Your life's second chapter is a chance to create your best life. This cannot be left to chance. Is it time for a money makeover?

Kim Potgieter is a leading authority on holistic financial planning. She has helped hundreds of clients put money in its right place – making sure it enables them to live the life they really want, one filled with inspiration and meaning.

She is going to guide you through a radical relook at your life, and your money to become the best modern elder you can be.

What are the secrets to a healthy, happy, and wealthy retirement?

To answer that question, longtime Morningstar columnist and podcaster Christine Benz asked 20 retirement thought leaders to go deep on a single lesson that they believe contributes to success in retirement.

These lessons range from nitty gritty financial matters to quality-of-life considerations that help pre-retirees and retirees maximize their “time on earth” allocations.

On the financial side of the ledger, the book delves into knowing your retirement income style (Wade Pfau), understanding how your spending might change in retirement (David Blanchett), and organizing your portfolio to support in-retirement cash flows (William Bernstein).

Other interviews probe softer but no less important considerations, such as how to spend in order to optimize happiness (Ramit Sethi), the value of burnishing relationships later in life (Laura Carstensen), and living life so that you have no regrets in the end (Jordan Grumet). These lessons help soon-to-retire and already-retired individuals and their advisors tackle retirement with confidence, wisdom, and a specific plan for maximizing their financial and human capital.

When you think about retirement, what comes to mind? Maybe it has something to do with stopping work, but should it? Whatever your plans for retirement are, do you know how to achieve them? Do you know how your pensions, ISAs, property and everything else will come together to deliver the lifestyle you want one day?

In this deeply practical book, 25-year veteran financial planner Pete Matthew walks you through the three phases of retirement:

• The Home Straight – the last five or ten years before retirement, when it’s time to get everything in place and aligned
• The Great Transition – for many of us, retiring is a process not an event and it looks different for each of us
• The New Normal – once we’re settled into our new life, we need to keep everything under review and look towards some later life planning

In this book, you’ll find everything you need to KNOW and everything you need to DO to plan and enjoy your perfect retirement.

God’s Waiting Room: Racial Reckoning at Life’s End is a poignant and immersive exploration of life in a South African nursing home, built atop a graveyard left behind by the forced removals of apartheid. Through the lens of Casey Golomski’s seven years of immersive research, the book offers a glimpse into the lives of the residents and caregivers of “Grace” nursing home. This institution, both a symbol of apartheid’s lingering scars and a microcosm of racial, social, and generational divides, becomes a space for exploring the tensions and reconciliations that emerge at the end of life.

At its core, the book confronts the painful history of apartheid, a system of racial segregation that displaced millions and dehumanized generations. As the older white residents and younger Black caregivers co-exist within Grace, they must navigate a complex dynamic born from decades of systemic violence. Golomski reveals, through vivid conversations and reflections, how these everyday interactions become moments of racial reckoning, tempered by the shared reality of aging and mortality.

What sets God’s Waiting Room apart is its narrative form. Golomski artfully combines creative nonfiction with ethnography, weaving together the past and present of his subjects’ lives in a single day-long tour of the home. Told in breathtakingly intimate and witty conversations with the home’s residents and nurses, including the untold story of Nelson Mandela’s Robben Island prison nurse, readers learn how ageism, sexism, and racism intersect and impact health care both in South Africa and in the United States, as well as create conditions in which people primed to be enemies find grace despite the odds. The stories of seven individuals highlight the tension between care and prejudice, survival and memory, as they reckon with the apartheid era’s haunting legacy.

It's time to embrace the slower pace! There's no denying it - you're OLD, but that comes with a lot of perks. You can say the most outrageous things and somehow get away with it. You can dress however you damn well please. And after learning from so many mistakes, you're now as wise as you are wizened. It's your time to recline, and this hilarious book will show you how it's done.

Since the 1970s early exit from work has become a major challenge in modern welfare states. Governments, employers, and unions alike once thought of early retirement as a peaceful solution to the economic problems of mass unemployment and industrial restructuring. Today governments and international organizations advocate the postponement of retirement and an increase in activity among older workers. Comparing the USA, eight European countries, and Japan, this book demonstrates significant cross-national differences in early retirement across countries and over time. The study evaluates the impact of major variations in welfare regimes, production systems, and labor relations. It stresses the importance of the 'pull factor' of extensive welfare state provisions, particularly in Continental Europe; the 'push factor' of labor shedding strategies by firms, particularly in Anglo-American market economies; and the role of employers and worker representatives in negotiating retirement policies, particularly in coordinated market economies. Over the last three decades, early retirement has become a popular social policy and employment practice in the workplace, adding to the fiscal crises and employment problems of today's welfare states. Attempts to reverse early retirement policies have led to major reform debates. Unilateral government policies to cut back on social benefits have not had the expected employment results due to resistance from employers, workers, and their organizations. Successful reforms require the cooperation of both sides. This study provides comprehensive empirical analysis and a balanced approach to studying both the pull and the push factors affecting early exit from work needed to understand the development of early retirement regimes.

Most people know Dave Ramsey as the guy who did stupid with a lot of zeros on the end. He made his first million in his twenties—the wrong way—and then went bankrupt. That’s when he set out to learn God’s ways of managing money and developed the Ramsey Baby Steps. Following these steps, Dave became a millionaire again—this time the right way.

After three decades of guiding millions of others through the plan, the evidence is undeniable: if you follow the Baby Steps, you will become a millionaire and get to live and give like no one else.

In Baby Steps Millionaires, you will:

• Take a deeper look at Baby Step 4 to learn how Dave invests and builds wealth
• Learn how to bust through the barriers preventing them from becoming a millionaire
• Hear true stories from ordinary people who dug themselves out of debt and built wealth
• Discover how anyone can become a millionaire, especially you

Baby Steps Millionaires isn’t a book that tells the secrets of the rich. It doesn't teach complicated financial concepts reserved only for the elite. As a matter of fact, this information is straightforward, practical, and maybe even a little boring. But the life you'll lead if you follow the Baby Steps is anything but boring! You don’t need a large inheritance or the winning lottery number to become a millionaire. Anyone can do it—even today. For those who are ready, it’s game on!

Financial advisor and TV presenter Emmanuel Asuquo, is here to prove that learning about money does not have to be boring, especially as we battle through the current cost of living crisis. Get Your Money Right is a no-nonsense, no jargon guide to money, written by the TV financial expert Emmanuel Asuquo who grew up in Tower Hamlets, where nobody talked about money, looking at Canary Wharf, where he thought everybody talked about it all day. It is designed to take you from wherever you are financially to a place where you are in CONTROL of your money, so that you can earn more of it, build wealth and finally, pass it on to the next generation. Emmanuel takes complicated financial principles and break them down into practical, easy-to-understand concepts; he may be an Instagram superstar, but he is also a certified financial adviser as well. He explains the basics of finance and what you must look out for - whether it is getting a Money Mindset, Building Good Financial Habits, through to how to spend it on property, cars, pensions or savings. To make all of this more understandable, he shares stories of clients he has helped and the mess they were in before they met him, giving specific tips into how he helped them out of their situation. Get Your Money Right will allow you to understand: The UK Financial System, Financial Education in the UK, Money Mindset, Building Good Financial Habits, Working a Nine-to-Five, Running a Business/Setting up a Side Hustle, Budgeting, How to Spend Money, The UK Credit System, Borrowing, Saving, Pensions, Investing, Property, Protecting your assets, Generational Wealth, Philanthropy Usually, with money, you need to learn from your mistakes, but now you can just read this book and learn from other people's and the advice of a qualified financial adviser. We can confirm that this book is great investment - it is the first step to understanding your money and making it work for you. Time to take CONTROL.

What's your biggest, wildest dream of what retirement could look like? Not the dream you think is reasonable. Your best dream. The unreasonable one. The one you might have trouble admitting even to yourself.

What if your retirement could be even better than that?

In this new, breakthrough follow-up to Dare to Dream, Brittany Anderson and Bryan Sweet redefine what it means to dream big when it comes to retirement. Having dedicated their lives to helping people just like you plan for and achieve impossible dreams, Anderson and Sweet now share their secrets for unlocking the full potential of your imagination-and your retirement.

Follow The Dream Architect(TM) process step by step to reignite your creativity, think like a kid again, and unlock the dreams that are already inside you, just waiting to be discovered. Don't settle for a status-quo retirement. Pick up Dream Architecture today and build a retirement beyond what's possible.

Approaching retirement and frustrated with her job, Siobhan Daniels made a BIG decision: to start living life on her own terms. Rather than hiding from life's challenges, she bought a motorhome and drove off to find them. Retirement Rebel is Siobhan's honest and uplifting story of how one woman stepped off the merry-go-round of life, slowed down and started enjoying the journey. Of how she sold up, packed up and hit the roads of the UK with no real plan, embarking on a positive-ageing adventure and hoping to inspire women across the country with her message that retirement could actually be the start of life's adventures. With no shortage of mishaps and hardships along the way - not least being commanded to 'stay at home' during the Covid lockdowns, despite always being at home wherever she was - Siobhan's story can inspire us all. Her message is that we can make simple lifestyle changes to feel happier and more fulfilled. Because at the end of the day, age shouldn't be a barrier to having an adventure.

From the #1 independent financial advisor in America, ranked three times by Barron s a guide to making the most of your retirement plans and assuring long-term financial security.Everyone knows that saving for your retirement is important. Yet only half of all eligible Americans contribute to a retirement plan. That s because all plans including the 401(k), 403(b), 457, and even the IRA are complicated, confusing, and costly. New York Times bestselling author and acclaimed financial advisor Ric Edelman has counseled thousands of savers and retirees and has accumulated his advice in this book.
Edelman has created a step-by-step guide. With illuminating prose and simple explanations, he shares everything you need to know as a plan participant: how to contribute even when you think you can t afford to, how to make wise choices among your investment options, and how to convert your 401(k) into income so you can provide yourself with the lifestyle you want in retirement. Along the way, he debunks the myths and clears up the confusion.

See the funny side of ageing with this collection of amusing observations, silly suggestions and humorous illustrations - the perfect gift for any birthday girl or boy with more than a few candles on their cake So you're a little bit older. So what? Just because you're getting on a bit doesn't mean you have to start acting ancient. The universe is over 13 billion years old, and you're probably nowhere near that yet - well, not quite anyway. Frankly, it's never too early to start enjoying your second childhood, to stop taking life so seriously and to start acting a bit silly again. This book will be your go-to guide for inspiration and merriment while clocking up birthdays like they're going out of fashion. Across these pages, you'll find all kinds of wild recommendations and questionable advice, including: Things it's never too late to do Grown-up and less grown-up ways to behave at work How to keep up with modern technology Ways you can blend in with younger people Things you can have tantrums about as you get older So forget the creaking joints or fleeing follicles and embrace the opportunities for mischief and mirth - after all, growing old doesn't mean growing up!