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Books > Health, Home & Family > Self-help & practical interests > Retirement
Your life's second chapter is a chance to create your best life. This cannot be left to chance. Is it time for a money makeover?
Kim Potgieter is a leading authority on holistic financial planning. She has helped hundreds of clients put money in its right place – making sure it enables them to live the life they really want, one filled with inspiration and meaning.
She is going to guide you through a radical relook at your life, and your money to become the best modern elder you can be.
The number of people living into their late nineties and early hundreds is growing by the day. The notion that you have to retire at 65 is becoming outdated and, more importantly, impractical and even financially hazardous. However, the question remains: How do you provide for yourself should you live to a ripe old age, as is very likely?
Irrespective of where you currently are in life – starting out in your career, approaching retirement, or already retired – living longer fundamentally challenges the traditional mindset of a retirement date being a line drawn in the sand.
To 100 & Beyond provides sound, tried-and-tested advice on how to approach living a longer, financially secure life, including how to invest wisely, generate alternative income streams, handle your tax affairs and plan your estate. Practical, real-life examples make this book an easy-to-understand, highly accessible tool that can help you to achieve financial freedom so that you, too, can live your best life now and into retirement.
The people who face the biggest dangers from the COVID-19 pandemic are pensioners.
The virus places their lives at greater risk, and their limited finances are under serious
threat. They need to take action now to ensure they keep themselves financially afloat. And
the COVID-19 virus is not their only threat. They were already faced with the major fallout
from state capture under Jacob Zuma’s presidency and the resulting downgrading of South
Africa to junk status and the plummeting of the value of the rand.
This book clearly explains the challenges facing pensioners, and outlines what they can
do to improve their situation. Written by award-winning author Bruce Cameron and leading financial planner Wouter Fourie, and based on research by the country’s largest pension
fund administrator, Alexander Forbes, as well as life companies Just SA and Sanlam, this
book is essential for anyone concerned about their financial future.
Financial advisor and TV presenter Emmanuel Asuquo, is here to
prove that learning about money does not have to be boring,
especially as we battle through the current cost of living crisis.
Get Your Money Right is a no-nonsense, no jargon guide to money,
written by the TV financial expert Emmanuel Asuquo who grew up in
Tower Hamlets, where nobody talked about money, looking at Canary
Wharf, where he thought everybody talked about it all day. It is
designed to take you from wherever you are financially to a place
where you are in CONTROL of your money, so that you can earn more
of it, build wealth and finally, pass it on to the next generation.
Emmanuel takes complicated financial principles and break them down
into practical, easy-to-understand concepts; he may be an Instagram
superstar, but he is also a certified financial adviser as well. He
explains the basics of finance and what you must look out for -
whether it is getting a Money Mindset, Building Good Financial
Habits, through to how to spend it on property, cars, pensions or
savings. To make all of this more understandable, he shares stories
of clients he has helped and the mess they were in before they met
him, giving specific tips into how he helped them out of their
situation. Get Your Money Right will allow you to understand: The
UK Financial System, Financial Education in the UK, Money Mindset,
Building Good Financial Habits, Working a Nine-to-Five, Running a
Business/Setting up a Side Hustle, Budgeting, How to Spend Money,
The UK Credit System, Borrowing, Saving, Pensions, Investing,
Property, Protecting your assets, Generational Wealth, Philanthropy
Usually, with money, you need to learn from your mistakes, but now
you can just read this book and learn from other people's and the
advice of a qualified financial adviser. We can confirm that this
book is great investment - it is the first step to understanding
your money and making it work for you. Time to take CONTROL.
It's time to embrace the slower pace! There's no denying it -
you're OLD, but that comes with a lot of perks. You can say the
most outrageous things and somehow get away with it. You can dress
however you damn well please. And after learning from so many
mistakes, you're now as wise as you are wizened. It's your time to
recline, and this hilarious book will show you how it's done.
Approaching retirement and frustrated with her job, Siobhan Daniels
made a BIG decision: to start living life on her own terms. Rather
than hiding from life's challenges, she bought a motorhome and
drove off to find them. Retirement Rebel is Siobhan's honest and
uplifting story of how one woman stepped off the merry-go-round of
life, slowed down and started enjoying the journey. Of how she sold
up, packed up and hit the roads of the UK with no real plan,
embarking on a positive-ageing adventure and hoping to inspire
women across the country with her message that retirement could
actually be the start of life's adventures. With no shortage of
mishaps and hardships along the way - not least being commanded to
'stay at home' during the Covid lockdowns, despite always being at
home wherever she was - Siobhan's story can inspire us all. Her
message is that we can make simple lifestyle changes to feel
happier and more fulfilled. Because at the end of the day, age
shouldn't be a barrier to having an adventure.
See the funny side of ageing with this collection of amusing
observations, silly suggestions and humorous illustrations - the
perfect gift for any birthday girl or boy with more than a few
candles on their cake So you're a little bit older. So what? Just
because you're getting on a bit doesn't mean you have to start
acting ancient. The universe is over 13 billion years old, and
you're probably nowhere near that yet - well, not quite anyway.
Frankly, it's never too early to start enjoying your second
childhood, to stop taking life so seriously and to start acting a
bit silly again. This book will be your go-to guide for inspiration
and merriment while clocking up birthdays like they're going out of
fashion. Across these pages, you'll find all kinds of wild
recommendations and questionable advice, including: Things it's
never too late to do Grown-up and less grown-up ways to behave at
work How to keep up with modern technology Ways you can blend in
with younger people Things you can have tantrums about as you get
older So forget the creaking joints or fleeing follicles and
embrace the opportunities for mischief and mirth - after all,
growing old doesn't mean growing up!
From the #1 independent financial advisor in America, ranked three
times by Barron s a guide to making the most of your retirement
plans and assuring long-term financial security.Everyone knows that
saving for your retirement is important. Yet only half of all
eligible Americans contribute to a retirement plan. That s because
all plans including the 401(k), 403(b), 457, and even the IRA are
complicated, confusing, and costly. New York Times bestselling
author and acclaimed financial advisor Ric Edelman has counseled
thousands of savers and retirees and has accumulated his advice in
this book.
Edelman has created a step-by-step guide. With illuminating prose
and simple explanations, he shares everything you need to know as a
plan participant: how to contribute even when you think you can t
afford to, how to make wise choices among your investment options,
and how to convert your 401(k) into income so you can provide
yourself with the lifestyle you want in retirement. Along the way,
he debunks the myths and clears up the confusion.
Acting as the executor, representative, or administrator of an
estate is a complicated and time-consuming task. It's time
consuming, complicated, and emotionally taxing. Here is a
comprehensive guide to help you understand the basics of the
procedures that settle an estate Readers say it best: "This book
covers all aspects of estate settlement in a complete and thorough
manner.", "The book is written in easy-to-understand terms, with
lots of good practical advice.", "I actually bought it to place in
my file cabinet along with my Trust documents, Living Will and
other documents", "We liked it so much, I bought this book for a
friend who was handling a new estate." .In practical and
straightforward language, it covers all aspects of estate
administration, including funeral arrangements, organ donation,
administering probate, dealing with the deceased's assets and
liabilities, and personal representative's compensation. You will
understand not only your responsibilities but the responsibilities
of those who will be assisting you. Tables of state income tax
rates, intestacy laws, and state-by-state probate requirements are
also included, and a glossary, index, and list of recommended works
complete this handbook.
This is just the beginning… Retirement is a fresh chapter,
another adventure and permission to try something new. It’s also
a great time to take care of your health, your money and your
everyday happiness. This is the essential guide to your new life of
opportunity, relaxation and enjoyment, whether you’re in need of
inspiration for holidays and hobbies or advice on staying active,
mentally sharp and emotionally fulfilled. Practical, insightful and
enlivening, these ideas are perfect for any newcomer to full-time
freedom.
Is this the right book for me?Are you only a few years away from
retirement and fearful of how you will manage, particularly in the
current financial climate? This book is aimed at those about to
retire who want to make the most of their money in retirement but
it's about much more than just pensions. All other aspects of
managing finances for retirement are covered, from getting the best
deal on a current account to leaving an inheritance in the most tax
efficient way. And all in just one handy, portable book complete
with jargon-buster!Each chapter covers a specific aspect of
retirement finances providing the facts in an understandable way,
along with advice and tips. Throughout the book, case studies and
the author's extensive personal experience of dealing with pension
planning are used to clearly illustrate the points being made. No
book can replace specific tailored advice from an expert but this
book will help you to make more of your money through your own
actions and tell you exactly where expert help is needed.Written in
a clear and reassuring way it will melt away the mystique of
pensions and tackle the all-round financial aspects of planning for
a comfortable retirement. Plan a Secure Retirement includes:Chapter
1: What do you want from retirement?Chapter 2: Things to consider
and researchChapter 3: How much money will you need?Chapter 4:
Understanding pensionsChapter 5: Pension choices: part 1Chapter 6:
Pension choices: part 2Chapter 7: Shopping around for a better
pensionChapter 8: Tax and National InsuranceChapter 9: Investment
basicsChapter 10: Investments: deposit accounts and National
SavingsChapter 11: Collective investmentsChapter 12: Investments:
pensions and annuities Chapter 13: Ongoing investment
strategyChapter 14: Equity releaseChapter 15: Getting adviceLearn
effortlessly with a new easy-to-read page design and added
features:Not got much time?One, five and ten-minute introductions
to key principles to get you started.Author insightsLots of instant
help with common problems and quick tips for success, based on the
authors' many years of experience.Test yourselfTests in the book
and online to keep track of your progress.Extend your
knowledgeExtra online articles to give you a richer understanding
of retirementFive things to rememberQuick refreshers to help you
remember the key facts.Try thisInnovative exercises illustrate what
you've learnt and how to use it.
Craft your complete retirement plan with help from this
straightforward and robust blueprint In the newly revised Third
Edition of The New Retirement: The Ultimate Guide to the Rest of
Your Life, best-selling and award-winning retirement author Jan
Cullinane delivers an organized, engaging, and holistic treatment
of retirement planning. With extensive updates and additions
throughout, the book includes surveys, questionnaires, and
worksheets to help readers understand and apply the critical steps
affecting retirement planning. In this book, you'll also find:
Fresh and informative examples from real people about all aspects
of their retirement journey, from savings and tax issues to
location selection to second careers/remote work, and leaving a
legacy Thorough explorations of niche retirement lifestyles,
established locations, and new retirement communities Discussions
of critical issues affecting potential and current retirees,
including health, relationships, politics, climate, demographics,
and working Perfect for anyone contemplating full or phased
retirement, as well as for those who are already retired, The New
Retirement, 3rd edition, is an invaluable handbook for planning the
penultimate chapter of your life.
Set yourself up for a successful transition. Retirement is perhaps
the greatest and most deeply personal career transition you'll ever
make. Will you switch gears, slow down, or stop work entirely? Will
you have the money, the good health, and the companionship you need
to enjoy it? The HBR Guide to Designing Your Retirement provides
the practical tips, research, stories, and advice you need to take
stock of your skills and interests and define retirement for
yourself. You'll learn how to: Assess your readiness to make the
transition Craft a plan to slow your pace—or stop working
altogether Experiment with possible future selves Find new ways to
apply old skills Communicate your plan to key partners Bridge your
old identity to your new one Stay connected Arm yourself with the
advice you need to succeed on the job, with the most trusted brand
in business. Packed with how-to essentials from leading experts,
the HBR Guides provide smart answers to your most pressing work
challenges.
"Dychtwald and Morison offer a brilliant and convincing
perspective: an essential re-think of what 'aging' and 'retirement'
mean today and an invitation to help mobilize the best in the tidal
wave of Boomer Third Agers." --Daniel Goleman, PhD, Author,
Emotional Intelligence: Why It Can Matter More Than IQ Throughout
99 percent of human history, life expectancy at birth was less than
18 years. Few people had a chance to age. Today, thanks to
extraordinary medical, demographic, and economic shifts, most of us
expect to live long lives. Consequently, the world is witnessing a
powerful new version of retirement, driven by the power and needs
of the Baby Boomer generation. Consumers over age 50 account for
more than half of all spending and control more than 70% of our
total net worth - yet are largely ignored by youth-focused
marketers. How will work, family, and retirement be transformed to
accommodate two billion people over the age of 60 worldwide? In the
coming years, we'll see explosive business growth fueled by this
unprecedented longevity revolution. What Retirees Want presents the
culmination of 30 years of research by world-famous "Age Wave"
expert Ken Dychtwald, Ph.D., and author and consultant Robert
Morison. It explains how the aging of the Baby Boomers will forever
change our lives, businesses, government programs, and the consumer
marketplace. This exciting new stage of life, the "Third Age,"
poses daunting questions: What will "old" look like in the years
ahead? With continued advances in longevity, all of the traditional
life-stage markers and boundaries will need to be adjusted. What
new products and services will boom as a result of this coming
longevity revolution? What unconscious ageist marketing practices
are hurting people - and business growth? Will the majority of
elder boomers outlive their pensions and retirement savings and how
can this financial disaster be prevented? What incredible new
technologies of medicine, life extension, and human enhancement
await us in the near future? What purposeful new roles can we
create for elder boomers so that the aging nations of the Americas,
Europe, and Asia capitalize on the upsides of aging? Which
pioneering organizations and companies worldwide have created
marketing strategies and programs that resonate with the quirky and
demanding Boomer generation? In this entertaining,
thought-provoking, and wide-ranging book, Dychtwald and Morison
explain how individuals, businesses, non-profits, and governments
can best prepare for a new era - where the needs and demands of the
"Third Age" will set the lifestyle, health, social, marketplace,
and political priorities of generations to come.
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