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Books > Health, Home & Family > Self-help & practical interests > Retirement
Dying is a fact of life. Everything you need to know before you go.
If you're reading this, you've come to the realization that
someday, you will in fact, pass away. For many families the event
is traumatic enough but then the aftershocks of the planning
process can make it worse. It doesn't have to be that way. This
book will provide you with the information to plan everything well
in advance, taking the burden off of your family entirely. You hold
in your hands the information and essential implementation steps
that you need presented in an engaging, thought provoking and
surprisingly entertaining way.
You may feel a little uncomfortable talking about what happens when
you pass away. That's understandable, most people do at first.
However death and dying is a fact of life. Keep in mind that the
planning process is not about you; it is about your family and
loved ones and providing THEM with peace-of-mind and comfort.
Why am so passionate about this topic?
- I am the sole survivor of a family of five.
- I have been a firefighter for over 25 years.
- I have been a responder to some of the nation's most tragic
events, including school shootings, aircraft accidents and the
attack on America on 9/11.
Some of the informative topics discussed include:
- Why planning is important
- 7 key things you must have in your will
- Creative ways to utilize life insurance
- Tips for flawless funeral planning
- What happens to your finances when you die
- Long and short-term financial planning
- Special little known facts about Socia Security and veteran's
benefits
- Protecting your assets
- Legacy planning, how do YOU want to be remembered
- Planning for business separation if you are a business
owner
This book will provide you with the tools to start your very own
planning process and provide peace-of-mind for your family.
Remember, it's not about you; it's about them.
So long nostalgia, and goodbye resignation! This book of quotes
reminds us that growing old isn't about slowing down and taking it
easy-it's a chance to ask, "What's next?" "Aging is an
extraordinary process where you become the person you should have
been." -David Bowie Sixty is the new fifty, seventy's the new
sixty, and older is getting younger every day. With fun,
forward-looking, and inspiring quotes, So Who's Counting is the
ideal gift for baby boomers or anyone reaching a major age
milestone. Instead of cloying sentimentality or the standard
sagging-body-part jokes, it strikes the perfect balance of humor,
guidance, reflection, bon mots. Quotes are divided into eight
sections, such as "As Old as You Feel," "Laughter: The Best
Prescription," and "Aged to Perfection." So Who's Counting is all
about aging with gusto and celebrating what lies ahead.
Since the 1970s early exit from work has become a major challenge
in modern welfare states. Governments, employers, and unions alike
once thought of early retirement as a peaceful solution to the
economic problems of mass unemployment and industrial
restructuring. Today governments and international organizations
advocate the postponement of retirement and an increase in activity
among older workers. Comparing the USA, eight European countries,
and Japan, this book demonstrates significant cross-national
differences in early retirement across countries and over time. The
study evaluates the impact of major variations in welfare regimes,
production systems, and labor relations. It stresses the importance
of the 'pull factor' of extensive welfare state provisions,
particularly in Continental Europe; the 'push factor' of labor
shedding strategies by firms, particularly in Anglo-American market
economies; and the role of employers and worker representatives in
negotiating retirement policies, particularly in coordinated market
economies. Over the last three decades, early retirement has become
a popular social policy and employment practice in the workplace,
adding to the fiscal crises and employment problems of today's
welfare states. Attempts to reverse early retirement policies have
led to major reform debates. Unilateral government policies to cut
back on social benefits have not had the expected employment
results due to resistance from employers, workers, and their
organizations. Successful reforms require the cooperation of both
sides. This study provides comprehensive empirical analysis and a
balanced approach to studying both the pull and the push factors
affecting early exit from work needed to understand the development
of early retirement regimes.
'Retire' means to 'withdraw', to 'retreat', to 'give ground', to
'cease to compete'. In one sense that is true: retirement does
involve a leaving of office or employment. Yet retirement is also
about new beginnings and new opportunities. In this helpful book,
grounded both in personal experience and in extensive research
among retired ministers, and rich in quotations from an eclectic
range of writers, Paul Beasley-Murray explores how retirement is
part of God's rhythm for our lives and provides encouragement and
insights for this next stage of the journey. A must-read for lay
and ordained Christians alike. 'Like all the writings of Paul
Beasley-Murray, this refreshing book is thoroughly researched and
generously illustrated from personal experience, and never shrinks
from reflecting on the shadow side of this period of life.' David
Coffey OBE, Global Ambassador for BMS World Mission and past
President of the Baptist World Alliance 'An invaluable aid for
ministers of religion, in particular, and other people, generally,
as they prepare for retirement.' Revd Dr Richard Jackson, Methodist
minister and pioneer (in retirement) of the Cliff College
International Training Centre
There is no such thing as a job for life anymore. People are
getting outsourced, paid less, told to work longer hours and are
being replaced with Robots and imminently Artificial Intelligence.
"The Financial Freedom Guarantee" is for people that really want to
start doing what they LOVE to do instead of doing what they have to
do to pay the bills. "The Financial Freedom Guarantee" teaches you
how to create enough Passive Income from Four Award Winning
Property Investment Tools that create enough Positive Cash-flow to
replace your Living Expenses. Meaning you never have to rely on a
Salary ever again.
"My friend, Ben Stein, has written a short book that tells you
everything you need to know about investing (and in words you can
understand). Follow Ben’s advice and you will do far better than
almost all investors." — Warren Buffett In his entertaining and
informative style that has captivated generations, beloved New York
Times bestselling author, actor, and financial expert Ben Stein
sets the record straight about capitalism in the United States—it
is not the "rigged system" young people are led to believe. As he
reveals in The Capitalist Code, "Life can be faced by moaning and
complaining or it can be faced by study, work, optimism, and faith
in the free capitalist system. Guess which side gets the happier
life?" Most Americans have not inherited wealth or a successful
business that could set them up for life. That means most Americans
are destined for financial worry and concern for the rest of their
lives. Right? Wrong! Ben Stein explains how the wonderful system of
stock market capitalism can allow any American to build financial
security. In this succinct guide, you will learn:Â Why it
really is better to have money—and how to get there How to save
first, and then spend automatically Why investing in great
companies is easier than you think That's what this book is all
about: how to harness the incredible power of the U.S. economy for
enjoyment and security by being owners of profitable businesses-by
consistent, conservative investment starting as young as possible
in a diversified portfolio of stocks. Anyone can be a
capitalist—and should be. All it takes is a little bit of
knowledge and an even smaller amount of action. All it takes is The
Capitalist Code.
The United States faces a serious retirement challenge. Many of
today's workers will lack the resources to retire at traditional
ages and maintain their pre-retirement standard of living. It can
be difficult for workers to make informed decisions about their
retirements now based on the abundance of confusing and sometimes
misleading information put forth by the media and other
individuals. For this reason, Charles D. Ellis, Alicia H. Munnell,
and Andrew D. Eschtruth have written this highly-accessible guide
for individuals wondering what to expect when they reach retirement
age and what they can be doing now to best prepare for their
future. Falling Short is grounded in academic research yet written
in an accessible style for anyone concerned about their future
retirement. The authors provide both a vivid picture of the
retirement risks facing all Americans and a short list of practical
solutions that build on our existing retirement system. The book
offers the necessary context for understanding the nature and size
of the retirement income shortfall, which is caused by both
increasing income needs--due to longer lifespans and rising health
costs--and decreasing support from Social Security and
employer-sponsored pension plans. The authors give specific advice
for what Americans must do now to avoid crisis in retirement;
namely, people must work longer and save more. Individuals should
plan to stay in the labor force until age 70 and keep their skills
up-to-date, and the government should emphasize that retiring at 70
provides the largest monthly Social Security check. Social
Security's long-term finances must be shored up so that it remains
the foundation of the retirement system. All employers with a
401(k) plan should be required to automatically enroll their
workers, increase worker contribution rates over time, and use
low-cost index funds as a default investment option. A separate
solution is needed for the half of the workforce that lacks even
401(k) coverage; all uncovered workers need an easy and automatic
retirement saving option. Finally, individuals should not ignore
what is often their largest asset--their house--as a potential
source of support for retirement; home equity can be tapped through
downsizing or a reverse mortgage. Acting on these solutions now
will greatly improve the prospects of a secure retirement for
today's workers.
Guarantee your retirement income with a DIY pension Pensionize Your
Nest Egg describes how adding the new approach of "product
allocation" to the tried-and-true asset allocation approach can
help protect you from the risk of outliving your savings, while
maximizing your income in retirement. This book demonstrates that
it isn't the investor with the most money who necessarily has the
best retirement income plan. Instead, it's the investor who owns
the right type of investment and insurance products, and uses
product allocation to allocate the right amounts, at the right
time, to each product category. This revised second edition is
expanded to include investors throughout the English-speaking world
and updated to reflect current economic realities. Readers will
learn how to distinguish between the various types of retirement
income products available today, including life annuities and
variable annuities with living income benefits, and how to evaluate
the features that are most important to meet their personal
retirement goals. * Evaluate the impacts of longevity, inflation,
and sequence of returns risk on your retirement income portfolio *
Make sense of the bewildering array of today's retirement income
products * Measure and maximize your Retirement Sustainability
Quotient * Learn how your product allocation choices can help
maximize current income or financial legacy and how to select the
approach that's right for you * Walk through detailed case studies
to explore how to pensionize your nest egg using the new product
allocation approach Whether you do it yourself or work with a
financial advisor, Pensionize Your Nest Egg gives you a
step-by-step plan to create a guaranteed retirement income for
life.
Financial advisor and TV presenter Emmanuel Asuquo, is here to
prove that learning about money does not have to be boring,
especially as we battle through the current cost of living crisis.
Get Your Money Right is a no-nonsense, no jargon guide to money,
written by the TV financial expert Emmanuel Asuquo who grew up in
Tower Hamlets, where nobody talked about money, looking at Canary
Wharf, where he thought everybody talked about it all day. It is
designed to take you from wherever you are financially to a place
where you are in CONTROL of your money, so that you can earn more
of it, build wealth and finally, pass it on to the next generation.
Emmanuel takes complicated financial principles and break them down
into practical, easy-to-understand concepts; he may be an Instagram
superstar, but he is also a certified financial adviser as well. He
explains the basics of finance and what you must look out for -
whether it is getting a Money Mindset, Building Good Financial
Habits, through to how to spend it on property, cars, pensions or
savings. To make all of this more understandable, he shares stories
of clients he has helped and the mess they were in before they met
him, giving specific tips into how he helped them out of their
situation. Get Your Money Right will allow you to understand: The
UK Financial System, Financial Education in the UK, Money Mindset,
Building Good Financial Habits, Working a Nine-to-Five, Running a
Business/Setting up a Side Hustle, Budgeting, How to Spend Money,
The UK Credit System, Borrowing, Saving, Pensions, Investing,
Property, Protecting your assets, Generational Wealth, Philanthropy
Usually, with money, you need to learn from your mistakes, but now
you can just read this book and learn from other people's and the
advice of a qualified financial adviser. We can confirm that this
book is great investment - it is the first step to understanding
your money and making it work for you. Time to take CONTROL.
Are your financial plans on the fast track or the slow track? If
you are like most, retiring early sounds great; more time to do
what really interests you. To get on the fast track, you need to
leverage your mind, your plan and your actions. In Retire Young
Retire Rich, Kiyosaki details how he and his wife Kim achieved
financial freedom in less than ten years. More importantly, he
shows how a context shift in your mind allows you to create a plan
that formulates the actions necessary for your financial freedom.
Inspirational advice on how to enjoy life to its fullest.
The key to achieving an active and satisfying retirement involves a great deal more than having adequate financial resources; it also encompasses all other aspects of life -- interesting leisure activities, creative pursuits, physical well-being, mental well-being, and solid social support.
World-class author and innovator Ernie J. Zelinski guides you:
- Gain courage to take early retirement; in fact, the earlier the better
- Put money in proper perspective so that you don't need a million dollars to retire
- Generate purpose in your retirement life with meaningful creative pursuits
- Follow your dreams instead of someone else's
- Take charge of your mental, physical, and spiritual health
- Better envision you retirement goals -- including where you want to live
- Above all, make you retirement years the best time of your life
What sets this retirement book apart from all the others is its holistic approach to the fears, hopes, and dreams that people have about retirement. This international bestseller (over 110,000 copies sold in its first edition) goes way beyond the numbers that is often the main focus of retirement planning in most retirement books.
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