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Books > Health, Home & Family > Self-help & practical interests > Retirement
It is the first in a series titled 'Financially Fit'. My motivation
for writing this series came from seeing thousands of people,
including close friends and family, struggle with money throughout
their working lives, never reaching a point of financial freedom.
At the surface it seems so simple: provide for yourself today,
whilst building your wealth to a point where you are financially
secure enough to support yourself for the time when you no longer
want, or are unable, to work. However, the reality is very
different for most people. Very few ever achieve true financial
security and the majority of the population find that "money
worries" rob them of their day-to-day peace of mind. From a young
age I saw my parents struggle with this as well. Arguments over
money - how and where it was being spent, and worry over whether
there would be enough to last until the next payday, let alone
trying to save extra for the future placed tremendous stress on
their marriage. This was ultimately a major factor in their divorce
when I was in my early 20s. This shocked me. I couldn't understand
why they were not able to get this part of their lives together. It
shouldn't have been that hard. I made a commitment to myself that I
would not make the same mistakes - I would have a different future.
This commitment marked the beginning of my journey to discover the
differences between those that have and the have-nots, the people
who did become financially secure versus those that did not. What I
discovered is that the pathway to financial security is actually
quite simple. However, "simple" doesn't necessarily mean "easy."
Like any fitness program, it involves re-training and discipline.
For most people this means un-learning the wrong financial habits,
and learning some new and effective strategies to develop financial
fitness. The great news is that just about anybody can learn these
new habits, put them into action and become financially fit within
just a month or two. What I have tried to do in this series is to
create a simple step-by-step "how-to" guide. My original motivation
of putting 'pen to paper' was, and still is, to produce a blueprint
that my children can follow. This book provides the way forward to
how they can start providing for their futures today. The books in
this series go further than just discussing the principles and
values of becoming financially secure; they also offer practical
tips and techniques that you are able to apply in your own life. My
wish is for you to experience the peace of mind that comes with
giving yourself permission to enjoy your life now, with the
confidence of knowing that you're becoming financially secure with
each passing day.
Everyone with a view to retirement has received and continues to
receive unending financial advice on retirement. The advice comes
from family, friends and professionals. There is such a plethora of
advice on the subject that you invariably wonder what is correct.
Your parents probably started the conversation on saving for your
future by saying something like: "Put aside something for a rainy
day " or "Don't put all your eggs in one basket " While there are
many very financially astute family members and friends, every
individual retirement case is different, and a non-professional may
easily overlook factors that do not personally affect them, or that
they have not encountered. The truth is we need to get retirement
financial advice from a trusted professional who deals with
financial planning for a living. In this book, Jeff Cirino, EMBA,
CFP(r), a professional financial planner and Celebrity Expert(r),
gives you much to ponder over. He has a wealth of experience and
will guide you to review your portfolio carefully. An advocate of
fee-based financial advice, his is an objective approach to your
most important r etirement decisions. You owe it to yourself to
read this book. You will make better financial decisions and you
will better understand the questions that need to be as
In his book, Having The Talk: The Four Keys to Your Parents' Safe
Retirement, Jack Tatar provided a game plan for having one of the
most necessary and vital family conversations-the talk between
adult children and their retired or retiring parents. As Jack
stresses, the talk is best done sooner rather than later and his
approach to having the talk goes beyond just the financial aspects
to also consider what he calls the Four Keys to a Safe Retirement.
In this concise and informative book, Jack collects recent articles
and excerpts from his book on this topic to provide the reader with
an easy to read book that can be read and shared between families
in order to ensure that "the Talk" occurs. In this book, Jack
covers the following: What are the Four Keys to a Safe Retirement?
How do you Begin the Talk? What are the Six Vital Financial
Questions to ask? What are the Danger Signs for Elderly Investors?
What are the 5 Critical Health Questions to Ask? Should we discuss
Long-Term Care Planning? How do you Leave a Legacy in Retirement?
How Can You Find Purpose in Retirement? What is the Secret to a
Longer Retirement? How Important is Social Networking for Retirees?
Should My Parents Move Closer to Me? And more This book also
contains a special offer for all readers to gain 50% off of Jack's
innovative home study program that helps retirees and pre-retirees
to achieve a Safe Retirement.
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