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Books > Health, Home & Family > Self-help & practical interests > Personal finance
This volume not only illustrates the research that is being done in the area of human resources in entrepreneurial firms but it raises many issues that exemplify the complexity of the topic. It is not a case of small versus large firms. There are small established firms, small start-up firms and small high growth firms. As pointed out by Alvarez and Molloy these firms differ with established firms dealing with risk while high growth firms deal with uncertainty. These firms vary in ownership based on family ownership, ownership by founder, or some type of privately held stock ownership. These firms also vary based on how they handle people issues: structure versus lack of structure; the traditional HR functional approach versus the use of people management practices; person-job fit versus person- organization fit; ability and work experience versus integrity and conscientiousness; work processes and bureaucracy versus agility and adaptability; tasks versus roles; in-house professionals versus reliance on third-party vendors; traditional pay versus variable pay; short-term orientation of incentives versus long-term orientation of incentives; and many more. We challenge you to pursue this stream of research and to help not only develop theory and conceptual models and pursue empirical research but to also disseminate your information in a way that will help practitioners and owners in all the small and high growth firms.
Asset-based policies are becoming an increasingly important form of public and social policy globally. This sees individual assets - such as savings or housing--as crucial aspects of a new form of welfare provision emerging in countries such as the United States, Canada, Britain, Australia and New Zealand. In this book, the first of its kind, Rajiv Prabhakar provides a theoretical perspective on the emerging asset agenda as well as examining specific policies, including the British Child Trust Fund.
There are those who think the goal of investing is to beat the market and amass as much wealth as possible, that street smarts and hard work ensure investment success, and that the road to happiness is paved with more of everything. And then there are those who get it. Want a richer, calmer financial life? Jonathan Clements, longtime personal finance columnist for the Wall Street Journal, is here to help. His goal: to provide readers with a coherent way to think about their finances, so they worry less about money, make smarter financial choices and squeeze more happiness out of the cash they have. How to Think About Money is built around five key ideas: - Money can buy happiness, but we need to spend with great care. - Most of us will enjoy an extraordinarily long life - and that has profound financial implications. - We are hardwired for financial failure, so sensible money management takes great mental strength. - We need to bring order to our financial life - by focusing on our paycheque, or lack thereof. - If we want to add to our wealth, we should strive to minimise the subtractions.
'One of the most original and talented young writers we have.' Sathnam Sanghera 'A must-read.' Elizabeth Day 'A beautiful, searingly personal account of a world defined by money, full of courage and truth telling.' Owen Jones An extraordinarily candid personal account of the ups and downs wrought by money, We Need To Talk About Money is a vital exploration of stories and issues that will be familiar to most. This is a book about toxic workplaces and misogynist men, about getting payrises and getting evicted. About class and privilege and racism and beauty. About shame and pride, compulsion and fear. In unpicking the shroud of secrecy surrounding money - who has it, how they got it, and how it shapes our lives - this boldly honest account of one woman's journey upturns countless social conventions, and uncovers some startling truths about our complex relationships with money in the process.
From the investment experts at Weiss Research, the ultimate guide to preparing for and profiting during a disaster of any kind Life is unpredictable. Economic and natural disasters can happen
anytime and anywhere. "The Ultimate Suburban Survivalist Guide: The
Smartest Money Moves to Prepare for Any Crisis" describes the
simple things people can do today to prepare for anything and
everything that life might throw at them tomorrow. It also offers
comprehensive advice on how to profit during a market collapse,
energy crisis, or natural disaster. The guide Panicking during a disaster won't solve anything. Be prepared for any number of potential economic calamities and natural disasters with "The Ultimate Suburban Survivalist Guide."
In this clear and engaging basic guide to managing your finances, Sam Beckbessinger covers topics from compound interest and inflation to “Your brain on money”, negotiating a raise, and particularly local South African phenomena like “black tax”. The book includes exercises and “how-to’s”, doesn’t shy away from the psychology of money, and is empowering, humorous and helpful. The book you wish you’d had at 25, but is never too late to read.
A straightforward, practical guide to the newest frontier in investment strategy—crypto—from #1 New York Times bestselling author and personal finance expert Ric Edelman. Blockchain and bitcoin are here to stay—and as the Bank of England stated, this new technology could “transform the global financial system.” No wonder PWC says blockchain technology will add $2 trillion to the world’s $80 trillion economy by 2030. Indeed, blockchain technology and the digital assets it makes possible are revolutionary, the most profound innovation for commerce since the invention of the internet. And yet, the average investor—and the investment advisors who manage two-thirds of all their money—aren’t aware of all this, or of the incredible investment opportunities now available. Fortunately, Ric Edelman, one of the most influential experts in the financial field, shows investors how they can engage and thrive in today’s new investment marketplace. Featuring the prophetic insights you’d expect from one of most acclaimed financial advisors, The Truth About Crypto is fun to read and easy to understand—and most importantly gives readers the sound, practical advice we all need to succeed with this new asset class. Best of all, Edelman shows how blockchain works, the difference between digital currency and digital assets, and a comprehensive look at every aspect of the field. This book is a must-read guide if you want to achieve investment success today.
People often do not fully understand the consequences of their choices when it comes to their money, leaving them vulnerable to overspending and financial crises. Financial literacy contributes to alleviating this problem. Good financial decision making has a positive influence on overall wellbeing, allowing people to maximise their opportunities and lead more fulfilling lives. Personal finance teaches individuals financial skills so that they can manage their money better. Personal finance encompasses many areas and core topics such as decision making, cash-flow management, savings, credit, debt, housing and planning for the future. Useful websites and appendices are provided for additional information and reading.
By the time you are thinking about divorce you either want one or you’ve just learned your marriage is over. This is often the start of an uphill battle that leaves most people in financial and emotional ruin. Well, not if you Divorce Smart. With one in three marriages now ending in divorce, it is imperative to be informed of the long-term challenges involved in divorce and separation. This book is a step-by-step guide to navigating the legal paper work, child care planning and financial security issues you will face during and after divorce. Divorce Smart gives the reader clear, concise information on maintenance, property, health care, pension funds and investments, ensuring that women are empowered to secure their home, keep as much wealth as possible and provide for their children well beyond the end of this marriage. Whether you are married in community of property, traditionally or in a same-sex civil union there is always a way to Divorce Smart.
Is the financial plan of mediocrity -- a dream-stealing, soul-sucking dogma known as "The Slowlane" your plan for creating wealth? You know how it goes; it sounds a little something like this: "Go to school, get a good job, save 10% of your paycheck, buy a used car, cancel the movie channels, quit drinking expensive Starbucks lattes, save and penny-pinch your life away, trust your life-savings to the stock market, and one day, when you are oh, say, 65 years old, you can retire rich." The mainstream financial gurus have sold you blindly down the river to a great financial gamble: You've been hoodwinked to believe that wealth can be created by recklessly trusting in the uncontrollable and unpredictable markets: the housing market, the stock market, and the job market. This impotent financial gamble dubiously promises wealth in a wheelchair -- sacrifice your adult life for a financial plan that reaps dividends in the twilight of life. Accept the Slowlane as your blueprint for wealth and your financial future will blow carelessly asunder on a sailboat of HOPE: HOPE you can find a job and keep it, HOPE the stock market doesn't tank, HOPE the economy rebounds, HOPE, HOPE, and HOPE. Do you really want HOPE to be the centerpiece for your family's financial plan? Drive the Slowlane road and you will find your life deteriorate into a miserable exhibition about what you cannot do, versus what you can. For those who don't want a lifetime subscription to mediocrity and a slight chance of elderly riches, there is an alternative; an expressway to extraordinary wealth that can burn a trail to financial independence faster than any road out there. -- Why jobs, 401(k)s, mutual funds, and 40-years of mindless frugality will never make you rich young. -- Why most entrepreneurs fail and how to immediately put the odds in your favor. -- The real law of wealth: Leverage this and wealth has no choice but to be magnetized to you. -- The leading cause of poorness: Change this and you change everything. --How the rich really get rich - and no, it has nothing to do with a paycheck or a 401K match. -- Why the guru's grand deity - compound interest - is an impotent wealth accelerator. -- Why the guru myth of "do what you love" will most likely keep you poor, not rich. -- And 250] more poverty busting distinctions.
Day trading is difficult. The path is fraught with risk. But a pot of gold awaits those who learn their lessons well. After four decades in the markets as a trader, analyst, author, educator, and system developer, Jacob Bernstein sets down a comprehensive guide to the art of day trading.You will learn:
With this book, readers will have the complete guide they need to profit from this risky but exciting field. Trading profits are just a day away.
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