Many of our global economic problems started in 1971...when President Richard Nixon took the U.S. off the gold standard. Throughout history, when a government went off the gold standard, an age of turbulence began. In 1997, Robert's book Rich Dad Poor Dad stunned readers stating, 'Your house is not an asset.' As howls of protest went up around the world, the book went on to become an international bestseller and the #1 personal finance book of all time. Rich Dad Poor Dad is not a book on real estate. It is a book about the importance of financial education. Rich Dad Poor Dad was written to prepare you and your loved ones for the financial turbulence Robert's rich dad saw coming. In 2007, as homes declined in value or were lost to foreclosure, millions of homeowners painfully discovered the wisdom of words of Robert's rich dad. Today we are all aware that a home can be a liability. Today we know a home can go up or down in value. Today, we all know a person can lose money investing in the stock market. Today we all know our money can go down in value and that even savers can be losers. This is why financial intelligence is more important today than ever before. In a world of financial turbulence, your best asset is financial IQ.

Americans are now living for up to thirty years after retiring. Are you ready? In What If You Live? author and CERTIFIED FINANCIAL PLANNERTM professional, Paul M. Gargano, offers advice, investment strategies, and motivation for taking charge of your future.

In this financial guide, Paul shares his philosophies on investing. He views the investment world as if it were one very large ocean: calm at times, violent at times, but always unpredictable. The key to wise investing is determining which boats best fit the risk and goals of each individual. By using a "multiple boat philosophy," retirees (and retirees-to-be) are more likely to weather any type of market situation. With the changes in today's economy, some of the old rules no longer apply; you can't be too prepared for retirement.

With simple strategies, thought-provoking questions, and empowering knowledge, What If You Live? motivates you to start preparing for your future now. With proper planning, you may significantly increase the likelihood that you will be able to live a comfortable lifestyle in your retirement and twilight years, no matter what the market does.

Are you investigating retirement locales, looking to explore a new culture, or researching new business opportunities? This book is packed with practical and useful information as you start the next stage of life, with solid documentation on managing investments, real estate, the cost of living, medical care, and safety, whether you are relocating, traveling, or investing in Costa Rica. Six maps help you situate yourself. And as you tour or get settled, this resource offers tips on where to dine as well as guidance in exploring the beautiful coastal areas and activities special to Costa Rica.

Is your future financially secure? Do you have enough money to pursue your dreams? Or maybe you just want to enjoy a worry-free retirement. Whatever your financial goals, it is definitely within your control to build wealth and to do so without straying from your principles. There is no free ride to financial security, but with some attention, dedication, and effort you can successfully achieve your financial goals. This book shares the author's experience and offers realistic, winning strategies that have been honed over two decades. Learn about the financial markets, how to build a workable plan, avoiding rip-offs, performing your own research, and multiple strategies applicable in many economic situations. You can grow your wealth, own your future, and pursue your dreams. Gaining prosperity is a journey. It helps to have a guide.

Many women experience money as a source of sadness, jealousy, anger, resentment, confusion, or worry. They want to be responsible, but feel out of control with their money. They work so hard to earn it, but there never seems to be enough. In Girlfriends' Guide to Money, authors Lucinda Atwood, Ann Leckie, and Marina Glass show women how to develop a great relationship with money in order to live happily and fully. With humor and personal anecdotes, and in easily accessible language, they provide the tools to help women to change their unhealthy and negative thoughts about money. Girlfriends' Guide to Money teaches women how to clarify their personal values, develop their own financial goals and action plans, and spend and save in alignment with those values. In addition, financial experts provide their advice on topics such as starting a new job, disability, job loss, and bankruptcy. The Girlfriends' Guide to Money is not about budgeting or deprivation. It is about thoughtfully aligning saving and spending with personal values. With clear values, women can set financial goals and action plans that fit like a well worn pair of jeans so they can be successful on their own terms.

A new financial guide on how to avoid money mistakes at every stage of life, from bestselling author and TV superstar Kevin O'Leary--"a completely unique personality. He is able to say things that are sharp and funny but ultimately meaningful" ("Los Angeles Times").
"Don't spend too much. Mostly save. Always invest."
This is simple advice, but it's often the simple advice that's easy to swallow and hard to follow. Kevin O'Leary understands that getting a handle on your personal finances can be challenging at any age. Whether you're a parent struggling to explain savings to your children, a student contemplating a big loan to pay for school, a newly engaged couple considering joint bank accounts, or a baby boomer entering retirement, Kevin offers solid, practical advice to help you make--and keep--more money.
As a star on ABC's "Shark Tank," Kevin's success with money management and in business is legendary. But he's made mistakes along the way, too, and he's written this book so others can benefit from his experiences. Each chapter is geared to a specific age or stage in life and focuses on simple changes you can make to avoid debt, save money, and invest for a brighter future. You'll find real-life examples of common money mistakes and strategies for avoiding them, "Cold Hard Truth" quizzes and charts aimed at boosting your financial wisdom, and tips and tricks for making more money and growing it faster to achieve financial freedom.
"The Cold Hard Truth on Men, Women, and Money" offers an invaluable opportunity to walk through some of life's biggest decisions with one of the sharpest financial minds today.

Build a budget that puts you on solid financial footing.

Ask any financially successful person how they achieved their goals, and chances are they’ll tell you it all started with a budget. And that’s exactly where you should start. Budgeting For Dummies shows you how to create a plan that fits your lifestyle, manages everyday needs, and builds your savings. Author Athena Valentine, founder of the Money Smart Latina blog, offers step-by-step details for creating and following a budget without feeling like you’re depriving yourself and your family of all the things that make life worth living. This book shows you how to figure out where your money comes from and where it goes so you can live the life you want and work toward your financial goals.

Find out how to establish an emergency fund, eliminate debt, improve your credit score, and stick to your budget through economic ups and downs.

• Discover budgeting methods that work so you can live within your means
• Create a budget for your unique situation to get a handle on your income and expenses
• Deal with common budgeting challenges without taking on more debt
• Increase your credit score and save toward a major purchase

  You don’t need to make six figures to achieve your financial goals. Valentine, who also writes for Slate.com, knows the struggle of trying to make ends meet and is enthusiastic about sharing her knowledge with anyone who wants to improve their financial literacy. If you’re not sure where to start when it comes to managing your money, you can depend on Valentine’s tried-and-true advice in Budgeting For Dummies to set you on the right path.

BUSINESS / SELF-HELP " Wattles offers techniques for getting in tune with one' s deeper self and thus creating a channel of communication between oneself and universal energy. His is a gentle philosophy that excludes competition, cheating, and lording it over one' s fellows when one has made it, and encourages cooperation." --Publisher' s Weekly In his bestselling book, Wallace D. Wattles explains that " universal mind" underlies and permeates all creation. Through the process of visualization, we can engage the law of attraction--impressing our thoughts upon " formless substance" and bringing the desired object or circumstances into material form. The author emphasizes the critical importance of attitude: only by aligning ourselves with the positive forces of natural law can we gain unlimited access to the creative mind and its abundant rewards.The Science of Getting Rich holds the secret to how economic and emotional security can be achieved in a practical, imaginative, and noncompetitive way, while maintaining a loving and harmonious relationship with all of life. By living in accordance with the positive principles outlined in this book, we can find our rightful place in the cosmic scheme and create for ourselves an environment in which to grow in wealth, wisdom, and happiness.WALLACE DELOIS WATTLES (1860-1911) was the author of numerous books, the best known of which is The Science of Getting Rich. He experienced failure after failure in his early life until after many years of study and experimentation he formulated a set of principles that, with scientific precision, create financial and spiritual wealth. He died a prosperousman in 1911.

Stop risking everything to make your investment advisor rich The stock market crash of 2008 proved one thing: traditional retirement planning advice simply doesn't work. The risks are too enormous. Trusting the stock market is like gambling with your family's future. But how do you plan for retirement without risking everything? Enough Bull shows you how, with an easy-to-understand, simple-to-apply strategy for a better retirement. Enough Bull overturns the conventional wisdom about retirement planning, and offers the simple secrets to securing a comfortable retirement. In an accessible and straightforward style, this practical guide explains how it's possible to save for retirement starting later in life, retire comfortably on less money, and incur less risk. Updated to apply to both the U.S. and Canada, this new second edition offers a message of hope for average, cash-strapped baby boomers by detailing a step-by-step plan for avoiding all the traps, doing the exact opposite of what the major financial institutions recommend, and still coming out further ahead. * Invest only in safe investments that will never decline * Get out of the stock market and mutual funds forever * Why waiting to save for retirement may beat starting early * Elect to receive the CPP pension at exactly the right age * Avoid the common scams that lead to financial disaster More than ever before, retirees are frightened and stressed out about finances. There never seems to be enough to pay current bills, let alone save thousands in RRSPs and 401Ks, yet the large financial institutions bombard us with fearful messages of destitution unless we maximize our contributions. The truth is this makes them rich, and you poor. Cut through the noise, stop taking the bait, and discover how you can have a comfortable future without sacrificing the present. Enough Bull provides the plan, you just need to act.