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Books > Health, Home & Family > Self-help & practical interests > Retirement
The U.S. retirement system, and the workers and retirees it was
designed to help, face major challenges. Traditional pensions have
become much less common, and individuals are increasingly
responsible for planning and managing their own retirement savings
accounts, such as 401(k) plans. Yet research shows that many
households are ill-equipped for this task and have little or no
retirement savings. Chapter 1 examines these challenges, drawing
from prior work and others' research, as well as insights from a
panel of retirement experts on how to better ensure a secure and
adequate retirement, with dignity, for all. Chapter 2 examines key
challenges U.S. participants face with: (1) unclaimed retirement
accounts in the United States, and (2) complying with U.S. tax
reporting requirements on their foreign retirement savings.
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