Stop living from paycheck to paycheck. Achieve Financial Independence. Retire Early. Join the FIRE movement that’s igniting the world.

Everybody wants to scrape together enough money to escape the rat race and live their dreams. But very few people are willing to put in the effort and make the sacrifices required for this to happen.

Building wealth is not about buying expensive toys.

Nor is building wealth the same as making money. That’s like saying that having children is the same as going on a date.

And to extend that analogy, as far as salaries are concerned, it’s not the size that matters, it’s what you do with it.

Learn how you can save money every month, no matter who you are, or how much you earn.

Learn how to avoid the mistakes that lead to financial ruin.

Discover how the rich and famous throw their money away.

And learn why it’s better to build wealth slowly than to just have lots of money.

This is no get-rich-quick scheme. It won’t be easy. That’s why it’s called Hard Money.

Work while they sleep. Learn while they party. Save while they spend. Then live like they dream.

You have a very slim chance of winning the lottery. You have a better chance of building wealth slowly. If you have the right attitude.

If you want it bad enough.

Understanding Retirement Planning provides students with a comprehensive understanding of the real-world applications of retirement planning, as well as an exploration of the opportunities and challenges they will likely face in their career as a retirement planner. As students progress through the five modules within the anthology, they move from learning the basics of retirement planning to develop knowledge and skills centered around holistic retirement planning. They learn the importance of including the emotional, psychological, and financial needs of clients into their planning and how that consideration makes them more effective. Students also examine social programs and explore solutions that can reduce the potential economic impacts of government policy changes aimed at social programs. Readers are challenged to explore common unconscious biases, cultural expectations, and discriminations to better understand how these factors affect financial and retirement planning. The collection also discusses the retirement-planning challenges faced by all clients, including clients that are generally considered underserved, including older/aging workers, women, and LGBTQ individuals and couples. A comprehensive and enlightening collection, Understanding Retirement Planning is well suited for courses in financial planning.