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Books > Health, Home & Family > Self-help & practical interests > Personal finance
Privacy and data protection are now important issues for companies
across the financial services industry. Financial records are
amongst the most sensitive for many consumers and the regulator is
keen to promote good data handling practices in an industry that is
looking towards increased customer profiling, for both risk
management and opportunity spotting. Mandy Webster's Data
Protection in the Financial Services Industry explains how to
manage privacy and data protection issues throughout the customer
cycle; from making contact to seeking additional business from
current customers. She also looks at the precise role of the
Financial Services Authority and its response to compliance or
non-compliance. Each of the Eight Principles of the Data Protection
Act are reviewed and explained.
You work hard and try to save money, so why is there never enough
to cover all the bills, to put some away in your child's college
fund, to pay off your credit card debt -- or to relax and have some
fun, for once? In the "New York Times" bestseller "All Your Worth,"
mother/daughter team Elizabeth Warren and Amelia Warren Tyagi --
authors of the acclaimed "The Two-Income Trap" -- tell you the
truth about money. The authors lay out a groundbreaking approach to
getting control of your money so you can finally start building the
life you've always wanted. The result of more than twenty years of
intensive research, "All Your Worth" offers you a step-by-step plan
that will let you master your finances -- for the rest of your
life.
The secret? It's simple, really: get your money in balance. Warren
and Tyagi show you how to balance your money into three essential
parts: the Must-Haves (the bills you have to pay every month), the
Wants (some fun money for right now), and your Savings (to build a
better tomorrow). No complicated budgets, no keeping track of every
penny. Warren and Tyagi will show you a whole new way of looking at
money -- and yourself -- that will help you get your finances on
track so you can enjoy peace of mind for the rest of your life.
The latest must-read book from the authors of the New York Times
and Wall Street Journal Bestselling Aftershock series of books,
Fake Money, Real Danger strips away the confusion and exposes
what's really happening to our economy and investments--and shows
you what to do about it now, before it's too late. Picking up where
Aftershock left off, Fake Money, Real Danger reveals how the
Covid-19 pandemic--and the government's massive money printing and
borrowing in response to it--is providing investors with a once in
a lifetime opportunity to build wealth in the near term, while also
taking the crucial steps necessary to protect yourself and your
investments from the inevitable Fake Money bubble pop in the longer
term. What FAKE MONEY? Massive government money printing increased
the U.S. money supply by more than 1,000% since 2008, printing more
money in ONE MONTH in 2020 than during the two years of the
Financial Crisis in 2008 and 2009. Mammoth federal debt is now at a
staggering $30 trillion--up $3 trillion in 2020 and on track for
continuous huge increases. The amount of federal debt is nearing 10
times our annual tax revenues. What REAL DANGER? All U.S. economic
growth since the Financial Crisis is entirely due to government
borrowing. All of it. Without massive government borrowing we'd
have no growth at all. Stock markets will likely continue to rise
because of Fake Money but face an inevitable crisis when continued
massive money printing creates serious inflation. You and every
investor are now at a crossroads. Your next move will decide your
fate: protection and profits OR wealth destruction and regret.
Fund manager Joel Greenblatt has been beating the Dow (with returns of 50 percent a year) for more than a decade. And now, in this highly accessible guide, he's going to show you how to do it, too. You're about to discover investment opportunities that portfolio managers, business-school professors, and top investment experts regularly miss -- uncharted areas where the individual investor has a huge advantage over the Wall Street wizards. Here is your personal treasure map to special situations in which big profits are possible, including: * Spin-offs * Restructurings * Merger Securities * Mergers * Rights Offerings * Recapitalizations * Bankruptcies * Risk Arbitrage This is a practical and easy-to-use investment reference, filled with case studies, important background information, and all the tools you'll need. All it takes is a little extra time and effort -- and you can be a stock market genius.
Aims to provide 'how to' guidance in situations that would require
expert advice. This book is supported by a companion website
providing updates and ready-to-use documents and letters. It
advises the landlord about: legal responsibilities, choosing and
vetting a tenant, and the tenancy agreement. It is useful for both
landlord and tenant.
In the 10th Anniversary edition of this No.1 Best Selling property
book, experienced property investor Simon Zutshi will share with
you some of the secrets behind his Property Mastermind Programme,
so that you can learn how to build a property portfolio and replace
your income, using other people's time, money and experience. The
book is designed to open your mind and stimulate your thinking to
make you aware of some of the current possibilities available to
you in the world of property investing. It is packed full of
inspirational case studies to help build your personal belief of
what you could achieve, in a relatively short amount of time, by
investing in property. Although this book is focused on investing
in the UK property market, the concept of finding and helping
motivated sellers to reach an ethical win/win solution, works in
every property market all over the world. You can build your
personal wealth whilst helping other people solve their property
problems.
Ons land se voorspoed is afhanklik van die finansiele sukses en
onafhanklikheid van ons as individue. Hierdie titel handel oor die
persoonlike suksesse van elkeen van ons. Sukses is die resultaat
van dit wat bereik word deur ons pogings en toewyding. Behoorlike
voorbereiding is die sleutel tot ons sukses. Ons dade en die
bereiking van ons doelwitte is die gevolg van ons wysheid en
begrip. Dit is die doel van hierdie titel: om aan hulle wat na
finansiele sukses en insig streef, te help om geld te maak, om die
geld te hou en om jou geld vir jou te laat werk. In die volgende
bladsye word ons teruggevoer na antieke Babilon, die wieg van
destydse rykdom en welvaart, waar hierdie wette gekoester en
toegepas is en deur alle eeue steeds deur suksesvolle mense
toegepas word. Hierdie verhaal is vir elke mens, jonk en oud, wat
nou deel gaan word van lesers reg deur die eeue, wat hierdie
verhale gehoor, gelees en oorvertel het. Dis 'n verhaal van mense
wat deur praktiese toepassing en ervaring lesse geleer het en
sodoende die waarde van geld ontdek het.
The best way to take control of your post-career financial future
Retirement is lasting longer for all of us. That's why--and however
long you decide to keep working--it's essential to plan ahead so
you can live your post-career life as you wish. The latest edition
of Personal Finance After 50 For Dummies details what you need to
know--making it the perfect book to shelve next to your diet and
fitness library, so you can keep your finances, as well as your
health, in peak condition. Whether you're new to financial planning
or are pretty savvy but want to cut through the noise with targeted
information and advice, you'll find everything you need to know
about how best to spend, invest, and protect your wealth so you can
make your senior years worry-free, healthy, and fun. In plain
English, retirement and financial experts Eric Tyson and Bob
Carlson cover all the issues from investing, Social Security, and
the long-term insurance marketplace to taxes and estate
planning--including state-by-state differences. They demystify the
muddy world of financial planning and provide strategies that make
the course ahead crystal clear. They also dive into less obvious
territory, showing how it's possible to strategize financially to
avoid the worst impact of unexpected events--such as the COVID-19
crisis--as well as exploring what investment approaches you can
take to protect the most important possession of all: your own and
your family's health. Minimize your taxes and make wise investing
decisions Find out how the SECURE Act affects retirement accounts
and savings Navigate the latest Medicare, Social Security, and
property tax rules Dig into what's new in estate planning and
reverse mortgages Get what you want from your career as you
approach retirement Whether doing it for yourself or for parents,
it's never too late to begin retirement planning--and this highly
praised, straightforward book is the best way to take control, so
you can be confident your senior years are exactly what you want
them to be: golden.
What the financial diaries of working-class families reveal about
economic stresses, why they happen, and what policies might reduce
them Deep within the American Dream lies the belief that hard work
and steady saving will ensure a comfortable retirement and a better
life for one's children. But in a nation experiencing unprecedented
prosperity, even for many families who seem to be doing everything
right, this ideal is still out of reach. In The Financial Diaries,
Jonathan Morduch and Rachel Schneider draw on the groundbreaking
U.S. Financial Diaries, which follow the lives of 235 low- and
middle-income families as they navigate through a year. Through the
Diaries, Morduch and Schneider challenge popular assumptions about
how Americans earn, spend, borrow, and save--and they identify the
true causes of distress and inequality for many working Americans.
We meet real people, ranging from a casino dealer to a street
vendor to a tax preparer, who open up their lives and illustrate a
world of financial uncertainty in which even limited financial
success requires imaginative--and often costly--coping strategies.
Morduch and Schneider detail what families are doing to help
themselves and describe new policies and technologies that will
improve stability for those who need it most. Combining hard facts
with personal stories, The Financial Diaries presents an
unparalleled inside look at the economic stresses of today's
families and offers powerful, fresh ideas for solving them.
In the wake of the financial crisis and Great Recession, the health
of state and local pension plans has emerged as a front burner
policy issue. Elected officials, academic experts, and the media
alike have pointed to funding shortfalls with alarm, expressing
concern that pension promises are unsustainable or will squeeze out
other pressing government priorities. A few local governments have
even filed for bankruptcy, with pensions cited as a major cause.
Alicia H. Munnell draws on both her practical experience and her
research to provide a broad perspective on the challenge of state
and local pensions. She shows that the story is big and complicated
and cannot be viewed through a narrow prism such as accounting
methods or the role of unions. By examining the diversity of the
public plan universe, Munnell debunks the notion that all plans are
in trouble. In fact, she finds that while a few plans are basket
cases, many are functioning reasonably well. Munnell's analysis
concludes that the plans in serious trouble need a major overhaul.
But even the relatively healthy plans face three challenges ahead:
an excessive concentration of plan assets in equities; the risk
that steep benefit cuts for new hires will harm workforce quality;
and the constraints plans face in adjusting future benefits for
current employees. Here, Munnell proposes solutions that preserve
the main strengths of state and local pensions while promoting
needed reforms.
Carrie Mauriello invites readers to take maximum advantage of the
Internet's plethora of financial resources with Net Worth, Second
Edition. This book helps to make the electronic superhighway a
personal partner in building wealth. This edition includes
discussions and Web resources that examine financial planning as
well as investment tools to aid readers in identifying the most
promising strategies. This book reveals that the Internet is a
robust, powerful and profitable resource. This volume is a
must-have for the shrewd investor and financial partner.
7Helps the reader calculate net worth
7Gives basics of capital accumulation
7Discusses a wide variety of investment tools, including stocks,
bonds, mutual funds, options, IPOs and futures
7Explains the fundamentals of life, health, disability, property,
and liability insurance
7Covers debt, financing, taxes, education funding, retirement
planning, home buying, and estate planning
Net Worth Second Edition will also introduce readers to websites,
books, . Magazines, on-line services, and more. The book comprises
a primer on personal financial management and an exhaustive
collection of finance-related tools, links, and resources available
on the internet.
a primer for the average person looking to manage their own
financial well-being inexpensively but expertly
an easy-to-use reference for financial planning resources, with an
exhaustive list of books, magazines, organizations, and websites
which will save the reader time and energy
What does it mean to be 'bad' at money? Money is not a maths problem. Spending, saving, splitting the bill or asking for a pay rise - these are moments dominated by our own hang-ups, habits, anxiety and ambitions. Money features in our friendships, family life, our choice of late-night treat and who we date. And yet it's so often hidden behind shame and silence. We need to start talking about it.
Funny, frank, and filled with insights, practical advice and conversations with everyone from company CEOs to debt advisors to housemates, Open Up is the book that will transform your relationship to money. It shows how talking can change your life, relationships and bank balance, and influence bigger issues like pay gaps or the living wage. This book strips away the awkwardness to help you gain knowledge, take control of your finances and finally get 'good' with money.
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