If you knew you couldn't fail, what is the greatest thing you would dare to dream? Is the job you now have the one you've always wanted? As personal success expert Brian Tracy can attest, it's not until you deal with the dissatisfactions of the present that you can move onward and upward to create the wonderful future that is possible for you. This transformative book reveals how everyone can remake themselves and put an end to the chronic stress, unhappiness, and dissatisfaction in career and life. In Reinvention, Tracy helps readers reach this ultimate goal through a series of interactive exercises that show them how to: take control of their careers; turn unexpected shakeups and turbulence into positive occasions for growth; dramatically improve their earning ability; develop the self-confidence to take the kind of risks that lead to rapid advancement; decide on and get the job they really want; set clear goals for their lives; write resumes that get results; determine their own salary range; and more. We live in a time of rapid change but also of unprecedented opportunity. Reinvention supplies readers with a proven system to turn their greatest dreams into reality.

A Globe and Mail Bestseller! A guide for Canadians on how to use real estate as an investment and retirement solution. Leveraging equity in a principal residence and using it wisely to purchase rental property is the solution to a safe, secure retirement for millions of Canadians. Many Canadians who own their home have never considered buying a second property. And nearly one-third of retirees are worried about running out of money. The Real Estate Retirement Plan shows how homeowners can use the tools already available to them — their mortgages — to access the initial capital to invest and prepare for their retirement. This is a proven, validated antidote to today’s historically low savings rates, poor current rates of return, and pressure on CPP and health care. With examples and a detailed discussion of the principles and mechanics, Calum Ross and Simon Giannini demystify real-estate investing and make an irrefutable case for borrowing to invest.

Whether she's a new grandmother, newly single, or just looking for inspiration, "Hot Granny" offers lighthearted yet practical advice for staying fit and fabulous. Author Mel Walsh knows her stuff. She's a syndicated columnist, gerontologist, grandmother of 12, and newlywed. She offers tips on how to stay active, dress well, relate to mates or first dates (in and out of bed), and generally feel great.A section on relationships covers everyone from girlfriends to grandkids, and advice on how to excavate old dreams and pursue new hobbies. "Hot Granny" is the perfect gift book for any woman who's passed the Big Five Oh.

As the baby boomer generation becomes senior citizens and starts to flood into the last stage of life, a new definition and new expectations of retirement and aging are evolving. This is not your father's way of being an older adult. People today tend not to retire in a traditional way. They envision getting older as a challenge to stay active and engaged, a chance to reinvent themselves, and an opportunity to reach for new goals. However, for some, this stage of life can be difficult, bringing with it a whole range of new challenges and obstacles. Along the way, many may deal with mental health problems such as stress and anxiety, grief and depression, drug and alcohol abuse, changes in marital and other relationships, as well as elder abuse. Are you ready? How will you fill your new free time? How will you cope with the psychological changes? Let this book, on coping with the emotional, mental, physical, and spiritual issues of retirement and aging from a psychiatrist's perspective, light the way. This book will help readers deal with common issues across a broad spectrum. It offers treatment options, suggests coping skills, and even deals with spiritual and emotional challenges at the end of life. It will help you invest in relationships, redefine your marriage, and broaden your horizons. It will allow you to take charge of your life in retirement and not just let it happen to you.

Are you daunted by the prospect of retirement? Do you and your partner have dreams for this major transition? Can you envisage a significant life beyond work?

Be inspired to create a significant future beyond retirement. While most books on retirement focus only on money and ways to ensure there is enough of it, Kim Potgieter believes that your finances are inextricably entwined with the dreams you have for your life.

The message of this book has been to preserve and enhance the greatest asset you have – you. We can’t choose how many years we live. But we can choose how much life these years will bring us. Change in life brings uncertainty but our ability to overcome will be determined by our attitude. So make the choice to actively participate in creating your best future. Retirement gives you the freedom to achieve unfulfilled dreams and goals – on your own terms and in your own time. So bring your “A” game to your retirement and make each day count, starting today.

The 78 million members of the "baby boom" generation are beginning to retire. After many years of accumulating assets to spend in retirement, they now must decide how to convert these assets into a steady stream of income. Since the trend has shifted from defined benefit pensions to defined contribution plans such as 401(k) plans, future retirees will be less likely to have a guaranteed stream of income from defined benefit pensions. While Social Security will provide a guaranteed income to most retirees, it will replace only a relatively small proportion of their pre-retirement income. As a result of these trends, many future retirees will rely greatly on their savings to finance their consumption during retirement. This book examines the role of savings and other related issues in retirement readiness.

The financial advice industry - which includes every major bank, mutual fund and investment advisor - has a vested interest in convincing you that you will never be able to afford a decent retirement. Social Security is going bankrupt; pensions have disappeared; and, if you don't save now, you won't have enough time to get the benefit of compounded interest or another long-term rally in the market. The more they scare you, the marketing wisdom goes, the more you're likely to latch onto their services. But the truth is far different from the atmosphere of fear the retirement industry has created.A great retirement is within reach-and not just for those with high-incomes or families who started saving early on. Filled with practical wisdom, and his distinctively ebullient voice, Jonathan Pond's "The Boomer's Guide to a Great Retirement" gives readers the financial advice they need without the scare tactics. Pond also possesses one of the largest databases anywhere in the US on the financial condition of middle and upper-middle classes in each region. The data will give readers the first real accounting of where they stand against their peers in planning for retirement.

Over the past half-century, the number of state and local government workers has grown significantly. In 2006, this sector accounted for about 12 percent of the nation's workforce. Since 1996, accounting standards calling for state and local governments to report their liabilities for future pension costs have been in place, but standards calling for similar treatment of the future costs of retiree health benefits have only recently been issued. It is unclear as yet, what actions state and local governments may take once the future costs of these benefits are known. However, future decisions about the appropriate levels of benefits for retirees will likely occur in a broader context of persistent fiscal challenges that state and local governments will face in the next decade. Hence, concerns have been raised about the public sector's capacity to meet the rising cost of providing its retirees with promised pension and other post-employment benefits, such as retiree health care. State and local retiree benefits are not subject, for the most part, to federal laws governing private sector retiree benefits. Nevertheless, there is a federal interest in ensuring that all Americans have a secure retirement, an interest that is reflected in preferential tax treatment for contributions and investment earnings associated with qualified pension plans in both the public and the private sectors. This is an excerpted and indexed edition.

Most investors spend too much time trying to outguess the market and not enough time thinking about their long-term financial futures. That's why today's retirees (and soon-to-be retirees) need strategies, not stock tips. Nationally recognized Certified Financial Planner(R), radio talk-show personality, and author Raymond J. Lucia shows you little-known concepts that can fatten your savings and boost your standard of living in retirement.
In an easy-to-understand and often humorous style, Lucia details how ideas such as nontraded real estate investment trusts, 72(t) elections, and equity-indexed annuities can give you, the investor, a leg up on the path to retiring in comfort and safety. Lucia brings his 30 years of experience to bear in revealing how and when to tap your retirement plans, ways to use your home as a source of retirement dollars, and how to lower taxes on appreciated company stock. He'll also explain how investing in low-income housing tax credits can help you tax-wise even as you assist others.
Filled with hands-on, in-depth insights and practical advice, this book will give you all the tools you need to win at the retirement game.

Create a new life plan to thrive in your retirement.

"In "Your Retirement, Your Way," Alan and John lead the way to a new and dynamic definition of retirement. They begin with this exciting premise: the more you clearly identify your own personal style, the more you will experience a powerful and fulfilling next chapter in your life. With the variety of guides and road maps they provide, including a sample version of the Birkman (a mini-Birkman), readers can navigate their way to a more confident phase of life that offers both purpose and renewal."
--Dr. Roger W. Birkman, Chairman, Birkman International, Inc.. .

After years of focusing on career and family, most of us embark on the next phase of life with only a vague idea of what will make us happy. But you can guarantee yourself a long and successful retirement with "Your Retirement, Your Way"! . .

Its revolutionary retirement planning approach combines a powerful self-assessment system based on the Birkman Method--a personality assessment system used by companies and government agencies worldwide--with sophisticated financial planning tools and step-by-step guidelines that allow you to: . . . Define your ideal retirement environment. Determine where you are now, financially, and where you want to be. Map out a solid plan for realizing your dreams in the shortest time possible.