The purpose of this little book is to help people understand the realities of trying to transition from working full-time to achieving genuine semi-retirement. David Mellor is making this journey himself and wanted to share with other people what it is really like. David has selected 30 lessons that he has learned thus far and tried to balance what he has experienced with observations from 30 other people. David's key objective is to present the reader with an opportunity to move forward with confidence and "eyes wide open".

A Globe and Mail Bestseller! A guide for Canadians on how to use real estate as an investment and retirement solution. Leveraging equity in a principal residence and using it wisely to purchase rental property is the solution to a safe, secure retirement for millions of Canadians. Many Canadians who own their home have never considered buying a second property. And nearly one-third of retirees are worried about running out of money. The Real Estate Retirement Plan shows how homeowners can use the tools already available to them — their mortgages — to access the initial capital to invest and prepare for their retirement. This is a proven, validated antidote to today’s historically low savings rates, poor current rates of return, and pressure on CPP and health care. With examples and a detailed discussion of the principles and mechanics, Calum Ross and Simon Giannini demystify real-estate investing and make an irrefutable case for borrowing to invest.