This book is a compilation of recent articles written by leading academics and practitioners in the area of risk-based and factor investing (RBFI). The articles are intended to introduce readers to some of the latest, cutting edge research encountered by academics and professionals dealing with RBFI solutions. Together the authors detail both alternative non-return based portfolio construction techniques and investing style risk premia strategies. Each chapter deals with new methods of building strategic and tactical risk-based portfolios, constructing and combining systematic factor strategies and assessing the related rules-based investment performances. This book can assist portfolio managers, asset owners, consultants, academics and students who wish to further their understanding of the science and art of risk-based and factor investing.

A breakthrough in health care for employees and employers alike, HSAs stand for Health Savings Accounts. As of Januar y 1, 2004, HSAs are a new option, similar to an IRA, offering individuals a tax-sheltered way to accumulate savings. Tax-free dollars in HSAs may be withdrawn for qualified medical expenses, rolled over without penalty for spending in future years, or invested, to accumulate savings to pay for health needs after retirement. As 73% of all Americans spend $500 or less on medical costs each year, Health Savings Accounts (HSAs) make sense for many of us. The consumer wins with a tax-advantaged account for medical expenses, which is portable, and grows tax-free, just like an IRA; and wins again with using the lower-cost, must have, high-deductible health policy. The 'Consumer's Guide to HSAs' answers the question What's in it for Me?

If you're trying to kick the "Buy Now/Pay Later" habit and get your spiraling debt under control, you need Managing Debt For Dummies now! This practical, commonsense guide provides straightforward strategies for coping with every kind of secured and unsecured debt, including, personal loans, car loans, mortgages, home equity loans, lines of credit, credit cards, finance company loans, and student loans. You'll find out how easy it is to:* Distinguish between good and bad debt* Go on a "debt diet" to get back into financial shape* Start a filing system to track debt and protect life after debt* Adopt a smart spending regimen* Increase your income* Consolidate your debt* Decide which bills to pay when you can't pay them all* Use credit cards responsibly You can still live well while slashing spending on groceries, clothing, and entertainment. Find out how in Managing Debt for Dummies.

In "Prince Not So Charming," you will take a riveting journey with Cinderella as she navigates romance, emotional upheaval, and near-financial-death experiences--all of which lead her to find inner strength despite seemingly insurmountable setbacks. Nine out of ten women will be solely responsible for their finances at some point in their lives. "Prince Not So Charming," is a call to action that will inspire and empower you to take control of your finances regardless of the obstacles you face, plus you'll learn: Strategies for women to regain power and avoid financial ruin The importance of and how to maintain financial independence--whether you're married, single, or contemplating divorce Financial strategies to help you safeguard yourself and those you love Ideas to reduce the financial and emotional burdens of divorce Whether you're a high-powered executive or a single mom struggling to make ends meet, "Prince Not So Charming" will encourage you to claim your power to create and protect your financial future.