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Books > Health, Home & Family > Self-help & practical interests > Retirement
This intriguing book shows how to successfully expatriate one's
funds, assets, and even oneself and one's family, for safety,
profit, privacy, and an inexpensive, better life. The idea of
moving to a new country has always been of interest to adventurous
beings who relish the notion of basking in a beautiful place where
one can live like a king for dimes on the dollar. The dream is
achievable, but only if you first safely move your assets. That is
what Freedom Without Borders: How to Invest, Expatriate, and Retire
Overseas for Personal and Financial Success is all about. Written
for anyone seriously concerned about strategies for protecting
assets, as well as lifestyle, this comprehensive guide covers
everything one needs to know to do that successfully outside of the
United States. The book focuses on personal finance considerations
for those contemplating moving or investing abroad, rather than on
culture aspects of such a decision. It presents specific
alternatives for finding-and shifting assets to-an ideal haven,
showing readers how to protect personal wealth even as they
discover a freer, more peaceful way to live, invest, and/or retire.
Profiles of over two dozen popular and potential expat havens An
expat haven tax guide Sources for medical and travel insurance A
list of important contacts An appendix of statistics, charts, and
tables Suggested reading
One of the most important financial plans you can have is saving and
investing for your retirement. Quite simply, the success of this plan
determines whether you’re going to live comfortably after you stop
working.
The Financial Times Guide to Saving and Investing for Retirement will
lead you through a bewildering maze of financial tools and provide
advice on crucial investment decisions. It provides everything you need
to know about how to save and invest so that you can successfully plan
for your retirement. It is packed with invaluable information on taxes,
ISAs, pensions, investing across different assets and buying property.
The Financial Times Guide to Saving and Investing for Retirement will
help you:
- Identify your financial objectives and work out how to
achieve them
- Learn how to invest for a specific goal and time
- Find out about taxes and other rules that may impact your
wealth
- Understand why it’s essential to be actively involved in
managing your post-work income
Is this the right book for me?Are you only a few years away from
retirement and fearful of how you will manage, particularly in the
current financial climate? This book is aimed at those about to
retire who want to make the most of their money in retirement but
it's about much more than just pensions. All other aspects of
managing finances for retirement are covered, from getting the best
deal on a current account to leaving an inheritance in the most tax
efficient way. And all in just one handy, portable book complete
with jargon-buster!Each chapter covers a specific aspect of
retirement finances providing the facts in an understandable way,
along with advice and tips. Throughout the book, case studies and
the author's extensive personal experience of dealing with pension
planning are used to clearly illustrate the points being made. No
book can replace specific tailored advice from an expert but this
book will help you to make more of your money through your own
actions and tell you exactly where expert help is needed.Written in
a clear and reassuring way it will melt away the mystique of
pensions and tackle the all-round financial aspects of planning for
a comfortable retirement. Plan a Secure Retirement includes:Chapter
1: What do you want from retirement?Chapter 2: Things to consider
and researchChapter 3: How much money will you need?Chapter 4:
Understanding pensionsChapter 5: Pension choices: part 1Chapter 6:
Pension choices: part 2Chapter 7: Shopping around for a better
pensionChapter 8: Tax and National InsuranceChapter 9: Investment
basicsChapter 10: Investments: deposit accounts and National
SavingsChapter 11: Collective investmentsChapter 12: Investments:
pensions and annuities Chapter 13: Ongoing investment
strategyChapter 14: Equity releaseChapter 15: Getting adviceLearn
effortlessly with a new easy-to-read page design and added
features:Not got much time?One, five and ten-minute introductions
to key principles to get you started.Author insightsLots of instant
help with common problems and quick tips for success, based on the
authors' many years of experience.Test yourselfTests in the book
and online to keep track of your progress.Extend your
knowledgeExtra online articles to give you a richer understanding
of retirementFive things to rememberQuick refreshers to help you
remember the key facts.Try thisInnovative exercises illustrate what
you've learnt and how to use it.
The purpose of this book is to celebrate a unique generation, ther
multitude of 70+ seniors of the 21st century, who lead purposeful,
rewarding and independent lives in specially designed retirement
communities.The authors, in their early 80's, "live it up" each and
every day in their chosen community. With humor, wistfulness,
seriousness and common sense, they introduce some of their
neighbors and provide a bird's eye view of active life after
retirement. With its congenial anecdotes and pithy insights, this
volume can give enjoyment to readers of all ages, but will be of
most interest to the 70+ folks and their families, who have been
wondering how mom and dad will spend their later years. It will
answer questions, such as why, when, where and how to choose a
community, and give an overview of varied activities in the
residents' daily lives. Topics include extending one's perspective,
a typical day, pet care, exercise, semi-retirement, coping with
illness, forming relationships, and many others.The whimsical
illustrations, created by resident, Shirley Walters, depict
everyday retirement activities.We invite you to visit our community
by leafing at random through the pages of this book. Enjoy Renate
Donovan and Patricia Haenslye-mail: [email protected]
TIRED OF YOUR IRA EARNING LOUSY RETURNS IN TRADITIONAL
INVESTMENTS?Want to know the secret to increasing returns in your
IRA that your investment advisor may not even be aware of?Many
people have found great success in investing in real estate over
the past few decades but few are aware that you can hold real
estate investments within your IRA. Not only can you hold these
investments, you can use the power of leverage through non-recourse
loans to substantially increase your returns. Within this book you
will learn: How self-directed IRAs function. What a non-recourse
loan is and how it works. Why your CPA and investment advisor may
not be aware of these options. What the IRS has to say about real
estate in an IRA. The step-by-step actions to get started earning
great returns.You don't have to take the investments offered by
your bank or financial institution - you can choose Rather than
watching your retirement funds inch slowly forward, put that money
to work and live the retirement of your dreams
A comprehensive guide to 401(k) investing as well as a manual for
applying the proven process of Value Averaging to your 401(k). This
book will help you better understand your 401(k) and potentially
generate increased retirment income through Value Averaging your
401(k). In addition, you will: Fully understand the benefits of
401(k) investing Avoid making costly 401(k) investment mistakes
Understand the power of Value Averaging Achieve higher 401(k)
returns through Value Averaging Increase your level of retirement
income Apply the easy-to-use Value Average CalculatorT Visit
www.401kFortune.com
Do you know your Number?
What happens if you don't make it to your Number?
Do you have a plan?
The often-avoided, anxiety-riddled discussion about financial
planning for a secure and fulfilling future has been given a new
starting point in "The Number" by Lee Eisenberg. The buzz of
professionals and financial industry insiders everywhere, the
Number represents the amount of money and resources people will
need to enjoy the active life they desire, especially post-career.
Backed by imaginative reporting and insights, Eisenberg urges
people to assume control and responsibility for their standard of
living, and take greater aim on their long-term aspirations.
From Wall Street to Main Street USA, the Number means different
things to different people. It is constantly fluctuating in
people's minds and bank accounts. To some, the Number symbolizes
freedom, validation of career success, the ticket to luxurious
indulgences and spiritual exploration; to others, it represents the
bewildering and nonsensical nightmare of an impoverished existence
creeping up on them in their old age, a seemingly hopeless
inevitability that they would rather simply ignore than confront.
People are highly private and closed-mouthed when it comes to
discussing their Numbers, or lack thereof, for fear they might
either reveal too much or display ineptitude.
In "The Number," Eisenberg describes this secret anxiety as the
"Last Taboo," a conundrum snared in confusing financial lingo. He
sorts through the fancy jargon and translates the Number into
commonsense advice that resonates just as easily with the aging
gods and goddesses of corporate boardrooms as it does with ordinary
people who are beginning to realize that retirement is now just a
couple of decades away. Believing that the Number is as much about
self-worth as it is net worth, Eisenberg strives to help readers
better understand and more efficiently manage all aspects of their
life, money, and pursuit of happiness.
This is just the beginning… Retirement is a fresh chapter,
another adventure and permission to try something new. It’s also
a great time to take care of your health, your money and your
everyday happiness. This is the essential guide to your new life of
opportunity, relaxation and enjoyment, whether you’re in need of
inspiration for holidays and hobbies or advice on staying active,
mentally sharp and emotionally fulfilled. Practical, insightful and
enlivening, these ideas are perfect for any newcomer to full-time
freedom.
Retirement is a time ripe with exciting possibilities that offer
fresh choices and the opportunity for a brand new start.
Expectations are high now that you have the time and the resource
to finally fulfil some long-held wishes and you can now start
living the kind of life you've always dreamed of. But retirement is
also a time of huge adjustment, both financially and emotionally.
All those supposedly life-changing opportunities and choices can,
in reality, seem confusing and overwhelming; you've lost your
previous professional identity and the prospect of those long,
empty days can appear daunting, dull and depressing. So how do you
make sure that your retirement turns out to be everything you've
always hoped it would be? Brilliant Retirement will help you
weigh-up and clearly think through all the opportunities and
possibilities that retirement is likely to present and will show
you how to plan and prepare so you can approach and live out your
retirement with confidence. Deciding when to retire is the first
step and these days the choices available are more diverse than
ever. Reduced hours, voluntary work, flexible working and career
changes are just some of the alternatives to simply stopping work.
But how do you choose which, and when, is right for you? Brilliant
Retirement will explain all the options, helping you make reasoned
and well-informed decisions. Financial concerns are a big
consideration and often at the top of any retiree's list. So
Brilliant Retirement will help you assess your current and future
financial position to make sure it is healthy and robust enough to
cope with the likely demands of retirement. A fit mind and body are
vital and this book offers a wealth of advice on remaining
physically fit and mentally sharp so you can enjoy a long, happy
and fulfilling retirement. How do you fill and make the most of all
that extra time you'll suddenly have? And how do you manage and
adjust to the inevitable changes you will experience in your
relationships? Brilliant Retirement will explain what may happen
and why, it'll describe the pitfalls to avoid and show you how to
make some small changes that will ensure all remains fine on the
home front. This book is the culmination of one retired man's
mission to bring together everything he wishes he had known when he
was retiring; all the information and advice he was unable find
when he needed it most. The result is an enlightening, informative
and practical combination of personal experiences and the latest
research which will help you to make your retirement the best, most
happy and most fulfilling time of your life.
The Employer's Handbook to 401(k) Savings Plans is a must-have
resource for any company that is considering implementing, or is
already sponsoring, an employee benefits plan. Author Christian D.
Rahaim expertly guides employers through the challenging,
ever-changing, and heavily scrutinized processes involved with
employee benefits and compensation. this approachable guide more
invaluable than ever before. Rahaim covers the three major
components of offering a 401(k) savings plan: preparation,
implementation, and maintenance. Rahaim walks employers through the
plan-selection process, which involves careful research, analysis,
and, most importantly, the assistance of outside experts. He
continues with advice on putting the plan into practice, investing
401(k) monies, understanding fiduciary responsibilities, and
improving communications. The Employers' Handbook to 401(k) Savings
Plans also includes a thorough discussion of recent laws, such as
the Sarbanes-Oxley Act of 2002 Economic Growth and the Tax Relief
Reconciliation Act (EGTTRA). Savings Plans is the only source
employers, fiduciaries, advisors, and administrators need to remain
informed and updated on the increasingly controversial, legislated,
and litigated topic.
Achieve Anything is a life-changing book that helps you see how you
can master your mindset, take action now and develop the critical
habits that will help you deliver mind blowing results with
anything you dare to achieve. This essential how-to guide is for
all of you ready-to-roll'ers and tired-triers of the world who
would love a fast and simple solution to start achieving more, from
your regular day-to-day to-do's to your wildest dreams! Achieve
Anything is here to help you do just that. It will show you how to
achieve more and enjoy it. It is: * Easy to read, * Easy to
understand, and * Simple to implement. That trio makes it easier to
get the results you want! If you follow the 7 simple steps in this
book, you will pursue only those goals which matter to you, achieve
them sooner and enjoy the process more. You will learn about the
knowing-doing gap, the expectation versus reality gap, the 7-Day
Success Cycle and the MTO goal-setting method and how they, amongst
others, will help you build strong habits to achieve your dreams.
If you have struggled to achieve everything you want, this is the
time for you. This book will help you get comfortable, build your
confidence and start to achieve anything you desire. Read this
book, put in the effort and watch your life change!
It can be scary to approach retirement and realize that you're
not financially prepared. The situation doesn't get any better when
you consider factors such as increasing longevity, reduced and
underfunded government pensions, and increasing health needs
requiring expensive insurance coverage.Author Jeremy Foxon, a
shipping and logistics professional, has improved his own
retirement outlook even though he started saving late. Now he
shares solutions to help you boost savings--no matter where you
live. This guidebook can help you assess your current financial
position; build a stock portfolio that can create wealth quickly;
invest in alternative financial products; and evaluate your options
so that you can make the right decisions.
Whatever your situation, it's never too late to take action to
achieve retirement goals. Enjoy your later years and leave behind a
legacy for your children, loved ones, or a cause you care about
with A Late Starter's Guide to Retirement."None of us have the
luxury of turning back the clock. We have to move forward by making
the best of what we have. You might even find that you have more
than you think, thanks to Jeremy Foxon, who will show you how you
could change your financial fortunes for the better."--Dr. David
Kuo, CEO of the Motley Fool Singapore
An attractive, easy to use library of information about
productive activities that are available to help retirees lead
stimulating and fulfilling lives. "365 Ways... DEGREESR includes
suggestions for how a retiree can become involved in education,
environmental activities, competitive sports, volunteering,
politics, hobbies, and international travel.
DEGREESI365 Ways..." is the product of a collaborative effort of
two experienced professionals in the field of aging. They have
brought together, in one attractive, easy to use guide, a library
of information about various activities that are available to help
retired persons lead stimulating and fulfilling lives.
"365 Ways..." includes hundreds of suggestions for retired
persons to become involved in service to the community, additional
education, environmental activities, competitive sports,
volunteering, politics, hobbies, and travel here and abroad. Most
importantly, "365 Ways..." provides the reader with an essential
resource for where to go to obtain more information about the
different activities -- information that has never before been
compiled in one easy to use book. This is a necessary reference
tool for all public libraries and for special collections for the
retired.
It's not your imagination: the wealthy "do" get wealthier, while
you still struggle from paycheck to paycheck. In this eye-opening
money manual, seasoned certified public accountant Joseph Rouse
explores why millions of hard-working, middle-class Americans like
you have such a hard time making ends meet and then delivers a
no-fail plan for taking charge of your financial destiny.
Rouse examines today's social, political, and economic realities
that force most people to work long hours and even multiple jobs
just to get by. And he tells how and why, if you aren't careful,
you will most certainly lose your ability to retire at all.
Rouse's must-have guide to financial freedom delivers the tools
and guidance you need to stop feeling helpless and start managing
your finances with confidence. With his straightforward, solid,
empowering approach, you will learn how to overcome every obstacle
placed in your way by politicians, mass media, and your own
temptations; destroy debt forever; and get on your way to building
an impressive nest egg for yourself and your family.
At last, anyone and everyone can get ahead, achieve financial
security, and enjoy a much-deserved, rich retirement
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