Picture your ideal retirement.

Is it spending time with your family and friends?

Traveling with your spouse?

Providing for your grandchildren?

do you see yourself spending those hard-earned retirement years sweating over the stock market's swings, praying that you'll have enough left to pay your power bill when the dust settles?
Dave Glisczynski has focused on retirement planning since he started out in the financial planning business in 1987, and he has been an independent specialist since 2001. He's guided hundreds of clients to a safe and comfortable retirement - one that doesn't include spending your "golden years" on a white-knuckle ride on the market roller coaster.
In Retirement Autopilot, Dave covers the information you need to make the right choices - the choices that will mean peace of mind, and a reliable income to last you the rest of your life.

You'll learn:
- How much risk is right for your portfolio - and why you probably have that percentage backward.
- Why the financial expert who's helped you through the accumulation phase of your money may not be the right person to get you safely through the distribution phase.
- What your broker won't tell you about investing in the stock market
- How to create a reliable income stream, AND grow your money
- New solutions to investment needs, and new products that will fill your income buckets - with low or no risk.
- What questions should you ask a financial advisor before you hand over your nest egg?

"You don't have to accept risk in order to grow your money."

What readers discover in this book is the woeful ineffectiveness of retirement planning as practiced by Wall Street and the brokerage industry. In place of this failed approach Jalbert offers the logic of financial tools provided by the insurance industry. These tools, though not well known in the marketplace, are many, varied and most often free of the risk associated with volatile markets.
His mission is to design retirement plans that are as foolproof as possible, and making sure that a stable and predictable lifelong income is provided under any economic circumstances.

Whether you're a retiree interested in protecting your assets, a business owner interested in saving taxes or a pre-retiree in need of a sound retirement income plan this book may have the answers you need NOW The ultimate guide to protecting your nest egg from predatory estate and income taxes, volatile and unpredictable financial markets, and a navigational chart to steer your financial ship through these turbulent times to obtain the peace of mind that comes from a worry free retirement.

Problems seem to bother those the least that plan the most...

Lying awake nights wondering if you'll run out of money before you run out of breath? That's the reality facing millions of Americans today in a rapidly aging society of economic instability, devastated nest eggs, skyrocketing healthcare costs and plummeting purchasing power. Is it possible to realistically plan for a comfortable retirement in these uncertain times?
In a word, yes. Not only is it possible, but that's exactly what this book is about: How to create a retirement plan to support your lifestyle throughout your and your spouse's lives, then distribute your estate to your heirs in the most beneficial and tax-efficient way.
Donald Moore, a preeminent retirement planner, has worked with hundreds of clients over many years to chart the right course for each individual and couple to achieve their retirement dreams.
A veteran of the industry and one of the most successful retirement planners in the northwest Florida and southwest Alabama area, Moore can help you determine...
- Whether or not your assets areproperly positioned
- How much capital you'll need to produce a comfortable retirement income
- The kinds of savings and investments you'll need to achieve your goals
- How much you should set aside each month for savings and investments
- The kind of tax-advantaged investments best suited to your needs
- The monthly income your family will need in the event of your death
- The amount and type of life and disability insurance you need
Take heart if you are among the nearly half of American workers today who have never tried to calculate how much money you'll need to live comfortably in retirement.

So long nostalgia, and goodbye resignation! This book of quotes reminds us that growing old isn't about slowing down and taking it easy-it's a chance to ask, "What's next?" "Aging is an extraordinary process where you become the person you should have been." -David Bowie Sixty is the new fifty, seventy's the new sixty, and older is getting younger every day. With fun, forward-looking, and inspiring quotes, So Who's Counting is the ideal gift for baby boomers or anyone reaching a major age milestone. Instead of cloying sentimentality or the standard sagging-body-part jokes, it strikes the perfect balance of humor, guidance, reflection, bon mots. Quotes are divided into eight sections, such as "As Old as You Feel," "Laughter: The Best Prescription," and "Aged to Perfection." So Who's Counting is all about aging with gusto and celebrating what lies ahead.

We are now experiencing one of the most significant - but not yet fully understood - revolutions in human life: the dramatic rise in life expectancy. This revolution does not imply, as most people usually think, that we've simply got more years of old age. Rather, it implies the formation of a new period in human life: the Age of Wisdom. When Dr Zvi Lanir reached retirement age, he was ready to admit that he was no longer young, but he did not feel old at all. The Wisdom Years is the product of Lanir investigating this 'hidden age' and finding out how to make the most of it. People who are able to prepare themselves for this new age will be able to enjoy an active, wise and satisfying stage of life, which will enable them to delay their 'old age' to the very end of their life. The Wisdom Years provides a practical, thought-provoking and life-changing read for both people embarking on retirement and younger people who would like to mindfully prepare themselves in advance. Derived from Dr Lanir's lifetime of work experience in identifying mindsets that are no longer helpful, it reveals how to reframe our thought processes so that we can live life based on our 'functional age' rather than our 'chronological age'. The result is a book that carries a unique and inspiring message: life after retirement is to be enjoyed as a new, exciting and uplifting journey of personal evolution.

Since the 1970s early exit from work has become a major challenge in modern welfare states. Governments, employers, and unions alike once thought of early retirement as a peaceful solution to the economic problems of mass unemployment and industrial restructuring. Today governments and international organizations advocate the postponement of retirement and an increase in activity among older workers. Comparing the USA, eight European countries, and Japan, this book demonstrates significant cross-national differences in early retirement across countries and over time. The study evaluates the impact of major variations in welfare regimes, production systems, and labor relations. It stresses the importance of the 'pull factor' of extensive welfare state provisions, particularly in Continental Europe; the 'push factor' of labor shedding strategies by firms, particularly in Anglo-American market economies; and the role of employers and worker representatives in negotiating retirement policies, particularly in coordinated market economies. Over the last three decades, early retirement has become a popular social policy and employment practice in the workplace, adding to the fiscal crises and employment problems of today's welfare states. Attempts to reverse early retirement policies have led to major reform debates. Unilateral government policies to cut back on social benefits have not had the expected employment results due to resistance from employers, workers, and their organizations. Successful reforms require the cooperation of both sides. This study provides comprehensive empirical analysis and a balanced approach to studying both the pull and the push factors affecting early exit from work needed to understand the development of early retirement regimes.

Everyone deserves to be able to retire with dignity, but this core feature of the social contract is in jeopardy. Companies have swerved away from pensions, and most of the workforce has woefully inadequate retirement savings. If we don't act to fix this broken system, rates of impoverishment for senior citizens threaten to skyrocket, and tens of millions of Americans reaching retirement age in the coming decades will be forced to delay retirement and will experience a dramatic drop in their standard of living. In Rescuing Retirement, Teresa Ghilarducci and Tony James offer a comprehensive yet simple plan to help workers save for retirement, increase retirement savings by earning higher returns, and guarantee lifelong income for everyone. Built on people's own money in individual Guaranteed Retirement Accounts, the plan requires no new taxes, no more bureaucracy, and no increase in the deficit. Speaking to Americans' growing anxiety about their ability to retire, Rescuing Retirement provides answers to anyone wanting to understand the growing movement to protect a period of life once considered a deserved time of rest and creativity and offers a practical guide to the future of secure retirement.

Since the 1970s early exit from work has become a major challenge in modern welfare states. Governments, employers, and unions alike once thought of early retirement as a peaceful solution to the economic problems of mass unemployment and industrial restructuring. Today governments and international organizations advocate the postponement of retirement and an increase in activity among older workers. Comparing the USA, eight European countries, and Japan, this book demonstrates significant cross-national differences in early retirement across countries and over time. The study evaluates the impact of major variations in welfare regimes, production systems, and labor relations. It stresses the importance of the 'pull factor' of extensive welfare state provisions, particularly in Continental Europe; the 'push factor' of labor shedding strategies by firms, particularly in Anglo-American market economies; and the role of employers and worker representatives in negotiating retirement policies, particularly in coordinated market economies. Over the last three decades, early retirement has become a popular social policy and employment practice in the workplace, adding to the fiscal crises and employment problems of today's welfare states. Attempts to reverse early retirement policies have led to major reform debates. Unilateral government policies to cut back on social benefits have not had the expected employment results due to resistance from employers, workers, and their organizations. Successful reforms require the cooperation of both sides. This study provides comprehensive empirical analysis and a balanced approach to studying both the pull and the push factors affecting early exit from work needed to understand the development of early retirement regimes.

There is no such thing as a job for life anymore. People are getting outsourced, paid less, told to work longer hours and are being replaced with Robots and imminently Artificial Intelligence. "The Financial Freedom Guarantee" is for people that really want to start doing what they LOVE to do instead of doing what they have to do to pay the bills. "The Financial Freedom Guarantee" teaches you how to create enough Passive Income from Four Award Winning Property Investment Tools that create enough Positive Cash-flow to replace your Living Expenses. Meaning you never have to rely on a Salary ever again.

Discover how retirement can lead to new spiritual possibilities.

What now? Where do I go from here?

In many parts of the world, retirement from the daily workforce is a door you walk through in order to discover your soul. In the last third of life, it is an opportunity to focus on the goals that are most important to you.

"Creating a Spiritual Retirement" invites you to examine your spiritual life and explore ways of making it more meaningful, from three different perspectives: "The Individual Spirit" Contemplate the possibilities for spiritual growth that come with retirement from the daily workplace

"The Great Spirit" Discover how to look for the sacred in this life, in both ordinary and extraordinary ways "Practical Spirituality" Create your path to more fully develop a spiritual practice that will provide support, strength, challenge, and comfort in the later years of life.With creative exercises and warm, practical advice, this book is a helpful tool for anyone on their retirement journey.

This unusual "guidebook" helps you deepen your relationship with the unseen but no less real presence of spirit in your life. Each chapter focuses on a particular idea for consideration from a spiritual point of view, and concludes with a reflection and questions designed to help you explore your thoughts during this important time in life.

"Retirement can be a time rich in understanding of ourselves and others. It is a time to gather the wisdom we have gained through the years and make it our own. It is a time to take care of unfinished business. It is a time to look beyond the surface of our lives to the deeper inner meaning that is a part of each of us. It is truly a time to connect with our own inner spirit or soul and with the Great Spirit that animates all life." from the Introduction

Supportive, insightful, and inspiring, Creating a Spiritual Retirement will help you make the next stage in your life a meaningful one.

There are nine key reasons people fail at retirement--and they're not what you think. Are you working to avoid these major retirement fails? Every day, people just like you, people who have worked hard and saved carefully for retirement, make decisions that will eventually crack their nest egg. Just because you added to your 401(k) or IRA plan every year, invested wisely, and amassed significant savings, you are not necessarily home free. Ready or not, your decisions all along the retirement path can positively or negatively affect your financial future. In Retirement Fail, top financial advisor Greg Sullivan shares the insights he has gained over his thirty-five-year career in wealth management to help you identify potential pitfalls and learn how to safeguard your hard-earned retirement assets. Because, contrary to what most people think, it is not poor portfolio performance that usually busts your retirement accounts. Rather, it's the emotional decisions you make that can cause major problems. Whether it's buying a vacation home that is beyond your reach, subsidizing your adult kids to a degree that is ill advised, or passing on the umbrella insurance your advisor recommended, the choices you make have an enormous effect on whether you'll be able to enjoy the comfortable retirement you've dreamed about. Retirement Fail: Lays out the nine common hazards that trip up otherwise well-prepared retirees, encouraging you to think through your decisions and set a course aligned with your values and your ultimate goals Goes beyond traditional financial advice, using personal stories to illustrate how others have become mired in--or solved--these financial dilemmas Creates a valuable framework you can use to chart your path or begin conversations with your advisor, so that you can act to protect your financial independence The numerical side of financial planning is one thing--the far more difficult task is looking at the way the decisions we make impact our own future and those around us. Whether you are working with a financial advisor or are going it alone, Retirement Fail shows you the points you need to pay attention to and helps you figure out what your priorities are--and what tradeoffs you may have to make in order to achieve them.