Everyone deserves to be able to retire with dignity, but this core feature of the social contract is in jeopardy. Companies have swerved away from pensions, and most of the workforce has woefully inadequate retirement savings. If we don't act to fix this broken system, rates of impoverishment for senior citizens threaten to skyrocket, and tens of millions of Americans reaching retirement age in the coming decades will be forced to delay retirement and will experience a dramatic drop in their standard of living. In Rescuing Retirement, Teresa Ghilarducci and Tony James offer a comprehensive yet simple plan to help workers save for retirement, increase retirement savings by earning higher returns, and guarantee lifelong income for everyone. Built on people's own money in individual Guaranteed Retirement Accounts, the plan requires no new taxes, no more bureaucracy, and no increase in the deficit. Speaking to Americans' growing anxiety about their ability to retire, Rescuing Retirement provides answers to anyone wanting to understand the growing movement to protect a period of life once considered a deserved time of rest and creativity and offers a practical guide to the future of secure retirement.

For the millions of people who have read and loved "Think and Grow Rich," herea for the first timeais a workbook and companion to the classic bestseller.
With its life-changing thirteen-step process, "Think and Grow Rich" has been a blueprint for countless many on their road to riches. Now, for the first time, readers and students of this powerful program will have this beautifully designed and user-friendly volume for use alongside the classic.
"The Think and Grow Rich Workbook" includes:
A- More than fifty transformational exercises, for every one of the thirteen steps
A- Dozens of inspirational nuggets from the book, each highlighted for further study
A- Short and powerful quotes aimed to boost the "Think and Grow Rich" experience
A- Journal sections to record answers, thoughts, next-steps, and awinsa
A- Biographical sketches of some of historyas wealthiest people
A- A practical spiral-bound binding, designed to make using the workbook easy and helpful
A- Lists, ideas, tips, and much more!
"The Think and Grow Rich Workbook" is the best guide for anyone who wants to turn their dreams into reality.

Secure your investment gains and supercharge your results with this down-to-earth analysis of investing fundamentals Via powerful and unique insights, Ignore the Hype: Financial Strategies Beyond the Media-Driven Mayhem teaches readers how to keep their focus squarely on time-tested strategies for meeting their financial goals without getting distracted by a constant barrage of news headlines. The book takes a common-sense approach to the financial world that's ideally suited to the everyday investor. It covers topics including: How to avoid competing against hedge funds in a game they've rigged What you can do today to avoid taxes tomorrow Wall Street's Dirty Secret: Forecasting is just guessing Why some of your investments have worse odds than a casino game How the media circus can derail your financial plans Surviving a world where financial advisors don't have to act in your best interest Ignore the Hype emphasizes the difference between short-term trading and long-term investing, how to filter the constant onslaught of information coming your way from every angle and separate the valuable content from the noise, and how to build a foundation for investment success based on common sense and academic research.

Do you wish you could be savvier with money but find it too daunting? Do you wish you were more in control of your finances but find yourself avoiding taking action? Then this is the book for you. Personal finance expert Jo Thresher takes a look at all of the reasons you might give for not getting to grips with your money, and offers advice, ideas and inspiration to help you change that. No time to get organised? Scared to look at your bank statement? Think you're a shopaholic? Not money minded? Overcome all of these excuses and many more. Improve your relationship with your cash and feel more secure, more relaxed and more in control.So what's YOUR excuse?

Many investors today are making huge profits on real estate investments. The key, however, in investing is not the profit, but what you actually get to keep after taxes. This new book will provide a road map with hundreds of methods and insider tax secrets to help you keep more of what you earn. Real estate investors face unique tax problems from the sale of real estate. You will learn how to implement tax savings programs successfully to reduce or eliminate the resulting income tax from the sale of real estate. You will learn how to use the IRS tax code to your advantage through depreciation, 1031 exchanges, shielding income, deferring income taxes, handling capital gains taxes, building wealth, creating a self-directed IRA, making installment sales, setting up annuity trusts and charitable remainder tax-advantaged trusts. You will learn about exemptions, exchange rules, tax shelters, tax-exclusion credits, sheltering your assets from creditors, and ultimately you will learn how you can retire rich and early with tax-free real estate investments.

El viaje hacia la riqueza continua.
Tener una empresa es la via mas segura para llegar a tener una fortuna. Es algo que ha estado documentando durante anos el legendario guru de los negocios Brian Tracy, quien ahora revela los secretos de utilizar una empresa como trampolin hacia la riqueza personal. Sus demostradas medidas activas le ayudaran a formar mas rapidamente su empresa y a obtener mayores ganancias.

Aprenda como iniciar y desarrollar un prospero negocio apoyandose en el consejo experto y las estrategias avanzadas de Tracy en relacion con: mercadotecnia y ventasservicio al clienteubicacion de su negociofijacion de preciosreduccion de costosequilibrio entre el trabajo y la vida

Armado con estas ideas, conceptos y herramientas empresariales, podra avanzar por el carril rapido !en su camino hacia la riqueza!

Personal finance journalist, Michelle McGagh, takes on a challenge to not spend money for a whole year in an engaging narrative that combines personal experience with accessible advice on money so you can learn to spend less and live more. Michelle McGagh has been writing about money for over a decade but she was spending with abandon and ignoring bank statements. Just because she wasn't in serious debt, apart from her massive London mortgage, she thought she was in control. She wasn't. Michelle's took a radical approach and set herself a challenge to not spend anything for an entire year. She paid her bills and she has a minimal budget for her weekly groceries but otherwise Michelle spent no money at all. She found creative ways to live have a social life and to travel for free. She has saved money but more importantly she is happier. Her relationship with money, with things, with time, with others has changed for the better. The No Spend Year is Michelle's honestly written and personal account of her challenge. But it is more than that, it is also a tool for life. There are top tips for your own finances including easy to understand advice on interest, mortgages, savings , pensions and spending less to help you live a more financially secure life.

With the recent global economic meltdown, keeping your financial house in order is more important than ever. But tackling your finances can seem overwhelming. This book guides you every step of the way. It's packed with practical tips advice for getting - and keeping - your finances in order. Author J.D. Roth, founder of the widely-acclaimed blog GetRichSlowly, covers all the money-management bases, from saving and spending to getting out of debt to investing and planning for retirement. You won't find any get-rich-quick schemes here, just sensible advice for getting the most from your money. Even if you have perfect credit and no debt, you'll learn ways to make your rosy financial situation even better. Get the information you need to make sensible financial decisions, from saving to spending, investing to retiring. Gain solid advice from the viewpoint of someone who's been there (in debt, that is). Learn the best tips that J.D. Roth has compiled on his blog GetRichSlowly, recently named the most inspiring money blog by "Money Magazine". Discover strategies for improving your financial situation and keeping your accounts in order. Find out about sound investment options. Learn about several useful websites that can help you manage your money.

Should companies care about climate change? Should they be vanquishing the gender pay gap? Should they be advancing human rights in their supply chains? And if we think they should - can we, as ordinary people, bring about these sorts of changes? The answer is, technically, yes. In the UK, the majority of us now own shares in listed companies - whether that be through a stocks and shares ISA, a self-invested portfolio or a workplace pension scheme. What few people know is that every share comes with a vote in company decisions, over everything from executive pay to corporate strategy. The technology exists to allow us to vote - all we need to do is learn how to use it. In Share Power, Merryn Somerset Webb, Editor-in-Chief of MoneyWeek, takes us deep into the world of corporate capitalism - from the privatisation of state-owned companies in the 1980s to the financial crash of 2008 and the growth of the modern multinational - to show us how capitalism went wrong and how, with six simple recommendations, every one of us now has the power to make it work for us.

Take control of your home accounting

Accounting from home can be a difficult task--but not an impossible one with the right tools. "Home Accountz For Dummies" shows you exactly how to use the UK's number one home finance software to look after household expenditures and effectively budget for a positive future. Author Quentin Pain shows you the ins and outs of managing your money with Home Accountz and this easy-to-understand book provides you with the tools you need to predict future financial capabilities.Explains installation, setup, creating accounts, and connecting to banksTeaches you how to effectively understand accounts, import data from other software, and set up budgetsExplores importing data from software such as Microsoft Money, Quicken, or spreadsheetsCovers dealing with transactions in foreign currenciesAddresses setting up automatic transactionsShows how to watch where your money goes with customizable reports

"Home Accountz For Dummies" is a fun, easy to use guide that takes the chore out of home accounting and puts you in control of your money.

At last--the long-awaited complete compendium
of tightwad tips for fabulous frugal living!

In a newsletter published from May 1990 to December 1996 as well as in three enormously successful books, Amy Dacyczyn established herself as the expert of economy. Now The Complete Tightwad Gazette brings together all of her best ideas and thriftiest thinking into one volume, along with new articles never published before in book format. Dacyczyn describes this collection as "the book I wish I'd had when I began my adult life." Packed with humor, creativity, and insight, The Complete Tightwad Gazette includes hundreds of tips and topics, such as:

¸   Travel for tightwads   ¸   How to transform old blue jeans into potholders and quilts   ¸   Ten painless ways to save $100 this year   ¸   Picture-framing for pennies   ¸   A comparison of painting versus re-siding your house   ¸   Halloween costumes from scrounged materials   ¸   Thrifty window treatments   ¸   Ways to dry up dry-cleaning costs   ¸   Inexpensive gifts   ¸   Creative fundraisers for kids   ¸   Slashing your electric bill   ¸   Frugal fix-its   ¸   Cutting the cost of college   ¸   Moving for less   ¸    Saving on groceries   ¸   Gift-wrapping for tightwads   ¸   Furniture-fusion fundamentals   ¸   Cheap breakfast cereals   ¸   Avoiding credit card debt   ¸   Using items you were about to throw away (milk jugs, plastic meat trays, and more!)   ¸   Recipes galore, from penny-pinching pizza to toaster pastries   ¸   And much much more . . .

Three books in one--a $38.97 value for only $19.99!