Money: Getting It, Using It, and Avoiding the Traps: The Ultimate Teen Guide, is a concise, practical book for young adults that addresses the all-important issue of money. Author Robin Brancato provides answers to the toughest questions you'd ever ask about money, including: How much should parents and guardians subsidize you? Is it fair if money gifts from Grandma have strings attached? If you want a job, how do you get one, and how do you make sure the benefits outweigh the hassles? What kind of business could you start on your own? How can you negotiate finances gracefully within your family and on your job? Can you discipline yourself to put money away, and, if so, where? What does the fine print on the credit card contract say? What are the exact terms of the cell phone deal? And how do you deal with the friend who borrows and never pays back? These questions are not only answered by the author, but also by teen contributors who share their own personal stories. Additionally, full bibliographical source listings, which steer readers to courses, activities, organizations, and web sites, are included. The concluding pages-complete with self-evaluations-will help young adults gain financial confidence for now and for the years ahead.

Join TikTok star Michela Allocca (@BreakYourBudget) for a crash course in everything personal finance.   When Michela was working her first job in finance, she had an epiphany: even those working with money professionally can have no idea how to budget, invest, and spend once they get home! By the time she reached her mid-20s, she was on a mission to help friends and colleagues who wanted to do better with their own money. In Own Your Money, Michela shares all the tools she used to manage, save, invest, and set a routine that enabled her to save hundreds of thousands of dollars in less than a decade of professional—and freelance—work. You’ll find chapters that address:   Budgeting: Don’t make it a dreaded B-word! Learn about various strategies including 50/30/20, zero-based, and 3-bucket budgets. How to save: It’s all about being SMART (specific, measurable, achievable, relevant, and time-bound). How to spend money: That’s right, a plan for spending is important too! With a quick analysis of values and priorities, you can spend without feeling guilt—yes, even on fancy coffee. Investing: Learn the difference between 401ks and IRAs, investment types from index funds to target date funds, and relate it all back to core concepts in investing (like diversification). Jobs and careers: If your dream job doesn’t exist, join the club! Learn how to find satisfaction through the tasks you want to do, networking, and career pivots. Increase your earning potential: Set yourself up for a raise/promotion, negotiate a job offer, and figure out if a side hustle is right for you. With illustrations, helpful charts and graphics, and templates to help you plan, this is a book that’s meant to partner with you to achieve your financial goals.

This is a guide for anyone in the academy faculty member, administrator or professional staff at whatever point she or he may be along the career path. Whether you are a newly-minted Ph.D. landing your first job, at mid career, or even already retired and concerned about how long your money might last, Ed Bridges offers you a straightforward, easy-to-grasp, and structured way to think about money, learn how it works, understand the priorities for your stage in life, determine your objectives, and develop a personal plan most likely to achieve them.Why a book specifically for those who work in higher education? The chances are that your retirement funds are mostly invested in TIAA-CREF funds, and that the plans created by the different institutions where you have worked, or will work, impose sometimes conflicting limitations of how you can manage your retirement money. This is potentially complex terrain with which many professional financial advisors are unfamiliar. This book provides ample guidance for you to manage your retirement funds, but if you do prefer to seek professional advice, it sets out the criteria for choosing a reliable advisor, and may even be a book from which your advisor can benefit if he or she is not fully conversant with TIAA-CREF s offerings, and the quirks of academic retirement plans.What makes this book unique is that Ed Bridges shares with you his self-education about the risky business of investing and retirement planning. As he writes, In schooling myself, I adopted the mind-set that I had used as a social scientist for the past forty-six years. I distinguished between fact and opinion and scrutinized the evidence behind every author s claims; moreover, I searched for research that might corroborate or refute these claims. In the process, I learned a great deal about the route I should have taken to retirement from the time I accepted my first academic appointment to the time I submitted my intention to retire. Join me as I relive my long journey so that you may avoid my wrong turns and succeed in reaching your ultimate destination, a worry-free retirement, despite the risks and uncertainties you will surely face when you retire. The book includes simple questionnaires and worksheets to help you determine where you stand, and think through your options."

This book will spark some thoughtful self-analysis and guide you toward making the changes necessary for financial success whether you need to start your wealth building straggly or improve your established portfolio.

THIS REVISED AND UPDATED EDITION OF THE CLASSIC "WHY SMART PEOPLE MAKE BIG MONEY MISTAKES AND HOW TO CORRECT THEM" GIVES YOU THE LATEST RESEARCH IN THE EXCITING FIELD OF BEHAVIORAL ECONOMICS.

In their fascinating investigation of the ways we handle money, Gary Belsky and Thomas Gilovich reveal the psychological forces -- the patterns of thinking and decision making -- behind seemingly irrational behavior. They explain why so many otherwise savvy people make foolish financial choices: why investors are too quick to sell winning stocks and too slow to sell losing shares, why home sellers leave money on the table and home buyers don't get the biggest bang for their buck, why borrowers pay too much credit card interest and savers can't sock away as much as they'd like, and why so many of us can't control our spending. Focusing on the decisions we make every day, Belsky and Gilovich provide invaluable guidance for avoiding the financial faux pas that can cost thousands of dollars each year.

Filled with fresh insight; practical advice; and lively, illustrative anecdotes, this book gives you the tools you need to harness the powerful science of behavioral economics in any financial environment.

Ryan D'Agostino, former senior editor at Money, wanted to know how the wealthiest in America got that way. So he asked. Knocking on 500 doors in some of the most affluent zip codes in America, D'Agostino met with men and women who welcomed him in and shared their most difficult financial decisions, toughest setbacks, greatest strategies, most triumphant moments, and deepest insights. In RICH LIKE THEM, he weaves together what he learned and offers maxims for achieving wealth, such as "Never Let Pride Get in the Way of Profit," and "When you fail miserably, be thankful." Filled with inspiring stories and straight-up advice, RICH LIKE THEMis a lively and practical get-rich guide that any reader can follow.

Are you ready to change the conversation about money and finances? Most people view the money conversation as negative, full of confusion, uncertainty, guilt or even shame. And these hidden negative emotions can lead to avoidance. This book is going to change everything! You're going to want to talk about money - and even more importantly, you're going to feel good about joining the conversation! Where does the change come from? It starts with focusing on helping the essential person: you. Your feelings and beliefs on money were formed through your money story that started with the riches of your origins, which is why we base our conversation in the setting of mine - Ancient Egypt. In this book, you're given the tools to constructively work though past emotions and effectively release the negativity that's holding you back from achieving the financial success that you want, in the way you want. Through a customized combination of self-development techniques with tangible financial advice, you will discover what true financial empowerment means. Taking real control of your money story is rooted in your emotional connection to the conversation. Change the feeling, change the belief, change the result.

From Unsure to Secure shares timeless secrets guaranteed to help professional women see success in virtually any field. Women can grow and get to the next level at their current job, even if they don't see any opportunities. In From Unsure to Secure, Vandy Verma shares how she went from feeling stuck and seeing no opportunities to growing and becoming a senior business leader in corporate America. From Unsure to Secure outlines the counterintuitive approach she took to create a path of growth that did not exist, describes the obstacles that held her back and reveals the strategies she implemented to move past them. In From Unsure to Secure, women learn: The real reason they are stuck and how to move past it How to leverage their three greatest resources and increase productivity Identify the four progress roadblocks and how to avoid them How to deliver extraordinary results and get paid for them

Increasingly, identity theft is a fact of life. We might once have hoped to protect ourselves from hackers with airtight passwords and aggressive spam folders, and those are good ideas as far as they go. But the truth is, there are people out there - a lot of them - who treat stealing your identity as a full-time job.One such company is a nameless firm located in Russia, which has a trove of over a billion internet passwords. Another set up a website full of live streams of hacked web cameras, showing everything from people's offices and lobbies to the feeds from baby monitors. Even purchases made in person are still logged by retailers like Target, who are famously vulnerable to hackers. Adam Levin, a longtime consumer advocate and identity fraud expert, is your guide to this brave new world. By telling memorable stories and extracting the relevant lessons, he offers a strategy for dealing with these risks. You may not be able to prevent identity theft, but you certainly shouldn't wait until it happens to take action. Levin's approach is defined by the three M's: minimizing risk, monitoring your identity, and managing the damage. The book is also organized around the different problems caused by identity theft: financial, criminal, medical, familial, etc., enabling readers to dip into the sections most relevant to them. Swiped is a practical, lively book that is essential to surviving the ever-changing world of online security. It is invaluable not only for preventing problems but helping cope when they arrive.

The financial landscape of the business world has changed forever. As a result, it has never been harder to be a successful entrepreneur than it is today. In a world where the entrepreneur must "adapt or die, The Entrepreneur's Guide to Achieving Financial Freedom will guide them toward making the right financial decisions to evolve and thrive-all in a straightforward, no-nonsense manner.

We are only in the early stages of a broader revolution that will impact every aspect of the global economy, including commerce and government services. Coming financial technology innovations could improve the quality of life for all people. Over the past few decades, digital technology has transformed finance. Financial technology (fintech) has enabled more people with fewer resources, in more places around the world, to take advantage of banking, insurance, credit, investment, and other financial services. Marion Laboure and Nicolas Deffrennes argue that these changes are only the tip of the iceberg. A much broader revolution is under way that, if steered correctly, will lead to huge and beneficial social change. The authors describe the genesis of recent financial innovations and how they have helped consumers in rich and poor countries alike by reducing costs, increasing accessibility, and improving convenience and efficiency. They connect the dots between early innovations in financial services and the wider revolution unfolding today. Changes may disrupt traditional financial services, especially banking, but they may also help us address major social challenges: opening new career paths for millennials, transforming government services, and expanding the gig economy in developed markets. Fintech could lead to economic infrastructure developments in rural areas and could facilitate emerging social security and healthcare systems in developing countries. The authors make this case with a rich combination of economic theory and case studies, including microanalyses of the effects of fintech innovations on individuals, as well as macroeconomic perspectives on fintech's impact on societies. While celebrating fintech's achievements to date, Laboure and Deffrennes also make recommendations for overcoming the obstacles that remain. The stakes-improved quality of life for all people-could not be higher.

Personal finance expert and podcaster extraordinaire Pete Matthew guides you through everything you need to KNOW and everything you need to DO to build a secure financial future for yourself and your family. This is achievable for everyone by following three simple steps: 1. Spend less than you earn and clear debt. 2. Insure against disaster. 3. Build up your savings and invest wisely. You will learn: * How to get out of debt as quickly as possible. * Techniques for good financial control, so you can avoid getting into debt again. * The importance of insurance for laying down a foundation on which to build a solid financial plan, which isn't washed away by an unexpected disaster. * How to save and invest simply and efficiently so that you can work your way towards future financial freedom. No matter your starting position, or your existing level of comfort with dealing with your money, Pete Matthew's calm, straightforward and jargon-free approach will appeal to you and help you to set out on the right path. The Meaningful Money Handbook is a practical guide to succeeding with money by cutting out the stuff you don't need to know, and clarifying the essential things you need to do, to make a real difference to your life. Don't put it off any longer - pick up this book and start to take a meaningful approach to your money today.

Clients nearing retirement have some significant challenges to face. And so do their advisers. They can expect to live far longer after they retire. And the problems they expect their advisers to solve are far more complex. The traditional sources of retirement income may be shriveling, but boomers don't intend to downsize their plans. Instead, they're redefining what it means to be retired--as well as what they require of financial advisers. Planners who aren't prepared will be left behind. Those who are will step up to some lucrative and challenging work.

To help get the work done, Harold Evensky and Deena Katz--both veteran problem solvers--have tapped the talents of a range of experts whose breakthrough thinking offers solutions to even the thorniest issues in retirement-income planning: Sustainable withdrawalsLongevity riskEliminating luck as a factor in planningImmediate annuities, reverse mortgages, and viatical and life settlementsStrategies for increasing retirement cash flow

In "Retirement Income Redesigned, " the most-respected names in the industry discuss these issues and a range of others.

An intuitive and eye-opening guide to halal investing In Halal Investing for Beginners: How to Start, Grow and Scale Your Halal Investment Portfolio, a team of Oxford-educated Islamic finance gurus deliver a one-of-a-kind investing roadmap for Muslims who want to watch their savings grow while abiding by Islamic law. You’ll learn to distinguish between halal and haram investment products, get key strategies for saving on your taxes, learn to build a variety of portfolios, and more. In the book, the authors introduce and explain the wide variety of investment products available to investors who wish to restrict their financial activity to that which is consistent with Shariah law, including asset categories like equities, gold, art, start-ups, and even property. You’ll also find: Advice for every stage of life, including how to go halal for the first time, how to write an Islamic will, and how to build a halal pension Portfolio construction guidance for every risk tolerance, from high-growth to low risk Explanations of the important difference between “ethical� and “ESG� investment products and halal investments An essential resource for Muslims who seek to invest while remaining true to their faith and values, Halal Investing for Beginners is the intuitive and easy-to-follow investment tutorial that everyday Muslims have been waiting for.

Spend like a miser, profit like a mogul
Who says you have to spend money to make money?Savvy real estate investors follow the examples of Donald Trump and Walt Disney, turning substantial profits on properties without incurring the debt, risk, and maintenance costs of ownership--and now, so can you
In How to Make Money with Real Estate Options, real estate expert Thomas Lucier introduces you to the low-risk, high-yield investment vehicle that can earn big bucks even for small investors. Lucier explains what real estate options are, how they work, and why they are the tools of choice for thousands of successful investors. Step by step, he shows you how to:
* Locate potential option properties using the Internet, want ads, and "bird-dogs"
* Contact and negotiate with property owners
* Perform due diligence and avoid options pitfalls
* Prepare an option agreement that protects you
* Insure real estate options with title insurance
* Package and sell optioned properties for optimum profits

Packed with no-nonsense advice on how to identify the most profitable properties and manage every step of the option process, How to Make Money with Real Estate Options is a practical guide to one of the secret weapons of savvy investors.

"When can I afford to retire?"

"Will my money last long enough?"

"How can I enjoy my retirement to the fullest?"

Not long ago, retirement was simple. You'd spend thirty or forty years at the same company, get your gold watch, and collect your pension and savings bank giveaways for the duration of your years left on earth. No longer. The classic notion of retirement has been replaced with a newer, healthier concept that reflects the longer lifespans, more active lifestyles, and exciting "creative aging" options that seniors enjoy today. Along with these new choices come new responsibilities, as people in their fifties join the "sandwich generation" who must simultaneously care for their children, their parents, and themselves.

So how can you ensure that your retirement is as comfortable as possible? How can you make sure your money will last at least as long as you do? How can you, in short, be set for life?

In Set for Life, financial expert Bambi Holzer provides the answers. This practical, thoughtful book-the only guide specifically for individuals age fifty-plus-shows you how to assess your needs, manage your investments, cope with taxes and insurance, stay ahead of inflation, prepare your estate, and develop realistic financial goals, no matter what your situation or how financially savvy you are.

In plain, simple language, Set for Life walks you through the various parts of your financial life and explains how to pull them together to build a clear, achievable plan for a satisfying future. As you read through the book, you will:

• Examine where you stand today-how much you have, how much you know, and how prepared you are
• Explore how and where you want to live-second careers, volunteer jobs, travel, and the kind of home setting you'd prefer
• Figure out how much it will cost you to live-understand inflation, add up your future expenses, and create a spending plan
• Learn how to fill your retirement bucket-discover your best strategies for saving and investing, how to get the most out of Social Security and your IRA, and how to tap the equity in your home
• Arrange your affairs-how to integrate family and finances, alternative living arrangements to consider when living at home isn't working anymore, and how to cope with change

Set for Life is more than simply a financial planning guide-because life after fifty is no longer simple. Written by a woman who helps people like you every day, this book is as full of encouragement and insight as useful information. It will help you clarify your own vision of your retirement and bring it to fruition. Most of all, it will give you confidence that you can take control of your financial life, and secure the future you hope for.

"I wrote this book because I believe the road to financial freedom is a journey everyone can embark on. I wrote this book with you in mind. You, who perhaps have never been taught anything about how money works. You, who have been too intimidated to pick up and read a book about personal finance because you were too scared of the jargon. You, who want to #getyourmoneyright. I had you in mind when I wrote this book." – Mapalo Makhu

If you are a millennial who is trying to figure out how money works, this book is for you. With simple, relatable and sometimes amusing stories about how to manage money on a day-to-day basis, you will learn how to change your mindset about money, get out of debt and stay debt-free, invest your money and, ultimately, live your best life.

You’re Not Broke, You’re Pre-Rich will help you, the young professional, to think differently about money, while covering pertinent topics like black tax, savings, budgeting, emergency funds and financial scams, as well as estate and retirement planning (and why you should care right now!). It is the best class you never attended… in a book!

Beloved by millions, George S. Clason's classic business book reveals the financial principles that hold the key to personal wealth--now with a new introduction by Suze Orman.

THE SUCCESS SECRETS OF THE ANCIENTS--AN ASSURED ROAD TO HAPPINESS AND PROSPERITY

Countless readers have been helped by the famous "Babylonian parables," hailed as the greatest of all inspirational works on the subject of thrift, financial planning, and personal wealth. In language as simple as that found in the Bible, these fascinating and informative stories set you on a sure path to prosperity and its accompanying joys. Acclaimed as a modern-day classic, this celebrated bestseller offers an understanding of--and a solution to--your personal financial problems that will guide you through a lifetime.

This is the business book that holds the secrets to keeping your money--and making more. May they prove for you, as they have proven for millions of others, a sure key to gratifying financial progress.