Fewer than 20% of Baby Boom women will experience a secure retirement. Marriage, education, occupation, home ownership--these variables predict their future. Possession of all four indicates retirement security, and absence of any increases risk of old-age poverty. This riveting sociological study also examines the social relations and structures that will determine the retirement experience, options, and decisions for more than 40 million Baby Boom women. These women's material base and social status are examined through the use of empirical data, and the key predictors of their retirement are identified.

The massive entry of Baby Boom women into the labor force increases the importance of retirement planning for working women. It comes at a time when existing research models and data are outdated and inadequate to effectively predict their future retirement experience. Over the past 30 years, American men and their spouses have benefited from the linear, undifferentiated model of the traditional male retirement. For the Baby Boom generation, however, the nature of work has changed significantly. The current retirement model may not serve Baby Boom men as well as in the past, let alone Baby Boom women. In contrast, this book offers a new, dynamic model that considers the social and work structures influencing women's lives and that accurately reflects the predictors and parameters of Baby Boom women's retirement.

Charlie Emery has been an active, self-taught investor for over twenty years. He has invested in his 401K plan at work as well as regular and Roth IRAs. He has learned the hard way, by trial and error, what does and doesn't work. Building on that experience, You Can Do It Yourself Investor's Guide seeks help today's working investor, most of whom will not have a traditional pension plan to fall back on when they retire.

If you are familiar with or willing to learn to work with a spreadsheet program like Excel; you can chart your own investments effectively. By spending a few hours each week managing your own investments and following a disciplined plan of action for your investments, you can plan for your long-term financial health. Emery also provides a top-down plan for the ETF investor who doesn't have a lot of time or money to spend managing their portfolio, along with a bottom-up plan that takes a little more time, but offers better rewards. This helpful guide can help you make your way past the financial planners and investment advisors who promise you big returns, but rarely deliver on their promises.

You can manage your own investments and plan your financial future effectively. The time to start is now.

Mike and Barbara Bivona have danced their way around the world, embracing the colorful rhythms of each country and culture in their travels. Now, Mike, the author of Dancing Around the World with Mike and Barbara Bivona, returns to share more of their globe-trotting adventures in part one of a new travel memoir series. While cruising the islands, they witnessed lava flowing into the surf off the shores of Hawaii and danced on a nightclub floor that once saw the white-uniformed officers of the warships anchored at the naval station in Pearl Harbor. Mike describes the thrill and challenge of learning the intricate steps of the Argentine tango in Buenos Aires and, more importantly, absorbing its proper attitude from master dancers. The brimstone fumes wreathing the slopes of Mt. Vesuvius transported them back in time, as the frozen bodies of the unlucky residents of Pompeii and Herculaneum-as well as the evidence of Romans' lively erotic imagination left on walls and sculptured into clay-inspired numerous colorful conversations. Mike and Barbara's shared passion for art and history has led them to seek out the haunts of other lovers of adventure-Columbus, Ponce de Leon, General Custer, circus impresario John Ringling, and the elderly jazz musicians in New Orleans. Part memoir and part travelogue, this volume offers you a trip around the world with the Bivonas-without ever leaving your chair.

Over time, the responsibility for providing for a financially secure retirement has shifted towards the individual. Building on a new structure applied to insights drawn from behavioral finance, this book analyzes the perspectives of individuals with regard to their financial situation in retirement and compares the actions they take with ideal behavior. The work provides new insights into the broadly defined topic of individual retirement-specific financial planning behavior.

Do you know your Number?
What happens if you don't make it to your Number?
Do you have a plan?
The often-avoided, anxiety-riddled discussion about financial planning for a secure and fulfilling future has been given a new starting point in "The Number" by Lee Eisenberg. The buzz of professionals and financial industry insiders everywhere, the Number represents the amount of money and resources people will need to enjoy the active life they desire, especially post-career. Backed by imaginative reporting and insights, Eisenberg urges people to assume control and responsibility for their standard of living, and take greater aim on their long-term aspirations.
From Wall Street to Main Street USA, the Number means different things to different people. It is constantly fluctuating in people's minds and bank accounts. To some, the Number symbolizes freedom, validation of career success, the ticket to luxurious indulgences and spiritual exploration; to others, it represents the bewildering and nonsensical nightmare of an impoverished existence creeping up on them in their old age, a seemingly hopeless inevitability that they would rather simply ignore than confront. People are highly private and closed-mouthed when it comes to discussing their Numbers, or lack thereof, for fear they might either reveal too much or display ineptitude.
In "The Number," Eisenberg describes this secret anxiety as the "Last Taboo," a conundrum snared in confusing financial lingo. He sorts through the fancy jargon and translates the Number into commonsense advice that resonates just as easily with the aging gods and goddesses of corporate boardrooms as it does with ordinary people who are beginning to realize that retirement is now just a couple of decades away. Believing that the Number is as much about self-worth as it is net worth, Eisenberg strives to help readers better understand and more efficiently manage all aspects of their life, money, and pursuit of happiness.

THE BEST IS YET TO COME Today's retirees are anything but retiring, with many choosing to relocate to
enjoy life to the fullest. CHOOSE FLORIDA FOR RETIREMENT shows you
how to travel, live, learn, play, and even work in Florida. Interested in starting a new business or exploring a second career? Taking up a new hobby? Continuing your education? Volunteering your time? All of the above? The choice is yours. From the Atlantic Coast to the Gulf Coast, you'll find everything you need for a new beginning in the Sunshine State. Inside you'll find up-to-date information on:
Local costs of living and real estate markets
Business and education opportunities
Recreation and community offerings
Medical care and safety Whether your idea of retirement is taking it easy or taking it to the limit, CHOOSE FLORIDA FOR RETIREMENT is your ticket to the best years of
your life.

Stop risking everything to make your investment advisor rich The stock market crash of 2008 proved one thing: traditional retirement planning advice simply doesn't work. The risks are too enormous. Trusting the stock market is like gambling with your family's future. But how do you plan for retirement without risking everything? Enough Bull shows you how, with an easy-to-understand, simple-to-apply strategy for a better retirement. Enough Bull overturns the conventional wisdom about retirement planning, and offers the simple secrets to securing a comfortable retirement. In an accessible and straightforward style, this practical guide explains how it's possible to save for retirement starting later in life, retire comfortably on less money, and incur less risk. Updated to apply to both the U.S. and Canada, this new second edition offers a message of hope for average, cash-strapped baby boomers by detailing a step-by-step plan for avoiding all the traps, doing the exact opposite of what the major financial institutions recommend, and still coming out further ahead. * Invest only in safe investments that will never decline * Get out of the stock market and mutual funds forever * Why waiting to save for retirement may beat starting early * Elect to receive the CPP pension at exactly the right age * Avoid the common scams that lead to financial disaster More than ever before, retirees are frightened and stressed out about finances. There never seems to be enough to pay current bills, let alone save thousands in RRSPs and 401Ks, yet the large financial institutions bombard us with fearful messages of destitution unless we maximize our contributions. The truth is this makes them rich, and you poor. Cut through the noise, stop taking the bait, and discover how you can have a comfortable future without sacrificing the present. Enough Bull provides the plan, you just need to act.

A complete guide to one of the most popular types of retirement options, Continuing Care Retirement Communities (CCRCs). In this book you will earn what CCRCs are, how they operate, and what they offer. Also, how to locate CCRCs and how to determine which one is right for you.

Never retire. Rechargement and not retirement. Plan for this early in life. Do not wait until it's too late.

TIRED OF YOUR IRA EARNING LOUSY RETURNS IN TRADITIONAL INVESTMENTS? Want to know the secret to increasing returns in your IRA that your investment advisor may not even be aware of? Many people have found great success in investing in real estate over the past few decades but few are aware that you can hold real estate investments within your IRA. Not only can you hold these investments, you can use the power of leverage through nonrecourse loans to substantially increase your returns. Within this book you will learn: How self-directed IRAs function. What a non-recourse loan is and how it works. Why your CPA and investment advisor may not be aware of these options. What the IRS has to say about real estate in an IRA. The step-by-step actions to get started earning great returns. You don't have to take the investments offered by your bank or financial institution - you can choose Rather than watching your retirement funds inch slowly forward, put that money to work and live the retirement of your dreams

This affirming, positive, and practical book will better prepare retirees and their families for the changes and challenges of retirement in an uncertain economic, social, and political climate. A Simple Guide to Retirement: How to Make Retirement Work for You is a book for older Americans planning for retirement. It is also for people who have left work before they were ready and are now experiencing anxiety, depression, and/or financial weakness in their new role as retirees. Written to be at once affirming, positive, and practical, the book covers all of the many topics that will help retirees better prepare themselves for a positive, fulfilling, and satisfying retirement-beginning with financial security. These topics include saving for retirement, working part time, staying healthy and fit, dealing with the emotional and financial burden of health care, cultivating optimism, and much more. Case examples and vignettes will help readers apply the principles to their own lives. 10 illustrations