From two leaders of the FIRE (Financial Independence, Retire Early) movement, a bold, contrarian guide to retiring at any age, with a reproducible formula to financial independence. A bull***t-free guide to growing your wealth, retiring early, and living life on your own terms. Kristy Shen retired with a million dollars at the age of thirty-one, and she did it without hitting a home run on the stock market, starting the next Snapchat in her garage, or investing in hot real estate. Learn how to cut down on spending without decreasing your quality of life, build a million-dollar portfolio, fortify your investments to survive bear markets and black-swan events, and use the 4 percent rule and the Yield Shield - so you can quit the rat race forever. Not everyone can become an entrepreneur or a real estate baron; the rest of us need Shen's mathematically proven approach to retire decades before sixty-five.

How can you make the most of retirement? How should you plan for retirement? What are the challenges of retirement and how can they be dealt with? The Psychology of Retirement looks at this life stage as a journey that involves challenges, opportunities, setbacks, periods of disenchantment and, often, exciting new beginnings. Taking a positive approach, the book explores how retirement provides opportunities to cultivate new friendships, interests and hobbies, consolidate and renegotiate long-held ones, and even re-invent oneself in a post-work environment. It also emphasizes the value of pre-retirement planning, and the importance of establishing new goals and purposes. Retirement can be a period of significant psychological growth and development and The Psychology of Retirement shows how it can herald the beginning of a vibrant and active stage of life.

You Got This is a simple playbook for achieving successful retirement. There are 10,000 people retiring every day. Many of them are not prepared to shoulder the financial reality of what it takes to live comfortably in retirement. They do not have a plan, nor do they know what steps to take to build a plan. Retirement planning in today's volatile world is completely different than past generations and people need practical insights to navigate the right path to achieve their retirement goals. Scott and Jill Carter use their personal stories and expertise to encourage those approaching retirement and help both individuals and working couples get started on a step-by-step plan to achieve financial freedom. It answers the most important questions: how much retirement costs and how to pay for it. Take the fear out of retirement and achieve the secure, comfortable retirement lifestyle you deserve!

For millions of Americans, the COVID shock has brought retirement saving to an abrupt halt-now it's time to get back on track. Even before the pandemic, a large share of households by Americans over age 50 faced the threat that their living standards would decline sharply in retirement. In the wake of COVID-19, these numbers will surely worsen. In Retirement Reboot: Commonsense Financial Strategies for Getting Back on Track, finance writer and regular New York Times retirement contributor Mark Miller offers practical strategies for Americans to improve their retirement prospects. If you're nearing retirement age and worry you haven't saved enough, Retirement Reboot will walk you through the core decisions to make now to improve your retirement outcomes-even if retirement is just a few years away. You'll learn how to make a plan, think through the timing of retirement, optimize Social Security, navigate Medicare, build savings, and tap home equity. You'll also explore ongoing strategies, such as careful budgeting, generating income from work even after retirement, planning for long-term care, and leveraging special assistance aimed at low-income workers. If you have low savings, or none at all, Miller's simple steps can help you make the most of your remaining working years and reboot the retirement you always imagined.

Nationally known personal finance expert Terry Savage helps you answer the most important retirement questions

During a time when looking to the future is more important than ever, author Terry Savage offers street smart advice for the many soon-to-be retirees wondering how much longer they will have to work to make up for the losses in their retirement accounts. "The New Savage Number" provides the strategic guidance and hands-on techniques necessary to plan a successful, satisfying retirement.

Throughout the book, Savage helps you figure out how much money you need to retire-your savage number-and how to invest to reach that goal. Then, as retirement looms, she guides you through the process of planning withdrawals so the money lasts your entire lifetime. In between, Savage offers practical advice on everything from getting personal finances organized to insuring retirement plans against the disastrous need for long-term care. An informative, engaging book that future retirees of every age can utilize, "The New Savage Number"
Contains updated chapters reflect the current economy including changes to the mortgage market and stock market performanceTakes issues such as social security, long term insurance, and new investment risks into considerationOffers guidance on continuing to earn income in retirement

Written with every retirement bound individual in mind, " The New Savage Number, Second Edition" provides you with the tools needed to rescue your retirement.

Ready To Pull The Retirement Trigger? Many want to retire early...slow down a bit...enjoy their life, their spouse and grandkids. But what if there is a major health issue? Or what if they run out of money? There are many issues facing people as they consider retirement. Where can they turn for answers they can trust? There are no do-overs in retirement. People need a path. They need a strategy. They need a guide. Ready To Pull the Retirement Trigger will arm anyone entering the retirement stage with the essential knowledge to create a strategic plan so they can retire with confidence.

Helping someone plan for retirement is a very personal process. Having retired over 1000 individuals, Sid Miramontes has learned quite a few things along the way. Some situations are similar for each person, but others are totally unique to each individual-the personal, the exceptional, the human side of retirement. Retirement: Your New Beginning provides education on commonly confused retirement concepts, helping simplify the process of retirement with client stories that will help the reader visualize their own retirement along with valuable tips of the do's and don't's.

If you knew you couldn't fail, what is the greatest thing you would dare to dream? Is the job you now have the one you've always wanted? As personal success expert Brian Tracy can attest, it's not until you deal with the dissatisfactions of the present that you can move onward and upward to create the wonderful future that is possible for you. This transformative book reveals how everyone can remake themselves and put an end to the chronic stress, unhappiness, and dissatisfaction in career and life. In Reinvention, Tracy helps readers reach this ultimate goal through a series of interactive exercises that show them how to: take control of their careers; turn unexpected shakeups and turbulence into positive occasions for growth; dramatically improve their earning ability; develop the self-confidence to take the kind of risks that lead to rapid advancement; decide on and get the job they really want; set clear goals for their lives; write resumes that get results; determine their own salary range; and more. We live in a time of rapid change but also of unprecedented opportunity. Reinvention supplies readers with a proven system to turn their greatest dreams into reality.

The Bogleheads are back-with retirement planning advice for those who need it

Whatever your current financial situation, you must continue to strive for a viable retirement plan by finding the most effective ways to save, the best accounts to save in, and the right amount to save, as well as understanding how to insure against setbacks and handle the uncertainties of a shaky economy.

Fortunately, the Bogleheads, a group of like-minded individual investors who follow the general investment and business beliefs of John C. Bogle, are here to help. Filled with valuable advice on a wide range of retirement planning issues, including some pearls of wisdom from Bogle himself, "The Bogleheads' Guide to Retirement Planning" has everything you need to succeed at this endeavor.Explains the different types of savings accounts and retirement plansOffers insights on managing and funding your retirement accountsDetails efficient withdrawal strategies that could help you maintain a comfortable retirement lifestyleAddresses essential estate planning and gifting issues

With "The Bogleheads' Guide to Retirement Planning, " you'll discover exactly what it takes to secure your financial future, today.

Retirement is about change, not age. Retirement is a once-in-a-lifetime opportunity to be yourself and do what you want to do. It offers new possibilities for personal growth through learning, retraining, travelling and friendship. But it is also one of the biggest transitions we face, and brings huge psychological and emotional challenges. It's not surprising that many people struggle with the adjustment to a different pace of life. Not Fade Away guides the reader through these challenges: dealing with the loss of status and routine, reinventing relationships, managing money, and above all, finding new meaning and purpose. It brings together expert advice and insights from people retiring now, who speak from the heart about the lessons they've learned and the new sources of fulfilment they've discovered. By cutting a clear path through the maze of choices on offer for people retiring today - which may or may not involve giving up work completely - Not Fade Away inspires you to make up your own mind and take control of your future. And that, experts agree, is the key to a good retirement.

Barry Golson knows all about retiring abroad -- he and his wife, Thia, have lived in six different countries. Now they choose expatriate-friendly locales around the world for their low cost and their high quality of living and explain how to investigate and settle in each country with minimum hassle and maximum pleasure.

Taking you step-by-step through the process of researching, testing, and finally living abroad, the Golsons' practical how-to guide covers all the major issues, including health care, finances, real estate, taxes, and immigration. Each location is profiled by an expatriate writer who has made that country his or her home and who knows how to answer all the questions about living richly and economically in some of the world's most beautiful places.

Named the 2019 Investment and Retirement Planning "Book of the Year" by the Institute for Financial Literacy It's never too late to start planning for retirement You Don't Have to Drive an Uber in Retirement is a survival guide for your golden years, and a lifeline for those entering the Retirement Crisis unprepared. Roughly 45 percent of Americans have zero dollars saved for retirement--but the average retiree will spend $154,000 in out-of-pocket health care costs alone. We need to figure out how to generate more income, even in retirement, and spend less. How do we boost our retirement income? Is investing the way to go? How much do we need, anyway? This book does more than just answer the important questions--it gives you real-world tips to help you reach your financial goals. Yes, it is possible to increase your income in or as you approach retirement. These guidelines will help you optimize your assets and put away more money for the years you'll need it most. Planning for retirement does not mean holding off on fun today; there are many ways the average American can reduce everyday costs of living without living like a pauper. This book will help you take stock of what you have and what you'll need, and show you how to bridge the gap. Maximize your savings while minimizing the lifestyle impact Unique ways for generating a meaningful amount of income, that don't require you to get a job Learn just how much you'll need for a comfortable retirement Adopt new everyday strategies that will help you bolster your funds Add new income streams, optimize your portfolio, and learn to spend less without living less--these are the key factors in making your golden years truly golden. You Don't Have to Drive an Uber in Retirement is an important resource and insightful guide for those hoping to one day leave the workforce--in comfort.

Starting in 2008, investors, upset by the stock market collapse, started to see real estate as a "safe haven" investment. While talking with numerous clients, investment manager Hilliard Macbeth realized that Canadians have far too much of their investment capital and savings tied up in expensive real estate when better opportunities are about to appear in other asset classes. He argues that Canada is in the midst of a real estate bubble, and there will soon be a crash in house prices. What can Canadians do to be prepared financially for retirement and to take advantage of the "once in a lifetime" buying opportunity that will follow the bubble bursting? All these answers can be found in When the Bubble Bursts.

Career changes are becoming common among professionals in recent years. Many physicians may want to change direction, but often do not know whether it is the right thing to do or if pursuing a career outside of clinical practice would achieve their professional goals. Doctors have the training and education to contribute to society in many beneficial ways in addition to traditional clinical practice. Yet, there is no formal mapped-out route for doctors who want to pursue alternative careers, which is where Careers Beyond Clinical Medicine comes in.
Doctors at any stage, from early in training to mid-career, to nearing retirement, can use Careers Beyond Clinical Medicine to clearly evaluate the issues involved when considering a career change. This book shows physicians how they can serve society and patients in innovative ways, and make a notable impact on health care delivery, policy and quality when they use their medical background in a non-traditional career pursuit. The numerous unadvertised opportunities for physicians are explored and a step-by-step route with practical advice for finding the best career is described.
Recent advances in healthcare technology, medical science, patient education require physicians to play new roles that have not traditionally been well-defined. Doctors can innovate and have a long-term productive impact on healthcare in the United States and throughout the world if they learn to seize the non-traditional career opportunities available to physicians, or even create a new way to fill a void in health care. Careers Beyond Clinical Medicine helps illuminate that path.

Many senior citizens reach retirement age and want to continue working to supplement their income or stay mentally and physically active. Nancy Collamer shows readers how to target their favourite interests and expertise and repackage them into more than 50 ways to earn income that range from the traditional to newer Internet-based jobs.

The financial advice industry - which includes every major bank, mutual fund and investment advisor - has a vested interest in convincing you that you will never be able to afford a decent retirement. Social Security is going bankrupt; pensions have disappeared; and, if you don't save now, you won't have enough time to get the benefit of compounded interest or another long-term rally in the market. The more they scare you, the marketing wisdom goes, the more you're likely to latch onto their services. But the truth is far different from the atmosphere of fear the retirement industry has created.A great retirement is within reach-and not just for those with high-incomes or families who started saving early on. Filled with practical wisdom, and his distinctively ebullient voice, Jonathan Pond's "The Boomer's Guide to a Great Retirement" gives readers the financial advice they need without the scare tactics. Pond also possesses one of the largest databases anywhere in the US on the financial condition of middle and upper-middle classes in each region. The data will give readers the first real accounting of where they stand against their peers in planning for retirement.

Change is a given in the United States military, but the soon to be applied "Blended Retirement System" is a financial change like no other the military has ever experienced. It is a huge deal that will not only affect the wallets of many active duty service members today and certainly 100% of them beginning in 2018, but it could also have a significant impact on future recruiting and retention of our volunteer military force. Mission Transition: Managing Your Career and Your Retirement is a needed introduction of the military's new "Blended Retirement System," representing the big shift in how the DoD manages military retirements. In the process, it encourages service members to adopt the new concept of retirement in the military, improve their own financial literacy, and assume responsibility for their own retirement planning. Finally, it provides new civilian job survival tips and strategies for service members in the process of leaving the military for civilian life. For those who are contemplating joining the armed forces and who wish to better understand the myriad of changes to the overall military retirement system this is the ideal guide.