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Books > Health, Home & Family > Self-help & practical interests > Personal finance
'One of the most original and talented young writers we have.' Sathnam Sanghera 'A must-read.' Elizabeth Day 'A beautiful, searingly personal account of a world defined by money, full of courage and truth telling.' Owen Jones An extraordinarily candid personal account of the ups and downs wrought by money, We Need To Talk About Money is a vital exploration of stories and issues that will be familiar to most. This is a book about toxic workplaces and misogynist men, about getting payrises and getting evicted. About class and privilege and racism and beauty. About shame and pride, compulsion and fear. In unpicking the shroud of secrecy surrounding money - who has it, how they got it, and how it shapes our lives - this boldly honest account of one woman's journey upturns countless social conventions, and uncovers some startling truths about our complex relationships with money in the process.
If you are at or near retirement, how certain are you that you won't outlive your assets? Until recently, a high percentage of middle-income people reaching retirement could look forward to maintaining their lifestyles with a combination of Social Security, company pensions, and small amounts of savings. Now, middle-income people reaching retirement will be dependent upon receiving lifetime income from their savings and/or a lump sum distribution from a company pension plan. In "Investing for Income," author and retired financial advisor Curtis Bryant offers this sourcebook of ideas for financial advisors and those nearing retirement. He provides information and ideas regarding the various concepts, products, and services that may help maximize income and assure that it's adequate for a lifetime. He shows that proper use of stocks, real estate, and insurance products can enhance your income, provide growth to offset inflation, and increase your ability to survive and prosper in any market, while reducing your overall risk. "Investing for Income" is geared toward the middle-income earner who wishes to have a secure retirement. In this new financial world, retirees need to be concerned about outliving their money rather than leaving all they have to the next generation.
Broken down into short chapters and written in an easy-to-understand style, this financial guide is a compilation of Upton's favorite columns written over the course of thirty years. You'll read about free enterprise and capitalism, see how taxes affect different investments, and travel through Europe to compare socialism and capitalism. You'll even learn simple techniques to make a retirement fund last, often factually and amusingly explained by Upton's "stubby-pencil" economist, Buster Boom. Enjoyable, entertaining, and educational. "As a practitioner and as a widely-read columnist, Upton brings
a wealth of personal experience to his task. His knowledge of the
financial world and his ability to communicate simply and clearly
make this an important book for those who take investing
seriously." "Bob Upton explains the basics of building wealth. At Louisiana
College, he was a favorite with students. He taught time-tested
fundamentals. Bob's insight and experience help investors assume
greater responsibility for their financial security." "BARRON'S" reviewed his earlier book, "Mutual Fund Magic": "Upton does an admirable job of explaining investment principles in easy-to-understand language." (August 13, 1990)
Ons land se voorspoed is afhanklik van die finansiele sukses en onafhanklikheid van ons as individue. Hierdie titel handel oor die persoonlike suksesse van elkeen van ons. Sukses is die resultaat van dit wat bereik word deur ons pogings en toewyding. Behoorlike voorbereiding is die sleutel tot ons sukses. Ons dade en die bereiking van ons doelwitte is die gevolg van ons wysheid en begrip. Dit is die doel van hierdie titel: om aan hulle wat na finansiele sukses en insig streef, te help om geld te maak, om die geld te hou en om jou geld vir jou te laat werk. In die volgende bladsye word ons teruggevoer na antieke Babilon, die wieg van destydse rykdom en welvaart, waar hierdie wette gekoester en toegepas is en deur alle eeue steeds deur suksesvolle mense toegepas word. Hierdie verhaal is vir elke mens, jonk en oud, wat nou deel gaan word van lesers reg deur die eeue, wat hierdie verhale gehoor, gelees en oorvertel het. Dis 'n verhaal van mense wat deur praktiese toepassing en ervaring lesse geleer het en sodoende die waarde van geld ontdek het.
Live a Financially Healthy Life these are too much to ask? Do you? This book will give you the straight answers to most of the basic problems facing most people today. If you have financial freedom, you will be able to work less and find time to exercise, meditate, control stress and most of all spend time with your family and love ones - which will surely help you to be healthier and happy. You will feel very happy when you start to see how well you are doing financially. The author outlined some measures you need to take to be rich and happy. investing, generating income from different sources, creating wealth, how to be debt free, and gain financial freedom, then retire happy into this book. I know you don't want to jungle two to three jobs to make ends meet, which will help you to be able to not only manage your money, but make money chase you. All you need is to know where to go and employ money to start working damn hard for you.
The classic guide for the individual investor, The Economist Guide to Investment Strategy sets out the basic - and the not-so-basic - principles for putting your wealth to work. It looks at risk, pointing out the hazards for those who wish to explore a variety of investment approaches. It also teaches the importance of sophisticated self-knowledge in finance, distilling insights from behavioural analysis as well as the principles of traditional finance. It highlights how habitual patterns of decision-making can lead any of us into costly mistakes, and it stresses how markets are most dangerous when they appear to be most rewarding. This fourth edition includes new material on private investment and non-standard asset classes - art, wine, collectibles and the like - helping readers to navigate those areas in which prudence meets passion.
How well does it pay to own the Standard & Poor's 500 Index's best-performing stock of the year? Over the 2012-2021 period, the one-year total return ranged from 80% to 743%. This book identifies the quantitative and qualitative traits of stocks that made it to #1 and tells the stories of how they got there. A key indicator, the Fridson-Lee Statistic, makes its debut in these pages. Aiming for the massive upside of the #1 stocks entails substantial risk. It's not something to do with more than a small percentage of your portfolio. But attempting to pick the coming year's top performer can provide an outlet for speculative impulses that might otherwise spoil a prudent, long-term investment plan. And by investigating the statistically determined best candidates for #1, you'll gain important insights into stock selection. The Little Book of Picking Top Stocks explains why conventional equity research provides only limited help in zeroing in on the index's future top performer. Spotting the #1 stock isn't Wall Street analysts' focus, although the information they furnish about companies' competitive strategies is quite helpful. Problematically, investment banks' fundamental stock reports are structured around a valuation metric that was discredited nearly half a century ago--earnings per share. Author Martin Fridson's previous writings on the stock market include the books It Was a Very Good Year and Investment Illusions, as well as articles such as "Ben Graham's Value Approach: Can It Still Work?" He has received the CFA Society of New York's Ben Graham Award and has been named the Financial Management Association International's Financial Executive of the Year. The Green Magazine called his Financial Statement Analysis (co-authored with Fernando Alvarez) "one of the most useful investment books ever."
According to author J. F. Swartz, we are all victims of a crime. Bankers and politicians have already stolen our standard of living, even though we may not realize it yet. They are destroying the purchasing power of our dollars by the unprecedented creation of money by the Federal Reserve. Central banks the world over are printing more money than ever before, making the situation even worse. "Theft of the American Dream" leads us through the maze of deception in an easy-to-read, irreverent, yet insightful style, while explaining the structural flaws in the US financial system and how these flaws could soon destroy unwitting middle class Americans. Swartz provides practical steps to take to defend ourselves against the monetary and fiscal actions taken by our leaders. He also exposes the truth about who really benefits from the outrageous money printing and other experiments enacted by the Federal Reserve, as well as what the profligate money creation can do to the prices of the things citizens need most. As distressing and depressing as the truth is regarding the ongoing, systemic failure of the US dollar-and with it the US financial system-there is certainly a way out for those who prepare correctly. "Theft of the American Dream" presents financial defenses and investment strategies that offer the best hope for protecting our purchasing power in the period directly ahead.
"I urge everyone to read this important new book."-Ron Paul, Host of Ron Paul Liberty Report Americans are facing sticker shock at every turn: from the gas pump to the grocery store and every kind of consumer service. But the eye-popping price increases are just the tip of the iceberg in terms of the threat to the country's economic recovery. Inflation showers windfalls on the rich while penalizing workers, savers, retirees, small businesses, and most of Main Street economic life. New York Times bestselling author and former investment manager David A. Stockman, who served as director of the Office of Management and Budget under President Reagan, explains the roots of today's runaway inflation so investors at all levels can calibrate their financial strategies to survive and thrive despite economic uncertainty. The Great Money Bubble covers the entire economic landscape, including: Why the rising price of assets is far more dangerous than rising consumer prices The inside story on stock market manipulations and the effects of ultracheap debt Why real estate is no longer a guaranteed inflationary hedge Stockman's four-step strategy to protect your savings and portfolio After spearheading the economic policy for the Reagan Revolution, Stockman worked on Wall Street at the highest levels, and is now an adviser to professional investors. With this book, readers at all investment levels can have access to his groundbreaking financial advice.
This volume not only illustrates the research that is being done in the area of human resources in entrepreneurial firms but it raises many issues that exemplify the complexity of the topic. It is not a case of small versus large firms. There are small established firms, small start-up firms and small high growth firms. As pointed out by Alvarez and Molloy these firms differ with established firms dealing with risk while high growth firms deal with uncertainty. These firms vary in ownership based on family ownership, ownership by founder, or some type of privately held stock ownership. These firms also vary based on how they handle people issues: structure versus lack of structure; the traditional HR functional approach versus the use of people management practices; person-job fit versus person- organization fit; ability and work experience versus integrity and conscientiousness; work processes and bureaucracy versus agility and adaptability; tasks versus roles; in-house professionals versus reliance on third-party vendors; traditional pay versus variable pay; short-term orientation of incentives versus long-term orientation of incentives; and many more. We challenge you to pursue this stream of research and to help not only develop theory and conceptual models and pursue empirical research but to also disseminate your information in a way that will help practitioners and owners in all the small and high growth firms. |
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