Tell 'em That's MY Money You're Messing With is an invaluable resource for anyone who plans on one day retiring or who is already retired. It contains the fiduciary practices from The Center For Fiduciary Studies at The University of Pittsburgh making it an invaluable report for: All 401(k) participants; who unwittingly may be subjected to an employer's negligence, resulting in a hidden yet large loss to their portfolios. All employers who have delegated the 401(k) responsibilities to other professionals, believing they have abdicated their fiduciary responsibility. Most Important; All seniors who wish to safely stay ahead of inflation. Author Gordon Bell AIFA TM brings over 35 years of consumer research experience, going behind the Hidden Data Line to reveal what are essentially trade secrets. In a clear easy to understand language, Bell points out the steps that define prudence leading to a more secure and affluent retirement. Tell 'em That's MY Money You're Messing With, reveals a litany of fiduciary concerns that can lead to getting market like returns with no risk of principal, reducing taxes to 1.5 per cent, and owning long-term care insurance without the costly premium anyone contemplating retirement, no matter their current status.

How many Sunbelt residents have you ever met who have relocated to the Northeast to retire? Why is the vast percentage of migration between these two areas mostly in one direction? What is the lure of the Sunbelt? Why does it shine so brightly in the hearts and minds of Northeasterners? SHELDON BRODSKY (not his real identity) shares some of his own experiences and perspectives on this phenomenon in this humorous tract designed to tickle your ribs while sobering your expectations, many of which could possibly be based upon hearsay or misinformation. Wherever you plan to retire, his message is that you should not mindlessly migrate but rather LOOK BEFORE YOU LEAP, PROCEED WITH CAUTION, AND NEVER COMMIT TO YOUR NEW ENVIRONMENT INTRACTABLY

Every year, millions of Americans retire--and many of them wonder what went wrong. What they envisioned as a graceful pirouette into the golden years often leads instead to a rude awakening. Why? We all know about financial planning for retirement, but emotional and social planning is just as important. This book deals with the issues of purpose and structure, self-esteem, emotional and social roles, resources, and the special issues of women who retire. Based on the results of a survey of successful retirees, it helps readers to learn from their experiences and benefit from their own hard-won wisdom. In many ways, today's retirees are pioneers, charting new courses for their unprecedented long futures. This book looks at the changing faces, definitions, and models of retirement in order to help those who are looking forward to their own. It enables readers to identify and avoid some of the typical pitfalls of retirement: moving too quickly from a fast-paced schedule to a life of total leisure; giving up home, friends, and community to move to a strange location; expecting your spouse to cooperate with your own retirement plans; and doing too much--or too little.

Fewer than 20% of Baby Boom women will experience a secure retirement. Marriage, education, occupation, home ownership--these variables predict their future. Possession of all four indicates retirement security, and absence of any increases risk of old-age poverty. This riveting sociological study also examines the social relations and structures that will determine the retirement experience, options, and decisions for more than 40 million Baby Boom women. These women's material base and social status are examined through the use of empirical data, and the key predictors of their retirement are identified.

The massive entry of Baby Boom women into the labor force increases the importance of retirement planning for working women. It comes at a time when existing research models and data are outdated and inadequate to effectively predict their future retirement experience. Over the past 30 years, American men and their spouses have benefited from the linear, undifferentiated model of the traditional male retirement. For the Baby Boom generation, however, the nature of work has changed significantly. The current retirement model may not serve Baby Boom men as well as in the past, let alone Baby Boom women. In contrast, this book offers a new, dynamic model that considers the social and work structures influencing women's lives and that accurately reflects the predictors and parameters of Baby Boom women's retirement.

Charlie Emery has been an active, self-taught investor for over twenty years. He has invested in his 401K plan at work as well as regular and Roth IRAs. He has learned the hard way, by trial and error, what does and doesn't work. Building on that experience, You Can Do It Yourself Investor's Guide seeks help today's working investor, most of whom will not have a traditional pension plan to fall back on when they retire.

If you are familiar with or willing to learn to work with a spreadsheet program like Excel; you can chart your own investments effectively. By spending a few hours each week managing your own investments and following a disciplined plan of action for your investments, you can plan for your long-term financial health. Emery also provides a top-down plan for the ETF investor who doesn't have a lot of time or money to spend managing their portfolio, along with a bottom-up plan that takes a little more time, but offers better rewards. This helpful guide can help you make your way past the financial planners and investment advisors who promise you big returns, but rarely deliver on their promises.

You can manage your own investments and plan your financial future effectively. The time to start is now.

Mike and Barbara Bivona have danced their way around the world, embracing the colorful rhythms of each country and culture in their travels. Now, Mike, the author of Dancing Around the World with Mike and Barbara Bivona, returns to share more of their globe-trotting adventures in part one of a new travel memoir series. While cruising the islands, they witnessed lava flowing into the surf off the shores of Hawaii and danced on a nightclub floor that once saw the white-uniformed officers of the warships anchored at the naval station in Pearl Harbor. Mike describes the thrill and challenge of learning the intricate steps of the Argentine tango in Buenos Aires and, more importantly, absorbing its proper attitude from master dancers. The brimstone fumes wreathing the slopes of Mt. Vesuvius transported them back in time, as the frozen bodies of the unlucky residents of Pompeii and Herculaneum-as well as the evidence of Romans' lively erotic imagination left on walls and sculptured into clay-inspired numerous colorful conversations. Mike and Barbara's shared passion for art and history has led them to seek out the haunts of other lovers of adventure-Columbus, Ponce de Leon, General Custer, circus impresario John Ringling, and the elderly jazz musicians in New Orleans. Part memoir and part travelogue, this volume offers you a trip around the world with the Bivonas-without ever leaving your chair.

Over time, the responsibility for providing for a financially secure retirement has shifted towards the individual. Building on a new structure applied to insights drawn from behavioral finance, this book analyzes the perspectives of individuals with regard to their financial situation in retirement and compares the actions they take with ideal behavior. The work provides new insights into the broadly defined topic of individual retirement-specific financial planning behavior.

Discover Your Unique Gift

"Creative aging is a choice . If we remember that transition always begins with endings, moves on to a wilderness period of testing and trying, and only then do we reach the beginning of something new, then we can embrace this encore period of life with hope and curiosity, remembering always that it is our true nature to be creative, to be always birthing new ways of sharing our planet together." from the Epilogue

In a practical and useful way, Marjory Zoet Bankson explores the spiritual dimensions of retirement and aging. She offers creative ways for you to share your gifts and experience, particularly when retirement leaves you questioning who you are when you are no longer defined by your career.

Drawing on stories of people who have reinvented their lives in their older years, Bankson explores the issues you need to address as you move into this generative period of life: Release Letting go of the vocational identity associated with your career or primary workResistance: Feeling stuck, stagnant, resisting changeReclaiming Drawing energy from the past, discovering unused giftsRevelation Forming a new vision of the futureCrossing Point Moving from stagnation to generativityRisk Stepping out into the world with new hopeRelating Finding or creating new structures for a new kind of work"

Craft your complete retirement plan with help from this straightforward and robust blueprint In the newly revised Third Edition of The New Retirement: The Ultimate Guide to the Rest of Your Life, best-selling and award-winning retirement author Jan Cullinane delivers an organized, engaging, and holistic treatment of retirement planning. With extensive updates and additions throughout, the book includes surveys, questionnaires, and worksheets to help readers understand and apply the critical steps affecting retirement planning. In this book, you'll also find: Fresh and informative examples from real people about all aspects of their retirement journey, from savings and tax issues to location selection to second careers/remote work, and leaving a legacy Thorough explorations of niche retirement lifestyles, established locations, and new retirement communities Discussions of critical issues affecting potential and current retirees, including health, relationships, politics, climate, demographics, and working Perfect for anyone contemplating full or phased retirement, as well as for those who are already retired, The New Retirement, 3rd edition, is an invaluable handbook for planning the penultimate chapter of your life.

"Dychtwald and Morison offer a brilliant and convincing perspective: an essential re-think of what 'aging' and 'retirement' mean today and an invitation to help mobilize the best in the tidal wave of Boomer Third Agers." --Daniel Goleman, PhD, Author, Emotional Intelligence: Why It Can Matter More Than IQ Throughout 99 percent of human history, life expectancy at birth was less than 18 years. Few people had a chance to age. Today, thanks to extraordinary medical, demographic, and economic shifts, most of us expect to live long lives. Consequently, the world is witnessing a powerful new version of retirement, driven by the power and needs of the Baby Boomer generation. Consumers over age 50 account for more than half of all spending and control more than 70% of our total net worth - yet are largely ignored by youth-focused marketers. How will work, family, and retirement be transformed to accommodate two billion people over the age of 60 worldwide? In the coming years, we'll see explosive business growth fueled by this unprecedented longevity revolution. What Retirees Want presents the culmination of 30 years of research by world-famous "Age Wave" expert Ken Dychtwald, Ph.D., and author and consultant Robert Morison. It explains how the aging of the Baby Boomers will forever change our lives, businesses, government programs, and the consumer marketplace. This exciting new stage of life, the "Third Age," poses daunting questions: What will "old" look like in the years ahead? With continued advances in longevity, all of the traditional life-stage markers and boundaries will need to be adjusted. What new products and services will boom as a result of this coming longevity revolution? What unconscious ageist marketing practices are hurting people - and business growth? Will the majority of elder boomers outlive their pensions and retirement savings and how can this financial disaster be prevented? What incredible new technologies of medicine, life extension, and human enhancement await us in the near future? What purposeful new roles can we create for elder boomers so that the aging nations of the Americas, Europe, and Asia capitalize on the upsides of aging? Which pioneering organizations and companies worldwide have created marketing strategies and programs that resonate with the quirky and demanding Boomer generation? In this entertaining, thought-provoking, and wide-ranging book, Dychtwald and Morison explain how individuals, businesses, non-profits, and governments can best prepare for a new era - where the needs and demands of the "Third Age" will set the lifestyle, health, social, marketplace, and political priorities of generations to come.