Are you looking for the perfect investment strategy, one that offers great returns with absolutely no risk? Well good luck! Here instead is an anthology of investment maxims--some new, many old--that are interesting, if not entirely valid. This often helpful and always entertaining collection illustrates an almost limitless variety of approaches to successful investment.

The South African economy has a secret weapon: stokvels. If harnessed correctly, investments in stokvels could significantly bolster the economy. The following statistics, provided by the National Stokvel Association of South Africa, are mind-blowing: at present there are 11.4 million South Africans who are members of stokvels; around R44 billion is pooled collectively by ordinary people in stokvels; and it is saved by 820 000 stokvels. A lot of ideas have been put forward on how these monies can be utilised by stokvels, but it is not really clear how these can be practically applied.

This book will appeal to readers who are already in a stokvel, those who want to be in one, and even those who never thought of joining one. It contains all the necessary information you need about this form of investment, including:

• how this collective power emerged;
• how to set up a stokvel and the admin involved in running one;
• the opportunities within stokvels and the possible collaborations with other institutions;
• real people’s experiences with stokvels; and
• the challenges and future landscape of stokvels.

Most importantly, it explains how an individual can make money by being part of a stokvel.

The financial landscape of the business world has changed forever. As a result, it has never been harder to be a successful entrepreneur than it is today. In a world where the entrepreneur must "adapt or die, The Entrepreneur's Guide to Achieving Financial Freedom will guide them toward making the right financial decisions to evolve and thrive-all in a straightforward, no-nonsense manner.

Do Millionaires Really Make Mistakes? We're all fascinated by the brilliant entrepreneur who hits it big with the latest and greatest new idea. We're captivated by the amazing inspiration, the stunning growth, and finally, the huge profit. But what happens when huge risks and unforeseen pitfalls take enterprises down and ruin fortunes in a flash? The fall from the top is painful and inglorious. CEO coach, author, and speaker Harry Clark and the thirty ultimately successful entrepreneurs he interviewed for Mistakes Millionaires Make know that terrible fate all too well. They lived it. And they recount their experiences - involving losses from ten million to two hundred million dollars - and the catastrophic effects those losses had on them and their families. Whether you're a family-business owner or an investor, involved in a huge enterprise or the pizza shop around the corner, Clark's informative and often shocking accounts of entrepreneurial missteps will provide you with key insights into where these thought leaders went wrong, what they learned, and how they got back on their feet again. CEOs and their teams and families, business leaders, entrepreneurs, and anyone involved in a business of any type or size will benefit from the compelling interviews and the lessons learned about the pitfalls that snagged others. Mistakes Millionaires Make stands apart from the rest with its fortune-saving recommendations and insights into the risks that all entrepreneurs face every day. Even if you don't have millions, you'll walk away with practical advice for avoiding failure and living a better financial future in whatever business venture you undertake.

THE LIFE-CHANGING PERSONAL FINANCE BESTSELLER THAT SHOWS YOU HOW TO MAKE MONEY FROM YOUR MONEY - NOW IN A REVISED 3RD EDITION. 'Opinionated and always packed with information' Mirror Discover the money secret understood by virtually every rich person in history. Turn hundreds into millions through the power of compound interest. HOW TO OWN THE WORLD shows you that: * No one is better placed than you to make the most of your money. * You can do better than many finance professionals. * Making money from your money is easier than you think. * You can make far more from your money than you ever thought possible. * You can make more from your money than you can from your job. * All this is possible no matter how much you currently earn. * It's easier today than ever. * It's time to start now. It is entirely realistic for you to control your wealth, make a lot of money, and become financially free as a result. HOW TO OWN THE WORLD shows you how. With just a little knowledge you can turn your financial fortunes around and change your life. 'For anyone who wants to understand how to best use the tools available in the modern world to learn about becoming a successful investor' Metro 'If you want just one book on investment from the cacophony, you couldn't do much better' Michael Mainelli, Economics Professor 'Without doubt the best book I have read in the last five years...' Emma Kane, CEO of Newgate Communications

"It's hard to talk clearly about investing and make sense to ordinary readers at the same time. Katsenelson gives a lucid explanation of today's markets with sound advice about how to make money while avoiding the traps that the market sets for exuberant bulls and frightened bears alike."
-- Thomas G. Donlan, Barron's

"A thoroughly enjoyable read. Provides a clear framework for equity investing in today's 'sideways' and volatile markets useful to everyone. Clear thinking and clear writing are not often paired - well done "
-- Dick Weil, CEO, Janus Capital Group

"The bible for how to invest in the most tumultuous financial market environment since the Great Depression. A true guidebook for how to build wealth prudently."
-- David Rosenberg, Chief Economist & Strategist, Gluskin Sheff + Associates Inc.

"A wonderful, grounded read for new and seasoned investors alike, Katsenelson explains in plain English why volatility and sideways markets are a stock picker's best friend."
-- The Motley Fool, www.Fool.com

Praise for Active Value Investing

"This book reads like a conversation with Vitaliy: deep, insightful, inquisitive, and civilized."
-- Nassim Nicholas Taleb, author of The Black Swan

"Thoroughly enjoyable . . for the thoughtful and often entertaining way in which it is delivered. . . Katsenelson takes his reader step by step into the mind of the value investor by relating, in a fictional addendum to Fiddler on the Roof, the story of Tevye's purchase of Golde, the cow. He also describes his own big-time gambling evening (he was willing to lose a maximum of $40) and that of a half-drunken, rowdy fellow blackjack player to stress the importance of process. He then moves on to the fundamental principles of active value investing. What differentiates this book from so many others on value investing is that it describes, sometimes through the use of case studies, the thinking of a value investor. Not just his models or his metrics but his assessments. Katsenelson is an empiricist who weighs facts, looks for contraindications, and makes decisions. He makes value investing come alive. This may be a little book, but it's packed with insights for both novices and experienced investors. And it is a delight to read."
--Seeking Alpha

"It's Never too Late" could save (the rest of) your life. We're all going to die. Jolting, yes, but an important truth we must face because most people, when left to their own devices, choose the easier path of living in fantasy rather than reality. It's high time we come to terms with our mortality because the outlook for many of us is one of overwhelming fear and horror about the reality of growing old in America. What's worse, far too many of us are well aware of the dire forecast for our future but feel utterly powerless in its wake. But it doesn't have to be that way. Towards getting ourselves back on track or helping elder parents and loved ones do the same, Scott Page gives us easy (and even fun) ways to develop a workable plan for living out our lives with greater peace of mind and security regardless of our current age and station in life---leaving us wondering why we didn't do something about it sooner. With easy, fast-acting steps to restore hope and faith for our future, Scott offers a holistic methodology anyone is fully capable of following if they're willing to get into motion.

Although estate and gift taxes raise a small fraction of federal revenues, they have become sources of increasing political controversy. This book is designed to inform the current policy debate and build a conceptual basis for future scholarship. The book contains eleven original studies of estate and gift taxes, along with discussants' comments. The essays provide background and historical information; analyze the optimal taxation of estates and gifts; examine the effects of the tax on charitable contributions, saving behavior, the distribution and level of wealth, tax avoidance and tax evasion; and explore the effects of alternatives to estate taxation.

Companies like Facebook and Twitter have redefined social interaction. But what if "machines" like automobiles, bicycles, health monitors, appliances, instruments, and anything else you can connect to the Internet, could all become members of your social network, collect data you care about, and feed it back to you at just the right time? Nike+ is already doing this for your body, but every major industry, from healthcare to cars to home construction, is now building sensors and digital connectivity into their next generation of products. Companies like Ford, Pepsi, Verizon, and Procter and Gamble are also using "social machines" to reach new markets, improve brand/market awareness, and increase revenues. "Social Machines" is the first book for business people, marketers, product developers, and technologists, explaining how this trend will change our world, how your business will benefit, and how to create connected products that customers love.Explains how smart phones and tablets enable Social MachinesDescribes how digital technology is being "baked in" to the most unlikely new products--even wheelchairs.Articulates how the "Internet of Things" is becoming social--and why that's the foundation for powerful new business models

In the very near future, every great new product will be social. The next stage of interaction between people and our environment is upon us.

Before there were the Law of Attraction: The Science of Attracting More of What You Want and Less of What You Don't Want, and The Science of Success: How to Attract Prosperity and Create Harmonic Wealth Through Proven Principles, there were The Science of Getting Rich, The Science of Being Well, and The Science of Being Great. These are the works the first introduced the world to the power of positive thinking. Wallace D. Wattles, pioneered the concepts that Michael Losier and James Arthur Ray would latter rework for a new generation. Now you can have all three landmark works in one volume and begin to think yourself rich!

Whether your ultimate goal is to get out of debt, save money, make good investments, or a combination of all three, you must target your objective before you ever get started. Author Cory J. Chapman shows you how to reach your financial dreams through a sensible, sound investment strategy.

Even if you're struggling with debt, have no money to invest, or worry that you're spending too much, you can start focusing on your financial security. Offering bold, innovative, and tailor-made advice, Chapman stresses the importance of staying consistent with your financial strategy and shows you how to: Budget when you think there's nothing to budget Avoid the common pitfalls of bad credit Learn the basics of stocks, bonds, and mutual funds Understand the pros and cons of IRAs, insurance, and annuities And much more Don't wait another minute-let Chapman help you fulfill your financial dreams

The must-have guide to achieving great wealth
Making Millions For Dummies lays out in simple, easy-to-understand steps the best ways to achieve wealth. Through a proven methodology of saving, building a successful business, smart investing, and carefully managing assets, this up-front, reliable guide shows readers how to achieve millionaire or multimillionaire status. It provides the lowdown on making wise financial decisions, with guidance on managing investments and inheritances, minimizing taxes, making money grow, and, most important, how to avoid common and costly financial mistakes. Millionaire wannabes will see how to maintain financial security throughout their life with this easy-to-follow road map to financial independence. For individuals who yearn to make millions but don't want to be restricted to owning or running a business, the book features other options, such as inventing and patenting the next big thing, consulting, selling high-value collectibles, and flipping or owning real estate.
Howard and Sandy Brecher (Beach Haven, NJ) are a husband-and-wife business team that co-own and operate multi-location seasonal resort-wear retail stores in New Jersey that have generated more than $1 million in sales. They decided to build their own business from the ground up after spending more than 20 years in the corporate world. Lita Epstein, MBA (Poinciana, FL) is a veteran For Dummies author, financial planner, and retirement counselor. Epstein enjoys helping people develop good financial, investing, and tax-planning skills. She is the author of several other For Dummies titles.

In essence, a Roth IRA conversion requires paying taxes on the portion of your IRA or 401(k) that you convert, but then that money can grow income tax-free for the rest of your, your spouse's, your children's and grandchildren's lives. The advantage of a tax-savvy long term Roth IRA conversion is often measured in the millions. The real eye-opener, however, is that Roth IRA conversions are great for older IRA owners, regardless of the benefits to future generations.
"The Roth Revolution" addresses the following topics clearly and objectively:
* Whether, how much, and when to convert
* Costs and benefits of a Roth IRA conversion
* Advice for taxpayers in each income tax bracket
* The impact of future tax increases
* Synergy of delaying (or returning) Social Security and Roth IRA conversions
* Combining charitable gifts and Roth IRA conversions
* Tax-free conversions of after-tax dollars in IRAs and retirement plans
* Converting and recharacterizing strategies
You may be asking, "Who in their right mind would pay taxes before they have to?" The answer is James Lange and thousands of his readers and clients, all the top IRA experts, and after reading "The Roth Revolution," hopefully you too.

A leading consumer advocate reveals how to protect your money, time, and integrity from corrupt businesses

Once upon a time store prices were simple and fair, businesses stood behind their products with guarantees free of fine print and loopholes, and companies genuinely seemed to care about their valued customers--but those days are long gone. In this groundbreaking expose, consumer advocate Christopher Elliot reveals the broken relationship between American consumers and businesses and explains how companies came to believe that fooling their customers was a viable, and profitable, business plan.

"Scammed" explores how companies control information to mislead, distort the truth, and even outright lie to their consumers.Exposes the various ways companies have led their war against information--from seductive ads, disingenuous fine print, and unconventional promotions that involve seeding discussion forums and blogs with company-friendly commentsOffers consumers insider knowledge of the system, reasonable expectations, and a clear understanding of the games businesses playChristopher Elliott is one of the nation's foremost consumer advocates

Protect yourself, your time, and your money from the predators of the consumer world. Armed with knowledge, readers will become far more discerning and every business's worst nightmare.

From the investment experts at Weiss Research, the ultimate guide to preparing for and profiting during a disaster of any kind

Life is unpredictable. Economic and natural disasters can happen anytime and anywhere. "The Ultimate Suburban Survivalist Guide: The Smartest Money Moves to Prepare for Any Crisis" describes the simple things people can do today to prepare for anything and everything that life might throw at them tomorrow. It also offers comprehensive advice on how to profit during a market collapse, energy crisis, or natural disaster. The guide
Explains how to invest in today's new, more turbulent financial landscapeReveals what can be used as money should the dollar lose its valueHow to cut home energy costs, and why it's prudent to stock up on supplies in preparation for natural disasters

Panicking during a disaster won't solve anything. Be prepared for any number of potential economic calamities and natural disasters with "The Ultimate Suburban Survivalist Guide."

When was the last time you cuddled with your money? It's time to get some QT in with your financial life and your business numbers. Out with the financial mumbo jumbo. In with funny stories that will teach you simple money strategies to use for your personal and business money. Did your Raisinets get stuck? Should guys get spray tans? Is your lettuce soggy? All of these crazy stories have money lessons in them. The stories are short and cute. They're easy to read and take action on. Open up and flip to any page to begin feeling more connected to your financial life. It will help you to be more intentional and live a more purposeful life. Get the shoes. Get your latte. It's time to live for today, and save for tomorrow. You need to have a balance. Why not be happy throughout your life!

CNBC's "Fast Money Commentator" Steve Cortes shows how to buck the trend and become a well-informed investor

The public needs to think independently and not be duped, particularly because those who are selling their messages or promoting their ideas have a plethora of powerful media through which to do so. "Against the Herd" presents six contrarian views of major events that will shape the future. Steve Cortes of CNBC pulls no punches in explaining these trends.

Many will find his views counterintuitive and even controversial. Some will find his forecasts alarming. But open-minded readers who are willing to heed his well-informed advice will find it illuminating, beneficial, and profitable.Steve Cortes presents six contrarian views of major events that will shape the future for investors including the fall of China and the end of the golden era of free tradeThe contrarian stances are presented because they are actionableReveals how these events will affect global markets and specific investments, and how and when to take advantage of these key moves

"Against the Herd" shows you how to profit by bucking conventional wisdom and what to do to get ready when situations call for contrarian investing.

Join TikTok star Michela Allocca (@BreakYourBudget) for a crash course in everything personal finance.   When Michela was working her first job in finance, she had an epiphany: even those working with money professionally can have no idea how to budget, invest, and spend once they get home! By the time she reached her mid-20s, she was on a mission to help friends and colleagues who wanted to do better with their own money. In Own Your Money, Michela shares all the tools she used to manage, save, invest, and set a routine that enabled her to save hundreds of thousands of dollars in less than a decade of professional—and freelance—work. You’ll find chapters that address:   Budgeting: Don’t make it a dreaded B-word! Learn about various strategies including 50/30/20, zero-based, and 3-bucket budgets. How to save: It’s all about being SMART (specific, measurable, achievable, relevant, and time-bound). How to spend money: That’s right, a plan for spending is important too! With a quick analysis of values and priorities, you can spend without feeling guilt—yes, even on fancy coffee. Investing: Learn the difference between 401ks and IRAs, investment types from index funds to target date funds, and relate it all back to core concepts in investing (like diversification). Jobs and careers: If your dream job doesn’t exist, join the club! Learn how to find satisfaction through the tasks you want to do, networking, and career pivots. Increase your earning potential: Set yourself up for a raise/promotion, negotiate a job offer, and figure out if a side hustle is right for you. With illustrations, helpful charts and graphics, and templates to help you plan, this is a book that’s meant to partner with you to achieve your financial goals.

Beating the College Debt Trap presents students with a better way to do college. The radically counter-cultural truth is that students don't have to be totally dependent on Mom, Dad, or Uncle Sam to get the most out of college. Graduation on a solid financial foundation is possible. But it will require intentionality, creativity, hard work, and a willingness to delay gratification. Chediak gets into the nitty-gritty of how to pay less for college, get meaningful workduring college (while setting yourself up for success after college), , pay off any loans quickly, spend less, save more, and stay out of debt for good. He also unpacks how to transition from college into career, honor God while achieving financial independence, and use your finances to make a positive, eternally-significant difference in the lives of others. As a young engineering professor with an aptitude for finances and money management, Chediak has become particularly concerned with the financial health of students, especially in light of the ever increasing costs of college. In Beating the College Debt Trap he helps do something about this problem. He engages, in a friendly manner, the "real world" financial issues that 17-25 year olds face, with clarity, practical help, lots of illustrations, and a little humor, while conveying a distinctly Christian perspective.

The quick and easy way to manage money and achieve financial goals

The recent economic meltdown has left people in terrible financial shape with little idea of how to turn things around. Using Morningstar's time-tested strategies and sensible approach to money management, "Morningstar's 30-Minute Money Solutions: A Step-by-Step Guide to Managing Your Finances" breaks down important financial tasks into do-able chunks, each of which can be accomplished in 30 minutes or less. The practical, no-nonsense book
Lays out the tools to get organized, including how to create a filing and bill paying systemDetails how to find the best uses for one's money, as well as how to properly invest for savings, college, and retirementOther titles by Benz: "Morningstar(R) Guide to Mutual Funds: Five Star Strategies for Success"

These are uncertain times. "Morningstar's 30-Minute Money Solutions" provides expert guidance on all aspects of personal money management, and it does so in quick, easily digestible steps.

Wealth should never consume or imprison the wealth holder, but it can. This book provides solutions to the issues many wealth inheritors encounter, including problems with trust, family wealth secrets, and family legacy. The next generation may witness one of the largest transfers of wealth in history. By one estimate, millennials and Generation Z are set to inherit $30 trillion over the next 30 years. The sudden inheritance of significant wealth creates a variety of challenges that seem counterintuitive and can be difficult to understand and deal with, making inheritors of wealth feel isolated from friends and colleagues. Meanwhile, the wealth industry is fed by revenue paid by wealth owners, not inheritors, causing misalignment of priorities and generational conflict. The Wise Inheritor's Guide to Freedom from Wealth helps readers to put their new wealth in perspective, preparing them to lead inspired lives of self-actualization and freedom. As a third-generation wealth counselor and industry leader, Charles A. Lowenhaupt has helped wealth creators and inheritors to manage almost every imaginable challenge, including marital tension, family dysfunction, and addiction. Few people actually have the knowledge and experience to figure out the purpose of wealth and set it on its course. In this book, he helps wealth inheritors to develop a healthy relationship with wealth at a young age, thus enabling readers to live in harmony with both their wealth and their families. Helps wealth inheritors to better manage the challenges that come with the significant wealth they have now or will receive in their lifetime Gives wealth inheritors the understanding and vocabulary to address wealth challenges and the capacity to openly communicate about them with parents, grandparents, and others Provides the wealth inheritor's parents and grandparents with an appreciation of the struggles many wealth inheritors face, ones that they may have forgotten themselves Identifies 10 specific challenges facing young, wealthy people today and advises them on how to deal with these challenges successfully

From the founder and superstar CEO of DailyWorth.com, the go-to financial site for women with more than one million subscribers, comes a fresh book that shows women how to view money as a source of personal power and freedom--and live life on their own terms.Millions of women want to create financial stability and abundance in their lives, but they don't know how. They are stuck in overwhelming confusion and guilt, driven by internalized "money stories" that have nothing to do with what is really possible. As the founder of DailyWorth.com, a financial media and education platform, Amanda Steinberg encounters these smart, ambitious women every day. With this book, she helps them face their financial situations head on and wake up to the prosperity that awaits them. Worth It outlines the essential financial information women need--and everything the institutions and advisors don't spell out. Steinberg gets to the bottom of why women are stressed and anxious when it comes to their finances and teaches them to stay away from strict budgeting and other harsh austerity practices. Instead, she makes money relatable, while sharing strategies she uses herself to build confidence and ease in her own financial life. Through her first-hand experiences and the stories from other women who've woken up, Steinberg's powerful and encouraging advice can help women of any age and income view money as a source of freedom and independence--and create bright financial futures.