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Books > Money & Finance

A Critical History of Poverty Finance - Colonial Roots and Neoliberal Failures (Hardcover): Nick Bernards A Critical History of Poverty Finance - Colonial Roots and Neoliberal Failures (Hardcover)
Nick Bernards
R2,094 Discovery Miles 20 940 Ships in 12 - 17 working days

'The definitive account of the history of poverty finance' - Susanne Soederberg Finance, mobile and digital technologies - or 'fintech' - are being heralded in the world of development by the likes of the IMF and World Bank as a silver bullet in the fight against poverty. But should we believe the hype? A Critical History of Poverty Finance demonstrates how newfangled 'digital financial inclusion' efforts suffer from the same essential flaws as earlier iterations of neoliberal 'financial inclusion'. Relying on artificially created markets that simply aren't there among the world's most disadvantaged economic actors, they also reinforce existing patterns of inequality and uneven development, many of which date back to the colonial era. Bernards offers an astute analysis of the current fintech fad, contextualised through a detailed colonial history of development finance, that ultimately reveals the neoliberal vision of poverty alleviation for the pipe dream it is.

The Changing Welfare State in Europe - The Implications for Democracy (Hardcover): David G. Mayes, Anna Michalski The Changing Welfare State in Europe - The Implications for Democracy (Hardcover)
David G. Mayes, Anna Michalski
R3,355 Discovery Miles 33 550 Ships in 12 - 17 working days

The financial sustainability of the welfare state, its efficiency in covering new risks and to effectively reallocate resources in a fair way are now classic issues for debate. This book explores the more understated question of the democratic legitimacy of a 'quasi' European policy in a field which is subjected to the contradictory impact of ever tighter European economic governance. With the wide vision of a comparative perspective and the deep knowledge of social policy scholars, the authors of this book offer inspiring insights into different facets of democratic governance which are likely to inform European decision makers in the coming decade.' - Agnes Hubert, member of the Bureau for European Policy Advisors - European CommissionThe welfare state in Europe has been reformed gradually over the past two decades, with the intensification of the economic and monetary union and the addition of fifteen new members to the EU. This book explores the pressures that have been placed on the welfare state through a variety of insightful and thought-provoking contributions. As the standard of living has increased, aspirations and financial constraints have required major rethinking. There is considerable disparity between European countries in how they approach the welfare system, with differing concern over aspects such as income, employment and the ability to participate in society. Choices over welfare lie at the heart of the democratic system; this book explores the tensions this has produced and the innovative responses in policy content and institutions. The Changing Welfare State in Europe has a wide appeal, which will have relevance to economists, scholars in public and social policy, public and private finance experts, policymakers and also academics with an interest in the impact of financial and economic development. Contributors: T. Altman, C. Cheyne, K. Lyons, D.G. Mayes, A. Michalski, Z. Mustaffa, C. Shore, M. Thomson

The Regulation of Megabanks - Legal frameworks of the USA and EU (Hardcover): Katarzyna Parchimowicz The Regulation of Megabanks - Legal frameworks of the USA and EU (Hardcover)
Katarzyna Parchimowicz
R3,848 Discovery Miles 38 480 Ships in 12 - 17 working days

Global systemically important banks (G-SIBs) are the largest, most complex and, in the event of their potential failure, most threatening banking institutions in the world. The Global Financial Crisis (GFC) was a turning point for G-SIBs, many of which contributed to the outbreak and severity of this downturn. The unfolding of the GFC also revealed flaws and omissions in the legal framework applying to financial entities. In the context of G-SIBs, it clearly demonstrated that the legal regimes, both in the USA and in the EU, grossly ignored the specific character of these institutions and their systemic importance, complexity, and individualism. As a result of this omission, these megabanks were long treated like any other smaller banking institutions. Since the GFC, legal systems have changed a lot on both sides of the Atlantic, and global and national lawmakers have adopted new rules applying specifically to G-SIBs to reduce their threat to financial stability. This book explores whether the G-SIB-specific regulatory frameworks are adequately tailored to their individualism in order to prevent them from exploiting overly general rules, as they did during the GFC. Analyzing the specific character and individualism of G-SIBs, in relation to their history, normal functioning, as well as their operations during the GFC, this book discusses transformation of banking systems and the challenges and opportunities G-SIBs face, such as Big Tech competitors, climate-related requirements, and the COVID-19 pandemic. Taking a multidisciplinary approach which combines financial aspects of operations of G- SIBs and legal analysis, the book describes G-SIB-oriented legal frameworks of the EU and the USA and assesses whether G-SIB individualism is adequately reflected, analyzing trends in supervisory action when it comes to discretion in the G-SIB context, all in order to contribute to the ongoing discussions about international banking law, its problems, and potential remedies to such persistent flaws.

Artificial Intelligence and Blockchain for Social Impact - Social Business Models and Impact Finance (Hardcover): Wolfgang... Artificial Intelligence and Blockchain for Social Impact - Social Business Models and Impact Finance (Hardcover)
Wolfgang Spiess-Knafl
R3,835 Discovery Miles 38 350 Ships in 12 - 17 working days

* International approach, with examples and cases from the US, Europe and Africa * Each chapter contains objectives, case studies, discussion questions and further reading suggestions. * PPT slides and data sets available as digital supplements

The Economics of Affordable Housing (Hardcover): Alexander Styhre The Economics of Affordable Housing (Hardcover)
Alexander Styhre
R3,839 Discovery Miles 38 390 Ships in 12 - 17 working days

The economic system of competitive capitalism has proven to be both resilient and flexible over time and has contributed to the economic welfare of citizens in liberal and coordinated market economies in diverse regions and countries. At the same time, over the entire post-World War II period, there has been a notable endemic shortage of affordable housing in many advanced economies. This book points at both the causes and the consequences of this circumstance and provides an integrated economic and legal view of how housing production is dependent on housing finance, which, in turn, means that legal conditions and the sovereign state play an active role. Further, the book contributes to the literature from two otherwise partially separated disciplines-housing and urban development studies on the one hand and the institutional centrality of the finance industry in the contemporary economic system on the other. The author asserts that although somewhat assimilated due to the ambitions of policy makers to optimize social and economic welfare for their constituencies, the combining of these two realms of expertise generates many favorable outcomes, but also some costs derived from finance industry instabilities. The book connects theoretical perspectives and provides an empirical explanation for how affordable housing is generated in an actual real world economy context. The book will be relevant to the work of a number of academic disciplines including economics, government studies, housing policy and urban planning, social geography and law and society.

Warren Buffett - Inside the Ultimate Money Mind (Hardcover): R.G. Hagstrom Warren Buffett - Inside the Ultimate Money Mind (Hardcover)
R.G. Hagstrom
R550 Discovery Miles 5 500 Ships in 12 - 17 working days

In Warren Buffett: Inside the Ultimate Money Mind, Hagstrom breaks new ground with a deep analysis of Buffett's essential wisdom, an intricate mosaic of wide-ranging ideas and insights that Buffett calls a Money Mind. What exactly is a Money Mind? At one level, it's a way of thinking about major financial issues such as capital allocation. At another level, it summarizes an overall mindset for successfully investing in today's fast-paced stock market, a mindset that depends on a commitment to learning, adapting, and facing down irrelevant noise. This is not a method book. It is a thinking book. Warren Buffett: Inside the Ultimate Money Mind explains the philosophies of self-reliance, stoicism, rationalism, and pragmatism and their contributions to making intelligent investment decisions. It also outlines the evolution of value investing, discusses how to develop a business-driven investing mindset, and describes the defining traits of successful active management. Lastly, it examines the surprising aspects of a Money Mind - sportsman, teacher, and artist. In short, Warren Buffett: Inside the Ultimate Money Mind helps readers understand the building blocks that go into making a Money Mind so they can begin to incorporate its principles in the service to a life of value. Testimonials "An erudite masterpiece..." -Lawrence A. Cunningham, author; professor and director, Quality Shareholders Initiative, George Washington University "It's another must-read..." -Bethany McLean, journalist and Contributing Editor, Vanity Fair, author, Saudi America and co-author The Smartest Guys in the Room "Pure Genius! This is a game changer in investment books..." -Robert P. Miles, author; Executive in Residence, University of Nebraska at Omaha, Executive MBA Program, 'The Genius of Warren Buffett' "Effervescence and thoughtful analysis of Buffett's life and work..." -Tom Gayner, Co-chief Executive Officer, Markel Corporation "Hagstrom's books always enable readers to think about the world in new ways..." -Tren Griffin, author, Charlie Munger: The Complete Investor

Innovation and Export - The Joint Challenge of the Small Company (Hardcover): M Enjolras Innovation and Export - The Joint Challenge of the Small Company (Hardcover)
M Enjolras
R3,925 Discovery Miles 39 250 Ships in 12 - 17 working days

The concepts of innovation and export are traditionally considered in isolation, both within companies and within the support organizations dedicated to them. As a result, within this broad research field, very little academic work has focused on how to implement their relationship at an operational level. This book proposes a joint diagnostic tool for SMEs, highlighting good practices to be mastered in order to simultaneously improve innovation and export performance, in the form of a virtuous circle. Innovation and Export focuses on the integration of innovation and export into the strategic management of SMEs, for which the use of synergies is a powerful lever to overcome any difficulties in mobilizing significant resources.

Intermediate Islamic Finance (Hardcover): Nabil Maghrebi, Abbas Mirakhor, Zamir Iqbal Intermediate Islamic Finance (Hardcover)
Nabil Maghrebi, Abbas Mirakhor, Zamir Iqbal
R2,282 R1,849 Discovery Miles 18 490 Save R433 (19%) Out of stock

Explore Islamic finance at a deeper level Intermediate Islamic Finance: Theory and Practice fills the gap for students and professionals who are already familiar with the fundamentals of Islamic finance, but would like to gain an enhanced understanding of Islamic finance theories and practices. This comprehensive text provides you with coverage of global developments and describes the role of Islamic finance within the global finance community to guide you in your understanding of this important aspect of the international financial landscape. The book references advance concepts and specific problems in the practice of Islamic finance, provides suggested further readings for each chapter, offers details of advanced analysis, and presents key data in visual form via graphs, figures, and tables. Profound changes have taken place in the financial landscape over the past few decades, including major innovations in financial instruments and substantial changes in regulation. With global financial markets becoming increasingly important players in the industry, it is critical that today's financial professionals understand the essence and implications of key Islamic finance theories and practices. * Build upon your fundamental understanding of Islamic finance * Explore some areas of convergence and conflict between Islamic finance and conventional finance * Strengthen the harmony between Islamic and conventional finance theories and their applications * Prepare for a well-rounded career in finance by better understanding how Islamic finance principles apply Intermediate Islamic Finance: Theory and Practice is an essential text for graduate and post-graduate finance students, economists, researchers, bankers, financial regulators, policymakers, and members of the business community who want to develop a deeper understanding of Islamic finance theories and practices.

Just Keep Buying - Proven ways to save money and build your wealth (Hardcover): Nick Maggiulli Just Keep Buying - Proven ways to save money and build your wealth (Hardcover)
Nick Maggiulli
R505 Discovery Miles 5 050 Ships in 12 - 17 working days

Everyone faces big questions when it comes to money: questions about saving, investing, and whether you're getting it right with your finances. Unfortunately, many of the answers provided by the financial industry have been based on belief and conjecture rather than data and evidence-until now. In Just Keep Buying, hugely popular finance blogger Nick Maggiulli crunches the numbers to answer the biggest questions in personal finance and investing, while providing you with proven ways to build your wealth right away. You will learn why you need to save less than you think; why saving up cash to buy market dips isn't a good idea; how to survive (and thrive) during a market crash; and much more. By following the strategies revealed here, you can act smarter and live richer each and every day. It's time to take the next step in your wealth-building journey. It's time to Just Keep Buying.

The Real Estate Philosopher's (R) Guide - The Secrets to Real Estate Success (Paperback): Bruce M Stachenfeld The Real Estate Philosopher's (R) Guide - The Secrets to Real Estate Success (Paperback)
Bruce M Stachenfeld
R575 R487 Discovery Miles 4 870 Save R88 (15%) Ships in 10 - 15 working days

In The Real Estate Philosopher's (R) Guide, Bruce M. Stachenfeld synthesizes all of his real estate endeavors to create ideas, thoughts, initiatives and connectivity to inspire real estate players on both an emotional and intellectual level. The Real Estate Philosopher, Bruce M. Stachenfeld, is a teacher and guide to real estate players at all levels. His writings are well-known and famous in the real estate industry, and his creative articles are thought pieces drawing on the works of other thinkers and applying them to real estate industry. He has quite a following as a provocative and intellectual thinker. The Real Estate Philosopher's (R) Guide begins with a thought piece on how to exactly succeed in the real estate industry. Throughout, Bruce presents his writings--uncut--with intros designed to push readers to think of how the articles could apply to their real estate business. Also, within The Real Estate Philosopher's (R) Guide, Bruce makes predictions about what will happen going forward in real estate due to the effects of COVID.

Due Diligence - The Critical Stage in Mergers and Acquisitions (Paperback): Peter Howson Due Diligence - The Critical Stage in Mergers and Acquisitions (Paperback)
Peter Howson
R1,277 Discovery Miles 12 770 Ships in 9 - 15 working days

How can you be sure you are buying the company you think you are? Are you sure it is as good as the seller says? How can you be certain unexpected costs and obligations will not suddenly appear once you are the owner and responsible for them? How best can you arm yourself for the negotiations? Have you worked out precisely what you are going to do with it once it is yours? How do you set the priorities for change to recoup the premium you have paid for it? The answer to all these questions, and many more, lies with effective due diligence. Due diligence is one of the most important but least well understood aspects of the acquisition process. It is not, as many believe, a chore to be left to the accountants and lawyers. To get the best from it, due diligence has to be properly planned and professionally managed. This book is a comprehensive manual on getting due diligence right. It is a uniquely comprehensive guide, covering all aspects of the process from financial, legal and commercial due diligence right through to environmental and intellectual property due diligence. There are also useful chapters on working with advisers and managing due diligence projects. It also includes a number of checklists to help ensure that the right questions are asked.

Value Added Tax Fraud (Paperback): Marius-Cristian Frunza Value Added Tax Fraud (Paperback)
Marius-Cristian Frunza
R1,282 Discovery Miles 12 820 Ships in 9 - 15 working days

Serving as an introduction to one of the "hottest" topics in financial crime, the Value Added Tax (VAT) fraud, this new and original book aims to analyze and decrypt the fraud and explore multi-disciplinary avenues, thereby exposing nuances and shades that remain concealed by traditional taxation oriented researches. Quantifying the impact of the fraud on the real economy underlines the structural damages propagated by this crime in the European Union. The 'fruadsters' benefit when policy changes are inflicted in an economic space without a fully fledged legal framework. Geopolitical events like the creation of the Eurasian Union and 'Brexit' are analyzed from the perspective of the VAT fraud, thereby underlining the foreseeable risks of such historical turnarounds. In addition, this book also provides a unique collection of case studies that depict the main characteristics of VAT fraud. Introduction to VAT Fraud will be of interest to students at an advanced level, academics and reflective practitioners. It addresses the topics with regards to banking and finance law, international law, criminal law, taxation, accounting, and financial crime. It will be of value to researchers, academics, professionals, and students in the fields of law, financial crime, technology, accounting and taxation.

TAXTOPIA - How I Discovered the Injustices, Scams and Guilty Secrets of the Tax Evasion Game (Hardcover): The Rebel Accountant TAXTOPIA - How I Discovered the Injustices, Scams and Guilty Secrets of the Tax Evasion Game (Hardcover)
The Rebel Accountant
R636 R522 Discovery Miles 5 220 Save R114 (18%) Ships in 9 - 15 working days

'A shocking, enraging, sometimes hilarious exposé of a tax system that lives down to all our worst fears of further enriching the wealthy at the expense of the little guys.' - Piers Morgan 'Very funny (and furious)... By the end of the book you may be spluttering with rage at the injustice of it all. Page after page shows how the rich are exploiting loopholes to reduce their tax bill.... But this is not some crazed figure on the extreme left hoping to bring down the establishment. The book is written by an accountant who has spent his career coming up with the very tax avoidance schemes the super-wealthy use to evade the clutches of HMRC.' - The Telegraph 'Funny, clever and really quite brilliant. Taxtopia will make you furiously angry and possibly even filthy rich.' - Tom Peck, The Independent 'If you want to know how skewed the system is and how the rich always get richer and stay that way, while you don't, then read this book. Then get angry.' - Patrick Alley, Co-founder of Global Witness and author of Very Bad People 'Taxtopia's anonymous author has done the impossible - created a hilarious and deeply troubling expose about how the world's shady tax system is exploited and proves what we always suspected - that our tax system is rigged against us. Read it and weep.' - Geraint Anderson author of City Boy 'Would I recommend the book? For readers of Spear's, my answer is 'yes, and it may also be worth going back over some of the more interesting ideas with your accountant' -Spear's In TAXTOPIA a rogue accountant breaks ranks to share his journey from clueless naïf to skilled tax consultant -and in doing so blows the lid on the murky world of making the tax burdens of the ultra-wealthy disappear. In the topsy-turvy world of tax avoidance, you can get richer by buying a yacht, the world's biggest exporter of coffee is Switzerland, and billionaires like Jeff Bezos, Donald Trump and the Duke of Westminster often pay less tax than you do. Written with sharp wit and over-brimming with inside secrets, the anonymous author shows us that not only does the global tax system encourage dubious practice which favours the rich, but that it was specifically founded with that in mind. If you suspect that tax is a rigged game, a con, designed to fleece the little guy, you are about to find out just how shockingly true that really is. Welcome to TAXTOPIA.

Sovereign Debt Sustainability - Multilateral Debt Treatment and the Credit Rating Impasse (Hardcover): Daniel Cash Sovereign Debt Sustainability - Multilateral Debt Treatment and the Credit Rating Impasse (Hardcover)
Daniel Cash
R3,834 Discovery Miles 38 340 Ships in 12 - 17 working days

In 2020, the G20 proposed a solution for the debt-related issues affecting the world's poorest countries due to the COVID-19 pandemic. However, their initiatives have failed to meet their objectives. The author argues that the reason for this failure is the inability to bring sovereign countries to the table to re-negotiate their debt agreements with private creditors as they fear credit rating agencies and the prospect of a downgrade. The author refers to this as the 'credit rating impasse'. This book proposes a novel solution. The author asserts that there is a need in the literature to unpick the dynamic that exists and creates that impasse, namely the pressures that exist between sovereign states, private creditors, credit rating agencies, and the geo-political backdrop that is massively influential in the dynamic, that is, the adversarial relationship between China and the US. This book addresses the recent history of debt treatment for poorer countries and related successes and failures: COVID-19-related issues and the development of the Debt Service Suspension Initiative and the Common Framework for Debt Treatment. This book examines the reasons for their failure by analysing the positions of the sovereign states, the division between private and official creditors and between multilateral institutions such as the IMF and the World Bank, credit rating agencies, and the competing political entities of China and the US. It presents a wider picture of the systemic underpinnings to such debt-related issues and, when examined through a geo-political perspective, the subsequent chances of future debt treatment-related successes. Licence line: The Open Access version of this book, available at www.taylorfrancis.com, has been made available under a Creative Commons Attribution-Non Commercial-No Derivatives 4.0 license.

Unlocking Private Investment in Sustainable Infrastructure in Asia (Hardcover): Nella Hendriyetty, Iskandar Abdullaev, Chul Ju... Unlocking Private Investment in Sustainable Infrastructure in Asia (Hardcover)
Nella Hendriyetty, Iskandar Abdullaev, Chul Ju Kim, Naoyuki Yoshino, Bhajan Grewal, …
R3,865 Discovery Miles 38 650 Ships in 12 - 17 working days

Investment in infrastructure is essential for promoting economic growth, and while countries in Asia have enjoyed higher rates of gross domestic product growth in recent years, the region remains severely deficient in the scale and quality of sustainable infrastructure. Moreover, population growth and climate change continue to put increasing pressure on the need for strategic and farsighted development, calling for policy makers to reevaluate infrastructure governance to ensure sustainable economic growth. Currently, in developing Asia, most investment in infrastructure comes from the public sector. However, with growing fiscal deficits and other budgetary constraints, it is essential to develop alternative sources of investment for infrastructure projects. This presents opportunities to tap into the private sector, which can play an instrumental role in minimizing the funding gap through the development of stronger, more transparent public-private partnerships (PPPs) and incentivizing sustainable infrastructure investment. This book provides a scholarly discussion on the importance of PPPs and approaches to unlock private participation in infrastructure investment based on lessons from across Asia. Among the proposed schemes are government tax incentives, development-based land value capture strategy under PPP land pooling, Viability Gap Funds, Project Development Facilities, and other guarantees. The book aims to assess the impacts and future of sustainable infrastructure investments and examines the role of governments in mobilizing financial resources and new models for unlocking private investment in sustainable infrastructure. This book consists of fifteen original chapters on the experiences of the Central Asia Regional Economic Cooperation (CAREC) and a few other cases for promoting private investment in sustainable infrastructure. The fact that not much has been published previously on this theme makes this book a welcome and timely addition to the much needed knowledge on this subject. 'The Open Access version of this book, available at www.taylor fran cis.com, has been made available under a Creative Commons Attribution- Non- Commercial- No Derivatives 4.0 license.'

Crowdsourcing for Innovation in Higher Education (Hardcover): Regina Lenart-Gansiniec, Lukasz Sulkowski Crowdsourcing for Innovation in Higher Education (Hardcover)
Regina Lenart-Gansiniec, Lukasz Sulkowski
R3,830 Discovery Miles 38 300 Ships in 12 - 17 working days

Significant disruption to the educational sector occurred due to the COVID-19 pandemic. This shed a light on the need for new delivery methods and greater collaboration, which has become urgent and obvious as existing structures and traditional channels have struggled to cope or shut down. Higher education institutions often fail to crowdsource successfully because crowds differ in how they are organized compared to traditional sourcing. Instead of managing, higher education institutions work with external contributors who self-select into the process. Crowdsourcing has significant potential to transform the education space by enhancing existing methodologies and offering innovative possibilities to develop new pedagogical techniques. This offers benefits for practitioners, institutions, students and participants. Drawing on theory and best practice, illustrated with a wide range of the examples and cases, Crowdsourcing for Innovation in Higher Education offers invaluable guidance and will be of interest to researchers, academics, policymakers, and students in the fields of higher education, development studies, organizational studies, management science and knowledge management.

Governance, Stewardship and Sustainability - Theory, Practice and Evidence (Hardcover, 2nd edition): George Dallas, Mike Lubrano Governance, Stewardship and Sustainability - Theory, Practice and Evidence (Hardcover, 2nd edition)
George Dallas, Mike Lubrano
R3,843 Discovery Miles 38 430 Ships in 12 - 17 working days

* The first primer on investor stewardship, addressing both theoretical frameworks and practical considerations * Based on the renowned ICGN training course on stewardship, also developed by the authors * Includes a detailed case study on Volkswagen's 'Dieselgate' scandal, to highlight real-world corporate governance issues and inspire professionals and students to come up with their own ideas on ESG

State and Local Public Finance (Hardcover, 5th edition): Ronald C. Fisher State and Local Public Finance (Hardcover, 5th edition)
Ronald C. Fisher
R3,899 Discovery Miles 38 990 Ships in 12 - 17 working days

State and Local Public Finance provides a comprehensive and sophisticated analysis of state and local government public finance practices and issues, using the basic tools of economics. This fifth edition maintains its focus on key local services such as education, health care, and transportation and brings in new coverage of land use and housing, applications from behavioral economics, and more international comparisons. This textbook provides an examination and analysis of public finance practices and problems in a federal fiscal system, focusing on the fiscal behavior and policies of state and local governments. Modern economic theory is applied to examine the way key institutions are used to produce and finance services and to provide evaluation of alternative policies. This stalwart text will continue to be invaluable reading for those who study public finance, local government finance, urban economics, public policy, and public administration.

Housing America's Workforce - Case Studies and Lessons from the Experts (Paperback): Richard Rosan, Theodore Thoerig Housing America's Workforce - Case Studies and Lessons from the Experts (Paperback)
Richard Rosan, Theodore Thoerig
R1,072 Discovery Miles 10 720 Ships in 12 - 17 working days

Securing high-quality, affordable housing near the workplace poses a complex challenge for communities across urban America, and this book offers the best practices to advocate for the development of mixed-income communities close to employment centers and transportation. The volume is structured in a series of case studies that detail several key aspects of successful workforce housing, including partnership and programming, innovative use of financing and regulatory frameworks, excellence in construction and design, and exemplary community impacts. It also features interviews with project representatives, which provide valuable insight into how to take advantage of difficulties faced and make a project a successful model for replication.

ISE Personal Finance (Paperback, 14th edition): Jack Kapoor, Les Dlabay, Robert J. Hughes, Melissa Hart ISE Personal Finance (Paperback, 14th edition)
Jack Kapoor, Les Dlabay, Robert J. Hughes, Melissa Hart
R3,173 R2,864 Discovery Miles 28 640 Save R309 (10%) Ships in 12 - 17 working days

Decisions students make today can affect not only their life now but have an impact on their future. If students make wise financial decisions, life can become a more joyous experience. While there are no guarantees there won't be hardships ahead, the material in the 14th edition of Personal Finance can provide you with the information needed to weather a pandemic, an unexpected job loss, or the next crisis. Personal Finance was written with one purpose: To provide the information you need to make informed decisions that can literally change your life. This edition is packed with new and updated information and examples to help students plan for the future and achieve financial security. For example, we have revised important topics like taxes, banking services, college loans, health care, investments, and retirement planning. In addition, our new features personal FinTech and digital financial literacy are both designed to help you use technology to improve financial decision-making.

Insurance Market Integration in the European Union (Hardcover): Slawomir Ireneusz Bukowski, Marzanna Barbara Lament Insurance Market Integration in the European Union (Hardcover)
Slawomir Ireneusz Bukowski, Marzanna Barbara Lament
R3,833 Discovery Miles 38 330 Ships in 12 - 17 working days

Insurance Market Integration in the European Union offers an in-depth analysis of the mechanisms of insurance market integration and measures the degrees of this integration. It examines the operation of the EU single financial market and, against this backdrop, the regulation relating to the insurance market. In addition, the book focuses on the specificity and determinants of international insurance market development and the issues with assimilation set against other financial market segments such as money market, credit-deposit and bond and equity. It discusses the advantages and disadvantages of insurance market integration on an international scale. The authors propose a unique approach to the subject in the context of the EU and particularly in relation to the European area. They also apply new measures of insurance market integration in the EU in practice through the use of statistical data and implementation of econometric modeling. Further, they investigate how the financial and fiscal crisis has affected the insurance market in EU countries and the impact of European Central Bank monetary policy on the degrees of integration in the European area during and after the financial crisis. This book will find an audience among academics and researchers in the fields of international economics and finance and applied, financial and growth economics.

Cryptocurrency and Public Policy - Implications for Democracy and Governance (Hardcover): Donavon Johnson Cryptocurrency and Public Policy - Implications for Democracy and Governance (Hardcover)
Donavon Johnson
R3,841 Discovery Miles 38 410 Ships in 12 - 17 working days

Connects the literature on public policy and cryptocurrency, examining the governance and democracy implications of the rise in cryptocurrency use Explores cryptocurrency's current and potential impacts on principles such as equity and inclusion, efficiency and effectiveness, accountability, and quality of life Covers a range of public policy and public administration issues, offering readers an understanding of how cryptocurrency intersects with democracy, governance, fiscal and monetary policies, economic growth, corruption, and privacy.

Monetary Policy and Central Banking - New Directions in Post-Keynesian Theory (Paperback): Louis-Philippe Rochon, Salewa... Monetary Policy and Central Banking - New Directions in Post-Keynesian Theory (Paperback)
Louis-Philippe Rochon, Salewa 'Yinka Olawoye
R1,231 Discovery Miles 12 310 Ships in 12 - 17 working days

Has the economic and financial crisis changed the way we conduct monetary policy? Is quantitative easing consistent with the endogeneity of money? These are but two of the questions this new book explores. The various contributors offer interesting and new perspectives on the conduct of monetary policy during the crisis, and provide sharp criticism of central bank policies in the US and Europe. Divided into two parts, this book presents a detailed, multi-faceted analysis of banking and monetary policy. The first part examines the role of central banks within an endogenous money framework. These chapters address post-Keynesian interest rate policy, monetary mercantilism, financial market organization and developing economies. In the second part of the book, the focus switches to the analysis of the financial crisis that began in 2007. The chapters in this section discuss the role of central banks in times of crisis. Monetary Policy and Central Banking is a must read for all those interested in the critical analysis of monetary policy. Students and scholars of post-Keynesian economics, banking, and financial crises will find this book of particular relevance. Contributors: A. Asensio, J. Bibow, R. Dimand, R. Guttmann, E. Kam, R. Koehn, M. Lavoie, E. Le Heron, N. Levy-Orlik, W. Mosler, S. Olawoye, L.-P. Rochon, M. Seccareccia, M. Setterfield, J. Smithin, D. Tropeano, K. von Seekamm

The Authority Guide to Profitable Pricing - How to develop a powerful strategy to boost turnover, profit, cash flow and... The Authority Guide to Profitable Pricing - How to develop a powerful strategy to boost turnover, profit, cash flow and business growth (Paperback)
Shaz Nawaz
R302 R245 Discovery Miles 2 450 Save R57 (19%) Ships in 12 - 17 working days

Make a fast, effective impact on the financial success of your business. Setting the optimum price for your products and services that's right for your customers and market, is vital to success. But how do you know what you're charging is doing the best job possible? In this smart, savvy Authority Guide, pricing expert Shaz Nawaz takes you step by step through everything you need to know to build a solid, reliable pricing strategy for your business. Thrive, flourish and open the door to instant increased turnover, the best customers and accelerated growth with the key to profitable pricing.

Trading For Dummies (Paperback, 5th Edition): Epstein Trading For Dummies (Paperback, 5th Edition)
Epstein
R566 Discovery Miles 5 660 Ships in 12 - 17 working days

Become a savvy trader and make money in both up and down markets.

These days, the market is volatile, and you need to know how to ride the waves and navigate the changing tides. Trading For Dummies is for investors in search of a clear guide to trading stocks in any type of market. Inside, you'll get sample stock charts, position trading tips and techniques, and fresh ways to analyze trends and indicators. Learn how to make smart decisions by identifying the stocks, bonds, funds, and commodities that will net you the maximum gain. Assume more risk, reap more benefits, build a more aggressive portfolio, and enjoy the greater gains that come with short- and medium-term trading methods.

  • Learn about due diligence, key indicator analysis, and reading market trends
  • Trade successfully in downward market trends and during recessions
  • Use the latest tools to create your own charts and make smart decisions
  • Profit from ETFs, bonds, and commodities, along with good old-fashioned stocks

This is a perfect Dummies guide for experienced and novice traders and investors seeking the most-up-to-date information on trading wisely in any market.

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