery Miles 36 310 Ships in 18 - 22 working days

This volume examines why the 2008 financial crisis with the subsequent Great Recession did not foster a major institutional transformation of the capitalist market economy. It highlights the role of ideas and public discourse in explaining institutional stability and change in the wake of economic crises and other critical junctures. Examining legitimation discourse in four OECD countries (Germany, Switzerland, the United Kingdom and the United States) between 1998 and 2011, the contributions to the volume use different text-analytical methods to bring out the ideas that underpin affirmative and critical media discourse on the capitalist regime. Individual chapters focus on the contours and trajectories of legitimation discourse before and after the financial crisis, on the attribution of responsibility for the crisis, on the use of metaphors and narratives, and on the formation of discourse coalitions challenging the regime. Together, they show that the post-2008 legitimation crisis of the capitalist market economy did not result in its sustained delegitimation or in powerful new ideas that might have mobilized support for radical institutional change. The book will appeal to students and scholars of economic sociology, media studies and political science.

Southeast Asia (Routledge Revivals) - A Region in Transition (Hardcover): Jonathan Rigg Southeast Asia (Routledge Revivals) - A Region in Transition (Hardcover)
Jonathan Rigg
R4,647 Discovery Miles 46 470 Ships in 10 - 15 working days

Southeast Asia: A Region in Transition, first published in 1991, is a contemporary human geography of the 'market' economies of the region usually defined by membership of the Association of Southeast Asian Nations (ASEAN). Organized thematically, the chapters deal with the environment and development, plural societies, agrarian change and urbanization. This thematic approach provides a comprehensive picture of the ASEAN countries and gives a depth of coverage often lacking in other regional geographies. With a detailed introduction dealing with the physical environment and history of the region, this work will be of great value to students studying the human geography of Southeast Asia, as well as those with a more general interest in the issues and developments affecting the ASEAN region.

Social Costs and Public Action in Modern Capitalism - Essays Inspired by Karl William Kapp's Theory of Social Costs... Social Costs and Public Action in Modern Capitalism - Essays Inspired by Karl William Kapp's Theory of Social Costs (Paperback)
Wolfram Elsner, Pietro Frigato, Paolo Ramazzotti
R1,772 Discovery Miles 17 720 Ships in 10 - 15 working days

The Social Costs approach to the globalised capitalist market economy has gained new relevance in recent years. The present situation is one of widespread and increasing deterioration of the social, cultural, democratic, and environmental frameworks of advanced capitalist market societies. This deterioration is indicated by the threats of unemployment, precarious working conditions and increasing income/status inequality, uneven geographical developments, and the exploitation and undermining of the institutional fabric of the society. It is aggravated by the rapid extension - at local, national, regional and global scales - of ecological disruption. So the global capitalist market economy is characterised by a great deal of instability and so-called true uncertainty, which largely undermine its coordinating and welfare-enhancing capacity. The view suggested by Karl William Kapp's seminal evolutionary open-systems approach is that these processes and problems are the outcome of a widening gap between private individualist economic, and societal values or, to use Karl Polanyi's terms, of the ever increasing disembeddedness of the economy from society and of the subjugation of society to the economy. The key actor in this process is business or, more specifically, it is the increasingly dominant, globalised, deregulated and disembedded hierarchical and power system of business enterprise. Current analyses of the global capitalist market economy are overdue to be undertaken making use of the powerful analytic frame of Karl William Kapp's open systems economics. 'Social Costs and Public Action in Modern Capitalism' examines this approach from a theoretical, conceptual, empirical, policy and case study level.

Assessing the Capitalist Peace (Hardcover, New): Gerald Schneider, Nils Petter Gleditsch Assessing the Capitalist Peace (Hardcover, New)
Gerald Schneider, Nils Petter Gleditsch
R4,491 Discovery Miles 44 910 Ships in 10 - 15 working days

Researchers have recently reinvigorated the idea that key features associated with a capitalist organization of the economy render nation states internally and externally more peaceful. According to this adage, the contract intensity of capitalist societies and the openness of the economy are among the main attributes that drive these empirical relationships. Studies on the Capitalist Peace supplement the broadly received examinations on the role that economic integration in the form of trade and foreign direct investment play in the pacification of states. Some proponents of the peace-through-capitalism thesis controversially contend that this relationship supersedes prominent explanations like Democratic Peace according to which democratic pairs of states face a reduced risk of conflict. This volume takes stock of this debate. Authors also evaluate the theoretical underpinnings of the relationship and offer an up-to-date idea history and classification of current research. Leading scholars comment on these theoretical propositions and empirical findings. This book is an extended and revised version of a special issue of International Interactions.

Civil Law Reforms in Post-Colonial Asia - Beyond Western Capitalism (Hardcover, 1st ed. 2019): Yuka Kaneko Civil Law Reforms in Post-Colonial Asia - Beyond Western Capitalism (Hardcover, 1st ed. 2019)
Yuka Kaneko
R4,016 Discovery Miles 40 160 Ships in 18 - 22 working days

This book focuses on the legal systems of the late-developing countries of ASEAN (Cambodia, Laos, Myanmar, and Vietnam, often referred to as the CLMV countries). These nations are apt to be placed in an economically disadvantageous situation within the opportunity of communalization of legal systems being advanced by the ASEAN Economic Community (AEC) launched in 2015, and the book clarifies the dynamics of the changes within these legal systems. Concurrently, there is an intention to analyze the "legal system development support" that has continued to be provided to these countries since the mid-1990s via international development support from international organizations and developed countries including Japan. In particular, the emphasis has been on the area of civil law, where the main subject of Japan's support has been centered on the civil code and civil procedure code. The legal system of the recipient country is complicated by the crisscrossing of the remnants of previous eras, from the inherent laws that have existed since before colonization, the laws of the colonial powers that were introduced during the colonial era (French law in Cambodia, Laos, and Vietnam; English law in Myanmar), the influence of socialist law after independence from colonization, and the path of modern industrialization and development, such that one country's legal system is the combination of all of these influences. For the reader to understand the dynamics of these changing laws, each chapter of the book combines two methodological perspectives. The first is to ascertain the spatial range as to how far the civil law extends across social phenomena. The second is a historical perspective in which the trends in legal changes will be understood on a time axis.

The Legacy of Keynes and Friedman - Economic Analysis, Money, and Ideology (Hardcover, New): William Frazer The Legacy of Keynes and Friedman - Economic Analysis, Money, and Ideology (Hardcover, New)
William Frazer
R2,815 R2,549 Discovery Miles 25 490 Save R266 (9%) Ships in 10 - 15 working days

This work deals with the economic systems of the two monetary revolutionaries of this century. They reacted against orthodoxy in different ways, with Friedman redirecting and reinforcing Keynes' major contributions. Friedman used the system of testing one hypothesis against another rather than using a naive model. He provided analytical, political, and ideological positions that yield an all-encompassing analytical system.

Global Capitalism and the Future of Agrarian Society (Hardcover): Arif Dirlik, Alexander Woodside, Roxann Prazniak Global Capitalism and the Future of Agrarian Society (Hardcover)
Arif Dirlik, Alexander Woodside, Roxann Prazniak
R5,781 Discovery Miles 57 810 Ships in 10 - 15 working days

This book offers historical and comparative analyses of changes in agrarian society forced by the globalization of capitalism, and the implications of these changes for human welfare globally. The book gives special attention to recent economic development and urbanization in the People 's Republic of China which have had a major impact on contemporary transformations globally. Case studies from South and Southeast Asia, Africa and Latin America in turn place these transformations in a comparative global perspective. The contributors include distinguished scholars from the UN, PRC, India, Zimbabwe, and Latin America who are also active in policy issues.

Capitalism from Outside? - Economic Cultures in Eastern Europe After 1989 (Hardcover): Violetta Zentai, Janos Matyas Kovacs Capitalism from Outside? - Economic Cultures in Eastern Europe After 1989 (Hardcover)
Violetta Zentai, Janos Matyas Kovacs
R3,884 Discovery Miles 38 840 Ships in 10 - 15 working days

Includes selected studies on transforming economic cultures in Eastern Europe. Economists, historians, sociologists and anthropologists of the region studied transnational cultural encounters in the post-communist economies by scoping on smaller and bigger firms in the new market conditions, governmental bodies that shaped economic policies and regulations, and the academic settings of economic science. Producers and mediators of economic culture are examined in various contexts. Comparative studies are offered in three areas: entrepreneurship, governance of economic change, and economic knowledge. Case studies analyze country specific issues.

The numbers and scope of encounters between the economic actors of the "East" and the "West" which have dramatically increased during the past two decades are scrutinized. Chapters in the volume reveal how indigenous actors workers, entrepreneurs, government officials, economists, think tank analysts etc. in Eastern Europe, select (accept, adjust and mix) certain cultural packages while rejecting others. Although cultural exchanges are rarely symmetric, there is little to prove that "strong Western" culture devours (civilizes) the "weak Eastern" one, or "clashes of civilizations" drive capitalist transformations in the region.

Marketcraft - How Governments Make Markets Work (Hardcover): Steven K. Vogel Marketcraft - How Governments Make Markets Work (Hardcover)
Steven K. Vogel
R1,078 Discovery Miles 10 780 Ships in 10 - 15 working days

Modern-day markets do not arise spontaneously or evolve naturally. Rather they are crafted by individuals, firms, and most of all, by governments. Thus "marketcraft" represents a core function of government comparable to statecraft and requires considerable artistry to govern markets effectively. Just as real-world statecraft can be masterful or muddled, so it is with marketcraft. In Marketcraft, Steven Vogel builds his argument upon the recognition that all markets are crafted then systematically explores the implications for analysis and policy. In modern societies, there is no such thing as a free market. Markets are institutions, and contemporary markets are all heavily regulated. The "free market revolution" that began in the 1980s did not see a deregulation of markets, but rather a re-regulation. Vogel looks at a wide range of policy issues to support this concept, focusing in particular on the US and Japan. He examines how the US, the "freest" market economy, is actually among the most heavily regulated advanced economies, while Japan's effort to liberalize its economy counterintuitively expanded the government's role in practice. Marketcraft demonstrates that market institutions need government to function, and in increasingly complex economies, governance itself must feature equally complex policy tools if it is to meet the task. In our era-and despite what anti-government ideologues contend-governmental officials, regardless of party affiliation, should be trained in marketcraft just as much as in statecraft.

Information and Distribution - The Role of Merchants in the Market Economy Under Uncertainty (Hardcover, 1st ed. 2021):... Information and Distribution - The Role of Merchants in the Market Economy Under Uncertainty (Hardcover, 1st ed. 2021)
Yasuhiro Sakai, Keisuke Sasaki
R3,115 Discovery Miles 31 150 Ships in 18 - 22 working days

The purpose of this book is to discuss the relationship between information and distribution, with special reference to the role of the merchant in a market economy under conditions of risk and uncertainty. By working with simple models of the market economy and conducting a sequence of comparative analyses, the authors shed new light on an important yet rather neglected area in economics. In a historical perspective, the merchants of Ohmi, the former name of Shiga Prefecture in western Japan, are known to have put great faith in the principles of Sampo Yoshi or the all-around advantages of trading. It is hoped that the results presented in this book will provide some solid ground for such an old principle that can be seen in a new light. Applications to regional and many related problems are also discussed here. A distribution system is broadly defined as the systematic mechanisms and structures that regulate business operations, and its function is to maximize corporate value. Some of the following functions have previously been identified as distinguishing features of the Japanese distribution system compared with distribution systems in Europe and the United States: not only transactions, transportation, and storage, but also information, risk-bearing functions, and other characteristics. This book provides an overview of the distribution system in Japan, including changes that its practice have undergone and its current state; identifies current problems; and considers how these problems should be addressed.

The Arab Spring - Re-Balancing the Greater Euro-Mediterranean? (Hardcover, 2014 ed.): Astrid B. Boening The Arab Spring - Re-Balancing the Greater Euro-Mediterranean? (Hardcover, 2014 ed.)
Astrid B. Boening
R3,033 R1,787 Discovery Miles 17 870 Save R1,246 (41%) Ships in 10 - 15 working days

Beginning in 2010, there has been a consolidating cooperation among existing powers in the Euro-Mediterranean in face of the rapid de-stabilization of the Arab region. This fact alone accelerated the hesitant responses by the EU towards emerging hegemons, particularly Russia and China, who in-turn applied traditional mechanisms of increasing regional economic influence to bolster their political influence, but with the difference that a normative influence is missing, in contrast to the EU's and US' influence, which is strongly centered on universal norms pertaining to political, economic and social-cultural norms. This book examines the Arab Spring not only from its intra but also inter-regional geo-political and strategic implications by analyzing the Euro-Mediterranean region following the onset of the Arab Spring. It aims to connect the broader economic and political strands of power shifts that have taken place since the Arab Spring, making it of interests to political scientists and policy-makers concerned with the Mediterranean and Euro-Arab relations.

Collusion, Local Governments and Development in China - A Reflection on the China Model (Hardcover, 1st ed. 2017): Huihua Nie Collusion, Local Governments and Development in China - A Reflection on the China Model (Hardcover, 1st ed. 2017)
Huihua Nie; Translated by Haifeng Li, Ping Chen
R2,831 Discovery Miles 28 310 Ships in 10 - 15 working days

By analyzing the interactions between China's central government and its local governments and enterprises, this book constructs an analytical framework of government-enterprise collusion, analyzing the impact of collusion within the China model on Chinese society. Against the background of decentralization and under information asymmetry, this text argues that Chinese local governments connive at enterprises' adoption of a low-cost 'bad' mode of production - a 'stimulus' for quick growth at the cost of safer working conditions - so as to obtain fiscal or political capital for further promotion. Through an examination of coalmine mortality rate, environmental pollution, food safety and house pricing, the book argues that collusion is the intrinsic drive of the China model. It consider how against a backdrop of political centralization and economic decentralization, collusion exacerbates corruption and impacts both on the country's social development and on its foreign direct investment. Offering an analysis of future prospects for the China model, it puts forward key policy proposals to improve domestic institutional construction through reform.

The American Economy - How it Works and How it Doesn't (Paperback): Wade L. Thomas, Robert B. Carson The American Economy - How it Works and How it Doesn't (Paperback)
Wade L. Thomas, Robert B. Carson
R1,809 Discovery Miles 18 090 Ships in 10 - 15 working days

This groundbreaking principles of economics text is devoted to explaining basic economics with an issues and policy focus to undergraduates in survey and other introductory economics courses. It offers the optimal blend of theory, issues, and policy analysis, and covers micro-, macro, and international aspects of America's economy.

Public Choice - A Primer (Paperback, New): Eamonn Butler Public Choice - A Primer (Paperback, New)
Eamonn Butler
R377 Discovery Miles 3 770 Ships in 10 - 15 working days

'Market failure' is a term widely used by politicians, journalists and university and A-level economics students and teachers. However, those who use the term often lack any sense of proportion about the ability of government to correct market failures. This arises partly from the lack of general knowledge -- and lack of coverage in economics syllabuses -- of Public Choice economics. Public Choice economics applies realistic insights about human behaviour to the process of government, and it is extremely helpful for all those who have an interest in -- or work in -- public policy to understand this discipline. If we assume that at least some of those involved in the political process -- whether elected representatives, bureaucrats, regulators, public sector workers or electors -- will act in their own self-interest rather than in the general public interest, it should give us much less confidence that government can 'correct' market failure. This complex area of economics has been summarised in a very clear primer by Eamonn Butler. The author helps the reader to understand the limits of the government's ability to correct market failure and also explains the implications of public choice economics for the design of systems of government -- a topic that is highly relevant in contemporary political debate. This text is an important contribution for all who seek to understand better the role that government should play in economic life.

Moderation and Revolution (Hardcover): Andrea Micocci Moderation and Revolution (Hardcover)
Andrea Micocci
R4,327 Discovery Miles 43 270 Ships in 10 - 15 working days

In the intellectuality of capitalism there are two alternative ways to conceive of reality: the moderate one, which mediates dialectically, and the revolutionary one, which also comprises ruptures with disappearance. The former conforms to, and helps shape, the metaphysics of capitalism itself. The second is akin to the mode of progressing of nature in general, and forms the basis for materialism. Moderate positions tend to be intolerant because they do not recognize the other, which is constantly compelled to mediate. Revolutionary positions instead, recognizing the other, are tolerant and intrinsically non-violent. In capitalism as we know it liberalism, Marxism and anarchism would potentially be revolutionary. But they have been transformed in moderate modes of thought, similar for instance to nationalism, communitarianism, Christian ideas, fascism, socialism. Thus capitalism has become an intolerant world that seems built to block, by means of mediations, its own historical evolution. The outcome is a fascistic economy and polity.

Politics and Policies in Post-Communist Transition - Primary and Secondary Privatisation in Central Europe and the Former... Politics and Policies in Post-Communist Transition - Primary and Secondary Privatisation in Central Europe and the Former Soviet Union (Hardcover)
Karoly Attila Soos
R3,245 Discovery Miles 32 450 Ships in 10 - 15 working days

Discusses the policies, practices and outcomes of privatization in six transition economies: the Czech Republic, Hungary, Poland, Russia, Slovenia and Ukraine, paying particular attention to cross-country differences and to interrelations between the processes of privatisation and the political transition from communism to a new system. The analysis is restricted to the privatisation in those fields where its methods have been strongly different from privatisations in advanced market economies and where differences of privatisation principles and techniques among our six countries were also rather various. This is basically the privatisation of middle-sized and large enterprises, not including banks, non-bank financial companies, natural monopolies and agricultural entities.

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