This practical handbook aims to show planners and managers throughout the financial services industry how to compete successfully by improving the quality, selection, and delivery of services. It presents step-by-step methods for designing and implementing financial service packages that will satisfy customers' needs. It offers practical advice on how to determine customers' wants and how to translate these into an individualized package tailored to their particular needs "Business Information Alert"

In recent years, the U.S. housing market has been characterized by rapid changes in housing prices, quality, and availability. This handbook is a highly readable examination of the various theories that have been advanced to explain the economic behavior of today's housing market. Emphasis is put on developing an understanding of the sophisticated economics underlying the market, thus enabling the reader to carry this knowledge over into a rapidly changing marketplace. The book begins with a brief look at the historical development of U.S. housing markets and government intervention in these markets. The study goes on to develop a conceptual framework that can be used to evaluate the effects of the economic environment and government policy on the housing market. Throughout the book, real-world data is employed to verify and illustrate the major points of the presentation.

"USA TODAY" BESTSELLER

Take HOLD of your financial future

Learn how to obtain financial freedom through real estate. The final book in Gary Keller's national best-selling Millionaire Real Estate Investor trilogy teaches the proven, reliable real estate investing process to achieve financial wealth:

1. Find - the right property for the right terms and at the right price.

2. Analyze - an offer to make sure the numbers and terms make sense.

3. Buy - an investment property where you make money going in.

4. Manage - a property until it's paid for or you have a large amount of equity to leverage.

5. Grow - your way to wealth and financial freedom.

Die Wohnungswirtschaft hat eine immense Bedeutung für die deutsche Volkswirtschaft. Dieses Grundlagenwerk vermittelt den Beschäftigten in der institutionellen Wohnungswirtschaft Überblicks- und Detailwissen zu allen relevanten Feldern des Grundstücks- und Wohnungswesens. So hilft es dem Leser, dem zeitgemäßen Anforderungsprofil eines Wohnimmobilienmanagers gerecht zu werden, indem es das Management sowohl im kaufmännischen als auch im technischen und infrastrukturellen Bereich ausführlich darstellt. Die Beiträge im Teil Transaktion sind darauf ausgerichtet, dass die Leser die entscheidenden wirtschaftlichen, rechtlichen und steuerlichen Aspekte verstehen und zielgerichtet steuern.

This is the first book to fully present, analyse and interpret the Dubai real estate market. Dubai is fast becoming one of the world's most attractive places to invest in real estate and this book examines the market from three interlinked sectors that drive its performance: occupiers, investors, and developers. It examines the market's historical growth and lays the foundations to examine future trends. The book provides a synopsis of Dubai's market practices, economic trends and social change that impacts the value of real estate. Chapters also debate issues such as: property investment, house price performance, local valuation practices, spatial planning, the economics of the city, market practices and regulation, property-led economic growth and future trends such as sustainability and digitalisation. This book offers a comprehensive, in-depth and up-to-date account of the Dubai property market and presents a full assessment of the investment potential of Dubai real estate. It is a must read for students, academics and real estate professionals interested in this fascinating real estate market that has implications for both Dubai and wider GCC markets as well as the international investment market and senior professionals who come to work in the region.

Provides a revolutionary conceptual framework and practical tools to quantify uncertainty and recognize the value of flexibility in real estate development This book takes a practical "engineering" approach to the valuation of options and flexibility in real estate. It presents simple simulation models built in universal spreadsheet software such as Microsoft Excel(R). These realistically reflect the varying and erratic sources of uncertainty and price dynamics that uniquely characterize real estate. The text covers new analytic procedures that are valuable for existing properties and enable a new, more profitable perspective on the planning, design, operation, and evaluation of large-scale, multi-phase development projects. The book thereby aims to significantly improve valuation and investment decision making. Flexibility and Real Estate Valuation under Uncertainty: A Practical Guide for Developers is presented at 3 levels. First, it introduces and explains the concepts underlying the approach at a basic level accessible to non-technical and non-specialized readers. Its introductory and concluding chapters present the important "big picture" implications of the analysis for economics and valuation and for project design and investment decision making. At a second level, the book presents a framework, a roadmap for the prospective analyst. It describes the practical tools in detail, taking care to go through the elements of the approach step-by-step for clarity and easy reference. The third level includes more technical details and specific models. An Appendix discusses the technical details of real estate price dynamics. Associated web pages provide electronic spreadsheet templates for the models used as examples in the book. Some features of the book include: - Concepts and tools that are simple and accessible to a broad audience of practitioners; - An approach relevant for all development projects; - Complementarity with the author's Commercial Real Estate Analysis & Investments--the most-cited real estate investments textbook on the market. Flexibility and Real Estate Valuation under Uncertainty: A Practical Guide for Developers is for everyone studying or concerned with the implementation of large-scale or multi-phase real estate development projects, as well as property investment and valuation more generally.

Inspections and Reports on Dwellings is a series of four books, the first three of which have already been published to considerable success. This concluding book covers reports prepared before dwellings are put on the market for sale, whether as a legal requirement or on a voluntary basis. All take into account guidelines laid down by the Courts for this type of work. Sellers' surveys are not new, but only now have standard formats been developed. In England and Wales this is the Home Condition Report, with its Energy Performance Certificate, which can only be prepared by Licensed Home Inspectors. The Home Inspectors hold a Diploma in Home Inspection, sometimes with an add-on Certificate in Valuation of Residential Property for Secured Lending and they are members of a Government approved certification scheme. In Scotland each dwelling must have a Single Survey Report carried out before it goes on the market from 1 December 2008. The Single Survey Report describes the condition, sets out accessibility information, contains a valuation and energy reports. Initially only Chartered Surveyors will be authorised to do this work. Both Inspectors and Surveyors have to follow Codes of Conduct and Practice, carry professional indemnity insurance and allow their reports to be monitored to maintain standards - an entirely new concept. The book examines the relevant legislation and looks closely at the entire qualification and certification process for Home Inspector Valuers. Additionally the likely reaction of sellers, buyers and lenders are discussed. A substantial section is devoted to lending on dwellings and the practicalities of their valuation by the Comparative, Investment and Residual methods following the requirements of the 'Red Book'. Four detailed sample reports are included to demonstrate how reports must be presented. The book is intended for all those engaged in the preparation of reports on dwellings whether experienced, newly qualified or studying. As well as being an essential book for surveyors it will also be of considerable interest to solicitors and estate agents, particularly those based in Scotland. The authors, experienced Chartered Surveyors, have written extensively on the diagnosis of defects in dwellings and are joint authors of the successful EG Books publication The Repair and Maintenance of Houses, 2nd edn.

The essential reference tool for all real estate, property, planning and construction students. Real Estate Concepts provides built environment students with an easy to use guide to the essential concepts they need to understand in order to succeed in their university courses and future professional careers. Key concepts are arranged, defined and explained by experts in the field to provide the student with a quick and reliable reference throughout their university studies. The subjects are conveniently divided to reflect the key modules studied in most property, real estate, planning and construction courses. Subject areas covered include: Planning Building surveying Valuation Law Economics, investment and finance Quantity surveying Construction and regeneration Sustainability Property management Over the 18 alphabetically arranged subject specific chapters, the expert contributors explain and illustrate more than 250 fully cross-referenced concepts. The book is packed full of relevant examples and illustrations and after each concept further reading is suggested to encourage a deeper understanding. This book is an ideal reference when writing essays, assignments and revising for exams.

A step-by-step guide to attracting all the investment funds you will ever need for your next real estate transaction

As the sales of "Real Estate Investing in Canada" have proven, Canadians are looking to real estate investing to build wealth. In his bestselling book "Real Estate Investing in Canada," Don R. Campbell introduces the Authentic Canadian Real Estate (ACRE) system, the first system of its kind to show ordinary Canadians how to profit from investing in residential real estate. Told as a narrative, a typical Canadian couple named Richard and Emma successfully buy their first properties and now are ready to leverage their equity into more properties. In order to achieve their goals, they are introduced to a joint-venture specialist and, with his guidance, they learn how joint-venture partnerships work and secrets and strategies for acquiring new properties that only the pros know.

Richard and Emma build their portfolio -- and their confidence -- and so they leave their jobs to focus on real estate investing full-time. Following a proven 7-step system, Richard and Emma are equipped with the information, strategies and motivation they need to go to the next level by explaining: What are joint-venture partnerships and how do they work to create win-win relationshipsWealth attraction principles-how to become a money magnetHow and where to find joint-venture partners-marketing and lead generation--and separate the wheat from the chaffStructuring a joint venture deal-building a team of experts and the due diligence processLegal structures and agreements, including tax implications19 landmines to avoid in joint venture partnershipsFollowing up with current joint venture partners and duplicating success

The appendices offer valuable time-saving checklists, forms and worksheets, as well as advice on paper flow and time management.

* The first book to explore maintenance management for educational buildings within the educational sector of developing countries * The book brings together a group of top scholars on the much-debated issue of attributes influencing maintenance management * Includes a detailed two-stage Delphi study in the South African education sector as a case study * Highlights and addresses theoretical gaps in existing studies essential for the maintenance management of buildings in developing economies, providing a stimulus for future research

The third edition of Property Valuation: The Five Methods introduces students to the fundamental principles of property valuation theory by means of clear explanation and worked examples. An ideal text for those new to the subject, the book provides 1st year undergraduate students with a working knowledge and understanding of the five methods of valuation and the ways in which they are interlinked. In this fully revised edition, the new author team have: restructured the chapters to ensure a more logical order outlined the economic theory of value and the rules and constraints under which a valuer works provided detailed consideration of each of the five recognised approaches placed a larger emphasis on the Discounted Cash Flow approach These revisions are all written in the concise and accessible style which has made previous editions of the book so successful. The new edition of this textbook will be essential reading for undergraduates on all property, real estate, planning and built environment courses.

Asbestos for surveyors is a practical reference guide for all those responsible for identifying and dealing with asbestos in buildings. The book is based upon the Control of Asbestos at Work Act 2002 and is intended to be a guide to the technical aspects of asbestos and why it was originally used. It illustrates where it may be found in buildings, what type of survey is required and how to undertake it. The information that the dutyholder needs from the surveyor to compile an adequate management plan is also detailed. This edition has been fully revised to take account of the Control of Asbestos Regulations 2006 (SI 2006/2739), which came into force in November 2006. The regulations, which replaced three existing sets of asbestos regulations with a single set of rules, reduce exposure limits and introduce mandatory training for those working with asbestos.
* Practical information on how to identify and manage asbestos.
* Applicable to surveyors and professionals who need to be kept apprised of asbestos removal best practice

From real estate investing guru and popular podcaster James Nelson-ten proven insider steps for dramatically upping your game in today's lucrative real estate market When is the best time to get into the real estate market? "Now," according to Nelson, who draws on scores of evidence to show that any time can be right for jumping into the market, as long as investors have the inside knowledge to get them on the right track. Nelson shows you how to get started in real estate investing and uplevel your game in this practical, easy-to-follow guide that walks you through every step of the process. One of today's leading experts in real estate investing, James Nelson reveals his game-changing approach for making real estate a key part of your investment strategy. The Insider's Edge to Real Estate Investing describes how to identify and purchase properties that align with your goals and experience in the market. Far more than a fix-and-flip guide, however, it then walks you through the process of building a team and creating an expanding portfolio that increases in value and generates ongoing returns. Nelson offers ten proven steps he's learned over his 20-plus years of experience as a real estate broker and investor: 1. Find the Right Property Type 2. Create Your Dream Team 3. Spot the Gems 4. Know What to Look For 5. Initiate the Underwriting Process 6. Raise Capital 7. Close the Deal 8. Reposition the Property 9. Find the Right Tenants 10. Reap the Rewards You'll learn everything you need to know, from locating properties and the fundamentals of underwriting to raising capital and using tax advantages to invest in more properties. As your real estate investing cycle continues, the snowball of value rolls along, bringing in returns that can support your lifestyle, build a legacy, and create a sense of gratification as you help others along the way. Today, you're looking at a world of opportunities available in real estate investing. The Insider's Edge to Real Estate Investing delivers critical information and insights for doing it the right way.

This book explores incentives capable of enhancing the effectiveness of urban planning systems in Sub-Saharan Africa using economic theory as a framework. It argues that urban planning is fundamental to the achievement of sustainable and resilient cities, but against the backdrop of rising levels of urbanisation and growth, poverty, informal development, and climate change, such systems are failing to be promoted and successfully maintained in the region. Across ten chapters, it analyses the connection between urban planning and socio-economic development, indicators of effective urban planning systems, and the role and influence of incentives with real-world evidence. It develops quantitative models to estimate the costs and benefits of urban planning systems, focussing on the developing world where organised data is less accessible. Using Ghana as a case study, it demonstrates a step-by-step approach on how to implement the quantitative models discussed. Economic Incentives in Sub-Saharan African Urban Planning will be useful reading for researchers, policy-makers, development agencies, and students in urban planning, sustainable development, and economics.

The ultimate sales reference for real estate pros--from REALTOR(R) Magazine

In the competitive world of real estate, keeping your business edge can be tough. Now, 1,200 Great Sales Tips for Real Estate Pros comes to the rescue with the best and most practical tips and lists from REALTOR(R) Magazine--all in one volume. It's the quick-access guide you'll turn to every day for the information you need to reach the top and stay there--information such as: 23 steps for generating more leads 5 ways to practice real estate lawfully 5 great sources for mailing lists 6 ways to get positive PR 7 tips for working with foreign real estate buyers 8 1031 exchange rules you can't ignore 5 favorite FSBO flips 5 credit mistakes buyers can avoid 7 nice ways to counter sellers' listing objections 7 steps to get out of a slump 10 steps to creating a successful blog

And dozens more valuable, practical lists

Who will lead your organization into the future? Have you created the systems to properly implement required succession transitions? Have you put the financial tools in place to fund the transition? Do you want a plan that connects with your personal and company core values? When do you include timely planning related to strategy and talent issues? What are the appropriate communication strategies for sharing your plan? What legal issues need consideration related to the strategy, financial, and people aspects of succession? So, what is preventing you from starting this effort tomorrow? Small and family businesses are the bedrock of all businesses. More people are employed by small and family-owned businesses than by all multinational companies combined. Yet the research on small and family businesses is bleak: fewer than one-third of small business owners in the United States can afford to retire. Only 40% of small businesses have a workable disaster plan in case of the sudden death or disability of the owner, and only 42% of small businesses in the United States have a succession plan. Fewer than 11% of family-owned businesses make it to the third generation beyond the founder. Lack of succession planning is the second most common reason for small business failure. Many organizations often wonder where to start and what to do. Succession Planning for Small and Family Businesses: Navigating Successful Transitions presents a comprehensive approach to guiding such efforts. Small and family-owned businesses rarely employ first-rate, well-qualified talent in human resources. More typically, business owners must be jacks-of-all-trades and serve as their own accountants, lawyers, business consultants, marketing experts, and HR wizards. Unfortunately, that does not always work well when business owners embark on planning for retirement or business exits. To help business owners avert problems, this book advises on some of the management, tax and financial, legal, and psychological issues that should be considered when planning retirement or other exits from the business. This comprehensive approach is unique when compared to the books, articles, and other literature that currently exist on the market. This book takes on a bold and integrated approach. Relevant research combined with the rich experiences of the authors connects this thorough, evidence-based approach to action-based approaches for the reader.

This book is a must have for those estate agents who want to work more effectively in order to grow their business and profits. With 12,000 separately owned estate agencies in the UK this book illustrates how new technology and working practices can revolutionise the industry. Technology can help to improve the competitiveness and sometimes-tarnished image of estate agents in the eyes of the general public. The book contains case studies from international markets and shows how competitive the industry is and how each competitor needs to adopt new approaches to outwit rivals - and to reassure an increasingly sceptical public that agents are worth using, add value and earn their commission.

This radical book aims to inject new insight and urgency into the discourse on the retrofitting of commercial and residential buildings in the face of the climate emergency. It is about the why, how and who should take the lead in revolutionising buildings in the face of serious climate and social change. Buildings contribute very significantly to the output of carbon, particularly in developed countries where the stock is old, but it is neither feasible nor desirable to demolish them all and start again! If existing buildings cannot in be replaced in the short-term by new zero carbon stock, retrofitting and adaptation of the existing building stock is critical and urgent. This book explains why and how the improvement of buildings requires a complex, holistic approach that brings all stakeholders together with respect and understanding. Yet to do this against a limited time frame is challenging. The book analyses what must be done, explores how it could be achieved and sets out a manifesto for action by all those engaged: from policy makers, to educationalists, designers, constructors, investors, funders and occupiers. By bringing together authors from across the built environment disciplines, the book stimulates debate within policy, practice and education circles which must lead to action if we are to avoid catastrophe. This is a unique addition to the literature on the sustainability of existing buildings and their retrofitting for the benefit of all.

Leading scholars in the field of law and economics contribute their original theoretical and empirical research to this major Handbook. Each chapter analyzes the basic architecture and important features of the institutions of property law from an economic point of view, while also providing an introduction to the issues and literature.Property rights and property systems vary along a large number of dimensions, and economics has proven very conducive to analyzing these patterns and even the nature of property itself. The contributions found here lend fresh perspectives to the current body of literature, examining topics including: initial acquisition; the commons, anticommons, and semicommons; intellectual property; public rights; abandonment and destruction; standardization of property; property and firms; marital property; bankruptcy as property; titling systems; land surveying; covenants; nuisance; the political economy of property; and takings. The contributors employ a variety of methods and perspectives, demonstrating the fruitfulness of economic modeling, empirical methods, and institutional analysis for the study of both new and familiar problems in property. Legal scholars, economists, and other social scientists interested in property will find this Handbook an often-referenced addition to their libraries.

THE HOUSE-FLIPPING HOW-TO THAT TURNS EVERYDAY PEOPLE INTO ENTREPRENEURS Everyone likes the idea of turning the ugliest house on the block to the best house on the block and making a profit. Until now a system has not been shared on how to successfully complete this task on time and budget without getting your hands dirty. This book not only cracks the code but shares the proven path and system to have a systems based rehab business that makes consistent profits for ordinary everyday people. The Real Estate Rehab Investing Bible reveals the lucrative seven-stage system that allows author Paul Esajian, and his students all across North America, to manage multiple rehab projects at once, while staying on time and under budget to build and grow their wealth. No experience? No problem. You'll learn strategies to find the right properties, negotiate the right offer, identify the right licensed and insured contractor for the job, and get the property sold to a happy homeowner for a profit. No capital? No problem. You'll learn how you can use other people s money to fund your deals and the IRS guidelines that help you keep more of the money you make. By learning and leveraging the principals of rehabbing and real estate, you'll start thinking like a business owner rather than a consumer. Breaking into residential real estate provides an amazing opportunity for those with little, or no experience, and using other people's money. This book gives you the information, education, and systems every investor needs to start flipping and rehabbing houses without doing the work yourself, and withoutlosing your shirt to contractors and bad investing decisions. Find Deals:where and how to find deals, analyzing deals, and estimating repairs in minutes to acquire a rehab Fund Deals:where and how to borrow money, creative financing, and the finance request template to present to asset based lenders and private lenders to fund your deal Fix Deals:how to run a rehab with a proven system without lifting a hammer, identify A+ licensed and insured contractors at wholesale pricing, and what to focus on to maximize your profit Flip Deals:how to properly price, stage, and add the sizzle features to get properties sold within weeks of listing the property by properly analyzing comparables and staging the rehab properly The proven techniques Paul shares work in any location, in any market. If you're ready to get in the game, The Real Estate Rehab Investing Bible teaches you how to play.

The conflict in the Nuba Mountains in central Sudan illustrates how state policies concerning the control of land can cause local conflicts to escalate into large scale wars, which become increasingly difficult to manage or resolve. The conventional perspective on Sudan's recent civil war (1983-2005) - one of the longest and most complex conflicts in Africa - emphasises ethnicity as the main cause. This study, on the contrary, identifies the land factor as aroot cause that is central to understanding Sudan's local conflicts and large-scale wars. Land rights are about relationships between and among persons, pertaining to different economic and ritual activities. Rights toland are intimately tied to membership in specific communities, from the family to the nation-state. Control over land in Africa has been, and still is, used as a means of defining identity and belonging, an instrument to control, and a source of, political power. Membership of these communities is contested, negotiable, and changeable over time. For national governments land is a national economic resource for public and private development, but the interests and rights of rural majorities and their sedentary or nomadic subsistence forms of life are often difficult to harmonise with land policies pursued by national governments. The state's exclusionary land policies and politicsof limiting or denying communities their land rights play a crucial role in causing local conflicts that then can escalate into large-scale wars. Land issues increase the complexity of a conflict, thereby reducing the possibilityof managing, resolving, or ultimately transforming it. The conflict in the Nuba Mountains in central Sudan, the regional focus in this study, is living proof of this transformation. Guma Kunda Komey is Assistant Professor of Human Geography, Juba University, Sudan.

First Published in 2003. Routledge is an imprint of Taylor & Francis, an informa company.