Most people are rich for a single day in their lives: the day they retire and receive their retirement savings. This moment is more critical than many people realise – it marks the change from saving for retirement to drawing an income from savings that will ideally sustain them until they die. All too often, pensioners end up destitute because they make the wrong decisions once they retire.

It is crucial for retirees to apply themselves to securing a sustainable income. This book, co-written by well-known semi-retired journalist Bruce Cameron and respected financial planner Wouter Fourie, provides a straightforward and comprehensive overview of the vital issues that impact on retirement, such as taxation, investments, healthcare, estate planning and where to live when retired. It also identifies warning signs to look out for in order to avoid financial troubles.

This is the ultimate guide to help you achieve a secure and successful retirement. This new edition is based on the 2019 Budget figures.

Inspirational advice on how to enjoy life to its fullest.

The key to achieving an active and satisfying retirement involves a great deal more than having adequate financial resources; it also encompasses all other aspects of life -- interesting leisure activities, creative pursuits, physical well-being, mental well-being, and solid social support.

World-class author and innovator Ernie J. Zelinski guides you:

• Gain courage to take early retirement; in fact, the earlier the better
• Put money in proper perspective so that you don't need a million dollars to retire
• Generate purpose in your retirement life with meaningful creative pursuits
• Follow your dreams instead of someone else's
• Take charge of your mental, physical, and spiritual health
• Better envision you retirement goals -- including where you want to live
• Above all, make you retirement years the best time of your life

What sets this retirement book apart from all the others is its holistic approach to the fears, hopes, and dreams that people have about retirement. This international bestseller (over 110,000 copies sold in its first edition) goes way beyond the numbers that is often the main focus of retirement planning in most retirement books.

HOW TO RETIRE IN A VOLATILE MARKET Whether you have ten or thirty years until retirement, Josh Jalinski shows you how to maximize your retirement saving and spending plan, while still having something to leave behind for your family, friends, and favorite causes. Looking at your 401k in a volatile market can lead to panic and poor financial decisions. Even if you have already made some decisions you regret, or you waited until forty-five to think about retirement, there are steps you can take today that will help you reach your financial retirement goals. Josh Jalinski, host of the popular Financial Quarterback (TM) radio show, offers his SWAN (sleep-well-at-night) retirement that works for people in all stages of their careers. This proven system for secure retirement planning lets you enjoy your money, and teaches you: To challenge fifty years of conventional retirement planning with fresh strategies tailored to today's volatile economic climate. Tax-saving strategies that maximize the amount of money you have available to spend on experiences, travel, and expenses. Understanding how to identify the right investment portfolio mix for your individual circumstances. How saving cash and different life insurance options help you weather volatility and ensure you can pass wealth on to family members. The truth is, a 401(k) is not enough for most retirees. Its time create a new paradigm, one that will stand up against market volatility and be there when it's time to enjoy the years you worked to earn.

Are your financial plans on the fast track or the slow track? If you are like most, retiring early sounds great; more time to do what really interests you. To get on the fast track, you need to leverage your mind, your plan and your actions. In Retire Young Retire Rich, Kiyosaki details how he and his wife Kim achieved financial freedom in less than ten years. More importantly, he shows how a context shift in your mind allows you to create a plan that formulates the actions necessary for your financial freedom.

This book posits that retirement security is the central policy concern of our time. A generation of 'Baby Boomers' is on the verge of retirement, yet pension systems confront crushing challenges, and governments often appear confused about which direction they should move in. Contributors to this volume clarify the discussion by addressing the question: 'What are the new risks and rewards in pensions, and what paths can stakeholders chose to solve these problems?'. The chapters set their sights on employees' needs and expectations, employers' intentions and realizations, and policymakers' efforts to resolve the many challenges. Despite the fact that retirement systems face deep stresses exacerbated by volatile capital markets, poor corporate earning streams, weak macroeconomic performance, and international turmoil, nevertheless, contributors in this volume show courage and creativity in plotting the course over uneven terrain. In the book, three aspects of the evolution of risk and reward-sharing in retirement are evaluated, to offer guidance to pension fiduciaries, plan participants, and policymakers. First, it formulates new perspectives for assessing retirement risks and rewards. Second, it evaluates efforts to insure retirement plans. Third, it proposes several new strategies for managing retirement system risk. The volume represents an invaluable addition to the Pension Research Council/Oxford University Press series. It will be especially useful for managers working toward more efficient pension plans; to scholars and policymakers seeking to maximize pension design effectiveness; and to actuaries and tax specialists concerned with pension regulation. The Pension Research Council at the Wharton School of the University of Pennsylvania was founded 50 years ago to encourage research and teaching on pensions and retirement security. Council projects address the long-term issues that underlie contemporary concerns and seek to broaden public understanding of these complex arrangements through research into their social, economic, legal, actuarial, and financial foundations of privately and publicly-provided benefits.

You've served your country, now let the country serve you Veterans Benefits Guide For Dummies is your clear and concise guide to the benefits available to you from the VA and other government organizations. You have access to physical and mental healthcare, financial services, long-term planning, education, and much more. This book explains how to make sense of and take advantage of the extensive benefits program offered to veterans in the United States. You'll learn what you're eligible for, how to file applications and claims, and how to appeal decisions. This book covers the most recent benefits available, including vocational rehabilitation, life insurance, home loans, pensions, burial benefits, and survivors' benefits. With Dummies, you can navigate the paperwork to make sure you're getting everything that's available to you. Figure out the VA benefits system and learn what paperwork you need Discover the pros and cons of veterans' services versus civilian services Develop a smart financial plan with a good understanding of military pensions Find and secure benefits you may not have known about - for yourself and your family Newly separated and seasoned veterans alike will love Veterans Benefits Guide For Dummies. We make it easy to get what's coming to you.

TIRED OF YOUR IRA EARNING LOUSY RETURNS IN TRADITIONAL INVESTMENTS? Want to know the secret to increasing returns in your IRA that your investment advisor may not even be aware of? Many people have found great success in investing in real estate over the past few decades but few are aware that you can hold real estate investments within your IRA. Not only can you hold these investments, you can use the power of leverage through non-recourse loans to substantially increase your returns. Within this book you will learn: How self-directed IRAs function. What a non-recourse loan is and how it works. Why your CPA and investment advisor may not be aware of these options. What the IRS has to say about real estate in an IRA. The step-by-step actions to get started earning great returns. You don't have to take the investments offered by your bank or financial institution - you can choose! Rather than watching your retirement funds inch slowly forward, put that money to work and live the retirement of your dreams!

A book for baby boomers and others not content to accept an unfulfilling future. The Caterpillar That Roared, a quick-read book in the tradition of Jonathan Livingston Seagull and Who Moved My Cheese? was co-authored with Joseph Sturniolo's fellow baby boomer, Dan Christopherson. Each chapter of the 13-chapter book illustrates the 13 lessons learned in Sturniolo's ROAR workshops - aimed at helping people discover or rediscover their gifts and passions so they can meaningfully employ them in the next stage of their lives. The workshops grew into an organization - ROAR - and a virtual community aimed at creating a revolution of alternatives to conventional retirement or unfulfilling occupations.

Achieve Anything is a life-changing book that helps you see how you can master your mindset, take action now and develop the critical habits that will help you deliver mind blowing results with anything you dare to achieve. This essential how-to guide is for all of you ready-to-roll'ers and tired-triers of the world who would love a fast and simple solution to start achieving more, from your regular day-to-day to-do's to your wildest dreams! Achieve Anything is here to help you do just that. It will show you how to achieve more and enjoy it. It is: * Easy to read, * Easy to understand, and * Simple to implement. That trio makes it easier to get the results you want! If you follow the 7 simple steps in this book, you will pursue only those goals which matter to you, achieve them sooner and enjoy the process more. You will learn about the knowing-doing gap, the expectation versus reality gap, the 7-Day Success Cycle and the MTO goal-setting method and how they, amongst others, will help you build strong habits to achieve your dreams. If you have struggled to achieve everything you want, this is the time for you. This book will help you get comfortable, build your confidence and start to achieve anything you desire. Read this book, put in the effort and watch your life change!

Stepping Lightly Around the Pitfalls of Estate Planning...

Estate planning is one of those unpleasant but really important tasks. Unfortunately, the process is not only hard to get started, it is then easy to make mistakes. Even the most careful and well-intentioned person can slip up along the way. Avoid the pitfalls "The 50 Biggest Estate Planning Mistakes" outlines the major mistakes and their consequences in an entertaining way-and then proceeds to tell you exactly how to avoid these mistakes.

Delivering practical and helpful information in a light tone, the authors help to make these sometimes difficult conversations a little easier. The book's fifty concise chapters are filled with real-life examples, organized under four key areas of mistakes: The biggest mistake of not planning at allFailing to plan for the possibility of mental incompetencyMistakes made during the estate planning process itselfAnd common mistakes made by executors

Written by personal finance and estate planning experts, Jean Blacklock and Sarah Kruger, "The 50 Biggest Estate Planning Mistakes and How To Avoid Them" is an essential guide for Canadians interested in planning their estates effectively, with minimal stress on their loved ones.

Nationally known personal finance expert Terry Savage helps you answer the most important retirement questions

During a time when looking to the future is more important than ever, author Terry Savage offers street smart advice for the many soon-to-be retirees wondering how much longer they will have to work to make up for the losses in their retirement accounts. "The New Savage Number" provides the strategic guidance and hands-on techniques necessary to plan a successful, satisfying retirement.

Throughout the book, Savage helps you figure out how much money you need to retire-your savage number-and how to invest to reach that goal. Then, as retirement looms, she guides you through the process of planning withdrawals so the money lasts your entire lifetime. In between, Savage offers practical advice on everything from getting personal finances organized to insuring retirement plans against the disastrous need for long-term care. An informative, engaging book that future retirees of every age can utilize, "The New Savage Number"
Contains updated chapters reflect the current economy including changes to the mortgage market and stock market performanceTakes issues such as social security, long term insurance, and new investment risks into considerationOffers guidance on continuing to earn income in retirement

Written with every retirement bound individual in mind, " The New Savage Number, Second Edition" provides you with the tools needed to rescue your retirement.