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Books > Health, Home & Family > Self-help & practical interests > Personal finance
There are times when you know you just need to cut down a bit,
reduce your outgoings, keep a bit of a rein on the amount you
spend. Yet for most of us, that makes us feel downright depressed
even before we start. But reducing your spending doesn't mean
taking the fun out of life. Oh no. If you're clever about it, life
can be just as good - it just costs you less. This is the book to
show you how, in Richard Templar's inimitable blend of originality,
wisdom, practicality and funny straight talking. With the current
world financial situation, things are going to be tight for a while
for many of us - even if they weren't already - and we'll need to
find ways to make sure the money we have goes further. How to Spend
Less... without being miserable is full of techniques and
strategies for cutting down on expenditure. As you'd expect with
Templar, there'll be loads of common sense with a quirky take and
plenty of fun.
An estimated seventy-eight million baby boomers will hit
retirement age in the coming decades. It's an exciting time, but
many retirees miscalculate their retirement readiness before
leaving their jobs and seeking a more carefree life. In "Don't Eat
Dog Food When You're Old " author Roger Roemmich-who has more than
forty years experience in the field of finance-presents a
big-picture look at what you need to know to plan for your
retirement or to better manage the various components of your
financial life if you already are retired.
In this guide Roemmich first looks at whether you can afford to
retire and then discusses retirement planning and financial
management. He introduces his unique CAMP score
methodology-considering cash flow, aging, medical needs, and
purchasing power-that both provides a basis for quick evaluation of
retirement readiness and serves to identify remedies for
inadequacies. He also identifies the most important aspects of six
key areas and helps show how they factor into having excellent cash
flow throughout retirement.
You can calculate your retirement readiness accurately if you
know the right questions to ask. Roemmich's guide-which assumes
little or no prior knowledge but a keen interest in doing the right
thing-helps you move forward carefully and confidently so that you
can enjoy financial peace of mind during your golden years.
In this book, the author draws from finance, psychology, economics,
and other disciplines in business and the social sciences,
recognising that personal finance and investments are subjects of
study in their own right rather than merely branches of another
discipline. Considerable attention is given to topics which are
either ignored or given very little attention in other texts. These
include: the psychology of investment decision-making stock market
bubbles and crashes property investment the use of derivatives in
investment management regulation of investments business. More
traditional subject areas are also thoroughly covered, including:
investment analysis portfolio management capital market theory
market efficiency international investing bond markets
institutional investments option pricing macroeconomics the
interpretation of company accounts. Packed with over one hundred
exercises, examples and exhibits and a helpful glossary of key
terms, this book helps readers grasp the relevant principles of
money management. It avoids non-essential mathematics and provides
a novel new approach to the study of personal finance and
investments. This book will be essential for students and
researchers engaged with personal finance, investments, behavioural
finance, financial derivatives and financial economics. This book
also comes with a supporting website that includes two updated
chapters, a new article featuring a behavioural model of the dot
com, further exercises, a full glossary and a regularly updated
blog from the author.
Private Equity and Venture Capital in Europe: Markets, Techniques,
and Deals, Third Edition introduces private equity, investments and
venture capital markets while also presenting new information
surrounding the core of private equity, including secondary
markets, private debt, PPP within private equity, crowdfunding,
venture philanthropy, impact investing, and more. Every chapter has
been updated with new data, cases, examples, sections and chapters
that illuminate elements unique to the European model. With the
help of new pedagogical materials, this updated edition provides
marketable insights about valuation and deal-making not available
elsewhere. As the private equity world continues to undergo many
challenges and opportunities, this book presents both fundamentals
and advanced topics that will help readers stay informed on market
evolution.
Americans are now living for up to thirty years after retiring.
Are you ready? In What If You Live? author and CERTIFIED FINANCIAL
PLANNERTM professional, Paul M. Gargano, offers advice, investment
strategies, and motivation for taking charge of your future.
In this financial guide, Paul shares his philosophies on
investing. He views the investment world as if it were one very
large ocean: calm at times, violent at times, but always
unpredictable. The key to wise investing is determining which boats
best fit the risk and goals of each individual. By using a
"multiple boat philosophy," retirees (and retirees-to-be) are more
likely to weather any type of market situation. With the changes in
today's economy, some of the old rules no longer apply; you can't
be too prepared for retirement.
With simple strategies, thought-provoking questions, and
empowering knowledge, What If You Live? motivates you to start
preparing for your future now. With proper planning, you may
significantly increase the likelihood that you will be able to live
a comfortable lifestyle in your retirement and twilight years, no
matter what the market does.
The first quarter of the new century has seen developments in
technology, monetary policy and the management of large companies
that have transformed personal savings and investment around the
world. Love it, loathe it, or just not interested in it, this
innovation has changed not only the nature of money, but our
understanding of what it means to invest - whether we want to
safeguard our pensions, experiment with personal trading platforms
or simply understand how the markets really work. How to Invest
aims to help investors navigate this new world, offering a
principles-based, keep-it-simple approach to help them make
investment decisions and have investment conversations that will
make the most of their money.
Many women experience money as a source of sadness, jealousy,
anger, resentment, confusion, or worry. They want to be
responsible, but feel out of control with their money. They work so
hard to earn it, but there never seems to be enough. In
Girlfriends' Guide to Money, authors Lucinda Atwood, Ann Leckie,
and Marina Glass show women how to develop a great relationship
with money in order to live happily and fully. With humor and
personal anecdotes, and in easily accessible language, they provide
the tools to help women to change their unhealthy and negative
thoughts about money. Girlfriends' Guide to Money teaches women how
to clarify their personal values, develop their own financial goals
and action plans, and spend and save in alignment with those
values. In addition, financial experts provide their advice on
topics such as starting a new job, disability, job loss, and
bankruptcy. The Girlfriends' Guide to Money is not about budgeting
or deprivation. It is about thoughtfully aligning saving and
spending with personal values. With clear values, women can set
financial goals and action plans that fit like a well worn pair of
jeans so they can be successful on their own terms.
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