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Books > Health, Home & Family > Self-help & practical interests > Retirement
An estimated seventy-eight million baby boomers will hit
retirement age in the coming decades. It's an exciting time, but
many retirees miscalculate their retirement readiness before
leaving their jobs and seeking a more carefree life. In "Don't Eat
Dog Food When You're Old " author Roger Roemmich-who has more than
forty years experience in the field of finance-presents a
big-picture look at what you need to know to plan for your
retirement or to better manage the various components of your
financial life if you already are retired.
In this guide Roemmich first looks at whether you can afford to
retire and then discusses retirement planning and financial
management. He introduces his unique CAMP score
methodology-considering cash flow, aging, medical needs, and
purchasing power-that both provides a basis for quick evaluation of
retirement readiness and serves to identify remedies for
inadequacies. He also identifies the most important aspects of six
key areas and helps show how they factor into having excellent cash
flow throughout retirement.
You can calculate your retirement readiness accurately if you
know the right questions to ask. Roemmich's guide-which assumes
little or no prior knowledge but a keen interest in doing the right
thing-helps you move forward carefully and confidently so that you
can enjoy financial peace of mind during your golden years.
Your Personal Roadmap to a Meaningful and Happy Retirement So
you've reached your retirement age and are at risk of becoming a
"couch potato". It doesn't have to be that way. Uncover the joy of
retirement and learn how to make the most of it with this
life-enhancing retirement gift book. Did you just set up a
permanent out of office reply? Are you officially signed up for the
Ferris Bueller phase of your life? Learn how to enter what can be
the most satisfying life stage-a new world of happy retirement and
good living. Wisdom and advice from real retirees. From the
award-winning author of Purposeful Retirement and celebrated
"Father of Time Management," Hyrum Smith, this retirement gift book
for the newly retired provides inspiration and a newfound purpose.
Filled with wisdom, advice from real retirees, and enthusiasm, you
are encouraged to discover your true passion, re-imagine your life,
and try new possibilities. Realize the hidden magic of a happy
retirement: Move on from your world of work Discover your true
passions Re-imagine your life Retirement is a gift. Make yours one
that is meaningful and filled with curiosity, new experiences, and
discovery-after all, if you don't look around once in a while, you
could miss it! If you enjoyed life-changing books such as The Total
Money Makeover, The Ultimate Retirement Guide for 50+, or Keys to a
Successful Retirement, then you'll love Living a Purposeful
Retirement.
Get rich slowly Financial independence is a marathon, not a sprint.
The financial crisis revealed the hazards of financial illiteracy.
Governments desperately want citizens to become financially
independent so they'll be less of a burden on them. Findependence
Day presents personal finance in a "can't put down" story format
easily digested by young adults entering the work force and the
world of money. Because money problems often cause marital
breakups, it focuses on the financial journey of a young couple who
experience the usual ups and downs of job loss, buying homes,
raising children, investing and pensions, starting businesses,
coping with stock market volatility and more. The secrets of
financial independence are critical wherever you are in the
financial life cycle: Newlyweds embarking on family formation will
discover the importance of financial planning. Debt-plagued
graduates will be motivated to embrace "guerrilla frugality."
Home-owners will learn the foundation of financial independence is
a paid-for home. Those in their first jobs will embrace employer
401(k) plans, traditional IRAs and Roth IRAs. New parents will
discover the need for life insurance and saving for children's
education. Mid-life investors will learn how to cut costs in their
portfolios while benefiting from the expertise of financial
planners. Those near retirement will learn about advanced concepts
like annuities and Asset Dedication. Jonathan Chevreau is the
editor of MoneySense magazine, former personal finance columnist
for the Financial Post and author of nine financial books,
including The Wealthy Boomer: Life After Mutual Funds. He's active
in social media and blogs at www.findependenceday.com. "Once in a
blue moon, a financial book is written that should be required
reading for all. Such is the case with Findependence Day." -- Peter
Grandich, The Grandich Letter "A tour de force: a personal-finance
book that is hard to put down." - Larry MacDonald,
CanadianBusiness.com "Having some fun while learning what's good
for you is a double win -- particularly learning what we all need
to know to live happier lives." - Charles Ellis, author of Winning
the Loser's Game This revised all-American edition features
end-of-chapter summaries of financial concepts learned, a glossary
and bibliography of books that will boost your financial literacy -
or that of your kids.
It's time to celebrate the end of an era - and the start of a whole
new one! Ah, retirement - from here on out it's all lazy lie-ins,
pleasant afternoons in the garden (or the garden centre), long
lunches with friends and evenings spent in a comfy chair in front
of the fire, right? Wrong! Welcome to a world where you're halfway
to the office before you realize you don't work there any more, you
somehow seem to have even less free time than before to do all the
things you need to do, and suddenly daytime TV seems a whole lot
more appealing than it ever used to... This indispensable handbook,
packed with amusing illustrations, is here to guide you through the
pleasures and pitfalls of being retired. Most importantly, though,
it'll teach you how to how to make sure you always get a decent
afternoon nap. This book is perfect gift for retirees, offering
tongue-in-cheek advice on how to make the most of their new-found
freedom.
Do you dream of a future free of financial stress? One where you can afford to start your own business, travel or retire comfortably? In Make Your Money Work For You, investment specialist Anthea Gardner shows you how to ‘sweat your assets’ and grow your wealth to achieve these dreams – and you won’t even need a degree in accounting.
Gardner makes the world of investing accessible by:
- Illustrating why it’s important to know the difference between saving and investing
- Explaining key terms, from ‘unit trusts’ and ‘retirement annuities’ to ‘compound interest’
- Clarifying the role of different players, such as financial advisors and asset managers
- Describing how easy it is to buy shares on the stock market
You don’t need millions to start. You can launch your financial future by investing just R100 per month. It’s time to take action and make your money work for you.
Americans are now living for up to thirty years after retiring.
Are you ready? In What If You Live? author and CERTIFIED FINANCIAL
PLANNERTM professional, Paul M. Gargano, offers advice, investment
strategies, and motivation for taking charge of your future.
In this financial guide, Paul shares his philosophies on
investing. He views the investment world as if it were one very
large ocean: calm at times, violent at times, but always
unpredictable. The key to wise investing is determining which boats
best fit the risk and goals of each individual. By using a
"multiple boat philosophy," retirees (and retirees-to-be) are more
likely to weather any type of market situation. With the changes in
today's economy, some of the old rules no longer apply; you can't
be too prepared for retirement.
With simple strategies, thought-provoking questions, and
empowering knowledge, What If You Live? motivates you to start
preparing for your future now. With proper planning, you may
significantly increase the likelihood that you will be able to live
a comfortable lifestyle in your retirement and twilight years, no
matter what the market does.
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