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Books > Health, Home & Family > Self-help & practical interests > Retirement
Everyone says they would like to retire early, but Rodney Rothman
actually did it -- forty years early. Burnt out, he decides at the
age of twenty-eight to get an early start on his golden years. He
travels to Boca Raton, Florida, where he moves in with an elderly
piano teacher at Century Village, a retirement community that is
home to thousands of senior citizens.
"Early Bird" is an irreverent, hilarious, and ultimately
warmhearted account of Rodney's journey deep into the heart of
retirement. Rodney struggles for acceptance from the senior
citizens he shares a swimming pool with and battles with cranky
octogenarians who want him off their turf. Before long he observes,
"I don't think "Tuesdays with Morrie" would have been quite so
uplifting if that guy had to spend more than one day a week with
Morrie."
In the spirit of retirement, Rodney fashions a busy schedule of
suntanning, shuffleboard, and gambling cruises. As the months pass,
his neighbors seem to forget that he is fifty years younger than
they are. He finds himself the potential romantic interest of an
aging femme fatale. He joins a senior softball club and is
disturbed to learn that he is the worst player on the team.
"Early Bird" is a funny, insightful, and moving look at what
happens to us when we retire, viewed from a remarkably premature
perspective. Any reader who plans on becoming an old person will
enjoy joining Rodney on his strange journey, as he reconsiders his
notions of romance, family, friendship, and ultimately, whether
he's ever going back to work.
An estimated seventy-eight million baby boomers will hit
retirement age in the coming decades. It's an exciting time, but
many retirees miscalculate their retirement readiness before
leaving their jobs and seeking a more carefree life. In "Don't Eat
Dog Food When You're Old " author Roger Roemmich-who has more than
forty years experience in the field of finance-presents a
big-picture look at what you need to know to plan for your
retirement or to better manage the various components of your
financial life if you already are retired.
In this guide Roemmich first looks at whether you can afford to
retire and then discusses retirement planning and financial
management. He introduces his unique CAMP score
methodology-considering cash flow, aging, medical needs, and
purchasing power-that both provides a basis for quick evaluation of
retirement readiness and serves to identify remedies for
inadequacies. He also identifies the most important aspects of six
key areas and helps show how they factor into having excellent cash
flow throughout retirement.
You can calculate your retirement readiness accurately if you
know the right questions to ask. Roemmich's guide-which assumes
little or no prior knowledge but a keen interest in doing the right
thing-helps you move forward carefully and confidently so that you
can enjoy financial peace of mind during your golden years.
Get rich slowly Financial independence is a marathon, not a sprint.
The financial crisis revealed the hazards of financial illiteracy.
Governments desperately want citizens to become financially
independent so they'll be less of a burden on them. Findependence
Day presents personal finance in a "can't put down" story format
easily digested by young adults entering the work force and the
world of money. Because money problems often cause marital
breakups, it focuses on the financial journey of a young couple who
experience the usual ups and downs of job loss, buying homes,
raising children, investing and pensions, starting businesses,
coping with stock market volatility and more. The secrets of
financial independence are critical wherever you are in the
financial life cycle: Newlyweds embarking on family formation will
discover the importance of financial planning. Debt-plagued
graduates will be motivated to embrace "guerrilla frugality."
Home-owners will learn the foundation of financial independence is
a paid-for home. Those in their first jobs will embrace employer
401(k) plans, traditional IRAs and Roth IRAs. New parents will
discover the need for life insurance and saving for children's
education. Mid-life investors will learn how to cut costs in their
portfolios while benefiting from the expertise of financial
planners. Those near retirement will learn about advanced concepts
like annuities and Asset Dedication. Jonathan Chevreau is the
editor of MoneySense magazine, former personal finance columnist
for the Financial Post and author of nine financial books,
including The Wealthy Boomer: Life After Mutual Funds. He's active
in social media and blogs at www.findependenceday.com. "Once in a
blue moon, a financial book is written that should be required
reading for all. Such is the case with Findependence Day." -- Peter
Grandich, The Grandich Letter "A tour de force: a personal-finance
book that is hard to put down." - Larry MacDonald,
CanadianBusiness.com "Having some fun while learning what's good
for you is a double win -- particularly learning what we all need
to know to live happier lives." - Charles Ellis, author of Winning
the Loser's Game This revised all-American edition features
end-of-chapter summaries of financial concepts learned, a glossary
and bibliography of books that will boost your financial literacy -
or that of your kids.
It's time to celebrate the end of an era - and the start of a whole
new one! Ah, retirement - from here on out it's all lazy lie-ins,
pleasant afternoons in the garden (or the garden centre), long
lunches with friends and evenings spent in a comfy chair in front
of the fire, right? Wrong! Welcome to a world where you're halfway
to the office before you realize you don't work there any more, you
somehow seem to have even less free time than before to do all the
things you need to do, and suddenly daytime TV seems a whole lot
more appealing than it ever used to... This indispensable handbook,
packed with amusing illustrations, is here to guide you through the
pleasures and pitfalls of being retired. Most importantly, though,
it'll teach you how to how to make sure you always get a decent
afternoon nap. This book is perfect gift for retirees, offering
tongue-in-cheek advice on how to make the most of their new-found
freedom.
Now in paperback! Make financial freedom real with the right mindset,
right process, and right action steps.
The key to building the life you desire and deserve is to build your
Money Machine―a powerful system designed to generate income that’s no
longer tied to your work or efforts. This step-by-step guide goes
beyond the general idea of personal finance and wealth creation and
reveals the holistic approach to transforming your relationship with
money to allow you to enjoy financial freedom and peace of mind.
Part money philosophy, part money mindset, part strategy, and part
tactical action, these powerful frameworks will show you how to:
· Demystify wealth creation through proven processes like The Wealth
Priority Ladder™ and The Five Incomes™
· Build the three pillars of your Money Machine―Earn, Grow, and Protect
· Optimize your earnings, transform them into assets, and protect them
from loss
Whether you are a dreamer, doer, or believer―or all three!―your
financial freedom is a birthright. Now is the time to embrace your
financial potential with confidence and courage.
Americans are now living for up to thirty years after retiring.
Are you ready? In What If You Live? author and CERTIFIED FINANCIAL
PLANNERTM professional, Paul M. Gargano, offers advice, investment
strategies, and motivation for taking charge of your future.
In this financial guide, Paul shares his philosophies on
investing. He views the investment world as if it were one very
large ocean: calm at times, violent at times, but always
unpredictable. The key to wise investing is determining which boats
best fit the risk and goals of each individual. By using a
"multiple boat philosophy," retirees (and retirees-to-be) are more
likely to weather any type of market situation. With the changes in
today's economy, some of the old rules no longer apply; you can't
be too prepared for retirement.
With simple strategies, thought-provoking questions, and
empowering knowledge, What If You Live? motivates you to start
preparing for your future now. With proper planning, you may
significantly increase the likelihood that you will be able to live
a comfortable lifestyle in your retirement and twilight years, no
matter what the market does.
Stop risking everything to make your investment advisor rich The
stock market crash of 2008 proved one thing: traditional retirement
planning advice simply doesn't work. The risks are too enormous.
Trusting the stock market is like gambling with your family's
future. But how do you plan for retirement without risking
everything? Enough Bull shows you how, with an easy-to-understand,
simple-to-apply strategy for a better retirement. Enough Bull
overturns the conventional wisdom about retirement planning, and
offers the simple secrets to securing a comfortable retirement. In
an accessible and straightforward style, this practical guide
explains how it's possible to save for retirement starting later in
life, retire comfortably on less money, and incur less risk.
Updated to apply to both the U.S. and Canada, this new second
edition offers a message of hope for average, cash-strapped baby
boomers by detailing a step-by-step plan for avoiding all the
traps, doing the exact opposite of what the major financial
institutions recommend, and still coming out further ahead. *
Invest only in safe investments that will never decline * Get out
of the stock market and mutual funds forever * Why waiting to save
for retirement may beat starting early * Elect to receive the CPP
pension at exactly the right age * Avoid the common scams that lead
to financial disaster More than ever before, retirees are
frightened and stressed out about finances. There never seems to be
enough to pay current bills, let alone save thousands in RRSPs and
401Ks, yet the large financial institutions bombard us with fearful
messages of destitution unless we maximize our contributions. The
truth is this makes them rich, and you poor. Cut through the noise,
stop taking the bait, and discover how you can have a comfortable
future without sacrificing the present. Enough Bull provides the
plan, you just need to act.
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